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What Is A High-Yield Savings Account? | 2021 Bank Account To Open 

Mrs Dow Jones
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Right now, you're probably using the savings account your bank gave you. Yes, you. But you could be making SO MUCH MORE MONEY passively using a high-yield savings account. Confused? Let me explain why High Yield Savings account is a MUST for you in 2021!
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4 янв 2021

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Комментарии : 152   
@SullivanSpencer67
@SullivanSpencer67 28 дней назад
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@Richardnnabuikediyoke
@Richardnnabuikediyoke 28 дней назад
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@SullivanSpencer67
@SullivanSpencer67 28 дней назад
@@Richardnnabuikediyoke That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well..
@Richardnnabuikediyoke
@Richardnnabuikediyoke 28 дней назад
@@SullivanSpencer67 My advisor is Victoria Carmen Santaella
@Richardnnabuikediyoke
@Richardnnabuikediyoke 28 дней назад
You can look her up online
@LiamOlivia-4
@LiamOlivia-4 28 дней назад
@@Richardnnabuikediyoke The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@judilynnlols
@judilynnlols Год назад
Hey skip to @3:00 if you just want info on high yeild accounts.
@tonyquezada11
@tonyquezada11 Год назад
Honestly, I was waiting for the info the whole time
@nolosworld_
@nolosworld_ 3 месяца назад
Bruh. I thought I was just high but she really didn’t get to the point until 3 minutes in 😂
@jangarrido6944
@jangarrido6944 Месяц назад
You saved some people 3 mins of their lives 🫡
@sarahlittleton4001
@sarahlittleton4001 Месяц назад
This comment! Fire!
@crystalcockrill6157
@crystalcockrill6157 Месяц назад
Thank you Sooooo much. Good grief.
@emeldcentor1474
@emeldcentor1474 11 месяцев назад
No doubts, A good way of growing and saving your money is through investing . You don't need to have much before you can invest. "That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made..
@Alexedmartin.
@Alexedmartin. 11 месяцев назад
I am in dire need of investment advice or tips. Last year, I hesitated and failed to take any action until the year concluded. However, this year, I am determined to try something new, as I am very receptive to various investment ideas.
@emeldcentor1474
@emeldcentor1474 11 месяцев назад
​@@Alexedmartin.Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself
@Alexedmartin.
@Alexedmartin. 11 месяцев назад
@emeldcentor1474 I value your recommendation Emeld. It's challenging to locate a trustworthy person. I could really use your investment advisor after seeing how much money you've made through investing. If you don't mind revealing her information, that is
@emeldcentor1474
@emeldcentor1474 11 месяцев назад
​@Alexedmartin you may readily find her information online by searching for her name, no matter where you are, she is really easy to work with and just appeared on CNN.
@ugojazzy7812
@ugojazzy7812 11 месяцев назад
​@emeldcentor1474 You are correct, and I am only one of many who gained from working with Regina Louise Collaro. I had no reason to live when I lost my job due to COVID in 2020, and it will always be a memorable year in my life. Regina made it possible for me to live comfortably through passive income, thus I owe her my life. To be completely honest, I think she is an angel who was sent to help those who are struggling financially.
@alategaymer
@alategaymer 11 месяцев назад
I’ve never been more invested! Why could she have not been my accounting professor in college! You had me LIVING QUEEN! keep up the amazing work!
@Sydneyyrhodess
@Sydneyyrhodess 3 года назад
Thanks for the short sweet info! I wish there were recommendations attached or do you happen to have that video separate?
@kinggstergaming4136
@kinggstergaming4136 10 месяцев назад
What a laugh. I need someone like this in my life for real 😂❤
@Aboriginal_American_Hebrew
@Aboriginal_American_Hebrew Год назад
The fact we weren’t taught high yield savings accounts an financial literacy shows schools are jails
@smileyk4129
@smileyk4129 Год назад
Why teach that when they can teach us how to hate each other and what adults do in their bedroom.. u know school is not to learn anything important
@Aboriginal_American_Hebrew
@Aboriginal_American_Hebrew Год назад
@@smileyk4129 lol why teach the children how to learn to save anything that will benefit them when you can teach them to be crazed animals that trample over each other during the triads helladays spending their last hard earn dollar to show love ones how much they falsely care about each other is a tangible things they’ll forget about in a few months time
@Serenity_44950
@Serenity_44950 Год назад
High school felt like a damn daycare, I was ready to roll and start making money by sophomore and junior year lol I was selling princess house to everyone’s mom 😂
@MrEOM41
@MrEOM41 4 месяца назад
Yup you’d think they would teach us things we actually need in the real world … but no we get thrown into the workforce and have to learn as we go.. it’s all apart of they plan to keep us in debt
@BrandNu2010
@BrandNu2010 9 месяцев назад
I love it! Simple, straight to the point, with some laughter ❤
@ashleyfrmn07
@ashleyfrmn07 3 года назад
I haven't even finished watching the video but love your personality lol.
@mrsdowjones
@mrsdowjones 3 года назад
I appreciate that, you're the best!
@ErinDarlingPage
@ErinDarlingPage 3 года назад
So which ones do you recommend?
@AliseSloan
@AliseSloan 3 года назад
Great video!!! I was just thinking about getting a savings account at Ally! I just transfer money back into my main account at my bank. 🤣
@gworld911
@gworld911 3 года назад
Thank you Haley✨✨
@sleepytells6215
@sleepytells6215 2 года назад
I LOVE your explanations lol SUBBED!!
@aireonathompson2691
@aireonathompson2691 2 года назад
Love this video and your personality! Keep these videos coming! LOL I''m Vegan, but I hope your brisket was good 🤗💰💖
@theschweetstop
@theschweetstop 3 года назад
Oh yes so want the recipe. Thanks for tips!
@caprivg
@caprivg 3 года назад
I’ve been thinking about this for forever!! Do you have one in particular that you trust or any recommendations??
@Wofai
@Wofai 2 года назад
This was a great comprehensive video! Thankss
@mrsdowjones
@mrsdowjones 2 года назад
Glad it was helpful!
@rocklobster5074
@rocklobster5074 6 месяцев назад
​@@mrsdowjonesare your ancestors in the NY tunnels 😂
@babylion2118
@babylion2118 3 года назад
I won't name names but my high yield savings account APY dropped tremendously since COVID started. Is it worth moving funds elsewhere or are all banks offering lower rates at the moment?
@rachaelv1140
@rachaelv1140 3 года назад
.5% is still better than .001%. Still made about $30 this year even with the rate drop.
@jessicagreen1900
@jessicagreen1900 Месяц назад
@@rachaelv1140where is your account? If I may ask :)
@justadude3321
@justadude3321 Год назад
Is a HYSA diffrent from A cash development (CD) ?
@luismuniz4267
@luismuniz4267 3 года назад
Thank you! 🙏🏽💯🙌🏾
@mrsdowjones
@mrsdowjones 3 года назад
You bet!
@Cayico
@Cayico Год назад
Thank you!!!😊❤❤❤
@ripwashington7948
@ripwashington7948 3 месяца назад
My grandmother touted the value of opening a savings account. She explained the savings would grow to the point of enabling the account holder to "living off the interest". I had a savings account but I never saw any interest like what she described. Maybe THIS is what she was referring to.
@bmarsz
@bmarsz 3 года назад
Can you make an example of some of your favorite HYS banks and why? I’m overwhelmed with options
@FlameDeluge
@FlameDeluge 3 года назад
PLEASE!
@mrsdowjones
@mrsdowjones 3 года назад
On it, let me see what i can do
@7e7e
@7e7e 2 года назад
……. I needed this channel.
@EmilyDowgialo
@EmilyDowgialo 3 года назад
Bubbie’s recipe please!! 😍 I also loved this video!
@sdgna
@sdgna 9 месяцев назад
Okay I am officially obsessed with this account.
@stephanieleaman4908
@stephanieleaman4908 3 года назад
Please give us some examples of high yield banks that we can trust (good quality)?
@rachaelv1140
@rachaelv1140 3 года назад
Capital one 360 and ally are the ones I use.
@chloemcginley8275
@chloemcginley8275 3 года назад
Okay I’m doing this because I’m sick of BofA and their weak ass interest rates🙄
@deelee4933
@deelee4933 4 месяца назад
🤣🤣🤣
@michelleblewett
@michelleblewett 3 года назад
Bubbeh’s recipe please!
@meghanmarks1270
@meghanmarks1270 3 года назад
^ truly. Haley, we need!
@anikawong2648
@anikawong2648 4 месяца назад
Both entertaining and informative. This is great- thank you!
@bmarsz
@bmarsz 3 года назад
Love your brisket analogy! Opened a Roth IRA a couple of years ago and now want to take the next step to make more money off my money lol
@westmtz
@westmtz Год назад
New subscriber. thank you so much.
@mrsdowjones
@mrsdowjones Год назад
You are so welcome
@Its-Nic
@Its-Nic 3 года назад
Ok so I need just a TINY BIT MORE INFO like where can I look for these savings account? Is there a website with a list? Tell me cause Im sold...
@mrsdowjones
@mrsdowjones 3 года назад
Looking into making a new one of these stay tuned!
@MandaClaireMaddy
@MandaClaireMaddy 3 года назад
does anyone have a recommendation for a good HY account?
@maggie3315
@maggie3315 3 года назад
I am near retire but I plan on holding off for 10 more years I do not have alot of money so am scare of investment could I put my retirement money in high field savings account. Thk you
@maggie3315
@maggie3315 3 года назад
@Mrs Dow Jones Thk you
@barbaraweimar
@barbaraweimar 3 года назад
Hi still waiting for that recipe!
@LouisVuittonLuv
@LouisVuittonLuv 3 года назад
Perfect timing, I was JUST starting to research on a high-yield savings account!!
@ohwow4377
@ohwow4377 3 года назад
Same! She really knew exactly when to say it! 😆
@Itsashleykelly
@Itsashleykelly 3 года назад
I love your personality The best lmao
@mrsdowjones
@mrsdowjones 3 года назад
Thanks Ashley :)
@thekamixcx
@thekamixcx 3 года назад
Not sure if you’ve ever watched the show Awkward, but you give me MAJOR Sadie Saxton vibes. Thanks for the info!
@mrsdowjones
@mrsdowjones 3 года назад
OMg 😂😂 she was so mean
@kraewe2367
@kraewe2367 3 года назад
No but forreal drop the brisket recipe pls omg
@delorataylor8109
@delorataylor8109 Год назад
Please drop recipe 😁😊 love your videos
@oscarrodriguez2160
@oscarrodriguez2160 Год назад
Video starts @2:57
@Leykis1012006
@Leykis1012006 Год назад
Thank you
@ariyaa_1
@ariyaa_1 10 месяцев назад
Thank youuu
@PNWresistance
@PNWresistance 8 месяцев назад
Thank you
@charltonheston969
@charltonheston969 3 года назад
It's good video ❤
@Moneykingkevo
@Moneykingkevo Год назад
Don't forget that some will spread out your money and put into different high yield savings accounts credit karma do this
@OnlineBusinessGuy-NonsoEOkpala
@OnlineBusinessGuy-NonsoEOkpala 3 года назад
Great content. I like your humor. I recently learned about high yield savings account and I am taking advantage of it. I moved some of my emergency fund to savings account that pays 6.17% interest.
@user-rx5qr5zf1m
@user-rx5qr5zf1m 3 года назад
Which bank paid that high? Also has the rate dropped due to covid?
@jz-bl7jf
@jz-bl7jf 3 года назад
Witch bank????
@OnlineBusinessGuy-NonsoEOkpala
@OnlineBusinessGuy-NonsoEOkpala 3 года назад
@@user-rx5qr5zf1m Digital Credit Union (DCU). As of December 2020, the rate hasn't. Sorry for late response.
@OnlineBusinessGuy-NonsoEOkpala
@OnlineBusinessGuy-NonsoEOkpala 3 года назад
@@jz-bl7jf Digital Credit Union (DCU).
@je6185
@je6185 Год назад
Digital Credit Union offers 6.17% on balances up to $1,000. For any balance behind that, the rate is much lower at 0.15%.
@krps28
@krps28 3 года назад
Hello pop star Diva! How can I invest $1500 to start my portfolio. What do you suggest as a good investment to a newbie clueless like moi?
@WhiteeeChocolate
@WhiteeeChocolate 3 года назад
I love your metaphors! Jewish girl brisket 💎
@W1LDWESLEY
@W1LDWESLEY 3 года назад
Bdooo I was expecting you to provide a list of Banks and credit unions with high yields
@mrsdowjones
@mrsdowjones 3 года назад
Sorry about that! I am going to try and make a video with that info soon!
@LB-kr5ku
@LB-kr5ku 3 года назад
@@mrsdowjones No offense but it would have been nice to get that info from this video. By not providing that and instead choosing to make a “separate” video, it gives the impression that you’re just chasing views.
@ritaskitchenlifeandgoodvib2647
@ritaskitchenlifeandgoodvib2647 3 года назад
Recipe please💫💫💫💛💛💫💫
@elenatrix1
@elenatrix1 9 месяцев назад
I want that recipe 😀
@dunnigold
@dunnigold 3 года назад
clickbait? Was waiting for you to mention the name of the banks
@mrsdowjones
@mrsdowjones 3 года назад
Sorry you didn't get what you expected, I'm going to update the title!
@gabblurtedout
@gabblurtedout 5 месяцев назад
Recipe please!
@chloemcginley8275
@chloemcginley8275 3 года назад
Thanks for this! Would love to see a video about how to start saving for retirement! I’m now eligible for my company’s 401k but I have no idea what I’m doing lol help.
@barbaraweimar
@barbaraweimar 3 года назад
What ever your company % match is make you do the same. If you can deposit more all the better.
@lindsaymathews5127
@lindsaymathews5127 Год назад
You're the greatest! Attended your Seminar at Wesleyan last Saturday and I can't get over how financially ignorant I've been - a Wesleyan 78 grad! And, I graduated Magna Cum Laude! And, I'm financially ignorant! Well, I'm going to let you educate me. Thank you! Starting my high-yield savings account asap. OMG! My money has been parked in Death Valley, (my checking account/savings account) for years doing nothing for me. Time for a change! Thank you soooo much!
@jackjack4412
@jackjack4412 Год назад
Damn she looks like she's about to cook Hansel and Gretel in a pot
@bleu_jay2562
@bleu_jay2562 3 года назад
That's wattles intro
@kaylaurquhart8788
@kaylaurquhart8788 3 года назад
Always looking forward to your videos! High-yield savings account has been on my mind! Thanks!
@jasondias5817
@jasondias5817 Год назад
This is such a great video!! And you are so funny!!! Thank you!!
@tb718w
@tb718w Год назад
I feel like I’ve missed all your good information in the midst of your dry comedy routine 🤷🏽‍♀️
@justlikesewerwater
@justlikesewerwater 2 месяца назад
I didn't hear anything helpful
@luvasaur
@luvasaur 3 года назад
Hey pop star, love the suggestions and knowledge Would you ever be willing to make a vid about how to avoid living paycheck to paycheck while in your early 20’s? Also one about going from pay stubs to salary jobs. I’ve learned so much from you!
@soccerking710
@soccerking710 Месяц назад
I wonder why they don't teach this in public schools. Mhm.
@user-lz1qb4hu4d
@user-lz1qb4hu4d 8 месяцев назад
The brisket was a great analogy!
@chaz3279
@chaz3279 Месяц назад
Holy moly, valley girl
@GooseCee
@GooseCee 9 месяцев назад
GET TO THE POINT! Im skipping and on 2x speed because you ramble so damn much
@1000alb2
@1000alb2 26 дней назад
??? If you want to totally waste your time watch this video….
@fabianyosef1137
@fabianyosef1137 3 года назад
Awesome 😍💋 💝💖♥️❤️
@diddliewinks3486
@diddliewinks3486 Год назад
dude. i like this girls sass
@tag_of_frank
@tag_of_frank 4 месяца назад
This video sucked like, at least explain the interest or something. I guess no room for that because half the video was unrelated advertising.
@Legitboi
@Legitboi 18 дней назад
stop yapping about food and actually explain what it is
@CGMLVCGMLV
@CGMLVCGMLV Год назад
Don' t believe me just watch damn that's corny
@daniellesdocuments4154
@daniellesdocuments4154 10 месяцев назад
Zero help
@paulicas1
@paulicas1 3 года назад
Unwatchable
@jon7664
@jon7664 3 года назад
Actually starts talking ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-4h8XTbkqfuo.html
@frankharris6136
@frankharris6136 3 года назад
Wow. My future wife.
@paidaton7670
@paidaton7670 7 месяцев назад
Annoying
@TheMsmay2
@TheMsmay2 Год назад
Just the way you speak is sooo gen z.. yazzz? Just annoying to me 😅
@RobLynch-bn3re
@RobLynch-bn3re 4 месяца назад
Zero explanation. Thumbs down.
@aiiwun
@aiiwun Год назад
Is that a dude ?
@myumbrellav.4488
@myumbrellav.4488 Год назад
Uuuughhh talking is annoying
@markovujanic3195
@markovujanic3195 5 месяцев назад
What an annoying person omg hahaha
@Bensnsnajebe
@Bensnsnajebe Год назад
*JESUS CHRIST LOVES YOU AND CARES FOR YOU HAVE A GOOD DAY EVERYONE*
@boosted_donkey
@boosted_donkey 11 месяцев назад
I want the recipe
@user-te7vk2kc1i
@user-te7vk2kc1i Месяц назад
I zoned out at 1:40min 🫡
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