The TRUE STORY of two women that start a coupon scam and quickly get rich, gaining the attention of a loss prevention officer and a postal inspector. Subscribe to our friends channel: tinyurl.com/Mo...
i love that Jojo didn't just take the stashed money and keep it. She was all, "I'm gonna wait til Connie gets out so we can start scamming again." Rooofl!
All she got was because her friend came to her with the idea. And the friend still took the blame, going to jail leaving her free. She recognized that.
Couponing is a lot of work, I did it for a while. And yes people start getting frustrated but when that “you’ve saved $212.95 on your purchase today” is said you can can hear a pin drop.
In other words , you DO condone crime . " I don't condone murder, unless its someone whose a jerk....or a rich guy ....or someone who gave me a bad look. But yeah , I'm like, totally against murder "
My favorite “loophole” story was where a guy forgot his cash as home and paid for traveler checks using his airline points credit card. He realized even if he cashed in the checks and paid off the card he still had the points. He took his family on several international trips before credit card companies caught on and changed their policies. You can’t do that anymore.
My favorite version of that was the presidential dollar coins. People would: 1. Buy hundreds (or thousands) of dollars worth of these coins direct from the treasury on their credit cards 2. Change them for cash at the bank 3. Use the cash to pay off their credit cards. 4. Use the points to pay for flights and hotels. It got so bad that The Fed supposedly had almost $2 billion worth of coins sitting in a warehouse.
I sometimes charge expenses for work to my credit card, get reimbursed for it and keep the points. But this isn't thousands of dollars it's usually like 50 to 100 here and there. It's still free money basically but it's not as crazy as what some people pull.
I fell into the habit of couponing when I was a grad student in Boston. I eventually created a database with all the details like most frequent items I purchased, items needed, rates , discounts and expiry dates. It helped me save a couple of months rent. The system was a success as other students/friends started using it too.
I made one too for New York, Dallas-Fort Worth , and San Francisco areas. Though mine are up to date as I use it to save money because I’m still in college it’s for back home and when Im at uni.
That's when you know you have found the right partner when they don't rat you out under pressure! Scamming people makes you a lot of money especially when you do a with smile.
For some people it's time. Time can be just as valuable, or perhaps more valuable, than what can be saved with a coupon. Many may not find it worth their time.
I don’t think people hate coupons it’s more when you are taking time to use it takes time from everyone. But if it’s an older person on fixed income or a mom with kids or anyone that needs to use it we are ok with it. But seeing someone with expensive stuff haggle over an expired coupon and ask to see the manager… everyone hates that person
I hate coupons because if they didn't exist things would just... Be cheaper. Companies still profit from coupons, the coupons are a sales tactic to get people to shop with you. If they weren't allowed to do it then they wouldn't need to raise prices to cover coupon costs.
@@lukenator115 If coupons didn't exist, prices for coupon users would go up, but prices for non coupon users would barely go down. They wouldn't go down far enough for you to notice. Coupons take 1 cent from 5 people to give a 5 cent discount to 1 person. Not those exact numbers but that is how coupons work. Banning coupons would have almost no effect on prices for those that don't use them.
10:56: Speaking of Companys using Loopholes; have you seen the incredible 'Were running out of Water'-Video by Some More News that just came out? I'm still in shock.
Ikr? I just watch a pile of these recaps. It was cool and felt like a rainy day at the movies sneaking in to other shows. I feel like I have seen all these movies.
@@moniqueengleman873 Ya. I kind of want to start my own company that makes film scripts but only films the scenes necessary for the recap, would save a lot of time and money 🤷
This was a rather interesting movie and despite all their bad actions, I do admi9 the loyalty that JoJo showed toward Connie same with Earl they didn't let greed betray each other instead it united them even more. Though with all that money they can make a legit company.
This story is based on many real-life stories where people game the coupon system that expects people to use the coupons sparingly and not collaboratively. So the happy ending of this movie is not farfetched that these perpetrators basically get away on a technicality.
The part I don't get is at the stores complained that too many people were using these coupons and that they were losing money. They're not store coupons they're manufacturer coupons. It's the manufacturers that would be losing money so that part doesn't make any sense to me.
@@R-Lee- Well, the manufacturers receive the redeemed coupons from the shoppers sent to them by the stores. The manufacturers would then reimburse the stores. It is true that ultimately the manufacturers are the ones losing the money, so they are not happy when the stores send them more coupons for reimbursement than expected. The manufacturers may suspect that the stores themselves are scamming them as well by artificially submitting the coupons. The manufacturers are the ones who notify the fraud investigators to see why there are excessive redeems. The manufacturers outsource the coupon printing to a third party, so the investigators also check on the coupon printers as well to see if there is some collusion between all parties involved. The point is the manufacturers statistically expect how many coupons are actually redeemed, so when the actual redeemed coupons exceed this threshold on a persistent basis, they get suspicious. The moral of the story is white-collar crimes like this are usually discovered when the perpetrators get greedy. If they don't, their crimes would fly under the radar.
The corporations taking tax payer money and paying no taxes in every country in the world. Polluting and committing felonies everyday They are evil money sucking entities classed as humans in law destroying what it is to be human in every way and taking everything we have. And no law in the world holds them accountable. But a some women make a few hundred thousand and they send swat teams and FBI. It's dystopian capitalism The east is a collection of dystopian dictatorships masking as socialism. We are on the cusp of a global class warfare. Or we're all just going to lay down And be fucked over and over. Everything is a scam. Oil is only high because after covid the companies don't want to increase production Because that decreases the price. And governments globally like that Because oil is the most taxed product
In Australia our coupons suck. They have a heap of terms and conditions - can't use on an already discounted item, can't use more than one coupon per person, can't combine them in the same transaction etc etc so it's really weird for me to see Americans hand over a fat wad of coupons and get $200 worth of stuff for $15
The FBI ignored the boxes in the nursery? Cmon man, that destroys this whole movie for me. The feds will tear your entire house apart. Of course they'd go through boxes, especially considering the nature of the crime. Cmon man.
My sister used to do this, she grabbed couple hundred dollars worth of food etc. And they ended up owing her money! I think it was like 16 or 26 bucks. Either way the cashier got a manager because they thought something wasn't correct but it was; still blows my mind to this day.
@Yoav Margolis - Sounds made up. Any competent manager would just show you on the coupons where it says "Not redeemable for cash." You'd get a $0.00 balance though.
@@OutyMan No, it was actually very real. In 93 when I had my eldest daughter I became (out of necessity) a serious couponer. Back then coupons didn't yet have the 'no cash value' on them, that came in after the Inet began and coupon scamming became far more prolific. Even far back as the 70s when I grew up up till the mid 90s stores used to even have days where coupons were worth 2 to 3x the value of the amount printed on them, so getting cash back - along with free groceries - was pretty easy. Not once but many times I would hit the stores on Triple Value days and get all my groceries free and got up to 20+ dollars back in cash. It wasn't scamming or illegal, the stores themselves promoted the days so anyone who had the time to clip the coupons did so without hesitation. It was the upgrading of Inet and ease of creating websites that people got too greedy and it killed the entire concept sadly, coupled with massive inflation by the late 90s that companies and stores finally put paid to the whole thing. Now you're lucky to see anyone of the younger generation use even a single coupon, though we older folks still do - well I do anyway though now it's mostly digital coupons or cut out from the adverts I get free in the weekly "junk mail" flyers. It's not worth paying the fortune newspapers want to charge for a Sunday paper just for the few paper coupons, and now most of the paper ones aren't even for food items - it's mostly hair/body care products or other expensively priced items I never use. The only place I know of that you can still use both their own store and manufacturer coupons together is BJs ... the rest like Publix and Winn-Dixie will only take either their own store coupons or manufacturer ones (not both you have to choose 1). All I can say is thank God for the weekly BOGOs - that combined with coupons is almost comparable to the old days, just without the cash back. Ah well ... in this even worse inflated economy than the 90s was something saved is still better something than nothing right? :P
@@Asian_rom-coms_keep_me_sane - Real 30 years ago, some place. Well, that totally validates the comment. Coupons have had the "not redeemable for cash" on them well before the 90's. I do believe that someone could have Karened $15 out of someone 30 years ago, but it is not a "trick to extreme couponing". Anymore than "lick your fingers before taking the pinch of gold dust" has any bearing on transactions today.
5:05 Tina has a very good point. I immediately thought it was a bad idea they promoted this so out in the open. I think in the real world they would've been caught much earlier.
@Nelson - Not based off a single "true story" no, but the scamming is very real though it takes those of true greed to make it as far as the news. @ J Bruce - Agreed about the open promoting, but sadly many who do it in the open aren't caught till (as I said above) their greed hits the roof and they do similarly stupid things like buy expensive stuff/etc that they can't account for. What's sad is when legit small business owners like myself who promptly file their taxes and follow the proper business owner laws still get audited by the IRS. For the 1st time in over 30 yrs of filing and paying my taxes I got audited last year - for the taxes I filed in 2019. I had to actually prove myself for the paltry 12K I made that year. Wish the gov't would be more vigilante about catching the scammers that cost us tax payers billions each year than we who actually pay our due taxes for the small amount we make legally - sadly I think it'll be a pipe dream though. :(
@@sayarasa8961 by getting pregnant using a donors seed instead of her husbands, it implies that the fetility treatments never worked because connie wasnt the one with the fertility issue, her husband was
Imma be honest, i dont think connie would come back to the scam industry if she doesnt hit rock bottom again, because she finally got what she always want, which is a child, not money.
You know that keeping child need much money right? Also the sperm used to make that baby was a donor sperm thus make connie's ex-husband not obliged to pay child support money to her. Rather than a dream that comes true, it is a nightmare comes true. Keeping a child as single parent isn't a simple task let alone not burdening your mental state. I made this statement without the tiniest speck of ill intent to set a low bar on any single mothers out there who struggle to earn living for both themselves & their child(s) on their own, but realistically it is a nerve wracking objective to do & needs all possible help you could gather to success. Thus, I bet my ass that after she go out of jail she will join in with jojo's scam business without missing single breath.
@@ap_trial666 no she wouldn't she has a baby now and have no time to be in jail she wanted a baby and she knows that baby will be gone when they get caught again. And there's other ways to get big money
@@Maymay-c Well, you do understand that people who have jail record are going to have a hard time to find a proper job right? That means her chance to get stable payment isn't that great either. This is real by the way, many if not all companies aren't going to risk it by giving a person with criminal record a job in their establishment. Thus leaving her with the shady/grey zone option. But then let's see if see somehow find a decent job, we need to see from another view too, right? In this second scenario she find a decent paying job so now she is able to fulfil her & her child daily needs, sure there'll be some struggle but they could make it somehow. Yet don't forget that the FBI already set an eye to her because as we know once you caught in crossfire with the fed you can't really get out of it. She'll be under surveilance almost all the time & if she somehow manage to earn some big money the fed will be alarmed & she has to be put under some custody since they wont want to risk it (don't be mad that's just how the system works). Sure the FBI have somewhat limited manpower & not an omniscience present but with automated system they could be alarmed by any abnormal occurrences. Also, sooner or later people around her will know who is she or what she had done. Their reaction might vary but we can generally separate them into 3 main category, such as: 1) Neutral, doesn't care too much since we all need to make money for life. This might also ended up in a tight circle of helpful colleagues (This, in my friend favorite word, is the best neutral good ending) 2) Reject/shun her since people tend to believe someone who already done some scamming actin (but her action before is hardly count as scam so....) might ended up done the same in the future thus they wont believe in/mingle with her all the time. On the extreme side they might also bully her but this one's likely hood to happen is relatively low since she wasn't directly harm someone (but if you count the malls & convenient store owner it might be drastically different). This occurrence will mainly burdened her mentality but still burden nonetheless. 3) The people who will ask her to tell the tips & trick even want to study under her (Believe or not, I'm will fall into this one) which in the long run even if she choose to avoid this group she'll be, in the end, lean toward doing it again. When people around her push her to share the tips & tricks either she'll share it or not she still have to remember/go through the memories of doing it that sooner or later could tempt her to do it again just like an addiction would. TLDR: A good ending might happens but the chance is rather low. It is around 3:1, isn't it? Or am I wrong?
The part about the companies trying to make this look like a worst deal then it really is is actually true. There was an Australian who found a loophole with a bank atm (I believe it was NAB) that allowed him to add money into his bank account which could be used until the next day when the banks reset their systems and updated his balance. Once he was caught he spent like a year waiting to be arrested but never did, thinking the police where investigating and he would be caught eventually he decided to turn himself in to a reporter to get his story out which lead to his arrest. Turns out if he said nothing the bank wouldn't of done anything because they don't want the public knowing about the glitch loosing them millions of dollars. His name is Dan Saunders, it's a really interesting story worth looking into
I did extreme couponing for the food pantry at my church, after a couple of months they told me not to bring any more food because they didn't have room for anymore. There were many times that I got $50-$60 worth of groceries for between -$2 and $1.50, yes, they gave me money and I got the groceries for free. One time I got 6 pints of Ben & Jerry's for free. I once got a couple hundred dollars worth of supplements for free and saved a fortune on the groceries.
My favorite part of this movie is how the victims are megacorporations instead of innocent people and the government are the antagonists. Plus the scammers actually care for each other
@@NoobMaster-lq9yb which part? Megacorporations have the capital to not only be okay after the scam is pulled but might be so profitable that they might not even feel it at all. As for the government it's because they are evil, willing to do nasty things and hide it from the ones they claim to protect. Now the scammers caring for each other makes them more nuanced and interesting.
I started couponing during the dissertation phase of my program. I hated shopping up to that point. However, I needed an escape and loved the intrinsic rewards from saving. Intrinsic rewards I wasn’t receiving from my doctoral journey. It turned from a coping mechanism to me hoarding and running out of space because I wasn’t selling much and I switched to clearance shopping and arbitrage reselling. COVID changed things. I made care packages and donated a lot of supplies to the elderly and college students on my daughter’s campus. It took three trips from my car to bring in all of the baby supplies I purchased on clearance for my friend for her shower. I priced her haul at $700. It ended up costing me $0 after I sold the extras. Couponing has gotten so complicated now because of scams like this. It’s too much to keep up when the policies varies from store to store. My kids complained about me couponing back then. Now, they want me to start again so I will buy groceries lol. Nope. Y’all are grown. I don’t have the patience for it. Handle it!
I love this channel! It's hard for me to watch movies comfortably without my anxiety skyrocketing. These recaps allow my brain to process the plot quickly enough to avoid the anxiety. Now that I know the plot, I can watch the movie.
Actually it can be done. I recall years ago I read somewhere that when Aaliyah perished in that tragic plane crash, for a short (and I mean VERY short) amount of time some photos of her burnt body were on the Net - then within like an hour or two they vanished. I assume her PR firm had a major hand in it and had very good connections to get them removed, but it wasn't the 1st time I've heard of such things happening. Then again think about this - how many videos even here on youtube vanish after a while? Or disappear due to the all-knowing "copyright laws"? Or whatever else removes them ... and no not even the WBM has them so no, not unrealistic at all I'd say - especially for a top hacker. That's just a day at the office for them no doubt!
I had a friend who use to coupon, the stores she often frequent and use coupons refused to accept her coupon. They even called the police on her. One day the store clerk saw her cause she stopped going to that store. The store clerk gave her the headquarters number and that manager got fired. The store clerk told her to come during her work shift and she was able to use her coupon again. Her family really needed the extra money she was saving. She only coupons on things her family needed. Stores scams the consumers all the time.
it really warmed my heart when the guy that was rude to everyone was trying to be nice. he just kinda realized that this is why no one likes him and he tried to change.
this is a great movie! how could you hate this!? I mean sure, its a bit unrealistic in that the FBI was THIS competent so I would probably drop this movie's rating to a 7/10 but overall I did enjoy this movie and the concept. Hey , companies use tax loopholes ALL.THE.TIME. Why can't we?
It's based on a coupon scam that landed the real people in prison, the story is changed a lot, especially the end since she actually got a good size sentence.
The part where the Manager asked the LP guy if they could honor it blows my mind. The Manager could easily make the exception for the guest if he so chose. The LP guys don't run the store, they report to the Manager....
@@joshuadoll9000 the usps actually have there own police....they drive cop cars n all...plus that whole story broke bout a yr ago that the government had a secret operation to spy on people's social media..that was carried out by postal police...
Depends on the corporation or company. Loss Prevention is a head office position in my retail company. LP overrides me as Manager on decisions, though they rarely come to store level.
That’s not how manufacturers coupons work. Supermarkets actually mail out redeemed coupons and the manufacturers reimburse them. There’s no “losing money” because of those kinds of coupons.
The fact that the companies are the one's that got scammed but also the one's to pressure the judge on an easy sentence is hilarious. "$80m is way cheaper than bad press" 💀
I once met someone who found a loophole where if you buy two you get one free. He would buy 3 boxes and get 1 box for free, then resell the 3 boxes at a slightly higher price based on demand and would sell the 1 free box at full price. He did this for months and made over 300 thousand dollars doing this. Eventually the manufacture of the product he was selling realized something was off because every 3 boxes being sold, one box was a lost. They traced the lost back to account which had a fake manufacture name and website advertising their products. Rather than investing thousands of dollar into this fake manufacture and who was behind it, the manufacture discontinued their deal and emailed him a warning to cease and desist or face criminal and legal liability. Although the loophole was completely legal his business was questionable so he complied not wanting to face legal or prison time for his sort success. They eventually brought deal back but you can longer buy in bulks.
3:06 "BUT KEN REFUSES LIKE A TWAT" in a monotone computer voice might be the single funniest thing i have heard since 8th grade and the song about vaginal farts
@@Suzuha_Amane If I were him I would have moved if I could. Like people when would move for me once I tell them that I want to sit next to my parents here!
Some friends of mine got into super couponing and hording food creating a huge basement that looked like a grocery store! Eventually rats got in and slowly multiplied to a huge infestation. They had to throw everything away and for months they had to fight off tons of rats. Pest control companies were asking way to much money to fight the rats.
Buying brand new cars, boats, plains, and guns have awful resale value, that's the dumbest and fastest way to instantly lose 40%-60% of the money you just earned.
i dunno how you can do that in USA, in Singapore you do have coupons but the clause is you can only use 1 coupon per item . you will never be able to pay for an item with coupons alone.. you might get 10% off or 20% off at max.. but you still need to pay the other 80% in cash.
I don't know either. I'm currently in the stayes and have never seen anything like this. It's usually 10-20% like there. Closest thing I seen was someone trying to return a literal cart full of canned foods to walmart that she got from food drives. Like, what the fuck.
coupons here in the US are extremely varied. from 50% off to buy one get one free or buy two get one free Rebates which offer cash back with a purchase. its truly insane and is probably worth billions each year.
@@worldofdoom995 Coupons that give $10 or $20 off usually has a clause that say minimum spend of $100.. which translate to 10% off also.. so it's not possible to collect 10 x $10 coupons to get a $100 item for free.. also consumers here tend to forget to carry the physical coupons cutout with them.. so stores usually just tend to give discounts rather than coupons.. so it applys to all customers so there is rarely a need to look for and cut out coupons.
Getting free stuff from companies is really easy, but having proof of a problem works best. Like finding a fly in a sealed pack of raspberry Zingers. Oddly specific, right?
Pretty sure movie is made based on real story, or at least have grain of truth in it; Since people who spends even 8 hours a day in search of coupons really exist. Years ago, I remember there was a TV channel called TLC, where such stories were presented.
As a cashier myself. I have witnessed people who bought a whole truck of beers with only 100$ USD and a neverending amount of coupons. They abused it so bad even the beer factory ran out of beer which pushed the beer price up
@@anastasiaphan4202 Even as a commie, I don't see the problem with that. You don't design your rebate program properly, people are going to exploit every loophole just like any video game bug.
I thought this was an episode of Extreme Cheapskates with the coupon lady. 2:49 man if you take your job that serious than you need a wake up call. I never understood people like this.
i remember complaining to chipotle every single time i bought something from there. Always got a free entree. They give a lifetime of free food to celebrities so i dont feel bad at all.
For a little over a year, I did mad couponing. It was a challenge, but loads of fun. I always had coupons in my car, my purse, everywhere. I even bought stacks of same product coupons, off of eBay, because it made the price of the item rock bottom when it was on sale. People could not believe I paid only around $20, for a week of groceries. Most times, less than that. I saved my receipts to show folks.
My favorite loophole was this local bar I frequented had tickets $25 in value that could be used only at the bar. The tickets were worth $20. I bought $1000 worth, buying whatever they had. The owner had to honor it.
That doesn't sound like a loophole nor were you scamming them. Being that it's a bar, their profit margin was probably much more than 20% for alcohol, and you provided them $1,000 in sales, or at the end of the day, a lot of profit.
@@danielramos8249 The way I see it, they could have easily gotten that $1k in sales alone without the tickets, the fact I had 20% in free food and drinks is a lot. We are talking about a distinction in short term and long term profit.
Thats not a loophole. The bar made $1k from a single schmuck. They already have profit margins set with their prices and now youre stuck with $1k that you can only spend at that one bar. Its no different than if the $1k was spent between 100 different customers. You just expedited the process
these days it's a raspberry PI, a usb stick and an 8 inch monitor with a wireless keyboard/touchpad combo all running off a small 12 volt battery pack with a USB output for the PI
I bought a bag of chips @ a store not realized it was empty I called them they sent me a huge envelope full of free coupons I used some gave the rest away to friends
I have 2 cousins who got jail time for using coupons for products they never even got. They had a friend who worked at a local Kroger store. She took big dollar amount coupons off their totals. Some of the things they got like detergent toothpaste etc they sold at a local flea market.
i like this concept it doesn’t seem harmful or really serious but it is quite literally stealing and fraud and all these good place characters eleanor shellstrop would be all over that mailman
Good for them. Like sure, it is “illegal” but this companies are gigantic money-making monsters and this is nothing for them. It technically helped a lot of people who bought their coupons, saving them a few dollars, so… Maybe this is because I hate capitalism, but every way to cheat the system makes me happy. It may cause some issues but they make me happy.
@@TexasHoosier3118 lmao being anti capitalism doesn’t mean i’m pro socialism or shit. All of the socioeconomic systems that have been created so far fucking suck. Have you considered getting a better reading comprehension?
That’s not how coupons work, the store redeems the coupons to the company that it’s for (e.g. a coupon for lays) and get whatever the discount was back, they don’t just lose the money
There's so many electronic saving apps now that just give cash back for everyday purposes usually as a sponsorship with manufacturers. I highly recommend looking into some of these especially if you're the one shopping for your houseold. It's way easier than the old school way of clipping coupons and it may not seem like a lot but then when you realized you saved over $1,000 for the year saving $20 here and there it really does make a difference.
So was anyone going to tell me there's a film in which Eleanor Shellstrop and Jeff Winger are in an unhappy marriage or was I just supposed to learn that from a text to speech man myself?