100% Credit Limit Pwedeng I-Cash Advance!(Very low interest) | C r i s e l l e 

Thank you Robert! Thank you for being there always!

Hi Greg!👋🌸 Salamat!😊

Hi Ande's👋 True, with all those benefits!😊

Hi Hilda!🙋‍♀️ Thank you more sa'yo!,😊

Hi Lovelyn!🙋‍♀️ Thank you so much!

Ilang % po interest?

hello 👋 can you use it ba for shopping and groceries?

Hi Jenevy!🙋 Thank you at pinanuod mo siya and nakuha mo ang sagot sa questions mo. Salamat! God bless you and blessed New Year!

Hi O!🙋‍♀️ Wow! Congratulations. Na activate mo na ba?🙂

How did you apply for bdo installment card po?

hm nman po kaya ang interest?

Hi welder! It's my joy to know that. Stay blessed!❤

Paano Mg aply nyan bos

Paano mag apply maam pwdi ba mka utang 200k

@@CriselleMorales hello mam magkano po minimum cash advance bdo cc?at ilan buwan bbayran

Hi Jhops!🙋‍♀️ It can function as a regular CC too. You can use to purchase items as well. The difference from other CCs is, you can have a Cash Loan kashit the wjole amount, pay in terms with Low, low interest di tulad ng Cash Advance on other CCs mataas ang interest and to be paid the following month. Hindi pwedeng instalment😊

Hi Jessa!🙋 In any installment, the Bank shall always be informed, and the merchant shall arrange it with the Bank.

Hi Standout!🙋‍♀️ As I remember it well, after I activated my cards in the past, nagamit ko naman sila after several hours. Try mong ganitin today. If ayaw, call the CSR of the bank. BDO ba ang card mo? Mag apply ng virtual card. Free naman yon at walang AF. Mas safe siyang gamitin online.

Hi Christina!🙋‍♀️Nice to know! Thank you for sharing😀💖

Hi billy17!🙋‍♀️ Yes, pag hindi activated, walang AF and bills to pay, although may mga CC na nag o-auto activate. Kaya ok ding tumawag sa hotline ni Bank to verify and confirm.

Hi Wigii!🙋‍♀️ Kung magkano yong na approve na credit limit mo, 100% yong pwede mong i avail.😊

Hi Jaja!🙋‍♀️ Thanks for dropping by. The installment mastercard is focused on the CASH AVAILMENT Feature.

Hi jenny! 🙋 But usually, the BDO will ask you to do, comply to their instructions to meet their criteria.

Mam Criselle of example BDO due date 11 ang nagamit is 8 600 ask k lang mam if pwede mag cash availment ulit Ng 20 k after few days Ng credit limit punta sa bank

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Hi Jomar!👋 I will sharing abt it sa next video natin.

Hi Glendalyn!🙋‍♀️ pag dipa na activate ang CC mo ok lang na dimo gamitin.

Hi Rachelle! 🙋 Request ka sa Bank. Call the Customer Representative and request for a PIN.

Hi Jhonnel! 🙋‍♀️ I will be featuring your query sa next video. Anyway, dipende kasi sa need ng isang tao. I will discuss sa next vid. plus I will shout you out 😀

Hi Jelyn!🙋‍♀️😀 From other banks, pinapada after 2 weeks, other banks naman, you have to apply for it. Better call Rcbc and ask, or better yet, visit the bank. Also, go back to the literature na kalakip ng CC nong pinadala sa'yo and read on its features at kung ilang % ang pwede mong i cash advance.🙂

Hi Rhys!🙋‍♀️ Parang magaan lang tignan but considering the fee and interest that starts from the day you withdtaw the money, malaki ang kinakain ng Cash Advance at walang grace period. So pag dimo nabayaran agad, patak ulit sa interest from the first day of the ff.month plus fees included pag na late and payment. And, if do a Cash Advance 2X or 3X/month, another set of interest and fees. And starting from March 13, magtataas na ng interest si BPI 3% Financrme Charge and 3% inyerets. So you are being charged with 6% monthly and CA mo. Though I am not really encouraging you guys to do it pero your personal decision shall prevail 😊 God bless!

Hi Almeda!🙋 For sure tatawag sila within the week.

Hi Ronie!🙋‍♀️ Lahat ng Cash Advance sa ibat ibang Bagko, may interest at Cash Advance Fee.

Hi Joseph!🙋‍♀️🙂 No problem. Punta ka lang sa bdo branch, they can give you anothet PIN. Or tumawag ka sa hotline nila pero landline kasi kaya mas ok bumisita ka na lang sa malapit na bdo 🙂

Hi Jenny!👋 SLR. Baka ngayon natanghap mo ma CASH AVAILMENT mo?

Hi Kap!🙋 For the first time, oo kaikangan i txt, pero kapag nabayaran mo na yong Cash Availament mo at nag replenish na, dina kailangan mag txt.

@@CriselleMoralesano po yung iti text? Saan itxt? Gusto ko sana mg CA

Hi user!👋🌸 Yes kailangan buong mabayaran anh TOTAL BILL before or on the due date... Yong deduction na 600 cld. be the interest accumulated or the AF, which is paid in installment, baka yon yong monthly deduction mo. Mag inquire din sa Bangko 😊

Hi Aira! 🙋 Hindi. It has to be processed and be approved pa kasi.

Hi Joe!🙋‍♀️. SLR! May repeat availment ang BDO Installment Mastercard. When you pay your monthly due, nag re-replenish yong ating CL and kung magkano yong available na CL yon din ang possible nating i-avail.

Hi Jennelyn! 🙋 One time payment lang and Cash Advance. Hindi siya pwedeng installment. Mag a-appear sa SOA mo the ff. month at mahal ang fees and interest specially once na late ang payment.

@@CriselleMorales mam, ask ko lang if agad-agad ba sila makabigay ng pera once pupunta ka sa BDO office para mag cash availment? TIA

Hi julie👋 Yes, specially the Installment Mastercard which intended sa Cash Advance talaga.

Hi Uno!🙋‍♀️ Dapat buo yong CL mo para ma avail mo yong 100℅ Cash availment. Yong Cash availment mo ay manggagaling sa CL mo. So kapag kulang or hindi mo pa bayad, hindi ka makaka avail ng 100℅ availment.

@@CriselleMorales kasi nagswipe ako tpos installation yung payment. 2 months nalang yung kulang ko na babayaran. Half of CL ang meron as balance ko. Hindi ba ibig sabihin ng 100% availment is if ano yung remaining, yan din yung pwede makuha? Or need tlaga if CL mo is 200k, dapat 200k pa rin ang balance para maka 100% cash availment? Tia

@@unowilliams3336 Pag kasi 100% Cash Avaient, we talk abt availing the total amt. of CL sa CC mo. Yong naiwan sa CL mo is no longer 100℅ kasi nagamit mo na nga yong iba. However, sa natitirang CL mo, pwede mo pa namang i-avail lahat, if you think you need too.

Hi Joane!👋 SLR. Yes you may😊

Hi Tolentino👋 As long as wala kang pi-nurchase na may interest with the merchant, wala kang babayarang additional amount, lalo pag groceries lang.

Hi klier!🙋 Installment Mastercard ba yong CC mo?

Hi Jon! 🙋 Yes, pero 1 point/1.000 worth of purchase. Mahirap i earn dahil ang pinaka reward talaga sa Card na to is the low interest whenever you do a Cash Availment and once it replenishes, you can again avail.

Hi Azenith!🙋‍♀️ Thanks for dropping by! All CC application will undergo verification and assessment. Even if you have an existing loan if you are capable to pay your CC bills, ma-approve ka pa din. From your source of income or proof of income na ipapasama mo with the bank, they will be able to assess it.☺

Hi Misyel!🙋‍♀️ Yes, you may but if you can pay the whole amount before the due date, do it kasi meron ding late payment fee

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Watch my new vlog! question answered there. Thank you!

Hi Flora👋 Walang interest to pay pag dipa nagamit ang CC but obliged ka na to pay the AF which is usually charged at the first billing month.

Hi Aime! 🙋‍♀️ Palampasin mo ng 10 days, pag wala pa rin, inquire ka na. Visit the bank or call the hotline and ask the statis of your application.

Hi Norma!🙋 Yes, in general, para Lang debit card pag nag wirhdraw, pero ang option is Credit Card, Cash Adavance 🙂

hi question po, ng request po ako pin online last week pa, kelan po mrrcv un pin? tru email po ba o post mail? tia

@@FreshlyANoob hi san ka nag request pin online ng credit card mo

@@stiffany1618 ff up po

Hi Patrick!🙋 SLR! Pwedeng mag reavail once paid in full ka na.

Hi bobby!👋 Pwedeng magbayad mismo sa Bangko or Pwedeng magbayad online. Kailangan ma monitor mo ang bills mo through the Mobile App.

Hi Sheena!👋🌸 Mas mahal ang interest ni Cash Advance. Kaya si BDO encourages client to do the Cash now Pay later program nila. Ok lang din naman kung short term and konti lang na amt. maybe 😊

@@CriselleMorales okay ma'am thankyou po.

For the loan is: once na release na sa'yo yong loan amt. you have to pay the whole amount in the given terms with interest before you can do another loan. Pero sulit naman with the big amount na pwedeng ma approve sa'yo. In installment credit card naman, ang maari mo lang ma hiram is the available credit limit na ma approve sa'yo. Incase na may natira sa CC mo, and you want to do another installment, pwede pa rin. With regards sa interest, hindi naman nagkakalayo.

@@CriselleMorales Thank you for the reply. Is it possible to get a loan much higher then your existing credit limit po? Example, if the existing credit limit is 50K, can you get a loan for 1M or higher?

Hi Darling!👋🌸 You need the PIN para makapag CA. And you can do the CA monthly basta nabayaran mo na yong buong bill mo.

Hi chenrica! Oo naman. You can!🙂

Hi Sharmaine!🙋 Dipende sa amount to borrow. Pero sa withdrawal pa lang, 250/na agad ang fee plus the interest starts from the time you withdraw the amount and it is increasing once unpaid. But the Cash Now Pay Later Plan, has a minimal interest rate. Kaya lang kasi from Dec 1 to 31 yong promo I just don't know if they extended it ☺️

Hi Olive! You can pay online or sa mismong Bank.

Hi Evette!🙋‍♀️ Thank you for dropping by! Ang American Express Cashback is a card that allows you to enjoy the best offers, get instant savings through the exclusive American Express Selects Program or taste from American Express Invites, meron din siyang emergency medical and legal assistance anywhere in the world. Good for travellers. And, since this is a premium CC medyo mataas lang ng konti ang kanyang AF, P3000/annually and P1,500 naman sa kanyang Supplmentary CC. Ang kanyang finance charge is 2%.

Hi Celynah!🙋‍♀️ Oo, it can be easily increased basta mataas ang credit score mo.🙂

Hi Simply👋 Ipapa change mo CC to another CC? Not possible. Appy for another CC for that case. Pero be wiser, sharing kang ang Credit Limit ng dalawang CC.

Hi Marvin!🙋‍♀️ OO, basta may natitirang CREDIT LIMIT (CL) sa CC mo, pwede pa ring pang purchase ito😊

What if nakuha napo lahat pwede parin ba siya e swipe???

Ask ako ulit po mam, if ever nakuha kuna lahat or nakuha ko yung cash loan in cash na approved loan ko po, pwede ko parin ba siya e swipe even nakuha kona yung CL in full amount?

Hi Je-ann👋 Pwede pero kailangan bayad agad hindi tulad ng INSTALLMENT MASTER CARD na pwedeng installment ang Cash Advance.

Hi Cindy! 🙋 Ok lang, walang problema basta may available ka pang Credit Limit.

Hi Cielo! Sad to say walang Installment Mastercard sa Eastwest Bank.

Hi darryl👋🌸 try the Cash Now, Pay Later. Better than the cash advance thru the ATM. May interest but minimal. Inquire kay Bangko if you are eligible or qualified.

Hi Kimberly, sa website ng BDO mo pwedeng gamitin yong promo code hindi sa App.

Hi life!🙋‍♀️ Yes. In the case of having 2 CCs, it is the sole discretion of the bank to give a shared CL. Kaya other card holders, cancel the other card lako na if both have AF. Others may find it na hindi wise😊

Hi Thereal!🙋‍♀️ Nasa App mismo ang labat ng transactions. Na merge na din yong bill mo sa cash advance doon sa total bill. At doon sa list of transactions naka indicate doon yong cash advance mo.

Pwede po ba installment din ang payment sa cash advance

Hi jenny!👋 Interest is collected starting from the day to did the Cash advance. So kahit halimbaw, bayaran natin after, 2 days, ma charge pa rin tayo ng buong interest/fee.

Hi Marjory!🙋‍♀️ Yong Cash Advance na 30k pwede siyang i Cash Advance in a way na ma withdraw mo siya sa ATM righy away. Yong Installmemt Master Card kasi, pag nag avail ka sa installment, may process pa siya. Kailangan i-txt or itawag kay Bangko and within the day or more ang process. However sa Cash Advance, punta ka lang sa Bangko, then mag withdraw ka na. Kaya lang next month babayaran mo siya ng buo, pero si INSTALLMENY ,babayyaran mo siya in terms with mimimal interest.

Hellow nagtxt po sakin ung BDO. Na napprove daw po ako sa bdo installment card. Pero hnd naman po ako nag apply nun. Iniisip ko po kung may gumamit ng pangalan ko po. Kc wala po ako natatandaan na nag apply ako nyan. Nakalagay din po na mag sesend cla ng sms pag dedeliver na ung card. Anu po kaya un. Automatic po b un na iaaply ka sa installment card or mag aaply ka? Tnx

@@buhayRiverCruise ganto din sakin ngayon lang nagtex BDO approved daw ako for installment Card pero wala naman ako inapply

@@buhayRiverCruise sa susunod kasi basahin mo pinipirmahan mo. tawag jan ay pre-approved ka kay bdo. kapag regular ang pasok ng pera sa bdo account mo malaki chance na padalhan ka ng cc ni bdo. nakalagay din sa terms and condition yan na pinirmahan mo nung application ng bdp account mo payroll man o personal saving.

hello po pano po malalaman ung pin diko po alam pahelp naman po gusto kopo mag withdraw ihave bdo installment card po

Hi Yoori & Nia! 🙋 Iba pa rin yong Cash2Go sa Cash Advance. CASH ADVANCE is bayad agad the ff. month, pag dating ng SOA. CASH2GO is converting your CL into Cash na pwedeng bayaran in terms pero may add on monthly interest nga lang na 1.00% 🙂

Hi my!🙋‍♀️ You can use to purchase items😊

Access it thru the Mobile App.

Hi Shirley! 🙋 You can still uses as a reg. credit card. Ang mastercard is open to all stores/merchants. - I will include your query sa video ko next weekend.

@criselle morales, do they ask for pin or cvv ng installment card or di na po just like gold visa na swipe lang okay na?

Hi Charito! 🙋 Yes... true 😀 Sometimes inaanot pa nga ng mas maraming araw pag outside mla.

Hi Jacob!🙋‍♀️Yes, basta bayad na pwede mo ulit i-CA next month. Yon naman ang kagandahan sa CC, yong cycle na: Bayad, Hiram, Bayad, Hiram ulit. 😊

@@CriselleMorales pede sya hiramin pambayad ulit no mam? Haha

@@jacobtayag4264 oo pero mag kaiba ang cash availment at cash advance.

Hi Kevin! 🙋 Cash advance will be billed the following month payable in or before the duedate. Walang installment for Cash Advance where in you can pay in terms.

Sir nakapag CA kana po Ba? If oo San mo kinuha yung pin.

@@PfreenNbeck13 not yet po. Pero ang PIN po ay nire-request mismo sa bangko. Call them and request one tas magpapadala sila ng MAIL, MAIL po hindi EMAIL. Opo naka-sobre po ang CA PIN.

@@CriselleMorales hello po , ask ko lanh po hm po kaya ang interest ng CA?

@@kevingrapani7730 gano po katagal bago ipadala ang mail?

Hi johnmon!🙋‍♀️ Ok lang naman pag ayaw mong i withdraw yong Cash Advance. Ang CA kasi ay isang feature just incase mangailangan tayo ng Cash for emergency purposes pero pag dimo nai withdraw ok lang, lalo na mahal ang fees and interest sa Cash Advancrle. Gamitin mo na lang pang purchase sa ibang items like grocery, etc.

Hi Carizza👋🌸 Are you referring to the Installment Card, or the Installment Mastercard? Same app din ang gamit. Sa mismong app, oncr naka log in ka may "more" right down part and from there may "enrollment service" don mo siya i enroll.

Hi Jayca!🙋 Some AF come on the middle of the year.

same question, or can we use it for shopping? bdo sent me din installment card but i don't wanna use it for cash loan

Hi Andrea and Enrique!🙋‍♀️ Yes, you can!😊

How does it work po if swiping maam? How about the PIN #?

​@@aprilshaynehopeindanan9052 i.d lang po ang need pag sa swipe no need na po ng pin

Hi angel! 🙋 Unfortunately, Purchases lang ang pwedneg i-convert, except CA.

Hi aceen!👋🌸 Once na activate at nagamit na, magbabayad ka na ng AF (kung may AF ang CC mo). Pag nabayaran mo naman ang bill mo before the due date, walang penalty or interest to pay.

Hi Chelsy's!🙋 Yes kasama sa SOA mo yong total bill to pay monthly.

Bi Preachy!🙋‍♀️ Yes you can but you have to apply for the BDO Virtual Card intended for online shopping, no fees to pay.

Hi Jim!🙋 It depends kung saan mo siya ginamit. If you applied for a Cash Advance using your installment MC, ina-apply'n kasi yon through text message or by calling the Bank. And once approved, the complete info/instructions will be emailed to you or maybe they will text it to you. Once you used it as a regular CC naman, wherein nag purchase ka ng items may promo ngayon ang BDO that once you reached 3k and/or above it will fall to auto-installment up to 3 mons. You can visit the Bank or call the hotline for the complete info on the installment. Otherwise, ma access mo din ang bills mo monthly through the BDO App.

Hello maam my bdo app po kase ako kabayan saving po gamit ko tapos may cc na po na dumating same app lang po ba makikita ang mga transaction non?? Nung cc ko at kabayan savings

Hi Marie!👋 I-update mo si bank regarding change of Mobile Number. Pag may bago kang number yon ang gamitin pang activate ng CC.