3X Your Credit Limit: American Express

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#creditlimit #amex
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Contact: johnsfinancetips@gmail.com
American Express is arguably one of the easiest banks to 3X your credit limit with. The process is simple, just ask. However I would recommend instead of increasing your credit limit, just get another credit card! The benefit with another credit card - you get more bonus points!
Consider cards like:
Chase Freedom Flex or Unlimited
American Express Gold
Capital One Venture X
Credit Cards
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Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which John Liang will earn an affiliate commission or referral bonus. John Liang is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as comparecredit.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available
tags: american express, amex, increase credit limit, increase limit, credit limit, how to increase credit, increase credit amex, amex credit increase

Опубликовано:

14 авг 2024

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Комментарии : 96

@lorenzoarjona6611 2 года назад

This is very helpful! I just requested for a 3x CLI then I got approved 5x of my initial CL (requested CLI on 60th day since approval of the card). Thanks!!

@skyeaugustin3219 2 года назад

Thank you I just increased my credit limit 3 times with Amex 😀

@buddys1466 2 года назад

Personal card or Business card? Did you request a cli on Amex’s website? Credit line increase a hard pull or soft pull?

@jaysonjay7852 2 года назад

I would say AMEX Platinum is better than Capital one Venture card. 100k points when you spend $6k within 6 months and $1,500 in perks, 5x points for every dollar spent on airfare and hotel. But the downside? That damn $695 annual fee… sheesh... but as a traveler myself, its an awesome card! P.S- the card is made of metal so thats pretty cool 😎

@beezytalkingshit9319 Год назад

Can you really use all of the $1500 in perks though. Bet not. That sh*t is not useful. The Gold card is more beneficial.

@allendiaz662 2 года назад

Going on 3 months with my Amex cash preferred. No option on App, Called in and they said not available at the moment. 🤷🏻‍♂️

@reddwitdreadz 2 года назад

I have the Blue Cash preferred as well, were you ever able to get an increase? Or was it automatic? Appreciate you in advance

@allendiaz662 2 года назад

@@reddwitdreadz after 4 months i went from 1k to 3k n just last week to 9k. It finally gave me the option to increase my limit. It wasn’t automatic i had to request it.

@reddwitdreadz 2 года назад

@@allendiaz662 finally! Congratulations, ok I’ll wait 4 months; Thanks bro

@kylechristen6652 Год назад

@@allendiaz662 Was it a soft pull for the credit limit increase requests?

@allendiaz662 Год назад

@@kylechristen6652 Yes it was. As of Jan Im at 15k credit limit. Started with 1k then got 3k followed by 9k. Requested 27k only got 15k. So i guess the 3x doesn’t always work. Its fine I’m ok with that.

@landocalrisian2014 2 года назад

So glad I watched this because I got some information from you that other tubers never mentioned, like that form if you're requesting over a 25K limit. Much thanks.

@buddys1466 2 года назад

Credit line increase isn’t a option on the website or app. I have a 2 year account blue cash card. I checked the website and app is not available as a option. I called customer service earlier today. The rep told me credit line increases can only be done over the phone. She said it would be a hard pull as well.

@michellejean-baptiste 2 года назад

I've gotten credit limit increases recently online. Also, I have my credit frozen soI don't get hard pulls for credit limit increases from Amex, Capitol One, Navy Federal, nor Discover. All high dollar. I've even gotten a new credit card with Amex as recently as yesterday without removing the credit freeze. Amex doesn't do hard pulls to open new cards if you have an established account.

@jo5992 2 года назад

@@michellejean-baptiste Hello, where did you go online to request the CLI? Did you send a message? Thanks 😊

@darrenbootay3340 2 года назад

When from 5k to 15k 🙌🏽🔥

@kennyc3973 Год назад

Your awesome! Thanks for the tips! You're on point! True facts!🤗

@kmb6916 2 года назад

It's over 30k for one card which could trigger a financial review. I think over 35k on all cards.

@NathanDuong2023 2 года назад

I subscribed because I find you very smart. Keep up soon you will have a million+ subscribers

@Th33Vultur3 2 года назад

Besides a financial review, every card issuer usually has a max of credit for that card that they will allow anyway as well as a minimum

@brandondawson4044 Год назад

Not true. Have a 721 score which increased from the 698 when I got the card and they turned me down for a credit limit increase. Always pay bill in full.

@MrDigztheswagking 2 года назад

Applying for another Amex card when you already have one doesn't do a hard pull?

@michellejean-baptiste 2 года назад

No but to be sure, you should always freeze your credit with each bureau first. Freezing your credit is also a great way to prevent people from getting credit in your name without you knowing it. It takes 2 minutes.

@zw8682 2 года назад

I request from $7,600 to $15,000 which made my total credit limits with Amex come to $34,600. I may or may not be approved for more increase if I tried, but I really wanna keep the total credit limit with Amex under $35,000 which is the amount that a lot people are mentioning that triggers the financial review.

@CAAARRRLL 2 года назад

As long as you didn’t lie about your income or stretch the truth out too much about it then you’ll be fine if they ask you for financial review.

@jimmyobando938 2 года назад

Yes they will

@Th33Vultur3 2 года назад

I got the EveryDay card with a $1000 and at 95 days and went from $1000 to $3000, and a few days later, I saw I was eligible for another one and went to $7500. I opened up a Blue Business Plus card and was eligible for $2000. I also went and applied for the Cash Magnet and got $1000 and sent $3200 to the Magnet the same day I was approved from the EveryDay and now I have $4200 total on the Magnet and $4300 total on the EveryDay and $2000 on the Blue Business Plus. Altogether $10,500 across all 3 CREDIT cards on Amex and not still including my personal Green card that on that one has $4000 spending limit. I'm good asking for credit limit increases anytime soon anyway.

@ArmandoYanesLicea 2 года назад

does anyone notice this button disappear from the web portal?

@dofzion1998 2 года назад

Yes I don’t have that option to request an increase.

@Tsircrd 2 года назад

I just did it yesterday 7-7-22... yes the button did disappear in the web portal...i went to the APP ...tapped the chat button ontop right corner of app...den a chat with a bot begins... u hit "request credit increase", then it sends u a link. Click the link n continue. Simply n easy.

@dofzion1998 2 года назад

@@Tsircrd The request Credit Limit Increase button FINALLY appeared for me somewhere between the 3 and 4 month mark. Not the 60 like I’ve been hearing about. So I was able to request it at that time and I did get my credit limit tripled. Of course the button is gone again now. Lol I guess because I’m not eligible for another increase right now but this is good info to know just in case I want to go for another increase in the future and there’s no button. Thanks!

@247VillainStatus 2 года назад

I've been at $30K for about 2years on one card, I'm scared to ask for more. I can prove my income, I just don't want the hassle.

@abthadonbeatz 2 года назад

It's just uploading a document. Don't let that hold you back.

@247VillainStatus 2 года назад

@@abthadonbeatz Maybe I will, thx

@lastdonuts 2 года назад

Man its crazy how you find info after you've learned it the hard way... I got annoyed waiting over these past 2 years slowly bumping up my credit limit every 6 months so I said screw it I'll start looking at travel cards, got approved for 3 cards in the past month. On the plus side I've at least doubled my total limit, on the downside now I have 3 more cards.

@beezytalkingshit9319 Год назад

should've waited lol. Have to be patient with these type of things. I waited 4 months with Navy federal before getting their premiere card the flagship. I built a relationship with them and I got a 25k limit. I just got an Amex gold letter in the mail. Soon as I hit 800 credit score they send me this. I'm goin to wait before I get one though. I'm debating on Platinum or Gold though.

@gilbertw5370 Год назад

Amex did a hard pull when raising my limit from $13k to $23k This morning Blue Cash Preferred Card

@alexanderm8061 Год назад

Very helpful, thank you

@johnbowneboysvarsitybasket8925 11 месяцев назад

It is actually 91 days. So basically a day after you hit 3 months

@MrStrictlyOLED 2 года назад

Got a platinum back in feb and about 2 months after they added a credit limit of 5K for some reason ?

@CITYBOY5950 Год назад

“The best way to increase your credit limit is… to incur a hard inquiry” lol

@shockjock35 Год назад

I unfortunately have a balance on my AMEX and I requested a credit limit increase but was declined because they said I wasn’t making large enough payments. Yet I made at least the minimum payment or rounded up

@merlinparache1681 Год назад

Always pay in full or close to zero to show you have used some credit, low utilization is important

@shockjock35 Год назад

@@merlinparache1681 I was able to get a Credit Limit in increase on a different card. I did a balance transfer so now my Amex has a Zero Balance.

@derrickakyea4405 2 года назад

it worked on my gold card.. thank you...

@TosinSalisu 2 года назад

This is actually very helpful thank you so much for this🙏🏾

@alloverdaplace2043 5 месяцев назад

I have a question that I didn't see mentioned in this video or maybe I missed it... When you request the increase should your balance be at zero meaning should the whole card be paid off?

@Richmoreira 2 года назад

Hey I got approved for the Amex blue cash preferred last week I got 35k do you think this 3x will work for this card in 90+ days without triggering a financial review?

@wiseman7838 2 года назад

I would go for 45K

@larryk187 2 года назад

I am curious. Does this also apply to other banks, credit card issuers? Also I like your idea of opening a new Card then you can transfer credit limit between your cards

@PaulHunt Год назад

Great info. I recently was approved for the Blue Cash Preferred for 1000 bucks. I was happy for the approval as I been in the process of rebuilding my credit. Question, should I wait the 61 days to apply for another card or try it sooner?

@williamw8546 2 года назад

Is it Amex charge card have 0 credit limit on credit report?

@SledgeIncTeam 2 года назад

Credit limit on charge cards don't allow but your balance at the statement date does

@shaneika28 2 года назад

If your looking to grow your channel, it will be helpful to answer the questions in the comment section

@martinez4ndres96 2 года назад

I just tried to increase my limit I have a 1000 limit and requested 3000 But they said there going to mail me a letter

@ogakemmy5634 2 года назад

Failllll

@shortfunnyclips2046 2 года назад

Does the 35k cap before a financial review only applies to Amex credit cards and not charge cards correct?

@matthewschroedl5139 Год назад

John, if you get a AMX gold card how does this affect your credit limit if there is no limit?

@snazzey14 Год назад

It’s effects your payment history. It has nothing to do with your limit because there is no limit😌

@kylecampbell5552 2 года назад

I just got an increase last month ? How long should I wait in between ?

@MrYourecool2 2 года назад

Amex let’s you request every 90 days.

@byronjeffery2576 Год назад

I have the Amex Blue Cash everyday card and have had it for two years. I asked and still did not get it.

@electroduval831 2 года назад

Does this apply to business cards too?

@nevtube15 2 года назад

Thanks

@yandel7304 2 года назад

Hi! New subscriber here! I wanted to ask how long after requesting a limit increase (already approved) can I apply for a new Amex card?? Also I wanted to know the “best order” to do it since my dad has already been with Amex for a while and now wants another but he wants to request the 3x limit increase on his card. Thanks in advance!

@abthadonbeatz 2 года назад

I wasn't eligible for a CLI and was able to get another card. I'm still under 90 days with them

@bryanstringer800 Год назад

Tried after 62 days. It said :You are not eligible to request a Credit Limit increase on this account because you recently opened an account with us. Please try again at a later date."

@et8865 8 месяцев назад

Can I request an increase even if they gave me an increase a couple of months ago WITHOUT ME ASKING

@joshuajerome2232 Год назад

What if I got an increase from 25k to 50k last week with AMEX, can I get 150k in 6 months?

@JustinRios 11 месяцев назад

Hi John, is it harder to obtain a credit limit increase the second time around? I had my first 3x increase after 6 months of having the Gold. Im waiting another 6 months for another increase, hoping another 3x. But is it harder than the first increase?

@micahgreene4573 7 месяцев назад

There are no hard limits on Gold

@JustinRios 7 месяцев назад

@@micahgreene4573 yeah there is, here in Canada. I got approved only for $1500 for the first time with the GOLD then i managed to do the 3x increase to $4500 after 6 months. Then 6 months after that it was a little harder but I got approved for a 2x increase to $9k. My platinum however works equally the same as the states. "no limit" but I was told my an agent when I called that it has a $50k limit that could change depending on how I use the card and history. Overall, in Canada we dont get as much perks and value when it comes to both the Gold and Platinum. We dont have the 4x for food/groceries that the Gold gets in the States, we also dont get the uber credits. Making the Gold and Platinum one of the lower tier cards when it comes to value (IN CANADA)

@asishankam6552 4 месяца назад

does it apply 0apr?

@segzilla6875 2 года назад

EVery time I call Amex for credit increase they tell me it is a hard credit check I called times within a year.

@Szn97 Год назад

Never call banks for a increase if results in a a hard you should always apply for a increase through your mobile app which is a soft pull everytime no credit check

@412foto 2 года назад

I am learning I am not a patient person. 61 days seems to be taking forever! LOL

@dannyrimes3958 2 года назад

I got an AMEX last month and it didn’t give me a credit limit?

@SledgeIncTeam 2 года назад

I keep hearing RU-vidrs repeat these same talking points. I have 5 cards with them but I can't get an increase until after 3 billing cycles

@stephanielcowart6867 Год назад

He's referring to new cards only. He didn't speak on existing cards, which I thought was interesting.

@SledgeIncTeam Год назад

@@stephanielcowart6867 It was a new card that I was referring to. It used to be 60 days but it's been 90 days for a little while now

@stephanielcowart6867 Год назад

@@SledgeIncTeam I've known ppl have success at the 61 day more. Quite a few in the last few months.

@SledgeIncTeam Год назад

@@stephanielcowart6867 Interesting, I have 11 Amex but my experience was different and so was a few other people that I know

@ogakemmy5634 2 года назад

Lmaoo thanks bro

@mikecumbo7531 Год назад

Dude, rather than say “3x”, just say “triple”.

@jamesphilip4562 2 года назад

It sucks that only credit card members can get the checking account with them

@Blitz3O2 2 года назад

4:30 of bs until the title of the video becomes relevant. I didnt hit the like button but I did use adblock, hope that helps

@10ahmedhassan 2 года назад

First comment 🤞

@loblowry6282 2 года назад

You looked horrible. Only 3x, you already looked terrible then what about 4X, I cannot watch that. Stop that ridiculous face! Only credit limit increase, no big deal?!