Which Mutual Funds Would I Choose (If I Started Again...) 

Why flexi and again elss ? Why can't a mid cap

Flexi and ELSS are the same kind, avoid any one.

No sense

please do video on flexi fund

​@@irfanss2210 how it is like same

@rihenmehta ji. I think, u missed the Motilal Oswal Nifty Microcap 250 Index Fund.

Which websites give the graphs of mutual funds

​@@Shambu327Any broker app or its website like Groww, Upstox or Zerodha

While the current market offers short-term profit potential, it's crucial to note that executing such a strategy requires expertise and skill.

Having an adviser is the smartest approach in today's market, especially for those nearing retirement. I personally gained over $270K during this market downturn, which highlighted that there's valuable insight the average individual may not be aware of.

I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

@@mariaguerrero08Really? I’ve actually been looking to switch to an advisor for a while now. Just never made up my mind. Any help pointing me to who your advisor is?

*Gertrude Margaret Quinto* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

Actually you can go to 2 small cap and 2 micro cap funds in which you can diversify because micro cap funds can expect more returns while holding long term same strategy goes to small gap fund also

Valuepickr

@@ShashankUdupa1 Thank you very much.

Rubbish

It's not 40%, it's just 20% and that too because quant invest 25-30% in large cap fund other than 65% in mid or small cap to get some stability in volatile condition

What was the return on that ?

@maheshkhati5022 it's been two months and the sip was only of like 3 thousand,and 2 thousand upfront and 8k invested was like 8.4 k.but I don't think returns matter for such a small duration.

You must have invested in 'regular' plan instead of 'direct' plan of your particular mutual fund...Each mutual fund has a 'direct' and a 'regular' plan...Direct plan has less expense ratio but nobody will be there to give you investment advice regarding the timing and amount of money to be put in at specific times according to the market movements to extract maximum profit or switching the mutual fund in case of persistent underperformance..Regular plan has all these benefits but higher expense ratio..if you feel confident about your investing skills or if you're investing regularly through SIPs (where you don't need frequent advice on how to time your investments), invest in direct plans in the future...If you want to convert your existing regular funds to direct, only option is to sell the fund completely and reinvest the returns in a direct plan of the same fund..Hope this has helped

Good

I dont think that is the case, index funds are also taxed at same LTCG and STCG rules not 30% -www.dezerv.in/mutual-funds/how-are-index-funds-taxed/

What was the news?

@@prateekjain8777 news about over valuation

The expense ratio is already deducted when the NAV is calculated, so the value you see is your actual gain, after expense ratio is deducted

@@paramgoswami7224 thanks bro

@premkumar-zx6vj ok bro

You can try the below strategy if you have a low to moderate risk appetite: Index/Large cap-50% Mid cap-30% Small cap-20% You can increase the small cap allocation percentage of you are ok with high risk

@@Keshavchauhan1 Thanks Keshav.

Hello Brother ☺, I'm in my early 20s and planning to be an aggressive equity and an ultra long term investor, basically having a higher risk tolerance and have enough patience to get high returns in a long period. I'm gonna start my investment on APRIL 2024(next financial year). I don't have any specific goal oriented investment, better to say, that I'm investing for generational wealth creation or at least for my post retirement stage. 1. EDELWEISS Nifty 50 index fund (for Mega cap exposure) ~ 10% Allocation (0.05% ER) 2. EDELWEISS Nifty Next 50 index fund (for Large cap exposure) ~ 10% (0.09% ER) 3. EDELWEISS Nifty midcap 150 momentum 50 index fund (for Mid cap exposure - only smart beta fund in my portfolio) ~ 30% (0.14% ER) 4. Nippon Indian small cap fund (for Small cap exposure - only active fund in my portfolio) ~ 40% (0.67% ER) 5. ICICI prudential Nasdaq 100 index fund (for global exposure - only international fund in my portfolio) ~ 10% (0.50% ER) These are my 5 Definite Index/active mutual Funds which I will start, once I opt to invest. So literally investing in all the companies listed in the NSE from 1 to 500, where instead of investing in direct Nifty 500, I have diversified my entire portfolio based upon market capitalisation. Investing method will be completely in step up SIP and will also actively increase or decrease the SIP regarding the market fluctuations - investing more when the market dips and less when it's at an all time high. By saying this I have already covered my health insurance and term insurance and also have a good chunk of emergency fund. And also I'm not interested in any other asset classes such as Savings Account, FD, RD, PPF, NPS, REITS, Debt Funds, bonds, stocks, ETF's, Cryptocurrency, Real Estates, etc currently. Maybe in my late 20s, i.e.after marriage I will slowly start to include some of the other options. So as of now, apart from index funds I may have one more asset class - Gold via SGB (not sure even i will try this) As I'm at the initial stage of investing, I don't want to try hands on with direct equity/stocks. As it required huge research and continuous monitoring. I love to be a passive investor, that's why I have even choose Index Funds over Active Mutual Funds. Sorry for the long para, but I need some prerequisite context to convey my thought process towards my Investment Portfolio, so that you can get a glimpse of my investing style to guide me. So my query is, is it really good to have only these 5 Funds in my portfolio regarding equity Funds, as inclusion of any more fund will result in overlapping. Is my investing style of only depending on Index is a good strategy, at least in my early stage of building wealth and considering my long run in investing? And i will be pretty happy if my portfolio has a CAGR anything above 12% in the long run. Can you share your valuable thoughts over my vision and correct me if I'm wrong? Thanks in advance♥

Go with other

​@@rightatfirst53 Why, what problems will arise in the future (time horizon - 30 years) if we travel in this particular fund. And also what is the difference between a normal sip and AMC sip? And will the lump sum be accessed again? What do you think of the small cap 250 momentum quality 100 index? Is it worth investing in this index fund instead of an active small cap fund. But still we don't have any index funds from any AMC's, only ETFs are there (mirae asset)

Absolutely all of them will overlap. Choose any one from 3. Make index 50% in your total portfolio. Remaining 50% Choose 1 mid and 1 smallcap funds.

@@selvaprakash20 thank you sir

All the nifty 50,is going to give same returns,invest your money in Navi nifty 50,which has less expense ratio,,don't take off the money when market falls,if market falls put more lumpsum amount to get more profit😊

@@lalithkumarb1848 thnks a lot brother

Well they can change it any time

​@@shubhamjain54519 Hello Brother ☺, I'm in my early 20s and planning to be an aggressive equity and an ultra long term investor, basically having a higher risk tolerance and have enough patience to get high returns in a long period. I'm gonna start my investment on APRIL 2024(next financial year). I don't have any specific goal oriented investment, better to say, that I'm investing for generational wealth creation or at least for my post retirement stage. 1. EDELWEISS Nifty 50 index fund (for Mega cap exposure) ~ 10% Allocation (0.05% ER) 2. EDELWEISS Nifty Next 50 index fund (for Large cap exposure) ~ 10% (0.09% ER) 3. EDELWEISS Nifty midcap 150 momentum 50 index fund (for Mid cap exposure - only smart beta fund in my portfolio) ~ 30% (0.14% ER) 4. Nippon Indian small cap fund (for Small cap exposure - only active fund in my portfolio) ~ 40% (0.67% ER) 5. ICICI prudential Nasdaq 100 index fund (for global exposure - only international fund in my portfolio) ~ 10% (0.50% ER) These are my 5 Definite Index/active mutual Funds which I will start, once I opt to invest. So literally investing in all the companies listed in the NSE from 1 to 500, where instead of investing in direct Nifty 500, I have diversified my entire portfolio based upon market capitalisation. Investing method will be completely in step up SIP and will also actively increase or decrease the SIP regarding the market fluctuations - investing more when the market dips and less when it's at an all time high. By saying this I have already covered my health insurance and term insurance and also have a good chunk of emergency fund. And also I'm not interested in any other asset classes such as Savings Account, FD, RD, PPF, NPS, REITS, Debt Funds, bonds, stocks, ETF's, Cryptocurrency, Real Estates, etc currently. Maybe in my late 20s, i.e.after marriage I will slowly start to include some of the other options. So as of now, apart from index funds I may have one more asset class - Gold via SGB (not sure even i will try this) As I'm at the initial stage of investing, I don't want to try hands on with direct equity/stocks. As it required huge research and continuous monitoring. I love to be a passive investor, that's why I have even choose Index Funds over Active Mutual Funds. Sorry for the long para, but I need some prerequisite context to convey my thought process towards my Investment Portfolio, so that you can get a glimpse of my investing style to guide me. So my query is, is it really good to have only these 5 Funds in my portfolio regarding equity Funds, as inclusion of any more fund will result in overlapping. Is my investing style of only depending on Index is a good strategy, at least in my early stage of building wealth and considering my long run in investing? And i will be pretty happy if my portfolio has a CAGR anything above 12% in the long run. Can you share your valuable thoughts over my vision and correct me if I'm wrong? Thanks in advance♥

All funds in quant?

21000 support

Buy 2 max mutual funds in one category

Nippon India growth fund, in mid cap

Nippon India growth fund, small cap

Ppfas in nasdaq

Invest in only 3 mutual funds no need to overlap

@@Abhinav_Says what if selected 3 MFs not performed?

@@dineshbhargav1159 Krega bro , small 2 le skte baaki mid ek lo and large cap depend krta agr 30+ years ho toh le skte large bhi

@@dineshbhargav1159 Max 5 funds rkho , ye maximum h koi need nhi isse zda ki

Choose max 5. Your final returns more or less similar even if u go more than 5. You can never avoid risk simply by expanding the MF numbers. MFs are always subject to risk.

Better park it in FDs OR Debt MFs

high cost and cyclic returns