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What's in my Wallet Q3!! Only 3 Cards? 

Luke's Points and Miles
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I'm only carrying 3 cards in my wallet currently! And they all have very specific purposes!
The Amex Businesss Platinum Card:
💳 americanexpres...
Avianca LifeMiles Elite Card:
💳 go.cardless.co...
The American Express Hilton Aspire Card:
💳 americanexpres...
Avianca LifeMiles Elite Video: 🎥 • Best New Airline Card ...
💥 Get $30 Cash Back Off your 1st Order!!! 💵
www.rakuten.com/r/LUKEHO139

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1 окт 2024

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Комментарии : 74   
@jakemercure
@jakemercure 3 месяца назад
See you in New Orleans Luke!!
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
Yes sir!!!!!!
@IamtheWalrus64
@IamtheWalrus64 3 месяца назад
New Orleans on Labor Day weekend is peak hurricane season. You sir like to live dangerously
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@IamtheWalrus64 if you’re scared, say you’re scared
@gunsole64
@gunsole64 3 месяца назад
Interesting line up. I again have never had an American Express but will look into them. I’ve been on the road Truck driving making only training wages so my line up is simple. My new US bank cash card and my chase Business. I did develop a new strategy though on the road. Fuel points. I was shocked to find out I made 1100 fuel points for one fill up. My trainer says he makes about 1800 points per fill up and you fill up 3 times a week. I asked if you can exchange fuel points for gift cards and you can! So that opens up new opportunities. Oh and although I’m not traveling right now I was able to drive across Golden Gate last week. Thanks Luke. What state are you residing in?
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
Nice moves. Im an Ohio boy. At least until retirement.
@nathanmack8979
@nathanmack8979 3 месяца назад
I’m not sure if this question is answered but with the Avianca Amex card do you get Amex Offers and are you able to have 6 Amex cards?
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@nathanmack8979 the avianca card just uses the Amex payment processing. It’s not actually issued by Amex. It’s issued by Cardless and yes it has offers. Not exactly to the same program as “Amex offers” but something similar. It’s not part of your total Amex cards 💳
@averageperson2659
@averageperson2659 3 месяца назад
Hey Luke, BA Avios did another devaluation this week 😕
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@averageperson2659 I didn’t hear about it. I heard about the virgin one. They all devalue. That’s why we earn and burn
@De_Guatemala
@De_Guatemala 3 месяца назад
We are waiting to take off from Buenos Aires to Santiago...using the CITI Strata daily for 3X gas, car rentals (primary CDW outside the US), groceries, and dining.
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
Nice moves! Citi strata is great!!
@czrs85
@czrs85 3 месяца назад
Dropping in while on vacation from San Carlos, Mexico. 🇲🇽🏖️🌮
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@czrs85 yes!!! Nice work, Czrs85!!!!!
@JuanGarcia-hr1wf
@JuanGarcia-hr1wf 3 месяца назад
Nice video Luke. Logical explanation in your Q3 cards 👍
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@JuanGarcia-hr1wf thank you sir!!
@thejokerspeaks
@thejokerspeaks 3 месяца назад
Stan the Credit Frog got me hooked on the USBAR and BILT. Venture X, IHG, and Hilton Surpass cover the rest of our on the go expresses.
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@thejokerspeaks nice moves. Although I really believe the USBAR is severely overrated.
@thejokerspeaks
@thejokerspeaks 3 месяца назад
@@LukesPointsandMiles If I redeem neutralizing a mobile travel charge, then I'm earning 4.5% on all mobile wallet and travel expenses, 3% back plus a 50% boost. We'll see after year one how well that goes. Contrary, I could try and pay most of my travel expenses on Rent Day with BILT for 4X.
@MrWhatsHappenin
@MrWhatsHappenin 2 месяца назад
​@LukesPointsandMiles this is interesting. I'm thinking about this being my next pick up for a 1 card setup to simply everything for me. As a professional credit card guy what makes this card overrated in your opinion?
@thejokerspeaks
@thejokerspeaks 2 месяца назад
@@MrWhatsHappenin You'll be earning 1X on everything outside mobile and travel purchases, 1.5% if redeemed efficiently on mobile travel. Still, this is probably the simplest way to earn 4.5% back on the go, paying for gas, grocery, hotel, some restaurant, etc. If this is your only premium card, you're ahead with all the benefits. For many of us, it doesn't take as much sense trying to fit it into a complicated setup, just to pay at Walgreens, Petco, and Home Depot. If we have other premium cards, that $75 effective AF eats into our earnings.
@LukesPointsandMiles
@LukesPointsandMiles 2 месяца назад
@@MrWhatsHappenin it’s a cash back card with an annual fee. And that a simple summary. Even after the travel credit there is $75 left over. If you want cash back just earn cash back. 5% no af cash back cards will be far superior and it’s cash - not just credit to be redeemed for travel.
@AnthonyBove
@AnthonyBove 3 месяца назад
If your favorite restaurant sells gift cards, I’d buy a few while the extra 10X on your Amex is in effect
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@AnthonyBove not a bad idea at all!!
@AnthonyBove
@AnthonyBove 3 месяца назад
@@LukesPointsandMiles also can’t wait to watch the avianca video, my main airport is changing from jfk to Philly so i need to re-strategize for flights. I need ideas
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@AnthonyBove I feel like Philli is an American hub with more one world opportunities
@AnthonyBove
@AnthonyBove 3 месяца назад
@@LukesPointsandMiles yes I’ve been heavy on star alliance (aeroplan) and sky team (virgin) to Europe up until now, going to need to learn a bit about one world now
@dariusjamal
@dariusjamal 3 месяца назад
Great vid and explanation on your Q3 cards Luke! I'm not gonna be able to make it, but I'm sure the NOLA trip is going to be a good time with everyone.
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@dariusjamal we will see you at the next one!!
@generousy.710
@generousy.710 3 месяца назад
Uncle Luke ! How did you get your wife to agree on your credit card game ?
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
Her first Business Class Flight plus Ocean Front Room Upgrades were pretty convincing.
@1972myk
@1972myk 3 месяца назад
Looking forward to hearing your take on the Avianca Lifemiles Elite AmEx. I’d consider it, if the AF can be offset with credits or services. Does it offer better availability on Star Alliance partner flights?
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@1972myk I don’t believe there is any published benefit as far as availability
@TheJohnnyCrown
@TheJohnnyCrown 3 месяца назад
Hi Luke. Nice video! Questions for you: how and where do you buy Hilton gift card to trigger Hilton quarter credit? Thanks
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@TheJohnnyCrown just google: buy Hilton gift cards
@kmb6916
@kmb6916 3 месяца назад
Nice video! I am using my Gold card until August 10th for dining. 14x at restaurants.
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@kmb6916 thats awesome!!!
@cjcab3158
@cjcab3158 3 месяца назад
Q3 for me consists of the Amex Gold for dining and groceries. Freedom flex for gas l. Discover it for Walmart. Using my amex Hilton Aspire and the Saphire Preferred primarily for my trip to Japan in July.
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@cjcab3158 awesome!!! Safe travels!!!
@Xavier_ID.
@Xavier_ID. 3 месяца назад
See you at the Roosevelt 👍🏼 booked cash as well. Got a simpler dear with the $100 daily property credit.
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@Xavier_ID. yes sir!!
@jamesyu613
@jamesyu613 3 месяца назад
I’m going to use 3 card setup too, I wanna use my CSP 3x my CF for gas and my CFU or WFAC as my catch all card what ya think? I do have my ccc for groceries, I also got an offer for my IHG 7x for groceries, dining and gas
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@jamesyu613 that’s sounds good. I think a lot more people will be collection Wells Fargo points soon.
@jamesyu613
@jamesyu613 3 месяца назад
@@LukesPointsandMilesI agree
@danielmarquez2598
@danielmarquez2598 3 месяца назад
1st 🫡
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@danielmarquez2598 🥇
@caribdude8151
@caribdude8151 3 месяца назад
Yes Sir! Happy Weekend! 👍
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
Thanks! You too!!
@ksprincess
@ksprincess 3 месяца назад
Enjoy your NOLA trip! Question: AmEx is offering me 20k points for adding an AU on my personal Plat. Is this a good deal? I figure I can't get that many points on a $195 spend...but am I missing something?
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@ksprincess I mean do you need an AU? 20k is better than $195 but that’s another fee on top of the already high fees.
@ksprincess
@ksprincess 3 месяца назад
@@LukesPointsandMiles I don't NEED an AU, but I could use those 20k points because I'm trying to book Scotland for 2025 🤔
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@ksprincess I don’t think I would do it unless the UA card would benefit me. There are easy ways to get points without paying $195
@tbark87
@tbark87 3 месяца назад
Just got back from an FHR stay at the Roosevelt. Can’t beat it with the $50 F&B credit on top.
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@tbark87 no doubt!!
@jjballay
@jjballay 3 месяца назад
Awesome hotel esp during Christmas time
@robertjarrell7276
@robertjarrell7276 3 месяца назад
Guess you’re not leaving the country this quarter? Since you’re using all Amex cards. I’m using the Gold for dining, groceries AND gas (got an offer for 5x MR til 9/13/24!). Would love to be at that NOLA meet, I’ll look into it!
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@robertjarrell7276 no plans for international this quarter. Well, not yet
@druiz012
@druiz012 3 месяца назад
Damn. I really need to figure out Avianca... some of those redemtions are oh so juicy.
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@druiz012 I would still say aeroplan is likely better overall but I’m really digging the avianca program right now
@PhilMo78
@PhilMo78 3 месяца назад
NOLA BABY!!!! Should be fun to see the faces in real life that I see on my phone!
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@PhilMo78 it will be a good time!
@DugrozReports
@DugrozReports 2 месяца назад
@@LukesPointsandMiles PhilMo ditto
@jjballay
@jjballay 3 месяца назад
That's pretty cool, i live in new Orleans, will have to look into it
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@jjballay come out!!
@jjballay
@jjballay 3 месяца назад
@@LukesPointsandMiles time to meet uncle luke, haha
@vickiarnold7300
@vickiarnold7300 3 месяца назад
Great job on RU-vid ❤
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@vickiarnold7300 thanks Vicki!!
@CesarJoel
@CesarJoel 3 месяца назад
NOLA For The Win🙌 Interesting strategy with the Avianca card Uncle Luke! I’ll be in the Roosevelt 2 nights, can’t wait to see you again hermano!🫵
@LukesPointsandMiles
@LukesPointsandMiles 3 месяца назад
@@CesarJoel it’s coming up soon
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