What is involved when purchasing Cash or Finance in The Villages, FL?

Robyn Cavallaro | Licensed Realtor® Florida

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What is involved when purchasing Cash or Finance in The Villages, FL? Where can you find the ARC Manual, Resident, and Guest ID information? Find out in this episode
Robyn Cavallaro
Florida Realty Investments
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Опубликовано:

16 июн 2024

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Комментарии : 42

@kerilotta5421 18 дней назад

Very helpful thanks

@Robyncavallaro 18 дней назад

You're welcome!

@mariaroqueta3135 20 дней назад

Great video! Please make a video on the topic of Common Problems while waiting to close. This is why I ask. I’m moving from my condo into a home. I will buy cash as soon as i first sell my condo. The buyer of my condo is getting a partial loan from a bank. UNTIL the bank saw that my community has 2 residents filing a law suit. So now a letter from our management attorney needs to be made for the bank to release an agreement to loan money. All new to me and side swiped me- So many ups & downs when dealing with selling/buying a residency. ♥️🏡♥️

@Robyncavallaro 20 дней назад

Great topic. Will put somethiing together

@lauralampe1664 16 дней назад

Excellent topic for a video.

@johnkatrich2954 21 день назад

Offending the seller is not on the top of my list of concerns. LOL

@Robyncavallaro 21 день назад

It may be if you make a really low offer and they will not counter ;)

@lw3269 21 день назад

@@Robyncavallaro Very true. If I receive a low ball offer from a potential buyer, they won't hear back from me. It's a harbinger of how the sale would go if we struck a deal. Nope.

@johnkatrich2954 20 дней назад

@@greese6916exactly my point. The Seller is probably dismissing a real chance to negotiate and lock in a deal. You should never ignore offers that can lead to a firm good contract. It’s all part of the process.

@GAN-0 7 дней назад

I’m sure the Villages isn’t typical of most Florida real estate these days, but the way the market is dropping in the state, I don’t think there is any way a seller could be offended. Buyer rules right now and probably for some time to come….

@Pete-rs4yz 20 дней назад

I'm three years from retirement and would likely do a 50/50 cash finance deal. I think this would facilitate a smooth sale. Also has a buyer ever made a purchase contingent on ARC guidelines?

@Robyncavallaro 16 дней назад

Not to my knowledge. That is something you or your Realtor would have the check prior to an offer. There are not many homes in violation.

@roxysdad40 21 день назад

In an overheated buyer’s market I would think sellers would be less likely to take offense. Seems like TV is resistant to some market pressures and I will be surprised if TV sees the volatility that exists nearby.

@michaeltomasso3371 21 день назад

My wife and I were in the villages two months ago. The market is not overheated for Buyers. in fact, 6 of the 10 homes we looked at we’re still for sale when we got back home.

@Robyncavallaro 21 день назад

Agreed, we have a lot of inventory which means choice for the buyer!! Are you still looking

@michaeltomasso3371 20 дней назад

yes we are. We are evaluating the market in Spanish springs from now to the end of August..

@GAN-0 7 дней назад

For me cash or finance depends on what my money is making me where it is. If a loan is 6.5% and I can earn 7% with investments, I’m going to pay the 6.5%(or vice-versa).

@lcac31 20 дней назад

Hi Robyn, I'm a veteran that owns a home in Wisconsin. I love your videos; can you talk about using VA loans verse conventional loans? My wife and I haven't decided if we want to use our VA. We're coming in for our lifestyle visit in August, We're so excited for our visit.

@Robyncavallaro 20 дней назад

Great idea. Let me know when you in town

@reagansholl7442 18 дней назад

Hi Robyn do you also represent your buyer if they decide to go with a new build?

@Robyncavallaro 18 дней назад

Thanks for watching. Yes I can for a fee. Call me to discuss

@kennymartin4928 21 день назад

I was planning on selling my home and using that money for half of the payment and financing the other half. Is that ok?

@Robyncavallaro 21 день назад

Yes that works!

@kennymartin4928 21 день назад

Thanks, will be contacting you this fall

@dibari22 10 дней назад

What if you've just been hiding cash under your mattress for the last 20 years and you wanted to pay for the home with $250,000 in cash but it was never in the bank?

@Robyncavallaro 9 дней назад

Sounds like a lawyer question.

@frankclark717 20 дней назад

We are selling are home in 2 weeks so we are hoping for quick sell looking to buy some down and the rest by VA loan

@Robyncavallaro 20 дней назад

Awesome news! I'd love to help you find a home on the MLS side

@lauralampe1664 16 дней назад

Excellent video Robyn. I know you are not a mortgage officer, but have you had any clients on Social Security who successfully qualified for a mortgage for 40 to 50% of the home's value? Don't know how difficult it is to qualify for a mortgage when one is getting Social Security, but also putting down a substantial down payment.

@Robyncavallaro 5 дней назад

I am not sure. I have a lender if you want to ask questions. He would offer better information

@lauralampe1664 4 дня назад

@@Robyncavallaro could you send me his email address or website? Thank you!

@matthewharmon9121 16 дней назад

I'm hearing you say "bank statement showing the cash". Does this mean that if I have the money sitting in a Fidelity Investments money market brokerage account, then this type of statement would not be accepted? It would be hard to accept putting 400K into a savings account at 0% interest!

@Robyncavallaro 16 дней назад

I said also if it’s in an investment account, you need a copy of that statement. It doesn’t necessarily have to be in a bank account.

@Robyncavallaro 16 дней назад

What I said was whatever type of account you have the money in we need a copy of that statement. I did mention I’ve had buyers send me a copy of their 401(k) or their investment portfolio, where the money would come from.