Why Should You Consider Staying With Your Insurance Carrier 

Unpopular opinion, but now may not be the time to shop your insurance. Insurance companies have a right to inspect the property they are insuring and their guidelines for their perfect home are strict. They may decide to follow-up with a list of improvements they'd like to see to your property and could potentially cancel or non-renew your policy if you do not comply.
So what can you do? Your agent can take a look at your existing policy and see if there's anything they can do to get you the best rate possible. Increasing your deductible, shopping for all possible discounts, bundling your home with your auto insurance...these small things can really save you a lot of money on your insurance.