Hello , Welcome to my channel! I am a low income uk cash stuffer on a debt free journey , looking to make progress financially after having a lifelong problematic relationship with money. I cash stuff every week and am excited to cash stuff and budget for a full year and document my progress. Thank you for stopping by ☺️
Hi 🙋🏻♀️, thank you so much for watching , oh yay for warm lights and turkey ! I wish i could just edit things out 😂😂 i need to learn how 🙊🙈 …. I will do, one day ☺️🥰 xx 💕🌸💕
I laugh every time tou say mr bean is here 😂 Am glad to hear your son is doing ok and glad you got a charlie boy note. I have bright white lights but am looking for warm lights for next year if i get a new tree. Ive got multi coloured lights in the garden. We use to have beef, pork and chicken for Christmas dinner. Now am a nut roast girl but there has to be a Yorkshire pudding on my plate. Fab video as always 🥰
Hi Amy 🙋🏻♀️ my bean is constantly around lately ha ha , i dont know when i became so bean like? 😂🙈 aww thank you , he is itching to get back to his “normal” life again 🥰 multicoloured lights are good , i bet the garden looks gorgeous, oh you reminded me of a cashew nut roast i had! Yorkshire puddings are life! As is cheese and potatoes 😂😂 you have good taste 😉 xx 💜💕🌸💕
Oooh, that’ll be an interesting collab, pretty sure it’ll be fab too! Good you factored a clause into the Etsy ban 😂 Hahahah, it’s all coming out now with these excuses - love it! 😆 Needs must indeed 😁 Pleased to hear you sons doing well 😊 Can’t deal with cool lights, warm for me! Turkey over gammon, never liked it! Ice skating over sledging 💜
😂😂😂 the manipulation of my own head is real 😂💪 yay for warm lights and turkey! Yeah im abit funny with pork! Ha ha i can imagine you ice skating kay , you are very brave anyway we know that! 😂😂 i hope you are well lovely lady , have a great week xx 🥰
We have chicken here too! We all prefer it to turkey! And it fits in my slow cooker 😂 we have blue lights on our tree! And I have rainbow lights in my garden because I love a rainbow! Nice to catch up with you. Well done on the consistency my friend. You’re doing so well. Thanks again for this week. Hope you have a fabulous sunny weekend 😊💕💕
Hi Dani 🙋🏻♀️ oh yay for the chicken 😂😂😂😂 i had my rainbow top on today to match your lights 🥰🥰🥰 aww thank you for your lovely kind words , i appreciate you , you are more than welcome Dani , anytime my friend 💜 i hope you have a lovely rest of your weekend xx 💜💕🌸💕
Fab video as always ❤ you’re smashing those goals. I’m super excited for your journey. And thank you SO much for the mention ❤ You’ve got some beautiful happy mail there which will keep you motivated. I always need motivation with pretty things 😂❤❤
Hi 🙋🏻♀️ , aww thank you for saying that , i appreciate you - i hope you are enjoying not having to fight the kids up for school 💜 i used to love the holidays for that exact reason ( amongst others 😂) have a wonderful rest of your week lovely lady, thank you for watching xx 💜💕🌸💕
Hey lovely lady.. Catching up with you in the crack of dawn 😂.. Glad to hear that your son is doing well. Girl this Etsy ban that comes with exceptions😂.. I really hope I can get through it.. Thankfully the collab comes out before my Etsy ban.. So I might do a last cheeky buy🤣🙈 I'm looking forward to seeing your new binders.. I'm excited to receive mine.. Don't do turkey at Christmas either.. But we don't name it😂 Always enjoy hanging out with you lovely
Hi Gillian , you make me chuckle 😂 you dont name your christmas food ? …. Really? Ha ha just kidding xx 💜 i am aware we are silly in this house! 😂 oh yes the etsy ban had exceptions.. didnt you know? Its a great way to manipulate yourself into spending money on things 🙈🙈 and stops the rebelling! Yes definitely stock up on things before the ban gillian , i would 😂😂 oh the binders will be here soon , exciting 💃🏻💃🏻💃🏻 xx Thanks for watching lovely lady , i hope you have a great rest of your week ☺️🥰 💜 xx 💕🌸💕
Glad your son is doing well and healing. Aww happy that your daughter is trip/jet lag recovered. Have a cocktail 🍹🍹for me 😂. Great cash stuffing as always. Etsy is a blumming temptress 🤣🤣. I think mine are cool lights and we have turkey (and pork because we are very greedy 😂🐷). You do say nice things, thank you 🫶🏻🫶🏻🫶🏻. Hope you have a lovely rest of your week/weekend 💚💜xx
Aww thank you Michelle 💜💜 he is dying to get back to work , its been driving him mad, he is still a very luck boy though as i keep reminding him ( i say boy , hes 27 now 😂😂😂) oh we will definitely have a cocktail for you , when she can fit me in 😢🙄i am desperate to go 😂😂! Etsy is! You are not kidding but other than manipulating myself , i am doing very well 😂🙈🤷🏻♀️😳, cool lights for a very cool lady 🥰 , no you are not greedy , just like abit of variety! I would like chicken and beef i think! I tend to do beef christmas eve or boxing day. I do like a beef sandwich with gravy so the bread goes soggy an all 😂😂. Why am i like this ? 😂 ha x i hope you have a lovely rest of your week and weekend too Michelle 🥰💜💜 xxx 💕🌸💕
Hi 🙋🏻♀️ , welcome 🥰🌸, the binder is lush isnt it and honestly the quality is fab, its like a brick 😂😂 i love her stuff , i really do! Thank you so much 🥰💜 xx💕🌸💕
Mornin! Funny vid as ever. Warm lights throughout for us and we usually do salmon on the barbie as Christmas is hot over here. Have a great weekend buddy ❤🇦🇺
Hi 🙋🏻♀️, yay for warm lights!!! Oh wow i love the idea of a barbie on the beach at christmas , how lovely , i hope you have a great weekend too 🥰 xx 💕🌸💕
So happy to hear your son is doing okay now ❤ That was some great cash stuffing! Oh no, did you want a zip envelope?! I should have checked but If you don't get on with the vellum, let me know and I'll swap it for you! 😊 Terrible how awkward it is to get the challenge out of its current envelope 😂😂 My bush and inside tree both have warm lights, they look magical when they twinkle! (my hubby would like multicoloured lights though) Turkey because we feed everyone on Christmas and boxing day and I make a pie with the left overs 😊 Great video Cherry B! xx
Oh you did not just say that sophie ….. you have an INSIDE TREE!!!! I also have an inside tree 😂 and i got another tree with cherry blossoms on for my birthday but its a lamp and still in the box because its for the bedroom and i thought i would wait until i had decorated. It is similar to a tall solar tree that i have in the garden. Thank you for my lovely order , i messaged you on instagram - no no , i wanted vellum , thank you very much , i will change my coins out for a note, you are so thoughtful . Turkey makes sense if you are feeding lots of people and lasts for days! I love a chicken and leek homemade pie , i bet turkey would be as good. I am so glad you recognised my struggle with the envelope 😂 exactly! Exactly! I just could not go on that way any longer - too hard 😂 thanks for watching lovely xx 💕🌸💕
The Etsy ban is going amazingly ! I have not manipulated myself or bent the rules at all 😂🙈 ooo so you have warm and cool in and out … the best if both worlds then , very smart, my daughter likes gammon too 🥰💕🌸💕
Smashing the goals as always 🎉🎉 Debt/credit card when you’re on a low income is always going to be a bit of a roundabout until you get enough savings behind you that you can pay for life’s blips out your savings and still replenish. Otherwise it will be always add a little, pay a lot round n round. But that doesn’t mean it’s a bad thing. I think a lot of the problem with finance especially personal finance is how we all feel guilty and bad for being in debt, and it’s not going to help. The worse we feel the more it will pile on us. Especially if you’re like me and a bit of an emotional spender. And it’s easy to forget just how far we’ve come ❤ Please look at all the wins you’ve had since you began your journey❤ I remember when you first started it was simply to save for a funeral and have less of a financial burden on your future. And you know what, you’re absolutely winning at that. You’re almost at your £150 goal, and probably will hit that by the end of the year I’d think. Be proud of yourself. 🎉❤ Hope you have the best week ahead and life shines on you, take care 🐼 💜
Panda 😍🥰🥰 , i absolutely love this comment and i appreciate it and you so much. Thank you very much. What a reminder to us all. You are absolutely right ! The loop of credit card / debit card , the “guilt” , the remembering how far we have come … all of it - you are so right. Thank you so much for this. I hope others read it too because what you have said is very true and very helpful. You are always very supportive too which i also appreciate 💜 Sending you lots of love panda , i hope you have a wonderful week xx 💜💜💜🌸🌸🌸
Thank you so much for your video, it’s been so helpful and inspiring. I’m glad to hear your daughter is back, and hoping your son and fur baby are on the mend and doing well. Goals and planning for your goals is a very personal thing. Before even I say anything there’s things you need to know like your learning style; colours/repetition/ verbal or listening learner. This will help you put things in to practice once you get a plan in place. Your physical and mental state plus where these need stabilising and support if it’s part of your plan/goal/or process. Your financial situation and debt situation. Your support circle/network and if this isn’t as helpful as you’d like then there is a need to bring in outside help/support/guidance and advice. What materials you have on hand? What can be recycled/up cycled or sold to free up some extra cash to put toward your goal stages and their budgets? Finally, and this is something someone asked me to check where head was at when I started…why do it want to do this/have this goal/change this or that? Is it because everyone else is doing it and in this case would it make YOU HAPPY and IMPROVE THE QUALITY OF YOUR LIFE…? Or if this is some YOU really WANT, NEED HAVE TO CHANGE FOR THE BETTER OR ONCE AND FOR ALL…then this will become your why! YOUR WHY! This is essential if/when times get hard if/when you hit obstacles/challenges/difficulties/barriers or straight walls like me. You have to remember YOUR WHY and WHO AND WHAT you’re doing this for. At this point it can be also a good idea to create vision boards or such like in different sizes to help give you visual reminders, inspiration, hope and motivation. Wall sized, a4, a5, a6, a7, wallet sized and even key ring sized if it’s possible. Just a little something extra to help you on your journey. Another reminder is to know it’s not too late to try again, to rebuild again, something I’ve struggled with a lot recently. Essentially goals planning is like budgeting, you’ll have either a confirmed “target goal” or a rough idea of what you want to achieve. Just like in budgeting for example get debt free, buy that new kitchen without finance, raise enough for a deposit on your dream house etc. Then you need to work out what’s needed to achieve that goal. Is it lifestyle changes, financial changes, do you need help from a professional advisor etc etc. From there this is where you can get creative and your learning style comes in. Make a chart or poster, something that you can hang on the wall/put in your binder/ on your desk as a daily reminder and even something you can tick off or colour in as each stage is reached. Put your goal at the top, then starting at the bottom number and set up the steps to reach your goal. Number them or add colours, stickers, washi, highlighters, whatever you need to make it interactive, eye catching and something you will engage in/refer to everyday. Then once this rough outline is ready, and I say rough because things can and likely will change so you’ll need to leave space for changes or alterations, then bring in the professionals, specialists, consultants, financial advisers, citizens advice bureau who can help with these things too, who ever it is that can help, advise and point you in the right direction, getting you off the ground. Then get your supplies, materials etc bearing in mind the costs and your finances. If money is tight, budget to buy a little each time you have some spare money, and get started. This step can be very difficult for many because many goals just seem too big. But that’s the point. The goal is the end result, what you’re concentrating is just that next mini goal if you will. To get you to your big prize and this is why I say this is very personal because everyone’s system for goals is different but the general outline/structure is the same. Don’t do what is successful for others if it isn’t good for you. No goal or goals come easily, and that is another thing to consider, because your mental health and well-being need to be ok during this or be at least okay enough for you to build your plan. This can be something discussed if you have a mental health professional supporting you, plus adult social workers can help with guidance and support too. If it’s medically related bring in your GP to advise and guide you safely in the right direction. Whatever the goals this rough outline/structure tends to be helpful for where to start, but most of the time bringing in outside help will be the most helpful stage, because this is where you’ll get the nitty gritty details and information that will help, inform and guide you on your journey. If I can help any further then please let me know. I’m still in the planning stages of my journey as I’ve been hit with medical problems recently that have set me back almost 2 years. So, it’s a marathon and not a sprint. In order for these things to be built properly and to last, they need to done properly and if they are then hopefully, your needs, quality of life and wants will all be helped. Sending lots of love and best wishes for your goal planning xoxo
Hi 🙋🏻♀️ , firstly thank you so much for your kind words and well wishes at the start of your comment , it means alot and i appreciate that , its also heartwarming to think that i have helped someone even in a small way with my channel and talking waffle 😂😂 , what a lovely thing to say 🙊☺️💜 And secondly , thank you so much for taking the time to write such thoughtful , detailed , helpful information for me regarding goal setting. I appreciate your time and knowledge , i really do. It reminded me actually, i did a life coaching course once back in the day and was taught that with clients it’s all about the questions. The questions probe the answers and get to the nitty gritty of what they want and more questions find out how to make it possible. Thank you for that reminder 🥰 I asked about it because i often do see people setting monthly goals and it is maybe something i should do . I have a problem with over stretching or over promising to myself and then it’s unattainable and then it’s a failure. Hence why i tend not to set goals as i am aware of that. realistic goals are a must for myself. The thing with not setting goals is that i can feel like i am just wandering. I am not necessarily talking money goals here but across the board, more of a time thing , what do i want to achieve this week , this month , this year. I must already do this at some subconscious level perhaps?? 🤷🏻♀️ i think we all do but maybe more consciously would be better for me. I will be asking myself questions anyway to get clarity. Thank you again 🥰 xx 💕🌸💕
You are doing amazing, especially after a spendy month . I'm putting myself on an etsy Break for the next couple of weeks 😅 great video 🍒🩵the cherry blossom challenge is lovely
Aww thank you very much 🥰 i was thinking about you this morning whilst i was checking my grapes ☺️ , yes , an etsy restriction is necessary at times 😂but i am very good at justifying other ways of obtaining the goods 😂🙈🙈 xx 💕🌸💕
Amazing progress Cherry B 🎉🎉🎉🎉. Despite expensive months it’s all going up!! Love it 🤩🤩🤩. You are doing fab 🩷. Hope your daughter is feeling good and rested after her travels 😀😀. Thank you for your kind words too 💚💜💚💜. Gorgeous happy mail. 😍😍💌💌💚💜xx
Aww thank you so much Michelle , i appreciate your support very much 🥰 she has slept for nearly a week 😂😂😂 i may get to see her soon properly if she stays out of bed long enough 🙈 and take her for cocktails , ya never know 😂🙊 xx 💜💜💜🌸
Hi everyone 🌸 Bethany Budgets @bethanybudgets is NOT closing her shop for good 🙈, she is just closing it for a week or so - i am sorry i didnt make that clear , i should have said “holiday mode” or. Temporarily” 🥰💕🌸💕
I would never … my exceptions were if it was limited edition , or advent or had cherries on it etc etc - i just completely manipulated myself again and again 😂😂😂😂😂😂😂 How wonderful , £700 is a very good amount , it may take me a long time, but i do like the way it is broken down into any amount. Its all your fault anyway 😂😂😂😂😂 🙊🥰 , thank you for watching lovely posh Gillian ☺️ xx 💜💕🌸💕
Hi lovely lady.. Yes cash stuffing definitely works 🎉.. It doesn't feel like it when it's all in the binders... Those challenges from Sophie are very thoughtful.. She is amazing. Girl I don't do well with heat.. Im thinking of putting myself on an Etsy ban next month.. Im gonna die😂
Hi Gillian 😍😍😍 , it definitely does! I still cant believe it actually ! Sophie is a very lovely woman and hilarious , we are so lucky in this community with the gems we have 😉💜 this heat is glorious ☀️☀️☀️ , mind you i bet it is hotter down south , so yeah maybe a bit much , sorry if you are struggling with it 😢 , oh we all need an etsy ban 😂😂😂 i am still on mine 🙈🙊 xx 🌸💕
No no , my communication error zoe , sorry , she is just closing it for a week or 2 , i have added a pinned comment so no one else panics 😂😂😂 , sorry xx 🌸
Aww thank you 🙊🥰 i have added a pinned post to this video because i wasnt clear that your shop was only closed for a little while and not permanently, i didnt realise until zoes comment 😂🙈 , sorry about that 🙈 xx 💕🌸💕
Fun video 😂 great to see Mr.Bean made an appearance 😂😂 Oh my dayz you crack me up. I'm glad your cat is ok, they're a worry when something isn't right. My cat chica had to visit the vet she had cystitis bless her, when i brought her home the other 2 were hissing at her, they wouldn't go near her until the evening. Nice tomatoes, lovely deep red colour, every little helps and i bet they're tasty. I must admit I've cheated a few times on my fill the jar challenge, it has to he done if i keep rolling a high amount colour 😂 still saves money doesn't it? I really want that flower challenge now 😊 Hope you're having a great week 🍒😻🍅🍅😻 xx
Hi🙋🏻♀️, mr Bean usually appears these days doesnt he 😂😂😂 , aww thank you , yes she is fully recovered now, oh im sorry about chica , cystitis isnt nice is it , ouch , aww they are funny arnt they 😂🙈 mine are friends again now 🥰 . The tomatos were very nice with cheese and crackers ☺️ waiting for some more to ripen at the moment and still waiting for grapes 😂! Yes you are right to keep rolling till an acceptable colour comes out , any saving is a saving 😂😂 i think you should buy it 😂🙊🙊🙊🙊 im cheeky i know! Ha ha , why not … treat yourself 🥰 Thank you - i hope you are having a great week too ☺️ xx 💕🌸💕
@@cherryblossombudget Yummy I love cheese and tomatoes on crackers 😋 Yes I've just ordered it, ever since I put myself on a no spend I've ordered loads 🥴 same as when I say I'm on a diet I want loads of cake and chocolate 🤣 I'm better off not saying I'm doing a no spend. Yay keep rolling for an acceptable amount 🤣🤣 Hope you get some grapes 🍇 🍒🍅🍇😋😻 xx
I think its when we feel we are depriving ourselves , the brain says no and we go the other way and spend loads / eat cake 😂😂 alot of us do it 🙈🙊 xx 🌸💜💕
I’m very hungry after those tomatoes! They look delicious! So exciting to have your daughter coming home tomorrow! Woohoo! Great video as always lovely friend! Always make me laugh lol 😂 hello to baby Charlie! 💙 too cute you have a baby fan! Enjoy your week lovely 😊💕💕💕
Hey Dani 🙋🏻♀️ thank you so much , i cant wait to watch your vid and hear about your time away - oh i know , i cant wait to see her face 🥰🥰🥰💃🏻💃🏻💃🏻 the tomatoes were nice with cheese and crackers lol i am just waiting for some more ti go deep red now and then they will be in my belly! I would send you some but i am not sure they would make it 😂😂 it would be sauce by the time it got to you 😂🙈 thank you lovely , i hope you have a great week too xx 🥰💕🌸💕
Hey my lovely friend! I am catching up! As always, so impressed by you and your honesty, exactly what we all need, to know it’s ok and life happens to us all! You’re still doing amazing. Look forward to hearing about your daughter’s trip 😊 hope your geriatric cat is ok bless. Positive thoughts coming your way! ☺️💕💕
Hi Dani 🙋🏻♀️ aww thank you for saying that, i am not sure everyone appreciates it but life is as life is , i think this journey is very up and down for me and i can only be honest in these situations . I am a shit show with money at times 😂😂 i have some bad money habits for sure including emotional spending 😬🙈 aww well progress not perfection and all that! Its so good to have you back , the cat is good and my daughter is almost home safe and sound 🥰 xx 💕🌸💕
