What I Spend In A Week 

All she buys are snacks, so it ain’t like she doing any cooking

I spend $16 per month at Costco on 2 bags vegetables.

A week lol but I agree it does take some self control lol

it is easy to do. You make a list and stick to it.

@@loydacoulombe1397 then again, she’s only buying snacks

If I could afford it I’d have a cook come in weekly too 😅

I know right… my wife is against spending money on that. Biweekly would be enough for our household

@@leticiavillarreal3689 I think if I had a choice of the two I would love to hire a cook

What is a good company for cleaning service?. Please leave a comment for any recommendation

I wish I could have a cleaner come out and clean my house

She Not in Debt .... Has the Margin

Don't judge her because people with $30k worth of debt placed burdens of debt upon their own money. If you aren't debt free or saving money like she advises people to do, you have zero place to say anything. $3200 a month in expenses for a family of 5 is not too darn bad if you ask me.

@@littleangel4780 google it she has a net worth of 3 million

She's a millionaire, that is a very modest way of spending money. The "most people" argument is really lame, did you know most people don't have access to clean water, so you shouldn't drink clean water either. See?

some of these are work expenses -- Rachael is on screen every day. Having good makeup and a nice manicure is part of the job. When you're responsible for a billion-dollar family company, yeah, your time goes to that. It's definitely a need for her.

She doesn't have a Mortgage

And nails ain't a priority, but they will tell us poor people we're horrible and spend unnecessarily if we buy one $5 coffee once a month 😂

@@BBBB-nd8pl agreed

@@BBBB-nd8plthey’re a priority for her… obviously everyone’s priorities are different.

@@jay1373 a 5.00 coffee, once n a blue moon can b difference btwn depressed and ok

There is no way she has a mortgage.. cmon

her net worth is 3 million

Bs 😂

She makes her own $

@@dorotheaanderson9482 my dad left us when i was 6 and never looked back. I MAKE MY OWN MONEY lol 😆

Her money is from her high paying position at her dad's company.

She knows with her schedule and young kids...thats a marriage keeper to have a clean space ❤

@@estherj.walker8658 I have 4 kids with another due in March. We also have 40 chickens and 2 cows and a duck, for now. Pigs coming in the Spring. 2 kids do travel sports and 5 sports per year, in only 4 seasons. I know busy. And I keep a very tidy home. And an even happier husband. 🤷🏼‍♀️❤️

@@Ourlittlehomesteadlife I think awareness is pretty important. Not everyone juggles these things so easily. Plenty of mommas that are not lazy by any stretch still struggle to keep things organized and clean constantly whether it be trauma, not taught, ADHD, depression or otherwise. You are assuming everyone is just like you and has no barriers to a sparkling space...and that's simply not true. Of course I commend you on doing so well... But that is simply not everyone despite how successful they are otherwise.

@@estherj.walker8658 well I wasn't talking to those people. Which by the way, I am one of those people.... I was talking to this lady who very likely has never had to struggle with anything in her life. I'd bet my paycheck on that. Sounds like an excuse.

Not sure if youre a parent yet, but as a mom of 4 I am constantly cleaning everyday messes. In order to have time to do deeper cleaning like the bathrooms, stovetop, whole house vacuuming, windows, etc I would have to sacrifice precious time with my husband at night or kids during the day. I know I am not being lazy so there is no guilt about having a cleaner! Also it actually feels good to give a job to a small business owner. There is no virtue in holding your money too tight.

Her house is paid for and she was only saying her consumer expenses

It's not really, this is just misc expenses. She didn't talk about her mortgage, insurance, bills ext. So her expenses are higher than what's described here, even if you multiply the $750 times 4.

​@@kimberlyhaynie17 I believe her and her husband are on baby step 7, so no mortgage. I'd also bet insurances (health, life, car etc.) are taken out on auto draft. Bills...she mentioned the plumber, cleaning service, groceries and nails. They don't do debt so... this is just a random week. @Laura Jay I'm with you. Thanks for the vulnerability Rachel.

She rich it ain’t to much to her

Little rich girl trying hard to be relatable.

Yea just take first 10bthing off lol

That’s the real question😂 I walk in rich and walk out needing to redo my budget

She ordered to cart and had them place it in her car...never went in 😅 at least thats the only way for me!

@@estherj.walker8658I wish they offered that service here in our Costcos… ☹️

You make a list of only buying the needed items. I always add extra $10 in case I see something special I want to get thats not on my list. My lowest receipt was $85.

no need for a video. Make a list and stick to it.

😂😂😂

I wonder if they paid a cleaner that particular week, but not every single week. Does that make sense? Maybe their cleaning person works bi weekly or monthly?

Yeah I'm guessing that's not weekly.

👏 👏 👏 👏

⁠@@karliebeammy mom’s friend still gets paid even if she doesn’t work that week. It’s almost like she is salaried.

❤️

❤😂

😂

Amen and amen! I'm Ukrainian with Greek neighbours - love them and love the food! 🙌

As a Greek thank you for the shoutout ❤🇬🇷

Also no that's some people's whole paycheck maybe double if married...

Uh no because those who make less don't have it to spend. If this woman can afford it, have it but definitely not how those who make less, spend.

Funny thing is the probably could of fixed the problem themselves for free or at minimum half the cost. Considering it’s only $85 it wasn’t anything major that a trip to Home Depot couldn’t fix

That's about how much a rub-and-tug costs after she blows her toilet up for the umpteenth time 😂

she has 3 million net worth

I coukd never justify spending that much in something i would feel guilty like i should be doing it myself!

@@PrimateProductionsdo you have a full time job?

@@JoyofRVing yes, as a nurse

@@JoyofRVing but I definitely would not judge anyone else for hiring someone, I only meant that I would feel guilty

@@PrimateProductionsI work 50-60hr weeks, if I was consistently working any more than that I would probably have to have a cleaner if I wanted a clean house.

Not necessarily. It's what she spent this week. She may have someone come in biweekly or even once a month to do a deep clean and they just maintain throughout. Regardless, it's their money and they can spend it however they see fit.

She did not say "every week"

Nope. I'm pretty sure she uses that spending as a tax write off. Smart

​@@leonardofigueiredo2518actually yes she did I guess you didn't listen well enough

Not necessarily. I spend that for one cleaning a month.

her net worth is 3 million

I think everyone does now and than

​@@waldo-ot6ulkids = Mcdonalds at some point 😂😂😂

lol she has 3 million net worth

Do you feel he'd be upset about anything?

Dave would say as he's always said... If you're out of debt have misc things in your budget category....and you can spend. He's never said if you're out of debt your cannot buy anything...plus Rachel uses a debit card no credit card.

She has to have a huge !! huge income so he would care..

@@lindawiley7197he probably knows her income since his business pays her 😂

Why? She can afford it. He wouldn't care

I don't know about most people but when I got outta debt there was no way I would spend money on a cleaner when I can do it myself. For myself, I couldn't justify it 😂. In all sincerity, once I had no debt I had a hard time spending...

@@cajbafcome home after work to your house absolutely spotless. Pretty nice! I get it done once every other week

@@weav8484 This is what I’m talking about right here. Glorious!

If you have the money to employ a person to clean for you, then that's a win-win situation in my books. People need work. And some people love cleaning more than others.

Shes a millionaire, or atleast an heir to one! Nothing wrong with being thrifty!

🤣

That's next weeks video

Do the Ramsey method then

Have your dreams come true?

She’s rich

Her net worth is 3 million

She probably makes that much money in one day or less.

Rachel has a net worth of 3 million

Well, I mean at least she can afford it, right?

Lol

And also take a job from someone else. She said don’t judge her it’s a priority.

well she has a net worth of 3 million

rachel has a net worth of 3 million

@@davidhale4647 so she can easily afford a housekeeper at $200

Yeah! Thank them because they do it for free! 🤣🤣🤣

They don't have a mortgage payment, they're in baby step 7.

@@abigailsmith8690True but the escrow payment or yearly if they do that on a 2+ million house in Franklin Tn is probably more then most of our monthly mortgages

@@brianasbell5856 she has 3 million net worth

❤

I also do my own nails (rarely paint them, mostly just trim and file them), cut my own haid, wear drug store make up .... its hard to justify the expense these days. Bless you for taking care of your son :-)

You know this is Dave Ramsey's daughter, right?

@@MsSimpleMovies I didn’t , until you asked me ! I looked him up 😊but I still think we should not waste any thing ! Look at all the poor and homeless people in America ( I am 76 and worked 120 hours every two weeks in hospital , if I didn’t watched over every penny we wouldn’t have our house so now on retirement budget couldn’t be able to afford simple life ) people here have no end to their shopping and buying fast food and $5-6 coffee . I am just saying 😏

@@haydehabdolahian7691 100% agree. My family and I live very simply, making bread, getting Walmart instant coffee, and no extra gadgets, etc. You've done well being very wise. Rachel and her family are big on meal planning and cutting out "money leaks," and I think this video was supposed to remind those who are newer to budgeting that no one is perfect. Keep going. At least go for improvement. Personally, I can tell you the exact day we last bought fast food: January 10, 2023. And before that, it was October 30th. It's just crazy how "normal" everyone accepts fast food to be.

@@MsSimpleMovies I make my own yogurt and Greek for my daughter , and the country cheese ( similar to feta but not as good ( but does the job) sorry I don’t shop in Walmart ( every thing is made in China) god bless Aldi and if hyvee have sale ( all the time on ground beef ) I am a Persian now 76 years old and have open house on Sunday late lunch for the kids and grand kids to come ( if they don’t have anything better ) so I cook ( like you no fast food or restaurant ( I’m fussy eater diabetic low carb worried about the junk they put in the food , processed oil they use , on and on ) I know you didn’t ask for all this but it was good to chat with someone who have a commonsense 🤪

How? Where do you live?

Different income brackets though. Don’t feel bad. Keep pushing, invest and you will get there.

Single male, never passed up a fresh roadkill. Stay away from prepackaged food. Eat one meal a day. Very simple lifestyle. Just haven’t found a woman to support me in the manner that I would like to be accustomed to. Where I live Northern Minnesota, God’s country ( no one else wants it;)

switch to Mint and you'll spend 90 for the 2 phone lines. Save 22 a month!

Tip, tip, tip. Are you not getting paid already or what? Are you making below minimum wage like a restaurant server?

​@@somebodysomething4242yes, you tip the house cleaners. They clean up after ppl because they couldn't/wouldn't clean up their own messes. Don't wanna tip? Do it yourself or call your mama 🎉

It's not a necessity, a necessity implies it's needed to survive like water, air, food. It is however a good thing for those who can afford it & allows others to be employed as cleaning aficionados. That sounds way fancier than house cleaners & you all deserve that type of title.

@@r-e_mii I do agree 😊

But that's not her priority, and she had no need to save more

@@aisherwasher6959 obviously it isn’t her priority to fix at home healthy meals. She’s too busy being a bitness woman.

Wow wrong

Instead of spending 1 hour cooking so can make 100x that money doing what she does. That's why she hires cleaners and food delivery.

@@Vash610 that’s her generation and the ones that follow are worthless in the kitchen. Great role modeling