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Which Hotel Card is Better? 3 Credit Cards One Winner 

Daniel Shepherd
Подписаться 4,9 тыс.
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In this video, I’m going to review and compare the Wyndham Rewards Earner card, Wyndham Rewards Earner+ card and the Wyndham Rewards Earner Business credit card.
All of these cards offer a decent sign-up bonus and a variety of different benefits and user perks.
So If you find this video helpful I’d really appreciate it if you hit the like button, and if you enjoy the content why not consider subscribing.
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►Read my full review here:
www.luggageguru.com/which-hot...
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✅Earn up to $200 when opening an account with Chase:accounts.chase.com/raf/share/...
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TIMESTAMPS
00:00​ Intro
0:21 Who Are These Cards Good For?
0:52 Annual Fee
1:30 Sign-up Bonus
2:32 Earning Points
3:45 Benefits And User Perks
4:56 Insurance Related Coverage
5:33 What Is The APR?
7:27 Final Thoughts
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AFFILIATE DISCLOSURE: I only recommend products and services I truly believe in. Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase. Commissions earned will be used towards growing and maintaining this RU-vid Channel.
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7 авг 2024

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Комментарии : 7   
@kivencorrealopez721
@kivencorrealopez721 Год назад
I know it's off topic but I have a question. I have the Discover It Cash Back for students, I am new to the world of credit and now in August my first year of credit was completed. I have a very good FICO percentage. What credit card would you recommend to apply as a second tier? I have thought about Capital One SavorOne or else Citi Custom Cash (but I am afraid that Citi will deny it to me for having only 1 year of credit length history) I would like to know your opinion and advice on how I could continue climbing card levels with a plan. And what card would you recommend applying at this stage I'm in? I will appreciate your help. The Chase Freedom Unlimited also catches my attention, but I think that applying for that card would be an automatic rejection because I should have at least more than two years of credit history or am I wrong? PS: I'm a college student, I don't really have much income to be realistic.
@dannyshep
@dannyshep Год назад
Hi Kiven,
 thanks for reaching out! Of the cards you mentioned I personally like the Chase Freedom Unlimited credit card as it has the best cash back earning potential (in my opinion).
 Although it worth taking in to account which card will benefit you the most in terms benefits, perks and where you can earn the most cash back (or points). 

Now for all of these cards you mentioned it Is best to have a credit score of at least 690 or higher, so if your credit score is lower than this its probably not worth apply just yet. Also, I would recommend that you have some form of income if that is at all possible? as that will help if you do apply.
 In terms of a plan going forward I would recommend that you focus on is being consistent with your payments (and never miss one if possible).
 Also, try to avoid ever getting a cash advance as it can end up just costing you a lot of money and cause problems in the future. Keep an eye on your what your credit utilization is and make sure it stays below 30%, this will help to increase your credit score.

 I would not worry too much about getting more credit cards until you know you can comfortably acquire them with out too much worry.

 I hope this helps out a bit?!
@thejokerspeaks
@thejokerspeaks 2 года назад
I have the Earner+ and the Business version. I would prefer to just have one, but Earner+ gets promos, it is a decent backup to the Amex Gold, and we get 4X on our timeshare, which the business version gives 0X.
@dannyshep
@dannyshep 2 года назад
Thanks for watching the video, and thanks for the feed back about the cards!
@lisapark1758
@lisapark1758 Год назад
do you have to be a business owner to apply for the business card?
@dannyshep
@dannyshep Год назад
Not necessarily, if you make money independently you may be able to apply for a business credit card. This could be anything such as being a freelancer, Uber driver, selling on eBay or Amazon. I hope this helps!
@lisapark1758
@lisapark1758 Год назад
@@dannyshep thank you, i unfortunately dont :( so i guess i wont qualify.
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