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Recently, the central bank lowered the reserve requirement ratio by 0.5 percentage point. The term reserve deposits may be heard often. But many people may not know what it means. So today we will talk about what exactly is a deposit reserve. The problem of currency is actually having a leverage factor in which your reserve ratio is reduced. Then your total deposit will increase and the bank's total deposit or loan capacity will increase. Then he can change the interest rate by To loan this money out means that the entire amount of money that is released to the society will be increased. The commodity economy may be more prosperous. If the reserve ratio is raised at this time, then we may tighten up the money. As soon as all the money in our market is reduced, the economy can be overheated to a lesser degree. Therefore, the state regulates the economy through repeated changes in the reserve ratio.
4 сен 2024
