What I Spend in a Month in Montreal, Canada 🇨🇦 💸

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thanks for watching ✨ In this video we are going through EVERYTHING I spend in a month as a 26-year-old in Montreal, Quebec during the month of July 2023. From rent and car payments to restaurants and luxury shopping we cover it all! Hope you enjoy 💸
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Video Chapters:
0:00 Welcome!
3:29 Fixed Expenses
5:56 Groceries & Home
8:36 Gas, Transportation, & Personal Care
12:11 Self-Confidence Chat
14:19 Therapy, Business Expenses, & Coffee
16:56 Dog Care, Dining Out, & Gifts
20:45 My HUGE Purchase & Monthly Totals
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✨ About me: ✨
Hi, I’m Zoe! (Pronounced like Zoey) I’m a 26 year old from Montreal making videos about my REAL life. After quitting my management consulting "dream job", then being laid off from a startup job, I decided to take a chance and work for myself. I'm now mainly focused on RU-vid (my absolute passion) and side-hustle contracts in the copywriting and admin fields.
My videos centre around work, gentle productivity, mental health & personal wellness, with a touch of fashion, tech, and whatever else I'm living. My goal is to be open & honest ALWAYS and for my channel to be a fun, inspiring place where we can set goals and live our best lives together. I would love for you to subscribe 💝

Опубликовано:

31 июл 2024

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Комментарии : 117

@ZoePritchard Год назад

What did you spend on this month?!

@tamaraesquivel7663 Год назад

Thrifting and coffee runs ❤

@homelately Год назад

Some shopping for the home & a few fun days out with my kids & hubby❤

@bettinak.4 Год назад

Not much. Life was so busy in July that I didn't have time for shopping. 😀

@olgavallenberg9797 Год назад

Got a new mattress!

@EmsFitVenture Год назад

July was an expensive pup month. My dog was recovering from surgery in June so half of my monthly spend (not bills) was on her X-rays/Appts.

@kate2837 Год назад

I am so amazed by how far you've come so quickly! I've started following you from the infamous laid-off video and I so vividly remember those first budget videos where you had such enormous sums of money spent on the credit cards and your breakdowns over it. And now look at you! Buying your dream LV bag with cash! Paying all the bills on time! The car is almost paid off! EF is almost fully saved! Just wow. I'm so proud of you and so inspired :) Keep going, can't wait to see where this journey will bring you.

@ZoePritchard Год назад

im crying 😭😭😭 thank you for cheering me on with so much love 🩷🩷

@nancygraves673 Год назад

Omg I am dying laughing at Maggie splayed out with her back legs like a frog on the couch as you’re talking about the expensive costs of owning a dog. She is so stinking cute! Love that she happily hangs out with you in the videos! 😃💕

@nataliesoutlet Год назад

Zoe 💕 I so appreciate your videos! I’m new here and just this week alone I’ve binged about 20 of your videos, maybe more 😅 Needless to say I love seeing young woman like you take control of their finances and share the wealth of knowledge! THANK YOU

@JolenEE148 Год назад

I absolutely love these videos! Look forward to them every month. So fun to see what you spent and your thoughts on purchases.

@Stephanie-ki5oz Год назад

Yay!! So happy you’ve continued posting these !!

@ZoePritchard Год назад

🩷🩷 these and the “how i budget” im going to keep for sure! just not going to switch to all or mostly finance content 🙃🤪

@YungConundrumForever Год назад

I hope you enjoyed Barbie! I loved it 😂❤ also, so happy you finally got your LV bag! You deserve it. Can’t wait for the unboxing 🔥

@poppycalliope Год назад

The tea pot is adorable 😍🐝 aahh how exciting that you finally got the bag! I know how much you wanted this! I also saw the unboxing on insta a few minutes ago! Proud of you Zoe 👏 can't wait for the vlog too! ❤

@WithSandra Год назад

idk if this is a promo in canada too, but in the US starbucks is having a 50% off cold drinks on wednesdays (they're calling it "Winsdays" lol) this week and next week! I also splurge when I treat myself to a matcha latte and have zero regrets about it lol

@ashboo28 Год назад

You might want to look into using both a sinking fund and a budget for Maggie. Animals, dogs, and dependents definitely have a lot of things that pop up randomly. My favorite purchase of July 2023 was a book sleeve pre-order from Book Beau. I won't get it for a while, but I'm so excited for the print they came out with!

@molliemahaffey7469 Год назад

Yes! That was going to be my suggestion for self care as well. If it’s inconsistent then when you don’t spend the cash in the cash envelope, add that to the sinking fun so it’s there when you need it.

@ashboo28 11 месяцев назад

@@molliemahaffey7469 Definitely a good idea. I started a sinking fund recently for personal/self care and another one for household goods since I don't include that in groceries. Super helpful, so far.

@interpretrebekah 11 месяцев назад

agreed! sinking funds all the way!!!

@Stephanie-ki5oz Год назад

nothing crazy purchased this month, was trying to do a low buy. Did buy an unlimited yoga pass for 110$ a month- went about 8-10 times. Probably wont be continuing but nice to get back in the habit! other than that spent 100$ on applying to a graduate certificate... JUST TO APPLY!! agh. Spent 80$ on therapy after insurance coverage and 80$ on skincare and hair care restocks. I guess the theme is self care!

@shailashah4128 Год назад

shut up!! the bag is so cuteeee! can't wait for the vloggg

@oilygrossboy9313 Год назад

OMG... Such a good video; super engaging from beginning to end. I hope you continue with this series! Also, hoping doing this series serves not just us, but yourself as well~ My big purchase of this month was a new iPhone (the previous phone I was using was 6 years old and it was no longer working very well). Looking forward to the August video!

@ZoePritchard Год назад

exciting!! yes i love doing this series 😍💸

@aliyah3541 Год назад

Love your cardigan!! Pink is my fav color and it looks so good on you 🩷🩷🩷🩷

@ZoePritchard Год назад

aw thank youu!! my fave too 🩷

@chelseabalderston758 Год назад

I cannot believe how little you are able to spend in a month- particularly groceries! 😱Living in Southern California, my monthly grocery budget, albeit for a family of 3, is $1000, and I rarely stay within that, so I really should probably increase it haha

@stephaniemiersch Год назад

Hey Zoe! As always, great video 😊 How about a list of your favourite cheap eats in Mtl? I'm always looking for resto recommendations when I'm there. Thanks!

@mxinwei Год назад

Eating out in Montreal is so $$$. Congrats on the bag! I had several happy purchases in July (dinnerware, skincare and pants on 50%+ discount). Now that it's August, it's spending time again!

@katharinamueller1003 Год назад

I have switched from Tampons to a menstrual cup 6 years ago and never looked back. For me it is way more comfortable and I paid 30€ for it once. I had to experiment a bit with different folding methods, but got the hang of it after a few periods.

@ZoePritchard Год назад

love that! i tried it for 2 or 3 periods a few years ago and it never felt comfortable 😭 plus i have an IUD so i think its not recommended 🙃 ill have to look into it again!

@katharinamueller1003 Год назад

@@ZoePritchard Maybe you could try a Disk. I have not tried it yet but it is recommended if you have an IUD or find the cup uncomfortable. :)

@RB-zm4fk Год назад

I haven't watched your channel for a while but what a progress, in regards to moving in with your bf! Next step is tying the knot 🤪 I'm currently in the process of purchasing my thru-hike 'hobby' I'm hoping it won't cost more than 1.5k (makes me feel better spending that much, it's actually cheap some people spend more). Doing it slowly so it's not so painful, it's winter here so no plans to go anywhere until spring. Budgeting is the key. Life is meant to be lived, just don't go crazy 😁

@CindyAlexius Год назад

I’ve never been into cash envelopes since I love getting points on credit purchases; but, I do like your method with handling sunk costs. I could use the envelopes to control my credit purchases. I think I’ll give it a try. Thanks for a well done video! Cheers!

@ZoePritchard Год назад

to me, the benefits of cash envelopes totally outweigh missing the points 🩷 hope you love it!

@fashionistajana Год назад

Love the purse! Congrats girl!

@ZoePritchard Год назад

thank youu 🩷🩷

@northernbelle0488 Год назад

Usually I comment something related to the video content but this time I have to just say you are SO pretty!!

@ZoePritchard Год назад

ahh thank you 🥹🩷🩷

@yoginij Год назад

I love these!!

@ZoePritchard Год назад

yay!! 🩷💸

@ashboo28 Год назад

I use a cup now, but I used to use the Cora brand tampons. I think they're 100% organic cotton. Don't know the price point for CAD, but it was pretty cheap in USD.

@Lulaluna603 Год назад

I love Montreal-I really enjoy everything whenever I go visit- and your budget videos make me want to live there. Compared to Miami, Montreal is more bang for your buck, a good quality of life…but then there’s the whole cold weather thing I’d have to get used to.

@ZoePritchard 11 месяцев назад

haha it's defff a change in weather from Miami!! I love Miami but it is so expensive 😭 not sure if you saw the vlog where I went to Pura Vida, but that scarred me 😂

@mariapaulagonzalezcasallas9242 Год назад

love your videos

@karissalundie3477 Год назад

Personal Care Tip to help save money: Get a menstrual cup! It lasts for 5-10 years, made of medical grade silicone, and it is a 30-60 dollar purchase that lasts for years! I have used one for 5+ years and have saved so much money from not buying pads and tampons! They also often have a cleaning soap that you can get for like 10 bucks and it lasts for a few months!

@RetroSnowflake Год назад

My favourite thing I bought this month was a Dyson hairdryer! My hair dryer pretty much died and I thought about it, I could either spend £30/40 on a new pretty standard one or I could pay £30/40 a month paying one off instead over a year. In my head, I know I shouldn't have done monthly payments over the year if I didn't have the money right there and then, but I know my financial goals and I know I can afford that extra expense monthly rather than £400 all in one go. And also, it's worth the hype!

@reutgadmish1835 Год назад

I haven't bought a tampon in over 3 years, I use the period underwear, and it's being a great saving hack for me and much better for the planet! Highly recommend

@ZoePritchard Год назад

i love period underwear too! but sometimes i feel i need a tampon for cetain occasions/outfits 😂😂

@getJENNArated Год назад

Zoe have you ever tried a period cup? Or period underwear? They’re really awesome and worth it in my opinion!! I use the ones from the period company and the pixie brand cup! They help keep costs and waste down

@molliemahaffey7469 Год назад

Amazing!!!🤩🤩🤩

@jasminkln Год назад

My favourite thing that I bought this month were three thrifted shirts for 13.95€ in total :)

@Stephanie-ki5oz Год назад

i changed to period underwear and im not going back! less costly, less wasteful ! Worth considering :)

@ZoePritchard Год назад

yesss i needa get more! its true they are the best 😍

@ohaggie Год назад

Which brand do you use? I’ve aways been curious how good period underwear is plus I wonder if the underwear material is made of good materials.

@Stephanie-ki5oz Год назад

@@ohaggie knix! with my regular underwear i only use cotton or modal, with these, ill be honest i have no clue what the fabric is! just nice not to worry and to only have to buy them one time! i got enough to last the whole cycle!

@ZoePritchard Год назад

@@Stephanie-ki5oz @ohaggie I love Knix too!! I've tried a few different brands and Knix is the best quality by far!

@K-wx6ki Год назад

this should be your official "what i spend in a month" sweater hahaha...also girl you should be getting some apt equity

@ZoePritchard Год назад

yesss the what i spend eggs 🍳 😍

@lindseylindequist5218 Год назад

Love your videoes!!! Maybe sinking fund for transp instead!

@ZoePritchard Год назад

good idea!!

@ebonylewis1680 Год назад

I brought Blinds for my Kitchen and Living Room. Flax wood. They are much better I used cash 💰 but not for the last $10 Debit.

@oneofeverything9820 Год назад

You should try the Diva Cup!

@ZoePritchard Год назад

i have tried! didnt work for me sadly :(

@ChloeKangas Год назад

I feel like I've seen this bag on you before! Maybe I imagined it. Suits you so well!

@Womanhoodinprogress Год назад

Happy Birthday 🎂

@ZoePritchard Год назад

thank youuu 🍰

@amarashy7013 Год назад

Your videos are sooo cute funny and inspiring as I was watching you said if you’re nosy I paused it, laughed, and said did she say if you’re nosy I restart it and yep you did tht was hilarious I Love your bag I’m definitely going to watch the unboxing my favorite purchase this month was a pair of new slippers and sidenote every video I watch I’m like Zoe reminds me of someone and it’s Alyssa Milano well Sam from who’s the Boss way before your time but you sooo remind me of the younger Alyssa Milano 😊

@KotryJack Год назад

My favorite purchase of July was tickets to the Eras Tour for when Taylor Swift comes to Europe next year!!

@ZoePritchard Год назад

ahhh such a good one!!!

@simplgab Год назад

miammm arepas! pretty great affordable restaurant recommendations in Mtl... this city has gotten ridiculously expensive!

@ZoePritchard 11 месяцев назад

haha i agree!! but the lil gems still exists, we just gotta find em!

@jeaninebouknight9780 Год назад

Diva cup instead of tampons. Life changing once you get use to it.

@Jibril_Abdulkadir Год назад

The budget video are so great 🩵🩵helping me think about how much I spend lol 😂

@ZoePritchard Год назад

love that!!! 🩷💸

@JoanaRichard1 Год назад

Hello Zoe I never comment and really like your videos, you can switch for the menstrual cups. You buy one and use it for months try it 😉

@ZoePritchard Год назад

hii! i tried it and it didnt go well for me 😭 plus i have an IUD so it’s not recommended :( i wish it worked for me!

@katharinamueller1003 Год назад

@@ZoePritchardmaybe you can try a disk, they can be worn with a IUD

@barbarahatfield8027 Год назад

We are similar . I started buying on line and wow at the end it’s way over budget . I feel guilty all the time . 😊

@debrafirestone861 Год назад

They pay for for clothes then the US and where I live there is no tax on Clothibg and food from the Grocery store

@lubanaamin3670 Год назад

Hey Zoe! I love these types of videos and just wanted to ask what camera you use to film?

@ZoePritchard Год назад

thank you!! its the sony zv1

@stefflores Год назад

Dogs really are so expensive but so worth it. I'm a borderline cheap person but price is not a factor when it comes to our dog! 💕🐶😅

@YourRav Год назад

SO happy you got yourself what you’ve been wanting (….cough cough cough cough luxury bag!)

@YourRav Год назад

Oh I got a Philips Sonicare 6100 electric toothbrush. 10/10 recommend

@ZoePritchard Год назад

omg luxury toothbrush!! 😍🦷 the sonicares are the BEST nothing compares, congrats!

@YourRav Год назад

@@ZoePritchard LMAO NOT THE LUXURY TOOTHBRUSH

@debrafirestone861 Год назад

I think Canada is expensive fro what I gathered I was in Montreal before the Pandemic I loved it it was in the summer

@leahreyes148 Год назад

ZOE, PLEASEE READDDDD, read up on those tampons, Ik there are serval lawsuits going on with that brand, idk if it is a coincidence but I started using those abt a year ago, and suddenly I was having all these problems with my ovaries, and then suddenly diagnosed with ovarian cyst out of nowhere, never had this problem before. Like I said it might just be a coincidence but I’ve read several girls on Instagram complaining of the same thing with this brand.

@ZoePritchard Год назад

OMG WHAAT! with that new brand i showed? omg bye bye that is so scary!

@Lulaluna603 Год назад

Regarding the tampons, have you considered using a menstrual cup? I’ve saved a lot in a year by using a menstrual cup and period panties instead (I was using those same tampons that you picked up).

@melissathw Год назад

My favorite purchase of July was my donation to the Trans Law Center! I donated 10% of my income from June to celebrate pride month ❤

@ZoePritchard 11 месяцев назад

this is so beautiful!! love it 💖

@debrafirestone861 Год назад

Maggie is worth it ❤

@user-wf8nb1ns4x Год назад

@zoe where do you budget stuff like skincare and haircare. I feel these are categories which are expensive yet an essential purchases.

@ZoePritchard 11 месяцев назад

hiii! i'd put that in personal care. I tend to do massive "stock ups" for skincare, so it's not something I buy often, but when I do I spend like $200 LOL

@user-xc4nc5gv3f Год назад

i feel like you’re always overpaying at the vet than for the intended purposes, you might want to relook into the add ons your vet is adding to your vet visits

@r.3559 Год назад

That is interesting that you are giving this rent to him but I think that's awesome. My friend does the same with their partner and it worked for them. Do you plan to continue to contribute if you get engaged/married this way?

@debrafirestone861 Год назад

I want to go to Toronto There Is very expensive

@theloudmouthful Год назад

$40/month is one Starbucks run/week here in Michigan which isn't that much at all! Lol

@ZoePritchard Год назад

right?! haha we clearly are desensitized to the price of coffee but also thats the way things are in north america 🙃

@debrafirestone861 Год назад

Maggie ❤

@brooke8888 Год назад

Do you buy groceries for your bf too or he has his own grocery budget?

@ZoePritchard 11 месяцев назад

We always share! So he buys for me and I buy for him.... we take turns going to the store and he has his own budget

@Zero-Investing 4 месяца назад

Is your emergency fund 25k?

@ZoePritchard 4 месяца назад

$10k :)

@AlioH89 Год назад

The thumbnail makes it look a bit like the bag is made for a doll 😅

@ZoePritchard Год назад

loooool it’s definitely small

@loliwelch9151 Год назад

Hi Zoe! I'm curious; I know you're still really young, but do you have a goal retirement age? Thanks for reading 🙋‍♀️

@ZoePritchard Год назад

30?! haha just kidding… i dont have a goal age yet 🙈

@loliwelch9151 Год назад

@@ZoePritchard LOL! It would be cool to hear your thoughts on the FIRE movement tho 🤣

@ZoePritchard Год назад

@@loliwelch9151 I talked about it in this Q&A actually: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-QtGctX8I0-U.html somewhere in the early part of the vid :)

@loliwelch9151 Год назад

@@ZoePritchard ooooooh! Thanks Zoe 😀