University Student Loans 101 | Grad School Federal Loans FAQs and Advice

Подписаться 8 тыс.

Просмотров 7 тыс.

50% 1

Hi Future PhDs!!! I now sell merch! Get Your Future PhD Tote Bag Here - bit.ly/FuturePhDTote and let EVERYONE know how proud you are to be a #FuturePhD!!!
University Student Loans 101 | Grad School Federal Loans FAQs and Advice
I talk a lot about funding your graduate degree, but for many of us student loans are the best and only way to get through our university education. When I began my academic journey I had no idea what I was getting into by taking out federal loans, but I also didn’t have much choice as a student who wanted to go to college. As a result, I developed a lot of federal loan debt. So today, I met up with Sara Potter-Gittelson, the founder of @FirstAtFinances and the Inaugural Director of UCLA Financial Wellness program, to really discuss some Federal Student Loans frequently asked questions (FAQ). Through this discussion we really shared a lot of facts about federal loans, borrowing and even advice on repayment!! Money doesn’t have to be a barrier to grad school! You deserve to chase your dreams!
Please leave comments of questions or ideas you have to share!
For More on our guest head to:
/ firstatfinances
OTHER VIDEOS TO CONSIDER:
○ Strategies to Find Funding for Grad Students | How to Look for Graduate School Grants & Scholarships - • Strategies to Find Fun...
○ How To Pick the PERFECT Grad Program For You | Most IMPORTANT Considerations for Graduate School - • Most IMPORTANT Conside...
UPCOMING VIDEOS:
○ Does the Grad School You Attend Matter? | Ivy League Vs State Universities
○ Graduate TA Week in the Life | Teaching Assistant Responsibilities & Tips for University TAs
NEED MORE RESOURCES?
Annotated Bibliography Worksheet - bit.ly/AnnotatedBibWorksheet
Dissertation Writing Weekly Journal - bit.ly/DissWeeklyJournal
Basic Syllabus Template - bit.ly/SyllabusTemplateFutuePhd
WANT TO SUPPORT ME?
Buy Me A Coffee: www.buymeacoffee.com/BrisaMarie
Shop Future PhD Merch: bit.ly/ShopFuturePhD
WANT TO KNOW MORE ABOUT ME!?
Website: www.BrisaMarie.com
Instagram: / brisamarie
LinkedIn: / brisamarie
And make sure to subscribe to my channel!
Likes, Comments, Shares, and Subscribers help small RU-vidrs like me grow. This growth will help me produce more helpful, creative, and engaging content for all of you. If you know someone who is interested in grad school or has already been accepted but they don't know what to expect, please share my channel with them! If you have ANY questions about grad life, research or even me, ALWAYS feel free to leave your questions in the comments below.
I made this channel to help people like me. People who don't know anyone with a doctorate degree or anything about higher education, but I knew I wanted to get a PhD. I knew I wanted to be a doctor! With your support we can work together to create a resource to demystify graduate school and encourage more underrepresented people to thrive in doctoral programs!
MUSIC:
------------------------------
Music: Cancun - Topher Mohr and Alex Elena • Cancun - Topher Mohr a...
------------------------------
#GradAdvice #GradStudentLoans #GradFunding

Опубликовано:

8 июл 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 39

@BrisaMarie 3 года назад

When we discuss grad school and funding I know most of us are really focused on grants and fellowships. These are super important but sometimes they are hard to come by. With that said, check out my past videos on finding grad funding so you can use Student Loans as a LAST resource! - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-oJ4_J8dfZ18.html and make sure you avoid these funding mistakes I made - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-2H0LcIvyi7g.html

@MarianaRodriguez-ru5bw Год назад

Ughhhh you have no idea how helpful this is. I’m a first gen Mexican, single mom and head of household. I have a mortgage and other bills to pay, while attending FNP school and working full time. Working full time and FNP school isn’t sustainable and I didn’t know how to go about getting some living expenses covered to cut down my work hours. Thank you sooo much for posting this

@BrisaMarie Год назад

OF COURSE! I am soooo happy this video is helpful to you! Parenting and managing money it a lot alone, does not help to add grad school! Please let me know if you have any other questions! and also just in case no one has said it in a while YOU ARE AMAZING! Thank you for commenting! I really appreciate it!

@neorandall2393 2 года назад

Thanks for making this video! It's even stressful looking into loans for grad school and the depth of content covered here has been a huge stress relief.

@BrisaMarie 2 года назад

I totally understand!!! When i started grad school i made soooany student loan mistakes and that was bcuz i was overwhelmed when i tried to look into it!!!! I really appreciate Sara spending time and sharing knowledge! I am so so so happy that it has made you feel a little less stressed !!!! Thank you for commenting 💙💙💙💙💙

@justindelrosario8526 3 года назад

Thank you for creating this video! Super helpful!

@BrisaMarie 3 года назад

Yai!! Im glad it was helpful! Please let me know if there are any other questions we didn't answer that you'd like to know!!! We are hoping to do a more in depth federal loan video!

@chatalola96 3 года назад

Amazing info. Im about to accept my loan offer and I’m terrified. This video really helped and I wish I could personally speak with Sara or find someone who is as knowledgeable as her to help guide me. Anyway thank you so much again for making this video !! :)

@BrisaMarie 3 года назад

I'm glad you feel a little better!!! And You totally can speak with Sara!!! Her IG is @firstatfinances! Feel free to DM and let her know you found her from this video!!!! She'd be happy to talk with you!!!

@jameskawuma1161 Год назад

This is a very helpful video! Thanks so much!!

@BrisaMarie Год назад

You are so welcome!!!! I am so glad it was helpful!

@user-qf6um7ft4b 11 месяцев назад

super helpful video, thank you!

@BrisaMarie 11 месяцев назад

Of course!!! I am soo happy this video was helpful!

@denisebowman3873 9 месяцев назад

This was so helpful!!!!!

@BrisaMarie 8 месяцев назад

I am SOOOO happy to hear that!! Thank you for commenting

@jessicalauren3996 Год назад

Thank you so much! I felt so loan illiterate and am going back to NP school for my doctorate

@BrisaMarie Год назад

You and me both! I am so lucky to have met Sara and have her support! She really taught me a lot! please let me know if you have any more questions!

@UntameableWitch 3 года назад

Just here to show support for you and my sister xoxo

@BrisaMarie 3 года назад

Yai!!! Lol i love the support!! Thank you hahha

@timfewless971 11 месяцев назад

It is a bit unclear to me the way a tuition waver changes the amount of student loans available. The FA department tells me the PLUS load will be reduced or eliminated based on the tuition waiver, but they have been unclear (after many emails) how this will change the standard student loan. This is the best video yet!

@BrisaMarie 11 месяцев назад

I am glad this is useful! It helps to have a professional talk about it! I do have one other video (you may have seen it) ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-J_5RR_Bxvbw.html But here its shows how they define the costs/loan amount. I think it depends on your university but Fee waivers cover in state tuition at UCLA and so they subtract that part from the loan and leave the out of state amount available. It may be similar at your institution! I am sorry they are being very helpful! I hope this was helpful!

@blankspace8758 12 дней назад

Thanks for the info. But I truly feel this country sets its citizens up for failure. The fact that interest acrrues while you're in school is savagely cruel. The employment standards demand higher education, and the federal government makes it almost impossible.

@BrisaMarie 6 дней назад

I genuinely cannot disagree with you. What you say makes perfect sense. Its a horrible system and that makes "following your dreams" basically financially impossible. Thank you for taking the time to comment!

@drewigfall Год назад

I’ve ran into an issue with financial at my institution that has made me extremely upset. I am enrolled in 9 Semester hours, master promissory note is completed, and I have my loan disclosure statement to verify that what amount that I should have. Earlier in the semester I have a certain amount but when I log back in, it has been adjusted significantly! I’ve emailed and reported the institution because it has affected my livelihood since I had to cut down To go to school and be a full Time caretaker. What are my options to fix this before disbursements this week at my institution 😭

@BrisaMarie Год назад

Unfortunately I don't really know! Each school has its own rules and regulations! What did they suggest to you? Sorry that I couldn't be more helpful!

@gregmcknight5183 Год назад

Good info

@BrisaMarie Год назад

Thank you! I'm so happy you think it's helpful!

@gregmcknight5183 Год назад

@@BrisaMarie I’m headed to UVA law next fall and am excited :-)

@BrisaMarie Год назад

Oh my goodness!!! Congrats! That is sooo soo soo exciting! I am so happy for you!

@gregmcknight5183 Год назад

@@BrisaMarie thank you, years of hard work feels like it’s paying off 🤓

@BrisaMarie Год назад

!!! Feel free to leave updates !!! You deserve all the good things to come!

@justkikib Год назад

its a hard credit check for grad plus. please note that...

@BrisaMarie Год назад

Thank you!

@justkikib Год назад

@@BrisaMarie you're welcome..I learned by experience was trying not to get any hits to my credit but i got an alert.

@BrisaMarie Год назад

Definitely useful info!!! I appreciate you :)

@deborahmercuri8187 Год назад

Great video, but I was confused as to why your guest presented it as such a negative that international students and illegal aliens could not access federal loans? Why would people from other countries have access to our federal government loans? Shouldn't that money be focused on those of us who are citizens and pay taxes? Other than that, very informative, thank you!

@BrisaMarie Год назад

Hi! Thank you so much for the compliment! Both Sara and I are really invested in all students getting access to graduate school. Unfortunately in the US education is super expensive and for a lot of low-income people federal loans are their only options. Regardless of someone's citizenship status it's important to us to empathize and recognize the circumstances all people come from. Many people who are not citizens pay US taxes and participate in US economy and deserve support. It's a common misconception that people who are not fully naturalized do not pay taxes or support US economy but it's just misinformation rather than fact. Regardless of their participation or not, many people who are not citizens have very very limited options for financial support for grad school in the US. Which is generally negative for people who want grad school to be accessible. I am so happy that you found this video informative! Thank you for commenting

@kdmok Год назад

It's a matter of empathy too. If it's hard on citizens, then that stress is magnified for non-citizens. My understanding is they're allowed to work 2 years with a bachelors degree in their profession, like an "on the job training" so they don't even receive the same pay, as a citizen(co-worker) who has the same credentials and expertise(that sucks) and yes, they pay taxes. Most have to save that money if they're planning to further their education at a graduate level. I'd feel a bit salty about it. On the flip side, if they received a government loan there wouldn't be enough time to pay it off in a short time as a non-citizen. So, much respect to those who succeed.

@BrisaMarie Год назад

@kdmok yes! What a beautiful way to say this. Thank you 💙