Your Ex-Husband Is A Clown Show! 

They couldn't agree to stay married, so what made her think that they would be able to agree about financial things without a written agreement???

"No, he was my ex..we were just business partners" Dave: longest pause ever then "oooookay..that's awkward and weard" 🤣

"I hate you" "I hate you more" "Let's get a Divorce" "GOOD!" "Hey let's buy a house together" "That's such a great idea. I'm in" "I still hate you" "I still hate you too" Both of these ppl are clowns.

We can’t live together, but let’s do million dollar business deals together on a handshake. 🤔

I love Dave's advice. It's weird doin business with your ex, especially without a contract. Your ex has been pulling your strings a long time. So call his bluff, offer him a discounted payoff now, and tell him if he sues he won't get his money before Spring anyway.

This lady calling is equally a joke. There is no “right” side on this one. Both made bad decisions

"Business partner" with ex-husband. Insanity.

Id love to hear his side.

Lesson of the day: Do not go into business with your ex-husband ever! I would do whatever I could to get him off my plate as soon as possible.

“Tell him to pound sand” That’s one of my favorite lines ever!

She goes into business with her ex. She fails to get the business agreement in writing. That makes him a clown show. Got it!

She is hiding something....

I think the new thing to make yourself feel better about your broken relationship is call Dave and say how bad your ex is and don’t mention anything you did** wrong lol

Dave never wants to call these women out: this woman is a clown too. You can’t be married, but you think going into business together will work? Come on.

I don’t know why I enjoy when Dave gets mad😂😂😂

Dave gets all riled up but he should remember that he's only hearing one side of the "story". Lesson to be learned: don't make hand shake deals involving considerable sums of money. They should all be in writing. Even with a written agreement, there's no guarantee that the transaction won't turn sour.

No Dave, they’re both clowns smh

We are not hearing the full story. The woman always down plays her role in a bad situation and for some reason the man is always responsible. There is no written agreement so this sounds all like hear say.

There are some very weird, peculiar relationships out there. Caller doesn’t understand the concept of “ex”

wow how dumb was to get into business with her ex. once your divorce there is no longer shared property unless its in WRITING

This one’s hard to listen to.

This is why Dave shouldn’t give legal advice without a law license. As an attorney, He has a claim. You don’t have to have a partnership in writing to have a partnership. And she’s admitted they had one. He can then dispute the verbal arrangement in terms of timing but it’s his word against hers. But he could win

The world has become a clown show 🤡

They both sound annoying. Don’t mix business with personal life. Simple as that.

3:18 she says “I could sell one of my investment properties”. Yes lady - sell *one* of your investment properties, give h8m his money and move on with life. Such drama.

Dave mentioned it at least once, she has all the leverage here. All she has to do is reason with him, and if he is really insistent on having cash now, he should be more than happy to take it at a discount. If I were in her shoes I'd say to him just what Dave was saying at the end there: "This was not the arrangement we had, you want to deviate which is entirely detrimental to me so I don't agree and you don't have the power to unilaterally make this happen, if you are lawyering up that is your right but it will not get your money sooner and will cost you a large amount, I'm willing to retain an attorney but we can settle this now if you want to negotiate a mutually beneficial alternative to the deal"

"When he wakes up from getting punched in the face - metaphorically speaking." 😂

It takes a clown to marry a clown.

This why it’s important to have signed agreements, ex husbands fault for not doing it and her fault as well. But since it’s under her name she’s in the drivers seat.

First time I ever heard Dave recommend a HELOC.......

7:37 Good point Dave had. It is all moot since even if he drags her into court that wouldn't be until spring at the earliest.

Why does Dave automatically hate the ex husband? All we know is that he wants his money a little earlier because he’s having a pretty serious surgery. Even the caller seemed uncomfortable with the insults that Dave was hurling at him. She just wanted to fix the financial issue lol.

Her ex is stupid for giving her 165k for a house without putting his name on it or having a contract.

I really think there is something she is telling and there is more to the story.

I guarantee Dave would not advise a husband to tell the wife to pound sand; he would tell him to get the wife the money she is owed. It sad that there is inconsistent advice on this channel.

These clowns think they can just buy a house, renovate and flip for a massive profit in a couple years, forgot about those interest rates going up didn't ya.

one of the rare instances Dave tells someone to get a HELOC, interesting

It's about time ex couples realise that you don't go into business together! 🤦🏽‍♀️Nightmare!

Lol. Where does Dave think that $2000 in lawyer fees is going to solve this dispute.

Sell the house, get out of business with the ex, and take the lesson. Move on.

Dave you only heard one side of the story!

Christian values really came through in this one

I love how Dave assumes the ex-husband is doing this to manipulate the lady "like he has all her life".

Nothing in writing. She owes her EX $0.

You had a (dumb, weird, unwritten) deal. That’s the deal. It’s to be sold in March. If he needs his money now, he could offer to cover the entire tax burden. Otherwise, pound sand indeed, the deal is the deal.

So he's automatically a clown because he want his money from his EX wife? It isnt her primary home. She still supposed to pay capital gains.

Unfortunately, if she is not knowledgeable of the law, she will have to hire an attorney too and both will lose/waste money.

This lady wants advice over the radio with a 1.2 million dollar property. Unbelievable. Good radio for Dave, ridiculous situation for her.

Psycho Dave listens to only one side and his advice is bury the guy before his kidney fails.. very Christian of you..

No wonder why women go through life thinking they do nothing wrong. They are never held accountable for THEIR mistakes. Its always his fault no matter what smh.

No....there is TWO clowns short of a circus somewhere....

Take the heloc like Dave said and give the ex husband the HELOC money

ex husband is worried that if he dies on the operating table and wants to make sure his one child gets his portion of the deal and not the ex wife. I imagine there's probably a reason or two for his worry. And somehow Dave and Ken infer that he's in financial trouble because of this.

Who would Dave blame if this woman was a lesbian and the spouse was a wife?

Dave Ramsey you are great!

It's gonna be worse by next spring. Sell the house!!

If she owns it I don't see why even the courts would get Grant him any money

LOVE how Dave goes full Delony here!!😹

"I borrowed $157K from my ex-husband for a remodel and he wants his money back a few months early." BOOOHOO.

Honestly we haven’t heard both sides how do we know the guy is the bad one; sometimes we judge people without even hearing two sides

Your ex husband gave you 157k to help you for the house you both lived in at one point and it just so happened that he is not on deed because he couldn't get qualified .also it sounds like his health is failing and needs the money for surgery...You have no legal obligation but I think you have an ethical obligation.

What terrible advice! Go and get a Heloc? What happens if he wants more money? What happens if he wants the entire house. With no paper trail you will be paying crazy lawyer fees. Also, we need to hear his side of the story.

Dave sure likes to call people stupid just based on hearsay

If he is on the deed he could force a partition sale

If you carefully listen to how she describes the situation in the beginning, she is clearly presenting the situation in the best light for her and omitting some key facts regarding the "business" aspect of this. She says that she bought a house for $600k leading you to believe that she paid for it, but then says the plan was to do a few flips in order to later be mortgage free - so there is likely a mortgage on this property. She then says that she did a $200k remodel and the husband paid $157k, and later says that she is considering a HELOC to pay the $157k - so the husband wasn't taking any interest or profit? She also says their "intention" was to wait until March to sell, but she didn't say our "agreement" was to do that. It's possible her intention was different than his intention. My guess is that if you asked the husband he would say that they bought it and were going to flip it immediately after the remodel, and she decided to live there and now won't sell it.

Yes it does change by next spring Dave. Did you listen to her. Capital gains bro. If she lives in it for two out of five years as you know it’s tax free income on the sale

Great advice on all points!

"Bubba"! 😂

Tell him to kick rocks. I will never do any business with my ex!

Typical Dave Ramsey. The women is the victim, the man the bad guy and Dave Ramsey, despite his money and his fame is a simp.

I hate how dave judges ppl only knowing one side of the story

Great advice from Dave!!

She wanted him back but he found a younger version I am sure

We need a show that follows up with these people to find out how things played out. I know there's been a couple follow ups within a short period of time, but I'd be interested in hearing about some like these that follow up months or a year or two later

What happens if the housing bubble (which is extremely over-inflated right now) bursts in the spring? How will she deal with home equity loan?

House flipping with extreme budgets to profit in a housing crash. Amazing lol

So there's about a minimum of 500-600k equity in the house and she's worried about her next house now that interest rates are a tad higher lol?!

By spring, the house will have lost $200k. Ha, ha.

Lets work with our ex spouses on real estate SOUNDS LIKE A BAD JOKE...!!!!!!

With her lawyer she cannot put the original deal on paper and admit to that being the original deal. The judge will hold her to that. If nothing is on paper it's only potentially a gift so gift taxes are involved?

If an ex-wife would’ve done this, she wouldn’t be called a “clown show”. The hatred towards men, insults & bias this show displays is DISGUSTING.

This was a disgusting call by Dave

These types of deals can sometimes lead to somebody pushing up daisies.

They should've had a contract at the very beginning. This was not marital property.

This was a garbage take, all this speculating and gossiping over the ex's financial and health status is ridiculous. Maybe he just figures the house will be worth less in a year than at present, and wants out. But extrapolating it to 'years of just doing what he feels like' without his side of the story is completely uncharitable. They were both silly for going into business together if they couldn't make a marriage work. And unfortunately, you guys were silly for not pressing this woman on how she should have more sense. We don't know her income, occupation, if this is a decision that will result in more debt and headache or not.

Both of them are clowns. You were happy to take this man's money. but now that he wants it back...he's the azzhole?? I get that they are changing the deal, but you wouldn't have been able to renovate the house without his money. And why would you do a deal with a person you got divorced from?? You don't want to be with me, but you want to live in a house from my money...SMH

My prediction for interest rates by next spring are in the 8-10% range. This is probably one of the worst times in recent history to be doing house flipping.

Geez these people jump to assumptions very quickly

She's paying the price for making the stupid decision of doing business with her ex. Doing business with her ex with no written agreement is double-stupid penalty territory.

How does she have all of this property and the husband does not have any property.

Dave, usually your advice is good except when it comes to men in divorce striations. He owned the house with her and she used the equity for her business. She owes him the money and has to pay up. Yeah they should have drafted an agreement, but this does not change the fact that she owes him his share. If the situation were reversed, you would tell the man to pay up. Well, tell the woman to pay up just the same.

House flippers never make money.

I don’t want to sell my investment properties. Boohoo Using the term donate when she described the exs investment says all you need to know. He’s just asking for his investment back not even what was gained!!! What a joke. Why is Dave siding with this creep

Oh, I guessed wrong. Thought he had a new partner, or he got jealous that she did.

Most likely he has a different version. Dave Ramsey is like always on the women site.

This is one I would love to hear his side of the story too

Terrible timing on purchasing and selling. Lousy plan.

You can refinance %95 of the value, then sell whenever. Then you don’t pay much in capital gains

Woman ALWAYS the victim, man ALWAYS the bad one...sure.

Something ain’t mathin about this lady