What’s In My Wallet Q3 2023: Optimizing EVERY dollar (Maximizing Credit Card Rewards)

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Learn more about all of my card picks here: cardonomics.com/i/mariatech
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Find the table with my rewards structure here: www.techmentormaria.com/blog/...
Learn more about all debit and credit cards mentioned in the links below (in the order of them being mentioned)
Chase Checking: accounts.chase.com/raf/share/...
Charles Schwab Investor Checking: www.schwab.com/client-referra...
Betterment Checking: betterment.com/friend-referral-offer?referral_key=mariatechtok
Betterment Cash Reserve: betterment.com/friend-referral-offer?referral_key=mariatechtok
Chase Freedom Unlimited®: cardonomics.com/i/mariatech/c...
Chase Ink Business Unlimited®: cardonomics.com/i/mariatech/i...
Bilt Mastercard®: bilt-rewards.sjv.io/c/3947361...
Chase Freedom Flex℠: www.referyourchasecard.com/18...
Citi Custom Cash℠: cardonomics.com/i/mariatech/c...
Amazon Prime Visa: www.amazon.com/dp/BT00LN946S?...
The Platinum Card® from American Express: cardonomics.com/i/mariatech/t...
Sapphire Reserve®: cardonomics.com/i/mariatech/c...
Citi Premier® Card: cardonomics.com/i/mariatech/c...
🌐 NEWEST blog post - Comparing the Best Travel Credit Cards for Beginners: www.techmentormaria.com/blog/...
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ABOUT ME
🙋‍♀️ I’m Maria, an Engineering Manager at a big tech company and I’ve been coding since I was 13 years old. I love working in tech because building new things and being creative is something that makes me really happy. While on this journey, I realized how lots of questions I receive in 1:1s get repeated a lot so I decided to upload short and simple Q&A videos on TikTok which grew to a small amount of followers. For some questions, I wanted to dive deeper with longer answers which is how this channel started. Thanks for being here - my goal is to help some people out and make their lives at tech jobs more effective.
#TechMentorMaria #CreditCards #SmartSpending
***Advertiser Disclosure: Some of the card links and other products that appear on this description are from companies which Tech Mentor Maria will earn an affiliate commission or referral bonus. Tech Mentor Maria is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.

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26 июл 2024

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Комментарии : 184

@techmentormaria Год назад

What should be my next card to optimize further? Taking ideas 💡

@raulbeto5 Год назад

Any thoughts on Amex personal gold

@techmentormaria Год назад

Great welcome offer right now and that’s the card I’m considering next too. I think good all rounder if you want the Amex Trifecta!

@sethphillips9288 Год назад

I was going to say the gold card as well, strictly for dining out and groceries! Also if you invest with Charles Schwab you should consider doing the Charles Schwab platinum card. your points can transfer directly to your brokerage account at a slightly higher rate!!! its wicked awesome!!

@daniels8161 Год назад

That's a solid card setup you got there. Thanks for the video. Working on the Ink Bonus right now, and that Bilt is on my list, love that it transfers to Hyatt. Also, I need that Schwab debit card. that's an awesome perk. Here's a few card suggestions for you and some of their benefits. WYNDHAM REWARDS EARNER BUSINESS CARD If you stay at Wyndham properties: -8 points on Gas, -20 points (total) at Wyndham (8 pts from card, 10 for being a member, 20% more points for being a Diamond Member) -5 points on utilities, -Annual 15,000 point bonus, -10% discount when redeeming with points. -I've redeemed these points for around 2 cents per point before, although that's not always available. -Gives you the Diamond Status (highest status) at Wyndham and you can match it to Caesars Rewards, which has some pretty neat perks as well. It also has a decent sign up bonus. CAPITAL ONE SAVOR if you like Uber or some of their other categories: -covers your Uber One Membership until November 2024 -10% back on Uber and Uber Eats expenses. -Uber also gives you discounts on your purchases with the Uber One membership. -3% on restaurants, groceries, entertainment, and streaming services. -You will need a Capital One Venture card to convert it to points to transfer to partners. I've had great experience with my Venture X card, 2 points back on everything is pretty neat, and their travel portal usually has lower prices than Chase's, in my experience. -I'd recommend trying the Amex Platinum on airline fees instead of the Sapphire Reserve. In my experience, Amex has given me 5 points for those transactions as well. Your mileage may vary. Also want to add, I got that 150K point targeted offer too, and I thought the same thing as you, "it's time to get this card. LOL. Ended up loving it. BTW, I'm new here, this is the first video I see from you. Good stuff. I just hit that subscribe button.

@SledgeIncTeam Год назад

@@techmentormaria The Amex Gold is probably my most used card but the card that I recommend to everyone is the Hilton Aspire. It's one of/if not the best travel card

@canines 11 месяцев назад

One of the best credit card videos I’ve seen. You deserve more subs !!!

@adamsledge7295 Год назад

Great video! Love the spreadsheet at the end too, very smart. Thanks for sharing

@techmentormaria Год назад

Thanks for watching!

@carolinaojeda5771 3 месяца назад

Thank you so much for all this information. I need to start and follow your advise

@playgirl44 Год назад

Was so excited when you posted about this yesterday! Great video!

@techmentormaria Год назад

Yay! Any credit card you didn’t expect or you’d swap out?

@playgirl44 Год назад

@@techmentormaria would add Amex gold as a charge card (or swap out if you have too many haha). Also loving BILT for 2x bonus on the 1st, rent and travel!

@jonathanfactor6688 Год назад

Great video thanks hun

@lenn55 Год назад

Schwab is great. I use them for investing in stocks, bonds and even their high yield checking account. No fees, minimums and free checks. Only downside is they don't have any physical bank locations but i use their app to deposit checks, ect.

@techmentormaria 11 месяцев назад

I use it for everything too (loving their T-Bill options recently!). I don't mind that they don't have physical bank locations tbh :)

@jhrielly 8 месяцев назад

Occasionally I have several hundred dollars in cash I would like to deposit. That is the only issue I have.

@Lucyy10 5 месяцев назад

Thxs girly I love this ❤

@ImKeeday 11 месяцев назад

Im just getting into credit cause I used to spend everything on my debit, but I decided to begin the chase travel trifecta because I want to start traveling more and the overall rewards on all the cards are great in my opinion. Thanks for the video!

@CesarJoel Год назад

Great cards and setup! Thanks for the info 👍

@techmentormaria Год назад

Thanks for watching!

@Brittany77760 Год назад

I love this type of content!

@techmentormaria Год назад

Love it! Anyone specific you’d like to see next?

@gsctrading7215 Год назад

Excellent presentation and content. 👍. Just subscribed.

@techmentormaria Год назад

Welcome aboard!

@upwit13 Год назад

Great video, very informative!

@techmentormaria Год назад

Glad you enjoyed it!

@pointsofview6346 Год назад

Great Video and Card setup! For the Amex Platinum card I like the Charles Schwab version since you get that option to Cash out points at 1.10 cents per point along with all of the other benefits that the Amex Platinum card offers.

@techmentormaria Год назад

Thanks for watching! Oh I need to look into it!

@mahmoudfl5097 Год назад

i just want to thank you for being an engineering manger and being a youtuber at the same time 😍😍

@techmentormaria Год назад

It’s a lot of work but also lots of fun, so thank you :)

@yvjyang 11 месяцев назад

Subscribed!

@nodayzoff5902 Год назад

Great video 💪🏾💯

@techmentormaria Год назад

Thank you for watching!

@whothou Год назад

That's it!!!! I'm subbing 8)

@techmentormaria Год назад

Welcome ✨✨✨

@snakepler Год назад

Damn, I would never be able to have all that cards and organize them like that. You are awesome, lady.

@techmentormaria Год назад

Thank you! I think anyone is able to do this. Just start one by one

@KingGreen78 Год назад

It becomes easy, especially with apps on your phone,i use 9, cause i refuse to get back anything less than 3% most of my purchases, average 5% in return

@looseycanon Год назад

nah, trust me, couple of hours with the Internet and Excel, and you'll be in the same boat... assuming you'll actually need this kind of cash flow. I am on my eighth card and see, that I've maxed out, what I can do with the banks at three.

@TheKhanman123 Год назад

You rock keep it up

@techmentormaria Год назад

Thank you for watching!

@Szn97 Год назад

I hear a slight accent I love it lol❤️ you should make a video on how CL each card has and how much CL you’ve started at to where your at now with increases. Keep up the great work cheers💜

@techmentormaria Год назад

Thank you! Yeah, I’m from Germany but moved here 7 years ago :) The CL video sounds fun, I’ll put it on my list!

@leoralphvillamayor Месяц назад

Thank you so much for the videos. I am new in the USA and watching your video gives me the idea of what to do. Please create a video of your credit card journey. Thank you.

@lykewize2048 10 месяцев назад

I lyke how you added your debits in the vid.

@callmeNeno Год назад

You’re godsend!!

@techmentormaria Год назад

Thanks for watching!

@alelokaoseumu Год назад

I did not know about Bilt, that is cool

@techmentormaria Год назад

Yeah when I found out about it, I just thought “FINALLY”

@dorienxia9748 Год назад

Great video! I got both the Amex platinum and bilt card just this past week. Apple Card is also nice for apple purchases 3% back and Costco offers 4% cash back on all restaurant spend.

@techmentormaria Год назад

I feel like Chase often has an extra earning bonus for apple so I maybe the Amex gold is the better card here?

@dorienxia9748 Год назад

@@techmentormaria nice! I’ll have to look into the chase card. On another note, starting a travel influencer llc is another way to save and can provide 40% discount on all travel expenses so long as you classify as you classify travel as business expense.

@OfficialEricGao Год назад

Love the Bilt mastercard!

@techmentormaria Год назад

Same, it's one of my favs these days!

@johnsonw Год назад

i would recommend Amex Gold, since you get 4x on dining and pairs well with the Plat

@techmentormaria Год назад

So many people recommended this! I think I’ll compare it with my chase trifecta next

@miguelsandoval8203 Год назад

my everyday purchase cards are capital one - venture, and quick silver. --- for travel - I use AMEX Delta Platinum -

@techmentormaria 11 месяцев назад

So you're all in on Capital One -- I should explore this more!

@QueenConsious Год назад

You have some Great cards #TeamCashBack

@techmentormaria Год назад

Thank you! Anything I’m missing?

@smnbrgss Год назад

My credit card journey: 1. Capital One Platinum 2. Capital One Quicksilver 3. Chase Freedom Unlimited 4. Chase Reserve 5. Apple Card 6. Bilt 6.5. Fizz (a debit card that acts like a credit card) - Found out about it through Caleb Hammer. Highly recommend it to especially people just getting into the CC game. 7. Curve

@techmentormaria Год назад

How are you using your Capital Ones?

@nubianpwr Год назад

1st time here, great card collection👍🏾 I'm considering the Citi Premier for international grocery spend, etc, and wondering if you think the Citi TY points are as valuable as Amex MR points? I have the Amex Gold, but the grocery mult is only for the US, and Amex doesn't have the acceptance int'l like Visa/Mstr card.

@techmentormaria Год назад

They can be as valuable depending on how you want to use them! I think they have similar partners on the airline side but imo Amex is doing better with hotels as they have Hilton + Marriott while citi has Accor, Choice and Wyndham and I personally prefer Marriott properties but it depends on your needs for the card.

@kathrinmaier8673 11 месяцев назад

Hey Maria. Thanks for this video. I'm from Germany and i'm searching for a travel credit card. Most of the cards you mentioned are not availabile in Germany. Do you have any recommendations or experiences for credit cards in Germany?

@fogrunr5075 Год назад

Off the top... You need more color variety in your cards! 😂😂 Thanks for the ostentation😊

@techmentormaria 11 месяцев назад

Haha, not something I care about optimizing

@ashleybrown3875 3 месяца назад

Iam just starting out with travel! What is the BEST CREDIT CARD for travel card? Also how long should I wait before applying for credit cards

@drothberg3 7 месяцев назад

I'm new to Travel rewards and want to get into it and to be smarter about my credit card usage. I currently have a no-fee BOA Rewards Card as my base card; I've had it for a long time, and from what I understand, credit rating is based on the longest-open card you have, so I should probably keep it. My wife and I have a joint credit card, the CapOne Savor One. Should I get a BOA or CapOne travel rewards card to stay in the same family as one of my existing cards? I find the Chase travel card appealing, but I don't know if it's smart to go with a 3rd issuer.

@reubenmorris487 Год назад

I've seen Bilt thrown around a few times - but this moment is the first that I've actually looked at their web site. Rents are expensive for no reason; I don't think the land lords, rental companies, and investors should receive all the rewards. Thanks for the information. Please mention the use of high yield savings accounts from Amex and Citi to help offset credit card annual fees.

@techmentormaria Год назад

Bilt is honestly great. I’ve used it for so long and have no complaints. Just upsides :)

@thomashuber3320 Месяц назад

Do I get these points also if I live in switzerland or just in the USA. Like if I buy groceries in the supermarket in switzerland I need to buy them with CHF do these cards allow me to pay with CHF and don't charge me extra for that

@SledgeIncTeam Год назад

Great content. I have 4 of these cards. Amex Platinum, Bilt, Amazon Prime and the Schwab debit card. I'm thinking about the Citi Premiere. I cancelled my Amex Green card but I might get it again in the Future. I make content too on cards and right now i have 31 cards 😉

@techmentormaria Год назад

Omg 31 cards is a lot. Why did you cancel your Amex Green?

@SledgeIncTeam Год назад

@@techmentormaria hahahaha well I only carry 8 at any given time. Like I don't carry my platinum cards unless I'm traveling, etc... I cancelled the Green card because I have the NFCU More Rewards card which has most of the same multipliers but I want to gift CLEAR to my Oldest son so I'm going to get it again

@SledgeIncTeam Год назад

@@MrBankRelations I want the Premier mainly for the SUB. I have the Multipliers beat with some of my other cards but I want into those Thank You Points! 😀.. and it is a nice looking card

@vaggelisrizos134 8 месяцев назад

wooow, you began with one only card, and now you have all of these? amazing, so you say that anyone can do this if spend smart and pay smart?

@dieseljackson2466 6 месяцев назад

Can you use the Bilt card for Mortgage

@tgarrett6820 Год назад

Amex Gold! 4x restaurants and groceries is HUGE! Also Amex Blue Business Plus for 2x points on every purchase which both cards goes perfectly with the Platinum

@techmentormaria Год назад

I really thought about it and this might be my next card for sure! But I’d only get it for restaurants because I get more value from the citi

@logancarman1917 Год назад

If you had to pick from one top tier travel card what would it be? Venture X, CSR or Platinum? (Or another) Currently only travel 1-2 times a year but live in Boston with the Sapphire lounge. Thanks!!

@Leoprieto74 Год назад

I know you didn’t ask me! While waiting for the expert to respond to your question, here is my two cents. Since you travel out of BOS, access to the new Sapphire Lounge is definitely important. The Venture X and Platinum will give you one visit for free (no guest unless they are authorized user with their own Priority Pass). The CSR will give you unlimited free visits with two guest for free. However, for most people the effective AF of the CSR is $190. The effective AF of the Venture X is positive $10. For the Amex Platinum is also easy to break even on the AF with all the statement credits. If you travel with your family I will go with the CSR (save on the $75 guest fee for the Sapphire Lounge). Also consider where do you fly frequently and which Lounges that airport has. The Capital One Lounges and Centurion Lounges are nice too. Have Fun!!! Btw, I have the Venture X and the Platinum and I am planning on getting the CSR in October. Yes, I am a little obsessed with Airport Lounges 😂.

@techmentormaria Год назад

I’d probably pick the CSR for me because I get the most value from it. Also, UR points are pretty valuable and stable.

@drag0n4ever 2 месяца назад

What about Venture X? Great catch-all card.

@mattkopf1105 Год назад

How do you get the $150 credit off the platinum annual fee by having the AmEx green corporate card? I have one myself but the green card is all through my company while my platinum is my personal. does this credit still apply?

@techmentormaria 11 месяцев назад

here you go: www.americanexpress.com/content/dam/amex/us/credit-cards/features-benefits/corporate/corporate-marketing-assets/pcac-offer-overview.pdf

@CasandraMcCants 11 месяцев назад

Hi! New to this and the BILT card. If I add my utilities to auto pay on the 1st those are worth 2 points? Also, if I purchase gift cards on the 1st are those also worth 2 points?

@techmentormaria 11 месяцев назад

Every purchase is double the regular points on rent day, so yes!

@dustin7708 Год назад

Betterment also reimburses ATM fees worldwide and has no international fees. It’s the clone of the Schwab. Fidelity has a card that does the same as well.

@techmentormaria Год назад

Maybe I should get rid of my Schwab Checking then

@Husane Год назад

Would you ever get the Venture X?

@techmentormaria Год назад

Watch out for a video about that in 2 weeks!

@TheZombaslaya Год назад

Have you considered adding any Capital One cards? I decided to go with the Venture X and Savor One combo over the Chase cards.

@techmentormaria Год назад

That's next on my lis! So many people have mentioned Capital One and I'll look into it more now.

@relentless.resell Год назад

venture x is a sleeper! packs a great punch comparable to chase sapphire reserve but at a lower annual fee cost. I had to get it

@evangibson8020 Год назад

Damn good setup. Why no Ink Cash for 5x internet/phone/cable and office supply (gift cards) ?

@techmentormaria Год назад

Good question -- I would recommend it for others but my expenses in those categories are really low. Phone is paid by from my company, I don't have cable and I feel like just getting the card for internet is overkill.

@davidlikescanada 11 месяцев назад

Do you have any thoughts about keeping credit cards and accumulating points through spend vs. rotating through credit cards for sign up bonus?

@techmentormaria 11 месяцев назад

I don’t really do churning tbh. I only apply for credit cards when I see an actual need for them in my life to optimize dollar spending more!

@jhrielly 8 месяцев назад

I am a long time churner. The only annual fees I pay are for the Amex cards and only renew when they offer a significant bonus. Have a + 850 score because I do my research before I close an account.

@malukojoexvi9957 Год назад

can the BILT be use for mortgage payment aswell?

@techmentormaria Год назад

Unfortunately not :( lots of people were asking for that I believe.

@kevinjurkiewicz9557 Год назад

Apple Card is great internationally since most places in Europe accept Apple Pay and there’s no foreign transaction fees

@hectormelendez908 Год назад

Hi, how was your data points when you applied for the CSR? Currently, I have been receiving emails of pre approval, and also on the app is showing me that I'm pre aproved.

@techmentormaria Год назад

Ufff I think I was 2 years into even having a credit score, probably around 670 tbh but I had a chase checking account + my freedom already for a year. Also, I applied for the CSR in branch because I got rejected once before (struggles when you’re an immigrant without credit history I guess).

@hectormelendez908 Год назад

@@techmentormaria nice, thanks for sharing your experience.

@jeanmolina92003 Год назад

hold up hold up, can you please elaborate on lowering the Plat's annual fee with the Green corporate, how do you go about doing so ?

@techmentormaria Год назад

It’s their corporate cards! www.americanexpress.com/content/dam/amex/us/credit-cards/features-benefits/corporate/corporate-marketing-assets/pcac-offer-overview.pdf

@youseennothing8432 Год назад

Can you please share how many cards fit inside the wallet? I would like to purchase it.

@techmentormaria 11 месяцев назад

At least 10 cards for me!

@nightfall4207 Год назад

i have and adiction to collecting credit cards

@josephlee148 Год назад

You flashed your custom card numbers towards the end

@techmentormaria Год назад

Yeah I replaced the card shortly after posting 😅 thanks for letting me know though.

@jeremiahbronx4523 11 месяцев назад

Where are you from?

@bnguy Год назад

I think your next step is to PC your CSR into a second CFF and then reapply for a new CSR to get another SUB!

@techmentormaria Год назад

I’m thinking about it but need to consider because I might invest in a second real estate property this year so can’t just randomly apply for cards and hurt my credit score 🥲

@bnguy Год назад

Oh what about getting the CIBC and since it’s a business card it won’t affect your person credit score

@dariolorente6316 Год назад

Next step, buying a trolley to carry all these cards while on a trip 😂😂😂

@techmentormaria 11 месяцев назад

Apple Pay is my best friends :)

@user-tz9ff3kj4d Год назад

Can you direct me to the business green card offsetting 150 for plat? Thank you!

@techmentormaria Год назад

It’s their corporate cards! www.americanexpress.com/content/dam/amex/us/credit-cards/features-benefits/corporate/corporate-marketing-assets/pcac-offer-overview.pdf

@illhill Год назад

I’m curious to know what benefits you get out of the CSR that make you value it so much? For me and plenty of other people, the CSP is good enough when it comes to its benefits and multipliers. And the fact that its annual fee is $95 instead of $550, makes me so hesitant to upgrade to the CSR one day.

@techmentormaria Год назад

Oh I even did the math once 😅 www.tiktok.com/t/ZT8dDjjXR/

@illhill Год назад

@@techmentormaria thank you so much for the breakdown!

@JoseSantiago-yq7co Год назад

Interesting note. If you upgrade to the CSR and downgrade it back before the annual fee is due, you get the benefits (like the $300 credit) without having to pay the annual fee. I upgraded my CFU to CSR in March, used the credit on a rental car & instacart credit a couple of times and then downgraded back to the CFU in July when I saw the annual fee hit. Never had to pay it.

@JB-pk1jx Год назад

The reserve is terrible value after year 1. You’re paying chase $250 to own the card

@JoseSantiago-yq7co Год назад

@@JB-pk1jx That's why you product change to no annual fee card whenever the annual fee hits to avoid paying it, and then upgrade again when you need the 1.5X multiplier for the travel portal or want to take advantage of the $300 travel credit. Wait for the annual fee to hit and downgrade again before you pay.

@Pharaoh_The_Great 11 месяцев назад

Collecting credit cards like Pokémon cards huh… got to catch them all

@Kai._._. Год назад

Gutes Video aber die meisten sind nur in US verfügbar oder?

@techmentormaria Год назад

Ja ist nur USA

@geldinvestieren 2 месяца назад

What about Germany and Lufthansa ?

@reality2541 Год назад

Maria, do you have something for German people? I guess you already advised your friends and family from Germany as well :) I currently have just the Amex Platinum with the Reward Turbo 1,5x Can I optimize while living in DE? And as you know, every Creditcard is listed in "SCHUFA". Since a lot of Viewers are probably from Germany (I guess), it would be beneficial :) I really appreciate any help you can provide.

@techmentormaria Год назад

Yeah I looked into it briefly and only found a few cards from Amex and some airline cards. I can film a special video on that in the next few weeks, just need to educate myself first :)

@reality2541 Год назад

@@techmentormaria @techmentormaria Many thanks!! :)) (i removed the link) This is probably a good starting point since I'm eager to optimize my spending. I also collect the Amex Points, then transfer them to Payback (yeah, you know this system, haha). And after that, there are yearly 2-3 times special offers, where you get 20% added Lufthansa Miles & More Points when converting to M&M. So Amex to Payback -> 1:0,5,. And then 1:1 to M&M. At least during my Consulting time, it helped me to get some free flights, Business Class upgrades, and my lovely Rimowa Cabin bag. Best :)

@reality2541 Год назад

@@techmentormaria Thank you!

@chollettgarrett Год назад

SO the business unlimited isn’t even used? 13:59 seems like you really have too many credit cards and aren’t getting true value out of any of them

@techmentormaria Год назад

I use every card every month to its full potential for me :)

@chriss4396 Год назад

How you rack up all them Chase cards 5/24 is in the way right now..

@techmentormaria 11 месяцев назад

It took me around 7 years to get all of those cards.

@j.r.1426 Год назад

How many total credit cards you have now

@techmentormaria 11 месяцев назад

Probably around 10!

@Brilliantick99 3 месяца назад

You havent posted in a long time are you okay

@davidprettoofficial Год назад

Citi premier card is a sleeper!

@techmentormaria Год назад

💤

@tomrockefeller4620 Год назад

US Bank Cash + is a must for the ultimate rewards setup. This allows you to earn 5% back on categories of your choosing, including utilities! The only downside is US Bank requires excellent credit to get approved. US Bank also offers the Altitude Go, with 4x on dining, takeout and restaurant delivery--with no annual fee. Both of these cards offer sign up bonuses.

@techmentormaria Год назад

Great idea for a next card, I’ll definitely look into it!

@sjl4554 Год назад

any card wallet rec

@techmentormaria Год назад

Apple wallet 😅 jk, the one in the video is actually a card wallet for men (but I love it for me). High quality, sturdy and timeless. Montblanc Card Holder: amzn.to/3NFf4AY

@JoseSantiago-yq7co Год назад

What if I told you you could get 5X UR on all your Amazon spend up to $25K/yr? Do you think anybody would be interested?

@techmentormaria Год назад

Spill the tea if it’s not fake news 😅

@AK-Star007 Год назад

Wow, i will go crazy if i loose my wallet full of so many cards.

@techmentormaria Год назад

✨digital wallet✨

@zoom153 Год назад

The betterment debit card also reimburses atm fees correct?

@techmentormaria 11 месяцев назад

Yes, I learned that recently too!

@upcloseimage 11 месяцев назад

I need to find a way to slow your video down. 😂

@Pharaoh_The_Great 11 месяцев назад

Go to settings and click playback speed

@chaoticpanda-bb9bx 11 месяцев назад

Lol you are paying over $1000 a year alone in fees. How much does a person need to charge a year for it to be logical to own all those cards? Must be making some serious $$$$$

@brandony.1824 11 месяцев назад

I’m getting German accent vibes

@dominikworn2132 Год назад

german please :(

@techmentormaria Год назад

Only 5% of my viewers are from Germany so wouldn’t make much sense for me to create German videos :(

@tarrius1210 Год назад

Just subcribed.

@techmentormaria Год назад

Thank you!

@tarrius1210 Год назад

@@techmentormaria You're welcome. Do you value hotel specific cards like Hyatt etc? What's your thoughts on hotel cards or do you just prefer flexible travel reward currency like Chase UR points for example?

@jmsshannon Год назад

I like 2 from Discover. One is a debit card for their online checking that gives 1% cash back and their Discover it card, which is their rotating 5% cash back card

@techmentormaria Год назад

I started out with Discover to build my credit score as an immigrant but switched to Chase a few years in for better value :)