He's civilian employee, she was NOT supposed to go with him. If he ate modestly (take out sandwiches) he'd have an extra $20 A day multiplied by 90 days, ultimately banking $1,800. He'd be able to pay his tax debt. These people are clueless and irresponsible!
I couldn’t believe that she acted surprised when dave told her, she wasn’t supposed to travel with him. As soon as she said she had to travel with him for work, I thought that was incredibly strange.
Rosalynn Weaver - I agree with you that she didn’t sound happy with Dave saying that she wasn’t supposed to be accompanying the husband on these trips. Another poster said she sounded surprised. That “hmmm” she responded with didn’t sound like surprise to me. They had to use their emergency fund to afford food. What about the round trip plane tickets for mom and the toddler? It really sounds like they could pay their taxes if they weren’t spending money so she could accompany the husband on these business trips.
Salinda Lorraine But he doesn't make enough to "support traditional family values". Either he gets his income up, or mom gets a part time job while grandma watches the kid.
Daviel James maybe she can't get a job because they have a 3 yr old baby. You can't get a $15 per hour job and then turn around and Gove it all to the day care provider....not to mention, they are hanging with hubby on his job.
Sounds like she needs to stay at home. If the $50 a day is for one person, why is she traveling with him? I know it sucks but thousands of military families do it. It’s called sacrifices
You are living in a hotel for 3 months? Talk to the hotel about hiring you to work during the hours he is off duty. Dad watches the baby, you clean rooms for the 3 months while you are there... OR...return home early without him and start working on the garage sale yourself
There’s something missing that she’s not telling. I hire and work with federal law enforcement and even on a lower pay scale he should be making more than 38k especially looking at locality pay from living in Hawaii. They also have a bigger problem. She wasn’t authorized to be with him so they paid out of pocket two extra plane tickets cause kids over 2 have to have their own seat. Sounds like they have a spending problem.
My husband flew to Brussels every 4 months for NATO conferences and I never went since the company didn't pay for spouses. No way I could afford that plane ticket.
Germell Said he’s civilian law enforcement, don’t know if she knows what that means. Is she referring to an 1801? Cause that would probably be more inline with 38k
She could easily get a part time job to work say on saturdays and 1-2 evenings during the week and provide an extra 1000 dollars per month income. No daycare troubles. But according to Dave, apparently this would be too much abuse for this poor lady so her husband who already works a full time job should deliver pizza's after he comes home from work. I love Dave's advice but on this subject he's so insanely biased in favor of women it's ridiculous.
Modern women looking down on traditional women while playing traditional house wife roles without any of the benefits and finesse of old school housewives...whatever happened to modern feminism and strong female character??
They have been taught to keep score. If they take care of things they don’t think they should have to work. Previous generations weren’t worried about keeping score in a relationship they did what was best for the family.
It's more nuanced than that, depending on her skills she may not be able to demand a high wage. If she can only get minimum wage then she is probably adding more value by staying home (assuming she's doing a good job making her husband's life easier and focusing on her kids)
Party Pepe but they are in Cali, the husband gets $50.00 a day to eat from his job and the child is 3. Plus they have not even been there for full 3 months yet so she has a few weeks left to eat.
My husband also travels for work and when he is going to be away for 3 month or more, we go with him. She is crazy eating out all the time. I have lived in hotels plenty of times. Cereal and milk for breakfast (or stay in a hotel that includes breakfast) , you can buy ham and cheese at the grocery store for sandwiches. I have even purchased a tiny crockpot and made actual stews and stuff like that. It Is decently doable. You do not have to blow your $1,000 emergency fund on take out.
@@JohnDoe-gc1kt scrape the food into the garbage can and wash them in the sink. It's really not that complicated. Also, you don't even have to prepare breakfast. You've got continental breakfast everyday. Honestly, she wanted to spend the High Life on his food budget. Had they bought a cheap hot plate and toaster oven, they could have bought groceries at $350 a week. That's well above most people's grocery store budget and she wouldn't even have to worry about breakfast every single day.
Blaze Flame That's a factor we don't know. When I had my children, that wasn't a luxury for me. My parents were still young and vital and no where near retirement. That being said, I DID work since my career, along with my husband's salary and reserves pay, covered the cost of daycare.
50 a day will in fact feed a family of 3 no problem. Beans, rice, spinach, salsa, water, bananas, PBJ. Probably be 10x healthier than the diet you currently consume.
@@simpleeye7950 you could probably easily get away with that at that budget . It's a $350 per week budget where you are living in a hotel that provides free continental breakfast. I literally couldn't blow that much money between my fiancee and myself on groceries if I try
@@IllinoisTrafficAttorney For some reason I first read that as $350 a month (which is about what I spend for 1 person) but then I read $350 a week and I realized how ludicrous their "problem" is
Everyone's focused on whether or not she should or shouldn't have traveled with him. What if, and I know this sounds crazy, she has no idea how to file her own taxes? $38k/year for a family of three and they *OWE* a total of $2,100? Nope. No way. She biffed the taxes big time.
I agree. My feeling is that the hubby earned other income that had no/way too little withholdings coming out. When they declared this on their filings, they got hammered!
jvolstad I agree..3mos happens in the blink of an eye..no need to follow him to CA..she probably seen it as a mini vacation and only realizes that they couldn't afford it now
Yeah, I’m calling BS on that. Federal Law Enforcement positions are typically very competitive and require a higher skillset/experience level than local law enforcement. By nature the salaries are much better as well. Something’s not adding up here.
Exaclty my point...my husband travles for work and has for a while now....it sucks but we do what we have to do and we see him when he is home...I have 3 kids and 2 in school and all 3 will be in school next year...no way would i be able to do that anyway with all that going on. I love my husband but I would not wanna stay in a motel with kids all the time. We can call eachother or text on facebook and that is okay by me
Victoria Miles plus traveling when you're broke. My husband has a business trip next month and we have the money set aside because he has to pay for it out of pocket and then his company reimburses them. Because we don't want to get a company credit card. Anyways I told my husband we need to set aside more than what he's going to need just so he has enough money.
Caller: I stay at home rolling my thumbs. My husband works 40h a week. Dave: Yes, your husband needs to start doing something... delivering pizzas at night...
Child care would cost them a FORTUNE she is better at home. Mothers dont "twiddle their thumbs " there is alot in raising good children and keeping house !
@@family-peace-love she could work on the weekends while husband watches the kid or she could deliver pizza at night while he watches the kids. But that would be too fair and logical wouldn’t it?
@@family-peace-love If that is the case why is there so many un bathed and rugged looking kids who look like they havent even touched a comb in a year? Why are most of them so illiterate or cant even tell time??? What are these supposed mothers doing??
Another option in CA - I worked 40+ and took over childcare as soon as I walked in the door. Dad could watch the kid while mom got an evening job. McDonalds, waiting tables, desk at hotel, lots of options to make extra.
38k for a federal police officer living in Hawaii. He can't take night gigs and has to travel from Hawaii to California with only $50 a day for food...yet they owe $2,200 in taxes? something just doesn't add up...
She could go deliver pizza at night while he takes care of their baby since he is working in the day already. Then both of them can work and can still be taking care of their kid.
NONE of what she said makes any sense!!! How do you live in Hawaii on 38K?!? Plus 50 bucks a day is sooo doable for food. Why would you allow yourself to get dragged to CA for work for so little money?
Why is it the husband's responsibility to take the extra job when he's already working a 40hr week and has to live away from home for parts of the year 🙃
Hello. Tell Moma to get a PT job and let dad raise the child when he is off duty. Being a home maker Isn't a full time job with one child. A man can be a home maker and help raise a child so Mama can work PT.
She should have stayed home and not traveled with the husband. I retired from the Gov. and when you travel for a detail or training, you are not expected to take your family with you.
I think $50 a day for food can go a long ways. Let's say 5 days a week at $50 a day-$250 a week. $250 on groceries can buy a lot of food I believe. A lot of beans and rice or rice and beans for sure.
Daniel Purdy they live in Hawaii true, but right now are living it up in a hotel in California (paid for) with an aditional $50 daily food stipend. They used $1,000 of savings to eat in addition to the $50 daily ... And Dave gave her a pass.
That's what I was wondering. Also keep in mind that the hotel offers free continental breakfast daily so you have to feed a toddler and two adults at $350 a week with free breakfast. She should have just bought a hot plate and a toaster oven but I imagine she had no interest in cooking or doing anything other than eating out because that's the only way you blow that kind of budget
She may want to stay home in Hawaii get a job and work at least part time while 3 year old is in Day care/or a HeadStart lottery funded program where they don't pay any tuition. It's hard being away that long from your spouse but it can be done.
Dave was disappointingly nice. Her decision to mooch off of her husband's per diem is *especially* dumb because they have a child, not understandable because they have a child. (Although per diem is more than $50, so something is weird here). And he should have been put up in an extended stay hotel for an assignment of that length, which makes cooking incredibly easy. Her story isn't adding up.
She doesn't say why she's not working outside the home but the average cost of childcare in HI is $640 month which takes a big chunk out of a paycheck. However, HI has several programs that help subsidize childcare that they might qualify for. Or she could babysit to generate income. She also doesn't say why she/daughter chose to accompany husband. Rent for studios/1 bedrooms average $900-$1500 month so perhaps they live with family if they could purchase (not afford) plane tickets for two. $50 a day is more than enough to feed a family of 3 if simple meals are prepared in a hotel room (refrigerator, microwave oven, coffee maker) instead of dining out. Hopefully, they really think through 'family travel' moving forward.
No Dave. He shouldn't get a second time job, she should get A job! There's literally no reason why she can't pick up a part time job. You're way too soft on the ladies. It's getting infuriating at this point.
There are things more important than money, like raising your own kids. That's Dave's opinion. If you don't like it, don't listen to the Dave Ramsey Show.
Christopher Geis sure, but when you are so broke you are living out of the hotel and owe money to the IRS, something’s gotta happen. Even if she watches some other kids or maybe asks the hotel if she can do some room cleaning, anything helps. If things are so bad you are living in a hotel, I think it’s safe to say they can’t afford having one pay check coming. She should add a few bucks when she can.
With that salary it don’t even have to do with with holdings. They would get a earned income credit. They are litterly not paying taxes out of their pay check probably because self employment.
She could also do some work in the evenings while her husband is home with the kid! Jeee. Let her deliver the pizzas or something. There is even work that you can do from home.
Why is it that someone making so little money owes that much in taxes? The same is true for me and my husband. Seems that the man in the middle owes way to much, the poor owe nothing and the rich owe a small percentage of their income.
I disagree that the rich only pay a small portion of their income. I know people who make 300k annually and they pay nearly 100k in taxes. It's the poor who don't pay their fair share. Google earned income tax credit. Dave calls it the unearned income tax credit. It's basically a tax time welfare check.
yea, but 300k minus 100k is still 200k which is still living the life of luxury. 100k in taxes is just a couple less carrabean vacations, a couple thousand of taxes for someone making 30k could be utility bill money. EVERYONE should have their first 50k untaxable as that is money to live on.
My husband worked away from home for 6 months, he was given $30 a day to pay for food AND accomodation! And we live in Australia so that $30 was even less. Plus he was only paid 5 days but because he had to rent he had to pay for 7 days as no place except maybe a hotel would rent for 5 days and it would cost more. He was given a small pay rise of $60 per week which covered a bit of the extra expenses: Like power, petrol and car wear and tear. Petrol was the biggest out of pocket expense because he drove home on weekends. But when he had finished the 6 months he still got to keep the pay raise as he was still promoted so we made up for what ever we were out and then some. Yet we still managed to make it work, we found a cheap studio apartment that was amount he was paid, I packed all of his meals in an esky and sent them with him. You have to be thrifty and be prepared to roll your sleeves up every now and then
A federal police officer who was offered a job in another state only makes 1,500 a month!? She said $50 a day. 50 * 30 days equals 1500.. I'm a truck driver and I make more than that! I think this lady is lying about her husband's job
I smell cash burning. I'm very familiar with that smell. Ramen Noodles are $1.00 and they can cook them in the microwave. You're telling me you can't feed a family of 2 1/2 for $1400 a month in CA? If you can't you need to get out of there.
Instead of recommending the husband get a job. The woman should take the night job doing whatever so the man isn’t working 90 hours a week and he can spend time with his child
It's amazing that Dave uses the pizza example so much. It really demonstrates that extra work is really hard to find. Back on the "good old days" I suppose someone could pick up extra shifts at their day job to make extra money. Not so anymore.
Uhh, Wal Mart is always looking for people to work nights and weekends. The work is out there if you look hard enough. My cousin worked up to 3 jobs at a time to support his family until he could land a full time position with UPS. People make STUPID choices (like having children they can’t afford) and then cry foul when life slaps them in the face. This couple have the financial maturity of a couple of 6 year olds.
I’m guessing, one of the reasons they’re scraping by those three months in California is that they’re STILL having to pay rent in Hawaii while the apartment sits empty. That’s crazy. She and the toddler should stay home.
Income is $38K living in Hawaii? yikes......I lived there for a decade and the living is pretty expensive. Since everything is shipped in or flown in, the costs of everything is higher than on the mainland. Good luck to this lady.
What I gather about the USA which I don't understand why not, but income tax doesn't come straight out of your pay automatically through payroll? If it were to happen that way, government would be getting all the tax without needing to chase it up, and there is no huge shock so you don't pay all at once.
Hire an accountant. Doing your own taxes can be dicey if you’re at a certain income bracket. Also I’m sorry honey, but you’re going to have to get used to being separated from your spouse. Part of the military/government spouse package.
Why are you telling him to get a second job rather than telling her to get her first? When he gets home he can stay with the kids and she can go deliver pizza's. Better for everyone, I'd say...
Not at all, its just modern stay at home moms are just lazy privileged women. Real house work is back breaking and stressful, you are working from morning to night and your home is always immaculate and your husband is always the happiest in the neighborhood.
That situation is almost never easy either way. I’ve been in similar circumstances with a small child and we came up with a variety of solutions but it can be very challenging and we don’t try to make that work as often. Even more challenging if the nerd and free spirit aren’t working together. Very easy to bust a budget trying to make that work - have to plan ahead, be creative, and say “no” to a lot of what is around. I’m already planning food solutions for my son and I’s next solo trip. Restaurants and fast food aren’t guaranteed to be a good experience, healthy, or cost- or time- effective.
Daviel James In a world where outdated social norms and expectations of a by gone America that is not coming back, is more important than sovereignty over your life and mind .
She has a full time job taking care of their child. I'm wondering if they actually have a home in HI. Where she could have stayed with her child & he sends her the money to cover the bills.
Wouldn’t it be cheaper for the government to pay for the guy to stay in an apartment rather than a hotel for 3 months? More wasteful government spending!
Yeah, doesn’t make sense. You’d think they’d put them in an extended stay that tend be be cheaper long term and have kitchenettes. Something is screwy here.
