“My entire paycheck goes to daycare. Should I stay home?”

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Ramit Sethi of I Will Teach You To Be Rich talks to Carlos and Amanda, 36 and 28, to talk through a recurring issue in their relationship-her earning ability vs. the possibility of staying home with their kids. They recently moved out on their own and Carlos is in school to put himself in position for a higher income.
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Опубликовано:

10 июн 2024

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@ramitsethi 14 дней назад

00:00 Download the Conscious Spending Plan so you can use your money GUILT-FREE: iwt.com/csp-youtube Please remember: These are real people who had the courage to come on my podcast and ask for help. Would you be willing to come on this podcast and share every detail of your financial life? Feel free to leave comments based on what you think, but remember that we are here to help in a supportive way, not to demean and criticize.

@anaespada9838 13 дней назад

My situation is so different that I am not sure all this applies to me... Buying a house (including all expenses) is less expensive than rent, with one salary only and no margin to invest or save, unless I compromise my rich life today at 46 years old. That includes important choices like a good gym with a spa instead of a cheap one + massages and other self-love expenses, and a small studio in the city instead of a car. Must I still sacrifice my top now priority (physical and mental health) to be able to travel or even dream about investing in a fund or bye a second house as a retirement plan? I know I need to increase my income and that has not been easy... I will find a way... and I am learning a lot with you!! Thank you so much!

@rachels5245 14 дней назад

Saying that “he pays the bills” when she covers all of the daycare, grocery, and childcare costs is extremely inaccurate and devalues the work that she’s doing.

@rashmitambe 14 дней назад

She's probably doing most of the unpaid housework and childcare as well, which is worth about $300K a year.

@dorahmulinge3800 13 дней назад

With the way groceries and childcare are expensive,, this is unfair

@AlexisDouFlo 13 дней назад

When some men say "pay the bills" they literally mean the *bills*... like electricity and water, maybe rent and school fees. But those are not even close to being the biggest expenses. Men being known as "providers" is the biggest gaslight in history.

@Capycorg 13 дней назад

@@AlexisDouFlo Fucking seriously!

@JF-vw9lv 13 дней назад

they can always switch

@akbarnaqvi4737 14 дней назад

Feels like their stated dynamic (Carlos being rational and Amanda being emotional) is entirely gender based stereotypes they've internalized. It's the exact opposite. Carlos has a history of making impulsive purchases, while Amanda is super analytical and excellent with numbers.

@lastpolarbearcub 14 дней назад

Yes! It is not “emotional” to want a house that is safe and comfortable for the children, it is fully rational. Meanwhile, he fettered away their money on a failed business to meet his emotional need to feel like an entrepreneur getting ahead

@Idasophie-bg2si 13 дней назад

Totally agree ! Just because he is not showing his emotions doesn‘t mean that he is “logical“. And just because she is showing her emotions doens‘t mean she is “emotional“ so “not logical“.

@e.o.5241 13 дней назад

Exactly.

@michaelarguello9959 12 дней назад

💯 Good observation

@effiepatricia3610 11 дней назад

Totally agree. But he likes to appear logical, because in many cultures logic is considered superior.

@elaynegiahoover436 14 дней назад

I need to go hug my spouse, because he cooks and does laundry and is more involved in home-care than I am; and he has never once called my desire for financial security "being emotional.".

@MNP208 14 дней назад

I absolutely HATE to do yardwork, gardening, etc. We have negotiated that I do most of the indoor chores and he does all of the outdoor chores. 🤣

@okaygworl 13 дней назад

Yes! I love my man so bad! The only needs that I pay for is my food (we’re both on a weight loss journey) & getting myself out debt. He covers everything else, but I am going to start helping with the electricity bill because it’s ASTRONOMICAL here in FL. He also got me as an authorized user on his credit card to help with my credit ❤

@StevenEdwardsAudio 13 дней назад

@@okaygworlwhy aren’t you paying for more?

@mithicash1444 13 дней назад

Is he more involved because he wants to or because he needs to, when you are not doing your part.

@christinewallace9251 13 дней назад

What a beautiful couple. I wish them well.

@madeleinedacey8489 14 дней назад

They say she is the more emotional one, but then give examples that seems extremely practical. Picking a house based on whether it is actually a good and safe place for the family to live is rational. The difference is in priorities. It seems like he is the one making the emotional decision to rush into buying a house and she is making the practical decision to continue renting because it makes financial sense in their situation with the current interest rates. He is the one who has made the irrational decision to go into debt for nice cars. Also continues to prioritize luxuries (cars, shoes, etc.) which I would class as an emotional rather than rational decision.

@uchewb3 14 дней назад

They categorize their actions through gendered expectations, so just calling the man the more logical one based on … that he’s the man

@lofi-gurl 14 дней назад

Yes, this! This idea that men are more logical than women is just absolute bs. Men and women are both plenty logical and emotional. Men just like to claim the former, more valued one as the one that they use when it’s them making the decision when that’s certainly not always the case

@Someone-ji6ni 14 дней назад

Yeah, there's nothing logical about not thinking about how YOUR children that you're responsible for will fit into the neighbourhood or be comfortable in the house. He's purely thinking about what he values in this scenario, which isn't logical.

@olympicbody5161 14 дней назад

He clearly states a hypothetical when discussing the realities of buying a home. I feel for him, given the expectations and requirements for raising a family, it's just not logical to buy. Had he been a single man, then it's a different story. How do so many people miss the details and run off on mindless rants?

@TheThinkingBar 14 дней назад

And when he "challenged her" with the savings, she delivered. A lot of undermining the other party and focusing on the details that make them not be in the same page.

@lcn706 14 дней назад

The kids are NOT solely mom’s responsibility. They are joint effort. She didn’t make them by herself! This kind of thinking is infuriating.

@rebeltheharem7028 14 дней назад

My dad was basically like that and blames my mom for me turning out the way I am. And I'm always like, wow, maybe you should have taken more interest in me as a kid. Even the times when he was home, he didn't really try. That being said, I don't hate him (I know he wasn't a bad dad, but I don't know what a good one is either), but I do hate the way he acts toward my mom when talking about that stuff. If I had to be honest, this couple reminds me of my parents... a lot, to an uncanny level. But my dad is just a bit less machismo than him. A bit.

@Pitacrumbs 13 дней назад

The title dude….. all my paycheck spent in child care , should I leave my job!? Yes stupid!, why would you have children to pay someone to raise them for you !? I don’t get it. Fucking dumb…

@adam7349 13 дней назад

They both said they are fine with it up untill recently. I think the wife was not being honest with herself and her husband as far as what she wants. Even if daycare is more than her paycheck it is still worth it in the end to stay at your job. Daycare is not forever and once her kids do start going to school it will be 100 times harder for her to find a job and once she does find one they are going to start her off at minimum wage since she has been out of the work force for so long. Some people are actually completly fine with the wife taking care of the kids and the husband being the provider. Some people like it the other way around. I think our culture has been shifting that both parents need to work and both parents need to divide the responsbility evenly.

@brittneylamar9864 4 дня назад

@adam7349 Not really true. I know women who came back from raising kids a few years making as much or more. It's not that serious. Womem are not men. Birth can be hard on your body and you can have complications for years. It's ok to stop raise you baby and rest.

@alyssarivera2166 13 дней назад

Not him saying “she’s never had debt” so he doesn’t think she’s good with money.. 😒 that takes discipline, living within your means, he needs to learn to be more like her

@aas55 14 дней назад

The husband talks about how financially inclined he is, yet he’s run multiple businesses in the ground and now wants to start another one. What?

@joannat1898 14 дней назад

Yeah, I think she’s way more rational and responsible.

@Playingwithproxies 14 дней назад

He’s a super debit getter 😂 very positive for economy just maybe not his personal economy 😂

@jdp486 14 дней назад

I'm surprised Ramit didn't mention his tendency to join make-it-rich-quick schemes.

@samanthagaboo5610 14 дней назад

He start talking way too much in the beginning so I knew this was going to be a doozey based on the intro clips.

@reaccionapuertorico 14 дней назад

Most business owners fail at 3-4 business before being successful

@littlerunner4505 14 дней назад

Yeah, so she is paying groceries and childcare. WTF, that makes no sense. She is basically covering nearly as much as him when you add those two items together, but her income is much lower. Also, he seems like what Ramit calls a "believer" - opening businesses, casino, expensive cars. That the business will be the fast ticket to wealth or something. She is much more grounded in reality. He also made this weird statement that she is comfortable/nonchalant about money because she has never had to dig herself out of debt. I would argue the opposite. She never got into debt because she isn't nonchalant about money. She knew what debt meant in her early 20s, she understands how to budget. You don't need to get burned with car repossessions and student loans to understand money and building wealth.

@Playingwithproxies 14 дней назад

He’s trying to find a magic pill to suddenly be wealthy she actually smart enough to get there.

@syburd 14 дней назад

❤❤❤❤ this

@syburd 14 дней назад

Guarantee I bet she has a better credit score than him

@lisajane4330 14 дней назад

💯 she sounds like a very level headed person who budgets well.

@mo1482 13 дней назад

"She never got into debt because she isn't nonchalant about money." YESSSS!

@gaurinawathe6856 13 дней назад

Amanda is amazing. She should stand up for herself, demand the respect she deserves and make things fair. She shouldn't pay for childcare on her own. She should not feel pressured to earn more while she is clearly more invested in running her household. The husband should understand that he can't have his cake and eat it too. If you want a traditional relationship, then be the provider!

@msdanielle430 8 дней назад

Amen

@pumpkin_it_slawson3588 3 дня назад

He can't, he has to buy his sneakers.

@medaliztrelles5391 14 дней назад

Is he for real?? He wants her to keep working so that his portion of bills remains low -_-. The time she wants with THEIR kids is precious. He needs to get it together and appreciate the queen he has!

@lisajane4330 14 дней назад

💯 she's talking a few years that's nothing in the grand scheme of things & it's for the well-being of both their children.

@BigDogRoy 14 дней назад

You’re girl is right and she is smarter than you are. Get off your high horse. She is not comfortable or happy bro. She is raising kids on her own. You better learn to appreciate, respect your women and make time for your family.

@andreapandrea7702 14 дней назад

This is why more and more women don't want kids anymore.

@rebeltheharem7028 14 дней назад

Yeah, he's got to spend more of his money on the kid and respect his wife more. This is going to lead to a dysfunctional relationship down the road if the dude doesn't change.

@Gpchv25 13 дней назад

I think you misread the situation - she *wants* to be a stay at home mom and actually that is the pain point - not that he doesn't respect her (?)

@BigDogRoy 13 дней назад

@@Gpchv25 Nope, he thinks he is smarter and better with money than she is. He failed value her and what she brings to the table. That’s why he makes dumb ass condiciones, like $x amount in savings before getting a place together. He also keeps bank accounts separate, which shows distrust in his partner. And distrust in a relationship is disrespectful in my opinion.

@BigDogRoy 13 дней назад

@@Gpchv25 Additionally, it’s not that she wants to be a stay at home mom because she is lazy. The situation is that she is a good mom who knows she is the best qualified person to raise her kid and she is willing to sacrifice material things, in order to nurture her child. At least that’s what my wife and I agreed on when we decided for her to stay home with the kids. My wife loved having a career and would probably be making more money than me by now. however career took a backseat when kids came in the picture. I struggly believe raising your kids is priceless, and is the best investment anyone can make.

@motivation1019 14 дней назад

She's so smart and mature. Being emotional is not a negative thing. People with higher EQ are normally smarter and wise.

@rebeltheharem7028 14 дней назад

Indeed. I wish I had high EQ. Dealing with people is much easier when you have high EQ.

@peanutButterJe11y 13 дней назад

💯. I'm like, how is she younger *and* the more mature one 😩

@jasminl8742 13 дней назад

This guy acts like he’s the head of the household when in reality he’s not. He has a smugness to him. Gives off the energy of someone that thinks he knows better. Give your wife the credit she deserves. Please humble yourself.

@msdanielle430 8 дней назад

Ditto

@sct4040 6 дней назад

Machismo

@CarrieV9 5 дней назад

100 percent

@Beginnerreadsthebible 4 дня назад

Military

@ST-rj8iu День назад

OMG. Thank you! He acts like she lives the soft life, and she is clueless to hardship.

@Capycorg 13 дней назад

She has 94% of income to fixed costs and he has 43%. And he makes more than her. This is COMPLETELY unfair. Unbelievable.

@4thand133 9 дней назад

Who cares, they are married and it's all their combined money anyway. They should just combine finances and stop trying to keep track separately as if they aren't a married couple with kids.

@FIREownyourtime 14 дней назад

She is the smarter one. He thinks he is good with money. He tries to do so many things but forgot about the important stuff, that is to pay yourself first and automate your retirement investing.

@joycef8443 14 дней назад

Amanda is one smart cookie and way more pragmatic than Carlos realizes. Such a sweet couple.

@swithheld9905 14 дней назад

she's awesome!

@kamolikadas6267 14 дней назад

she's smart and kind but he's taking advantage of her. Hard to watch.

@jeromehenry4484 14 дней назад

Carlos is responsible for sinking their financial ship even though his salary is higher.

@tomaszp2027 14 дней назад

Yeah, she's one bright bulb. But I don't agree with the other responses here. Carlos is a bit lost, but they're fine. And they can easily afford for her not to work for a few years while still investing 20-25%.

@jeromehenry4484 14 дней назад

@@tomaszp2027 100% agree Amanda can stay home a few years & they live/invest on his salary alone. But there is a snag, Carlos has no concept of delayed gratification. Start-up businesses typically do not turn a profit for first 5 years, sometimes longer, and typically work 60 - 80 hours per week. Would Carlos be willing to cut down his time at the gym to dedicate more time to start-up? Really think Amanda should be commander of household budget & investing; she isn't complacent & emotional, she's knowledgeable & level-headed.

@tamaraterherst6794 12 дней назад

She is such a beautiful person. I wanted to believe in his love for her but the more this went on the worse it got. I don’t think she will be staying home long if she does at all. He thinks he is better than her. She had to remind him to include her and the girls in his rich life. It’s his world, she’s just in it. And it’s so heart breaking because this is the reality for so many women who want to serve their families 😭

@lindsay3995 14 дней назад

Gosh. I should have seen this coming w/ him using the phrase "power couple." This man seems to want his wife to constantly prove herself to him or meet specific conditions. Openly admitting you didn't want to move in with your girlfriend, so so you set an arbitrary savings goal for her to "earn" it? Watching these convos happen so casually and be laughed about is such a bummer and if it were my friend, I'd be worried. She's got a stable job, covers the agreed upon life costs she's responsible for, stays within a budget plan consistently, and hopes to own a home one day & he has temporary work and aspires to side businesses. One of them lives a life that screams "I like stability AND to enjoy my money & life," but it isn't him. Not sure why she's looked down on as unsophisticated. I don't understand where this current mindset comes from in so many men, but I suspect lower-quality podcasts are to blame.

@jenlollygag6815 14 дней назад

So true

@blikewat3r 14 дней назад

The arbitrary savings goal was a red flag esp since they had already lived together. It was a power play. Unfortunately she didn’t recognize it. I don’t see any care in his face when she gets emotional about looking after their children either. He seems completely checked out. Poor girl.

@TheSharmam 14 дней назад

i felt an undercurrent of slowly building a resentment towards him , it was disguised in many comments from her like- should I have gotten a prenup, postnup is a thing too and constantly laughing when the 10k goal was brought up ... she is slowly realising she is better then him,

@emilyduitsman7233 14 дней назад

he's the one with the repossessed car, debt, etc but makes HER prove she can save 15k? PLSSSS.

@mithicash1444 13 дней назад

Don't women want men to constantly prove themselves too? This is not one-sided, in fact men generally have to prove themselves much more.

@DevanConrad 14 дней назад

Ignoring risks is not logical, considering risks is not just emotional

@mo1482 13 дней назад

Oh, I love this!

@AlyssaWolverton 14 дней назад

Thank you for running the numbers on her staying home!! She clearly wanted to be home and it is possible.

@mr.courtney5703 14 дней назад

She’s trying to be a good wife and mother. He’s trying to live like a baller. Unequally yoked.

@e.o.5241 13 дней назад

I was trying to think of the best way to say this… but you did…unequally yoked. Mm hmm

@feliciawilliams5720 12 дней назад

Yep

@AS-kf1ol 13 дней назад

Carlos is lying. He feels behind in life. He wants a different life but hes saving face. I would NOT expect any changes without him throwing hissy fits and constantly putting her down or making her feel like shes just not ambitious enough.

@michellegreen1072 14 дней назад

30:56 He gave her a challenge to save $15,000 thinking she wouldn’t be able to do it and still believes she’s “complacent with money”. He’s playing a dangerous game and eventually will lose out.

@swithheld9905 14 дней назад

yeah, i heard that and saw red flags all over the play. he had to step up since she met his ultimatum. very unfair of him to do that to her but i guess it showed him how special she was and it worked out for them.

@CambieSweets 14 дней назад

Yeah, it was a test 😬 She said it herself that he didn't think she could do it. I'm glad they don't seem to have animosity in their marriage but that would have definitely given me pause.

@jenlollygag6815 14 дней назад

@@CambieSweets Me too fr

@user-nz7dd3sg5c 14 дней назад

She said she's complacent. And saving money when you live at your parents is quite easy, it's not impressive.

@jeromehenry4484 14 дней назад

@@user-nz7dd3sg5c They were living with the parents because Carlos didn't step up as the man/head of household. Why didn't Carlos at least secure base housing for his wife & children when he was on deployment?

@Cholulasmom 14 дней назад

He’s got some major red flags, he wants cars and sneakers and she just wants to make her family a home. He’s gotta be more emotional and she’s gotta get herself a postnup 😂

@lisajane4330 14 дней назад

I know where are his priorities? Grow up.

@karlgreen2709 4 дня назад

Nothing wrong with wanting nice stuff. He just need to increase his income to afford what and provide for her.

@spf_500 19 часов назад

Yep @@karlgreen2709

@patmanrick 11 часов назад

@@lisajane4330such a bizarre comment. He literally described his rich life as being keeping things as they are with more mini breaks to spend time together as a family. Cars and sneakers didn't feature until she pushed him on it. He clearly has his priorities straight at this point in his life

@janefinance 13 дней назад

This poor mom took on the blame for everything, and always doing everything to prove herself to her husband…who is holding back and letting her spend almost all her paycheck while he hangs onto half of his paycheck. And he still has the audacity to continue to say he is scared he can’t retire early and get his rich life because of her. They don't even have a pre-nup so his behavior is unnecessary. He can hoard all the money he wants but when she finally wakes up and is fed up with his BS, she can walk away with half of everything he has been haording from her and demand child support. He has been having it so good trying to pat himself on the back while she lives a lesser life and takes on all the emotional toll. This was such a one sided dynamic. I wish her the best.

@michellegreen1072 14 дней назад

20:46 I just know he’s at work saying “he pays all of the bills”. 😂😂😂

@joycef8443 14 дней назад

Hopefully he is able to share his experiences of mess ups as well. Younger folks could learn from him.

@rayneboone9696 14 дней назад

How do you know this? This something you experienced?

@user-nz7dd3sg5c 14 дней назад

Sure, he says that, but he goes on the internet were all his colleagues can clearly see what he pays and what she pays?

@Playingwithproxies 14 дней назад

Being proud that you pay all the bills is pretty stupid tho tbh. Pay all the bills and save money afterwards or pay all the bills live a rich life and save money. Just saying you pay the bills isn’t anything to brag about. You could just say you breathe air.

@rebvanwinkelstein2578 13 дней назад

She pays half of the bills as a mom of two young kids and he tells her she could do more? What a yerk. Run girl.

@Karen-ff4os 10 дней назад

It seems like her insecurities coupled with some "gaslighting" from the husband has her thinking she is the problem. Imo, his statements are ego centered because he is the one with the debt issues and uses the warped reasoning that because he made a series of bad investments/decisions and had the urgency to get out of them (i.e. he needs to make money fast) that SHE needs to make more money. What?? She has a history of making great financial decisions and he doesn't. It's not about how much you make but how much you keep! His wife is very financially literate/responsible and focused on her children WTH is this man complaining about?😮

@SB-dx4wi 14 дней назад

I hate this. "Traditional gender roles" but they won't combine finances and she's paying the childcare. I'm so tired of seeing this trend in personal finance content. He thinks he's financing the family because he's paying the "important" bills and it's bullshit. How would she even be secure if she quit her job with this setup? Also, related to the childcare question - can we stop acting like the only thing women should consider when stepping away from the workforce is current earnings? Does she have potential to earn more in the future? Would taking time out of the workforce impact that? Can he cover retirement savings for two people and life insurance to replace his income? Is his income secure or is he going to unilaterally decide to pivot into a business endeavor one day? Ladies, protect yourself! I would like to see her get a higher paying job, but that means he might be forced to participate at home and that "gender roles" bullshit wouldn't fly.

@lizziethelemon 14 дней назад

Shocking. I'm really surprised that women do not really understand the real-life practical implications of gender roles. On top, this guy also wants a modern power couple lol... I think the power dynamics are off, just the way she described herself as being emotional and him as logical, humans use both. No one is purely one or the other. I think he blames her a lot *off-screen* and she is now repeating it back to herself as she agrees with him.

@SB-dx4wi 14 дней назад

@@lizziethelemon right?! I think she’s better with money than he is. No debt compared to his issues with repossessions and bad credit. And she’s content but he “likes nice things”. She’s way smarter than she gives herself credit for, I hope that’s not a result of his influence

@Juann-ci5vh 14 дней назад

@SB-dx4wi well you can't have debt with you're not participating in the finances

@SB-dx4wi 14 дней назад

@@Juann-ci5vh she’s never had debt, not even before they were married. She saved 15k before moving in with him and pays for all of the children’s expenses. She *is* participating, Carlos is contradicting himself

@user-nz7dd3sg5c 14 дней назад

She said, she wanted to be home and be a stay at home mom. She decided to take that hit because she wanted to do it. She is the one who decided to take time of from work. That man is encouraging her, she said that he motivates her and tells her he think she can do more, not only in her field, but outside of it. He is supportive and encouraging.

@MsJai_1 14 дней назад

I say this with as much love and patience I can muster, he is giving heavy "contradictory Bozo Behavior", and I'm seriously concerned about their future. Something seems very off with them, but I hope better for them. *EDIT - He seems inauthentic in many of the statements he makes around their relationship and life. That is why I prefer the Zoom/WebEx sessions!

@Daveyjonesvi 14 дней назад

I think this guy encapsulates the American relationship with money. He doesn’t like that she wants to be safe and comfortable and always wants to move onto the next thing to make more money. I think we as a people need to be more “complacent” with money and be happy with what you have. It’s sounds exhausting always wanting to chase the bag

@michellegreen1072 14 дней назад

He said he wanted security too.

@paulaooook 14 дней назад

Carlos can do some more reflection about his past as the deep seated ideas about his own complacent (car repos) and nonchalant (status purchases) financial behaviors. Took out a loan for massage therapy school without realizing it, is very nonchalant. Don’t take all that out on Amanda. The trouble is that he wants to get out of this impulses with more get rich quick schemes. That’s super emotional. Not logical.

@jenlollygag6815 14 дней назад

Yes, he is projecting

@user-rf6br5eq2g 10 дней назад

Say it louder!! 🎉

@normalgirlcvco 4 дня назад

Hate he told her nonchalant when he is the one buying sneakers for fun on the daily basis

@angiep7836 14 дней назад

Big shock, Amanda is doing all the emotional labor and Carlos calls her complacent. So tired of these podcasts full of gender roles and sexism. Really wish Ramit would be tougher on the men.

@holamissmusica 14 дней назад

Unfortunately I think Ramit misses these red flags because he might subconsciously agree with them or at the very least is indifferent to this perspective.

@MNP208 14 дней назад

Ramit tries to stay neutral in that realm. He does suggest counseling to some couples. Marriage counseling is not his place.

@leer.4747 14 дней назад

@@holamissmusica Ramit did VERY gently guide the couple towards the idea that Carlos's stress about money was a problem, and Amanda's comfort with their financial situation might actually be a good thing. I think Ramit may have been wary of the possibility that Carlos was too over-sensitive and prideful to handle more direct criticism. If Ramit convinced the couple to get a joint checking account and transition Amanda to stay-at-home mom for the next two years, I'd call that a success.

@Th3Think3r 14 дней назад

Ramit rightfully does not bother to pretend he is a marriage counselor. He lets everyone in the comments section do that for him.

@Capycorg 13 дней назад

@@Th3Think3r😂

@saraho3606 12 дней назад

Honestly this dude is bringing her down. She’s smart and savvy and he spends with expensive taste, not as financially savvy as he thinks he is, the ego.

@yandirn2478 14 дней назад

I feel like he’s punishing her for his past mistakes.

@springcao 14 дней назад

Wow she seems like a wonderful wife 👏

@joannat1898 14 дней назад

Ten minutes in and I can already tell he’s way more emotional about finances than she is. 🤣 Their traditional gender roles sure aren’t helping their relationship at all. His attitude towards her is a bit condescending.

@joannat1898 14 дней назад

Also, thank you, Ramit, for always bringing up these gender roles. So important because I think many women in particular don’t realize they have options.

@mikaelaziegler9782 10 дней назад

He has multiple failed business? Repo cars? Spends $200/mo on sneakers?!?! He sucks with money and is impulsive and emotional with money. I can’t believe he told his post-partum wife that “she can do more” about her going back to work and making more money. Why doesn’t he cut his bad spending and work on his own income?? So insecure and he’s projecting his issues on his wife and making it “their” problem instead of his problem. Wife is smart and practical with money and house decisions, she’s the lead here and smiles/laughs when it’s hinted at, I can sense the resentment from her.

@freeagentgirl23 14 дней назад

Ramit, thank you for representing the minority community of all financial backgrounds and not just middle age white couples who are scared to spend their money when they are worth over a million dollars.

@katelyndefreitas2810 9 дней назад

Love the variety I’d also like to see young single or single parents. Or even older folks (though he has done some)

@elaynegiahoover436 14 дней назад

HIs clothing allowance is just for him, but she spreads an equal amount across three people?

@elaynegiahoover436 14 дней назад

Honestly his $200/month for fancy sneakers should be part of his Guilt Free spending. A shoe-collecting Hobby is not a fixed cost.

@udchen1211 14 дней назад

As a working mom i share every sentiment she had. Family time is definitely at the top of the list when it comes to our rich life. We just want to be able to afford to spend more time with the family and cook those simple meals for the family. Balancing career goals and giving everything to your family is a struggle we will be having forever.

@carmenjansma1396 14 дней назад

If she spending so much money on childcare alone, why not just stay at home with the kids? Or do a work from home job.

@udchen1211 14 дней назад

@@carmenjansma1396that’s what they were trying to figure out as well. Unfortunately not everyone can have a wfh career.

@prisivett 14 дней назад

A work from home job isn’t as flexible and easy either. You are working and if your child needs you, you are constantly in mental limbo.

@jessicarogers9420 14 дней назад

Yes, this 🙌

@sarabera325 7 дней назад

@carmenjansma1396 Going back to work is worth it in the long run IMHO (eg contribution to retirement, increased earning and promotion potential over the years).

@stevesjp 14 дней назад

Monthly shoe purchases should be under guilt free spending, not fixed costs.

@VBoo459 14 дней назад

"We fall into our gender roles pretty well", meanwhile complains that his wife is complacent and not involved with finances lmao. What a joke...isn't her gender role to only take care of the home? so why is he even trying to get her involved in finances and getting her to pay for a thing. Her gender role is NOT to pay for groceries nor clothing, that's HIS JOB. Its crazy how some men want gender roles so bad until they get nervous and anxious about finances and feel the need to share the expenses despite the woman taking so much emotional and 'invisible' labour. 2 partners with great communication taking care of the home TOGETHER, taking care of the children TOGETHER and taking care of finances TOGETHER always succeeds and reduced stress within the home. Its not about splitting 50/50 (I don't believe in that either) but its about being transparent and seeing where help is needed regularly and being open to help the other IRRESPECTIVE of gender roles. That's what makes a successful marriage. I'm glad they both are seeing that now.

@Playingwithproxies 14 дней назад

It’s called invisible labor because it doesn’t exist. Emotional labor isn’t anything 😂

@latimer442 14 дней назад

In a traditional gender role, the woman is the 'household manager', which includes being able to run the household budget. If their money is in one pot, they can decide on the parameters together, but it would become part of her job to manage how she spends it on the day-to-day expenses. But that's from my experience/knowledge, it's hard to pin down what is 'traditional'.

@luisvargas2192 14 дней назад

Yeah she should deff be staying home

@AIRBORNE916 14 дней назад

you talk about invisible labor, then ignore the man’s “invisible labor. “ that whole term is dumb

@JF-vw9lv 14 дней назад

@@AIRBORNE916 are you suprised? i bet she belives in gender roles when it comes to asking and paying for first dates, but then wants them tossed out when it doesn't benefit her.

@jenniferclark857 14 дней назад

Parents can stay home but you can miss major steps up the salary ladder during your prime earning years, as well as career opportunity costs when you do. You also become completely reliant on your partner for money. If the marriage fails, you can be left in a tough spot. It's not just the daycare cost.

@latimer442 14 дней назад

If someone's reason for not staying home in a situation like this is "in case the marriage fails", there are deeper issues already afoot. I get where this sentiment comes from, but marriage needs a strong foundation of trust.

@lucaspm98 14 дней назад

On the other side, you’re missing important child development steps which one could easily argue is more important. You shouldn’t be in a marriage if being reliant on your partner is an issue. That’s the whole point of marriage, that you can fully rely on someone. You could argue you should wait a little to make sure the marriage sticks, but once you have children you already need each other whether you want to be or not.

@LL-pq5uo 14 дней назад

THIS!

@firegoddess4722 14 дней назад

@@latimer442 Marriages end in divorce or death. Either way the remaining partner has to survive and care for the children. It’s called being responsible.

@LL-pq5uo 14 дней назад

@@lucaspm98 -- regarding child development steps, my daughter was 3 months old when she started daycare and she THRIVED being around her peers and other adults on a nearly daily basis. She's always been very social and has loved being around friends; she's in second grade now and she definitely would not have had the same opportunities to grow the way she has, had she not started in that daycare environment in a school setting early. Also, the time spent with her after work and on weekends was always solid quality time because I wasn't stressed out from being home with her 24/7 as she also would have been completely bored with me, being the social butterfly that she is 🤣

@annevaldez7653 12 дней назад

She is emotional because she’s overwhelmed and tired, not because she’s just emotional. She carries a lot of responsibilities. If he allows her to stay home, raise the kids, manage the money I think she will be empowered, happy and less emotional. She’ll feel supported by her husband as the provider too and he will keep the role of a leader in the family (which I think he needs for his ego)

@msdanielle430 8 дней назад

My impression is that he's coerced her into a position she doesn't want to be in with work, even though she tried telling him it wouldn't make a difference. She's not "emotional" about the finances at all, she's been in mourning over her life and can't hold it in when they talk about it. I hope they get to a place where her dreams are appreciated and supported too because she is deserving. He painted a negative picture of her.

@LinzyLinz7 14 дней назад

It is very blatant that he does not want her to be a stay-at-home home. He should be honest with her about that. Which is unfortunate, hopefully they can find a middle ground.

@Koko.Loco. 14 дней назад

I was thinking the same thing. He values her opinion, except when she would make the argument that her not working wouldn’t impact the finances.

@shauntelcampos3212 13 дней назад

I agree. The term “power couple” makes me think he values her when she makes money.

@4thand133 9 дней назад

I dunno I'm not sure she wants to be one. She said she loves teaching and that when she was home with the kids it drove her crazy. It's ok for a mother to want a career also, but I think she feels guilty about it.

@syburd 14 дней назад

Why is he chasing Maseratis and Rolex’s? 😂 bro grow up and act your wage. Who are you trying to impress? ? Humble yourself and take care of your family. 😮

@teresariordan3397 11 дней назад

I totally agree.

@mwehpakonne 10 дней назад

Did I miss something? He said he likes those things, but doesn't buy them.

@Gioli565 8 дней назад

Amen!

@user-uq2ti7tj6k 14 дней назад

Amanda should run the finances. He's clearly not good at it. He seems like a nice enough guy, but he also seems to be another guy who isn't good with finances and is taken in by "hustle" culture. Instead of investing and saving and taking the slow boring path to wealth, he's going to build wealthy by being more clever than everyone else! Something, something passive income, bad investments, debt, whatever. It's always the same with these guys, terrible financial past, but still think they're going to outsmart the rest of us suckers who are just setting and forgetting our investments. Amanda is smart, practical, capable of setting financial goals and meeting them - give her the money and let her start investing it. I also don't think she should stay home. Because SAH parents get screwed most of the time. It's not just income vs daycare cost. She's missing out on building her pension, her retirement, her social security. She's missing out on seniority, training, experience, etc. If she works as a teacher she can have all the breaks with her kids and she'll ultimately have more time with them than most parents. My mom worked in education and that was the case for us.

@spatty2589 13 дней назад

He is not reliable with finances.... That's the main reason to not stopping work. He doesn't even want to give up spending on "shoes" for the family.

@alexisballard1459 14 дней назад

What the hell kind of relationship goal is “become a power couple” ??? This guy clearly has had no true model for healthy happy relationships, has nothing to do with any sort of ‘power’ lol

@lizziethelemon 14 дней назад

lol 🤣🤣🤣🤣🤣🤣🤣🤣

@josephbrown9685 14 дней назад

That’s Hollywood terminology. He wants to pretend like he’s living the big money and fame lifestyle. So silly. Besides, Hollywood is not a good place to get family values.

@vulpixelful 14 дней назад

It's a fantasy where you imagine the whole "community" is looking up to you both while you show off flashy displays of wealth. Using financial resources as a surrogate for true intimacy. AKA "watched too much TV". People who aspire to this usually didn't have an example of a healthy relationship growing up or have a deep insecurity.

@Playingwithproxies 14 дней назад

The power couple is both of them being high earners. He wants to retire in the next 5 years and he wants to live off his wife’s high income while he stays at home and does nothing.

@Nunya4567 14 дней назад

I was expecting Ramit to ask for clarification on what was meant by the term "power couple."

@johnlittle8267 14 дней назад

Nike collectable shoes are not a fixed cost lol

@thetuningroom 14 дней назад

I’m sorry….nobody addressing the pair of new shoes per month on average? Sneakers are ~$70-$150…what kind of premium sneakers is he buying? And that many? Does he have a closet strictly for shoes?

@FunInTheSun808 9 дней назад

Plain and simple, he wants her to work because he’s working. Not exactly sure he sees the value in a stay at home mom. Wonder if he is a little jealous of his wife. It’s clear that she is an amazing Mother and provider. At 29 she really had it all!

@sdl2320 14 дней назад

Wow, completely UNFAIR that she contributes 94% of her income for fixed costs and he’s only contributing 43% of his income. 😳

@user-nz7dd3sg5c 14 дней назад

She should make more money then. It's not his fault if she can't find a better job. Actually, she doesn't want to since she's comfortable at the salary she's at. Actually It's unfait to him to have to pay for the big bills because she is lazy and doesn't want to get a better job.

@elaynegiahoover436 14 дней назад

@@user-nz7dd3sg5c Why should she work harder and earn more? He'll just decide he's now allowed to buy $400 worth of sneakers per month while she continues to raise his kids on her income alone.

@kiesh82 14 дней назад

@@user-nz7dd3sg5c the man called himself “head of household” and said they live by gender roles. So yeah in that case he should be paying ALL of the bills and she should be paying little to none. Men love being traditional til it’s time to pay the piper.

@CambieSweets 14 дней назад

@@user-nz7dd3sg5cThose are his children as well so he should contribute to their well-being. It’s not fair that her entire paycheck goes towards taking care of the children. He would have had to pay for housing and bills whether he is married with children or not. That’s the bare minimum.

@TheSharmam 14 дней назад

unfair and shockingly prevalent.

@amanda.c.ice. 14 дней назад

He seems SOOO impulsive to me that is crazy he thinks he’s the “logical” one when in fact SHE is the logical one. She seems very level headed and smart when it comes to saving and putting her family first. I hope he takes a hard look in the mirror and realizes the story he’s been telling himself for so long may not be true.

@michellegreen1072 14 дней назад

She can stay at home. He can contribute to her spousal IRA. She can be a substitute teacher. Deployments are hard for the solider and family back home. They are not in a bad spot. They just need to work together more, financially.

@acilirp 14 дней назад

So, why can't he cook? The main issue I see it's not the money but the fact that she's expected to work, maintain a house, and pay for child care. All he keeps talking about is his retirement, his shoes, and his toys. When is he a husband other than money????

@rebvanwinkelstein2578 13 дней назад

They have no combined vision. He just cares about himself 🤷🏻‍♀️

@mikaelaziegler9782 10 дней назад

He doesn’t even mention much about the kids. And he’s telling himself a story about not being able to provide her being a SAHM. He could absolutely make more, do more in the house and she could be the SAHM and maybe tutor or be a sub for a little extra money when it fits the schedule. Could she tutor Tuesday/Thursday nights while he comes home from work and feeds the kids and does bath time? They can def make it work, he just cares more about himself and his toys.

@rebvanwinkelstein2578 10 дней назад

And that made me so angry. She has so much on her plate@@mikaelaziegler9782

@4thand133 9 дней назад

If I'm not mistaken she said he was working 8am to 8pm every day. So he might just work long hours. My question is, why can't she cook if she works? She's a teacher, they get home at 3pm.

@rebekahyoungers831 8 дней назад

@@4thand133 I think he was working 8 am - 8 pm when she was staying home, and her teaching has allowed him to cut back. In any case, my kids' school gets out at 3:20 pm, then teachers have a tutorial session that goes til 3:50 pm. Most teachers probably stay after that for grading/curriculum prep. Depending on how close she lives to the school she is probably getting home closer to 5 or 6 pm. It also sounds like she is doing most of the parenting, running the kids around to their activities, grocery shopping, etc. so she doesn't just have this vast expanse of time to be cooking throughout the afternoon/evening.

@topseekrit 14 дней назад

Based on his past financial habits, he doesn't trust himself to be the sole provider, which is why he doesn't want her to stay at home. He immediately starts thinking of another business idea or something to overcompensate, when it's not really necessary. He has to trust that he can hold down the fort for 2 years especially now that they ran the numbers to prove it. After those 2 years are up, they can adjust to that richer life they both want.

@jdp486 14 дней назад

Damn it, stop calling moms "wizards" and "magicians". Moms work exceedingly hard, and maybe the reason you think stuff magically happens is because you haven't been paying attention.

@kayriciawager8778 13 дней назад

This was more infuriating than most of the couples we see - and some are really wild. He really sat there and basically said he's good and comfortable and wouldn't change a thing in his perfect world while his wife is desperately hurting. Wowowow! We re-did the CSP, solved every problem, and he STILL would rather keep things the same. Very sad. I'll echo what others have said, this was the best in person interview yet. I think that's mostly due to these participants really being willing to open up and be emotional instead of putting that in person wall up. Kudos to them for sharing and being vulnerable.

@Am-kinda5501 14 дней назад

Her entire paycheck doesn’t go to daycare, though. She said in addition to daycare she also pays for things for the kids (clothes) groceries, and investments. Another thing to consider is that daycare is just temporary. It sucks for a few years but then that payment is gone and your fixed costs change dramatically.

@lisa39978 13 дней назад

The time with kids while they’re young is also temporary. You only get to spend that much time with them, then they’re gone and you can go back to work.

@4thand133 9 дней назад

Unless you prefer to work and have more spending money, which is perfectly valid also. This whole "you'll never get that time with your kids back" is so overdone and just makes mothers who also want a career feel guilty and lesser than.

@RB-gq2zy 6 дней назад

Not necessarily. I was running numbers as I considered re-entering the workforce. We have two children just as this couple do and the cost for before and after school care, summer care, multiple breaks throughout the school year, and staff days is roughly $30k a year for both kids.

@DianeRuth 13 дней назад

This made me kind of mad. She tried to explain why she shouldn't work and he just won't believe it even with numbers in front of him, to the end he still wants her working.

@busam1578 14 дней назад

Yeah bro you need to step up and take more responsibility. You are the one on easy mode rn, the CSP proved that. Just cause you over think things doesn’t mean you took full responsibility. You haven’t. It’s your wife, step up for her.

@11227denis 14 дней назад

There is a lot of B.S. thats comes out of some couples mouths on this show, but this guy showed his cards at the end. He said “as a man I wanna give her that rich life” and when Ramit shows him in excel he can do it, it “sure…if that’s what you want”. Maaaaaannnn…this boy wants that extra cash to catch up on past errors. That was disappointing

@FunInTheSun808 9 дней назад

In one way he is so loving and supportive in another way he is emotional pushing her away.

@katelyndefreitas2810 9 дней назад

He clearly got burned by an ex and never got therapy so he’s taking out his insecurities on her.

@zacharyfair6738 14 дней назад

He sounds like someone who read a few pages of the book, but not the whole book.

@raychelmcbride8965 День назад

When she said he was deployed it all made sense. That military mindset impacts every part of your life.

@blurrydog1 14 дней назад

The dichotomy of logic and emotion is not accurate to apply to this couple. Both of them are equally logical and emotional. She explains her thought processes and decision making so well and LOGICALLY. He wants to grind and hustle to afford luxury goods and vehicles that make him FEEL rich and expensive. They need to step out of this mindset of logic/emotion and approach things differently.

@michellegreen1072 14 дней назад

So you gotta tell him to look at place that is also safe for his wife and his children? WTF?

@normalgirlcvco 4 дня назад

But he is the logical one???

@beachandtea 10 дней назад

53:04- (Carlos) "How do I afford my bills...how do I afford daycare?..... You don't. She is the one paying for daycare. The narrative he is telling himself of being financially responsible while she is the one paying for groceries and daycare is really really concerning.

@suganyathayaparan8466 14 дней назад

@ramit sethi , I am 37 and wish I come across you in my life much earlier ! The impact you have made in my finances are immense. Thank you for your knowledge

@wendybetka8566 14 дней назад

Why do these couples look at their finances as if they're roommates? It's so counterproductive and doesn't foster being a team. Also, raising children is a calling and should be revered and encouraged.

@destinyschild5768 14 дней назад

Couples like this don’t actually trust each other and that’s why they behave like roommates

@torontoshows 14 дней назад

Amanda’s face when he mentioned “cosigned a BMW in a previous relationship” 😂😂

@Wavewave583 14 дней назад

lol this guy thinks that his wife’s concerns about buying a property and moving kids and if the neighborhood is good is emotional? Numbers are not the only way to make logical decisions my guy

@kristawilliams9043 14 дней назад

I said the same thing! Like how is that not logical... It speaks to how people take the domestic side of things for granted.

@Juann-ci5vh 14 дней назад

Well as long as the neighborhood isn't dangerous it really shouldn't matter. Don't get to nitpick. It really doesn't matter much

@robertmontgomery8107 14 дней назад

Pretty sure he’s not used to be interviewed and came up with a rough example that wasn’t great. You can provide a better example without attacking him. Be kind to people.

@eldanielromero 14 дней назад

@@robertmontgomery8107lol seriously, clearly this guy respects his wife, values her opinions, and wants what’s best for his family. I have a feeling by “logical” he meant running pure financial numbers. Of course it’s logical to put your family in a safe neighborhood.

@andrescabrera8006 14 дней назад

@@robertmontgomery8107Thank you

@MNP208 14 дней назад

Hmmm, if she is working and paying most of her check toward childcare, he sure as heck better be doing half the cooking, half the cleaning, half the bathing and running the kids around to Drs appts, picking them up from school, etc. If he doesn’t want traditional gender roles then he needs to step up! Also, once the millionaires in NYC see this video they are gonna want to hire her to nanny their kids. If you can afford to live in NYC, you can pay a nanny $100,000/year!

@rashmitambe 14 дней назад

He needs to be doing half the housework and childcare even if she is the stay at home wife. Why should she work round the clock while he only works 8 hours a day?

@MNP208 14 дней назад

@@rashmitambe Although a lot of work was involved with being home with my children, there was also a great deal of enjoyable play. I didn't consider it all "work". He should definitely be helping with some of these things, but it isn't going to be 50/50. I would expect the same from a stay-at-home dad.

@ChannelTurbides-yb8gt 13 дней назад

It almost seems like this man only likes this woman to the extent that he can add money to his pockets. She's basically doing it all on her own.

@rebvanwinkelstein2578 13 дней назад

If you listen to the moments when he describes his visions and goals he just describes things for himself 🙈

@SuperDB215 14 дней назад

They are such a sweet couple. I commend them for being vulnerable during this process. If they continue working together like this they have a bright future. I really hope he learns from this experience. His fears are undermining the true value she holds for their family. He has scars from the financial situation that previous relationship left him in. He needs to get over that. He has a good woman, who deserves to feel safe and comfortable in their marriage.

@lizzy6212 13 дней назад

💯

@WallStreet_MadeMe 14 дней назад

This dude thinks he so much better or smarter than his wife and that’s a big big issue. Treat your partner equally she might shine in areas you don’t and 2 brains are always better than one. Combine your finances be a man and take care your family correctly bro !

@aTwistedSista 14 дней назад

He’s all logic and she’s all emotion but he’s emotionally tied to her still working despite it not making a financial difference and he’s also very emotionally tied to wanting to start his own business. His face when she said they could retire just investing aggressively rather than starting a business was like 🙃😑. He was not into that idea at all even though it’s numbers and makes sense. Btw. I did not appreciate that she was described as complacent and not good with money simply because she did not have to struggle with money. She probably did, she just had discipline and responsibility in spending while he did not.

@switchfooted 14 дней назад

Ramit walks Carlos meticulously through every single number to show him it’s 60% either way. Carlos: my plan is still more logical

@mikaelaziegler9782 10 дней назад

I died when he looked at Amanda and said “if this is really, really, really what you want….” As if she wasn’t literally in tears TWICE in this one interview and has set up her career around this family life she has envisioned AND told him this when they talked about her going back to work. This is not a surprise at all, she wants to be home, but he wants to screw around with his “business” ideas and have her income be the back up plan.

@jaynez9027 14 дней назад

For people who say it’s not worth it at ALL to pay for daycare if one salary just covers it.. on top of it potentially really halting career progression/retirement etc.. it’s not free to keep your kids home 😅. Passes to museums and the aquarium, art supplies, snacks that school provided. Don’t get me wrong daycare is SO expensive and it doesn’t really matter that they provide $3 of food a day but I just mean it’s not a total wash like it’s absolutely free. Gas money driving them around more, occasional lunches out because I know myself I would need to just get out of the house sometimes with a change of scenery.

@jaynez9027 14 дней назад

Also I’m an example of where I was just hardly covering daycare for 1.5 years but my salary nearly doubled since so money wise it was smart (I know that’s somewhat luck but also because I didn’t leave my job)

@olympicbody5161 14 дней назад

Some ppl also fail to realize the mental health of adult interactions and relationships. Staying at home with kids 24/7 is NOT easy

@CambieSweets 14 дней назад

@@olympicbody5161 You both brought up excellent points! It's not free staying home with children and it's mentally taxing to be around children 24/7.

@nicomyth 14 дней назад

So she should substitute teach once in a while (part time) to keep in her field. He can buy half as many shoes and they can use some of the "saved" shoe money to get family passes for the year (aquarium, zoo, children's museum etc). He is being somewhat selfish to not allow her to stay home for 3yrs and raise their kiddos. Time once spent, can never be made up for later. I don't understand his reasoning because the money is there.

@TheSharmam 14 дней назад

great perspective. i send my kid to day care but on weekends i am running around in activities, taking them out and its way more expensive.

@milikoshki 13 дней назад

wait so she felt pressured to get back to work and pulled in way too many directions, and then on their CSP she is paying more bills per month than him but making ~50% of his salary, and he's just saving and investing his excess??? I HOPE that's going into joint accounts. And then her "guilt free spending" includes babysitting and kids' clothing? Bruh...

@PurpleNGold824 14 дней назад

How are they making 200k and only have 80k net worth. Let alone they can’t afford a home on 200k.

@AS-kf1ol 13 дней назад

Nyc?

@FunInTheSun808 9 дней назад

Taxes in NYC/New Jersey are super high and the cost of living as well.

@dylanwise5119 14 дней назад

Bro needs to cut down his stupid spending on pleasures if he wants to “level up” Bro wants his wife to hustle and yet he pays less in fixed cost % and has had cars repoed

@samsonyaclub1957 11 дней назад

Her tears means. What did i get myself into? I know that feeling believe me

@LifeSoDevine 14 дней назад

He was 30 going after a 22 year old. Tells me all i need to know about his mindset

@rashmitambe 14 дней назад

Nailed it.

@iamjenniferx 13 дней назад

It’s highly questionable when there is an age gap. I wonder how old was the ex who didn’t pay for the car?

@TheKennychan1 13 дней назад

I was thinking it...

@swalker9856 12 дней назад

i had to scroll so far to find this comment! exactly the first thing i thought. he thought because she was young, he can just take advantage of her.

@aangitano 10 дней назад

Absolutely! All the problems can be traced to this one fact. Smh- when I saw the age gap I was not surprised with want I read in the rest of the comments

@getinthespace7715 14 дней назад

I completely understand the Wife's hesitation on him starting new businesses. He has a long history of failure. The compromise should be... We are taking X % and saving/investing for the future and security of our family. Here is X % percent that he can put towards the development of business ideas, which is his passion/hobby. If one takes off great. If not you never stop investing X% for the long term stability of the family. I get the feeling this guy is pretty selfish and keeps railroading the wife in these conversations which is why reacts emotionally.

@blikewat3r 14 дней назад

Almost like her subconscious is trying to bubble to the surface to scream “RUN!” 😅

@rebvanwinkelstein2578 13 дней назад

He could take his monthly 200$ sneakermoney to develope his ideas.

@LORDJesusisLove 14 дней назад

This in person session is much better than the first ones. Keep improving

@emmadear3276 14 дней назад

Ugh, im pregnant at the moment and have a 2 year old, seeing her cry about wanting to stay home guts my soul 💕 theres a lot of hope for this couple, they have some really healthy communication happening here 🌷

@ozzyngcsu 14 дней назад

Wild that he thinks he is so good with money but their net worth is under $100k.

@Capycorg 13 дней назад

Yes and at his age, too.

@mikaelaziegler9782 10 дней назад

Right?!? How long was he military? Where did his paychecks go? How much of that investment is his vs hers? Why did he have 2 cars repoed and 1 was for an ex?? And I bet the ex was 18-20 while he was 28-29.

@MysticCardsofLifeFoodAstrology 14 дней назад

I think this is one of the most influential episode's that I've seen thus far. I couldn't stop crying because I can somewhat empathize with what she was expressing and realized some things that I've been through as a stay at home mom right now. Can't wait to watch this again with my husband.❤🙏🏾

@acilirp 14 дней назад

Something doesn't fit here. If he was deployed, it means he was in the military, so why does he had student loans? Also, he doesn't need to buy sneakers every month, lastly why doesn't he pay care for the children. IDK, something feels off.

@mikaelaziegler9782 10 дней назад

He took out loans for massage therapy school.

@4thand133 9 дней назад

I get the impression that he is a risk taker and gets excited about different schemes, and then he presents those schemes to his wife and gets irritated when she isn't on board. So he calls her "complacent" about money... when in fact she just isn't a gambler and values safety.

@KNRS927 14 дней назад

Interesting couple. Amanda seems very calm, collected, and rational. She just doesn't want to rush into any decision unless the numbers make sense, and wants to focus on building wealth with the family. Carlos seems like he wants to make decisions based on how others see him as he went into debt for nice cars and is seemingly rushing to buy a house. I feel they can easily be a power couple (if they aren't one), it's just a matter of aligning their priorities together, and maybe defining what "power couple" means in the context of their rich life. Carlos has made steps involving Amanda in finances and they appear to love each other, it's just a matter of aligning priorities and being on the same page for what their rich life entails.

@cartierbutler8518 7 дней назад

He has an AWESOME PARTNER ! I love this, favorite episode by far. This is what I aspire to have

@swithheld9905 14 дней назад

oh i absolutely love these two, especially Amanda. I'm only 30 mins in and am already impressed by how eloquent she is. I haven't even seen the numbers but it's funny - only a few minutes into these podcasts and I can usually tell which couples are gonna make it and which just don't have the right stuff.

@BenDonahower 14 дней назад

It's great that these folks have an keen awareness of each other. There is no one that will take better care of your kids than the parent. And, I can tell you from personal experience, having your spouse at home can really help your own income. It gives you the flexibility to say yes to work that you can't when there are logistics to address with driving kids and adults places in addition to the overall support.

@mwehpakonne 10 дней назад

Bt wouldn't making any career moves be even more risky without the additional income? Espeically someone who aims to be an entrepreneur?

@rich5164 14 дней назад

Bro is just giving up and begging to her to pick up his slack. Be a man and find a way if money is the most important thing to you. Don’t rely on your wife to fulfill your financial vision.. And retire at 55?? Unless you find a way to just kill it for the next 20 years…. get that out of your head and plan for 60, and more realistically 65. At 36 you are way too far behind. You need to start bringing in 500k yesterday if 55 is imperative to you. People with over 500k in retirement by the time they are 36 won’t even sniff retirement at 55. That’s a lot of remaining life to live and plan for. Is the mortgage paid off? How are you going to pay for expenses when you can’t pull from retirement accounts until 59 1/2 or social security until you are in your 60’s? How are you going to pay for insurance until you can get on Medicare? Your kids will be college age when you are 55, how do you plan to support them?

@amac9443 14 дней назад

Thank you for the sidenote about the lie we tell each other about emotions being weak. People equate emotion to being impulsive and reckless.... it's not the same. Empathy is the strongest sense we have, and it's not gender specific. Empathy allows you to weigh options based upon the understanding of the world and people. Emotions make you cautious because you want safety and security. Her thinking of her kids safety is practical, like others have said. She just wants peace, and doesn't need much and I respect that.

@mrs.bdaycare5530 14 дней назад

I was a preschool teacher make very little. So I opened up a home daycare. The best decision I ever made!! I make three times more then I did as a teacher. Good luck to her

@sbeautiful6133 14 дней назад

What I love about this show is that it really makes you think about life in a more serious and responsible way. Especially when you’re still young and you feel invisible and carefree not realising that time is going to fly by.