Which credit card companies have highest credit limits? (Highest starting line + increases)

ProudMoney - Credit Cards & Personal Finance

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NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
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8 сен 2021

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@ProudMoney 2 года назад

Support our channel by choosing your next credit card using one of the card links at: - BEST: www.proudmoney.com/best-credit-cards-on-the-market/ - CASH BACK: www.proudmoney.com/best-cash-back-credit-cards/ - TRAVEL: www.proudmoney.com/best-travel-credit-cards/ - BONUS: www.proudmoney.com/best-credit-card-bonus-offers/ - BALANCE TRANSFER: www.proudmoney.com/best-balance-transfer-credit-cards/ - GAS: www.proudmoney.com/best-gas-credit-cards/ - BUSINESS: www.proudmoney.com/best-business-credit-cards/ - FAIR CREDIT: www.proudmoney.com/credit-cards-for-fair-credit/ - BAD CREDIT: www.proudmoney.com/best-credit-cards-for-bad-credit-unsecured-secured/ (We'll get compensated if you're approved, and we thank you kindly.) Other ways to support this channel: - Get a $25 - $325 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/invite/money?gcp=68388c1c-9593-48a6-8872-7052db78d937 - Use our Amazon.com link: amzn.to/2PpQWoB (As an Amazon Associate, we earn from qualifying purchases.) . NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

@Pakratus 2 года назад

Navy Fed = $25k on my first card with them! American Express = They give 3x your limit CLI increases!

@callmeosho7792 2 года назад

Capital one started off as a 1k limit. After a long credit history with them I got recently got approved for line increase of $100.

@LADYVIKING05 2 года назад

WOW $100!!! 😆😆😆

@ProudMoney 2 года назад

That's unfriendly 🤨

@jameshorton3692 2 года назад

Yeah out of spite I give them no spend except bonus. They don’t deserve anymore/

@katrinastevenson352 2 года назад

And you were lucky to get that!

@77Joseph777 2 года назад

Maxed out my cap 1 platinum at 500$ 2 years ago. Approved for quicksilver this January at 750$ CL and 6 months later got an automatic 1500$ increase with quicksilver for a total 2250 CL as of now.

@TheAudioCzar 2 года назад

I've been with Discover since 2015. I think starting limit was $1,600 or $1,800. Now I'm at 11,000.

@ga5234 2 года назад

I was just approved with them a couple of weeks ago for 5000 with a 710 fico. I'm still waiting on my card though, lost in the mail I guess..

@ryanmiklos1775 2 года назад

yeah i had a card with 1800 limit, i applied for a new one, they gave me 6,000, then a month later i got a credit limit increase on my original card from 1800 to 4600.

@S5King7 2 года назад

Discover started me with 11k 2 years ago. Only increased 500 since although I use the card frequently and pay balance in full.

@ga5234 2 года назад

@@S5King7 maybe cause you started with 11k. That's pretty good for a starting limit.

@S5King7 2 года назад

@@ga5234 yeah could be. I made a couple big purchases though and went to about 70 percent of my limit. During that time my credit score was negatively impacted, so I really want a higher limit.

@louistaveras2541 2 года назад

I started with navy federal secured cards. Once I graduated the increase my credit limit to 2k, applied for the Amex card and got 6500 and then applied for the more rewards visa and got 15k with a 680 credit score and no collections

@blackjack3963 2 года назад

navy fed started me at 12k while I was in boot camp and over the last 5 years has gone up to 27k

@Scars_on_my_nose 2 года назад

Navy Federal, Amex, Chase, Citi & Wells Fargo, Capital One, Apple Card, Discover, Us Bank & Bank of America, Synchrony and Barclays

@wbaiey0 2 года назад

Thank you. Amazingly great. Love it.

@JonathanSorunke 2 года назад

Great video! This is really important to know if you’re struggling with your credit utilization rate.

@jmgirard7 2 года назад

Capital One is notorious for bucketing. When I started rebuilding back in 2017, I got a QS1 and a Platinum I upgraded to a QS. The QS1 slowly increased for the first two years but now it's stuck. The QS I've only received two increases with that last one for a whopping $250.

@bkemp28 Год назад

Another great video. I can’t imagine how hard it is to make these videos since there are so many banks, cards, and variables. Proud Money is my go to channel for credit information.

@ProudMoney Год назад

Thanks, appreciate the compliment! 🙏

@7FigureWisdom 2 года назад

I’m 21 Amex everyday is at 20k BOA at $5700 Apple Card 7250 Capital one 600

@bearnanascreditcardsinvest7861 2 года назад

Great video! Always appreciate how in-depth and holistic of a view you bring across a wide variety of issuers!

@ProudMoney 2 года назад

Thanks!

@jordonbruce1364 2 года назад

Hate capital one, only 600 limit. but thank you for the vid been waiting for this one.

@mmg9753 2 года назад

Yeah cap one is complete bullsh|t-they keep texting me about my missing payments from my bank accounts fraudulently closed by the government, since I’m taking Biden down-check my profile & PLEASE share with EVERYONE you know 🙏🏽

@I..cast..fireball 2 года назад

yea cap1 sucks for increases and product changes. I recommend against them.

@myaimisdeadly7197 2 года назад

just hit the 6 month mark and they bump me up $300 so now $1300 but @proudmoney how long intill you can product change again is there a wait on that or something?

@myaimisdeadly7197 2 года назад

@@I..cast..fireball maybe your luck my luck been good with them only been 6 months started with 1k today got 1.3k now and was able to product change aswell

@FDRPR09 2 года назад

They gave me 1,200 for my Walmart MasterCard credit card. I don't have Issue for that but is very low compared to Penfed or other cards I've applied for

@michaelarthur6277 2 года назад

Just want to thank you for all the effort that you put into your content, it’s been a big help to me and many others! I’ve been anti credit cards until recently because of life changes and realized how much they can play an intricate part in saving you money with a better credit score. It would be nice to see a video on how having multiple cards with a balance paid in full every month but still show a balance on your credit report can help improve your credit score by increasing your payment history/percentage. Could be a false premise on my part but do believe it has helped increase my payment history.

@cotsissudie4196 2 года назад

Hey

@AxiomaticPro 2 года назад

Certainly agree with you on NFCU as well as the rest of your list…. The top 3 have been very good to me. PNC is about the relationship, another one that has been great to me!

@SuperVeganShark 2 года назад

Thanks for the video!

@anandr1385 9 месяцев назад

DO NOT play around with the spending power tool. That’s one way to get a financial review.

@angelmegatraveler 2 года назад

Discover Card will give high credit limits gradually as mine started $2500 1st yr, $3600 2nd yr, $4400 3rd yr and now currently $9000. Last December after gardening for 2yrs, I applied for my first Amex card BCE and straight up giving me $6000. Then got Chase Flex $4500. As you said Adam these companies pretty much give out good credit limits starting out.

@docsays 2 года назад

- yup, discover has been very good to me.

@myaimisdeadly7197 2 года назад

LD what was your income/credit score if you don't mind i hopefully going to graduate and hoping i get something juicy

@roxcyn 2 года назад

My highest ones are American Express, BB&T, US Bank, and Barclays.

@callmeNeno 2 года назад

NFCU Flagship Visa 29K credit limit; Best bank & Credit Union!! Hands down!!

@Mr-Wade 2 года назад

My experience with Apple was the same (5k starting) more than any other card I started with. About a 720 credit score all across. 65k a yr

@roxcyn 2 года назад

4:19 No, no, no, no! Do NOT do that a lot, Ask Sebby did that, too. Then AmEx had him do the dreaded financial paperwork for all his accounts! Note: if you don’t do the paperwork they close all your accounts!

@ProudMoney 2 года назад

I have gotten this warning multiple times... too late now! Will let you know if Amex contacts me about it.

@roxcyn 2 года назад

@@ProudMoney - Oh, my! I hope not, but please do let us know.

@android7764 2 года назад

Chase now applies the 5\24 rule to credit line increases. So if you're above 5\24 your CLI application is automatically denied. Spread the word and help prevent wasted inquiries.

@Zeus0886 2 года назад

Screw Chase

@android7764 2 года назад

@@Zeus0886 okay

@vulcanvulcan2963 2 года назад

I’m at 12k with discover and Ive never even updated my income since I was in college a few years back (30k). I would just get emails saying I qualified fir credit increases. And never even took them until recently lol. Credit score 800

@docluv14 Год назад

Can you please do an updated video on this same topic?? 🙏🏼

@olereg4742 Год назад

Thank you

@docsays 2 года назад

Here are my highest to lowest limits with each bank: Credit Unions ($25k - 30k) Discover($12k - 18k) Citibank($3k- 13k) Synchrony($3k - 10k) Chase($4k - 7k)

@BlackJesus8463 2 года назад

How much you have deposited with credit unions?

@docsays 2 года назад

@@BlackJesus8463 - just a few hundred bucks mthly about 4-6 mths prior to applying for credit

@Mr-Wade 2 года назад

I never would of thought they would give limits like that, especially with what you said you had in there before you applied. I always avoided a credit card with them thinking the limit wouldn’t be that wonderful really. I also just assumed it was best to go with the big named companies. Looking like I was wrong.

@docsays 2 года назад

@@Mr-Wade - yup highest limits are with credit unions. They are much more liberal with lending

@Mr-Wade 2 года назад

@@docsays considering I got a personal checking and business checking with mine. We shall see how they treat me. Thanks for the info.

@Joshuastem5622 2 года назад

Good call Adam, in my experience American Express has been more generous then Chase.

@sweetlifeofHoney 2 года назад

Chase was generous with me as well

@ammarhussain1267 Год назад

Good video

@dylanallen5659 2 года назад

My first chase credit card was the sapphire preferred and I got $17,500 credit limit. Also, I’d like to make note that I was only 22 at the time. This was my 5th credit card.

@ninjaboyne 2 года назад

Is there 0% APR the first couple months?

@elephant1992 2 года назад

@@ninjaboyne Bot for for the sapphire you need the unlimited flex or unlimited freedom those are good card btw 5% tops on rewards with 0 APR for 15 months 0 annual feee The other reason why dylan got 17.5k credit limited is because that card you pay a fee every year for it And i highly doubt he got approve for that card because chase has a rule 100% declined if you have 5 account with 24 months at 22 years old i highly doubt that

@christopherrodriguez1700 2 года назад

The discover card is my first credit card and I got a 2k credit limit with 638 credit and that’s good since I’m only 19

@BboyRacing 2 года назад

Cut that shit. CCs are bad.

@MrPinky-zy5ep 2 года назад

How good is Police and fire unit credit cards?

@thekoolgadgets433 2 года назад

Penfed gave me $30,000 CL with 690 Credit Score. I love those guys.

@riskyit 2 года назад

What was your history looking like?

@Phizzo4real 2 года назад

What? That's ridiculous 😂😂😂 Nice!

@artdogg50 2 года назад

Wow, my limit is nowhere near that, and my credit limit is the 700s. I'm not complaining though, because Penfed gave me the highest limit I've ever had by far. Nobody else comes close to it.

@MichelMawon4982 Год назад

@@artdogg50 It depends on your credit mix, usage etc. The score matters but not the whole picture at all.

@stevenhughes1254 2 года назад

Discover is for reliable People

@STLEE87 Год назад

DISCOVER IT : 29,500 VENTURE ONE : 22,000 QUICKSILVER : 16,500 SAVOR ONE : 5,500 BOA : 21,500

@Tealslayer 2 года назад

Discover increased me automatically from 1500 to 2300 after 4 months, and then to 3300 after about a year total. Admittedly there was a hefty income increase between 2300-3300

@hadleyjdrumz9150 2 года назад

I got over 14K with my first NFCU card.

@keithgour2238 11 месяцев назад

I got my first chase card approval a couple weeks ago and I only have about a year of credit history but chase gave me a 3100 dollar credit limit for the Disney Visa rewards card which is higher than I expected. That savings account I have with chase I bet played a role in that. Can't wait to start using the card and building up those rewards

@luisespinal3196 2 года назад

I do have 3 credit cards with NFCU Visa 5000,Master card 8500,Navy Amex 20000 and all that was with a fair credit scores a couple years ago.

@edwardxlee1990 2 года назад

Did you have to slowly increase your limit or were you granted 20k for navy?

@luisespinal3196 2 года назад

@@edwardxlee1990 they just gave me the high limit on my initial application. Approval

@luisespinal3196 2 года назад

@@Scars_on_my_nose you have to be in the military or a veteran or a family member of a military service member or veteran.

@Frxnando 2 года назад

@@Scars_on_my_nose what I did was ask a military friend to refer me as a “cousin” and then I was able to get the card.

@chroylikesfish 2 года назад

I got my Discover it card 2 years ago. First CC and my income was on the lower end. Started at only $500 limit now I at $2000. I have to Request a credit increase and everytime i got approved. But it would never let me exceed $500 increments

@jdubb0113 2 года назад

Discover started me off with 5,000$ credit limit lol, I love it 😁

@beau-ti-ful5192 2 года назад

I started out with discover with 600$ then now they gave me increase to 2000k after paying my debt. I look forward for their increase limit.

@Lhondureno 2 года назад

on my situation discovery has given me the biggest limits. of 15k while capital one. $1200

@TheBlaqjester 2 года назад

CapOne is pretty good. They have consistently given me more rope over the years. 😉

@bionicwoman9884 2 года назад

Penfed gave 7500 as a starting limit the I requested an increase and they increased it to 10000

@cobbw18 2 года назад

Thanks for the tip

@coachrj2651 2 года назад

I did the same thing with the spending power tool. 🤣🤣

@JustinReynoldsUtah 2 года назад

I don't have a single card under $10k limit. I work hard to make sure any new cards get used pretty exclusively for the first 90 days to get any welcome bonus but show the issuer Im reliable and can use high limits and pay back. Then request an increase between 60-90 days of opening. Amex I asked 2.5x what I started with and I've been approved twice now for 2.5x what I started. Love my delta card. My apple card I didn't get to select the increase they just gave me what they thought was appropriate. which Im fine with. My Amex cards are pretty much all I use now though. Delta Platinum & Business Gold Card.

@dperin00011 2 года назад

Tread lightly with the AMEX spending power tool. Playing with it tempting fate to not be kind to u.

@ze_german2921 6 месяцев назад

I have a Capital Venture one with 11.5k for the past 8 years and just applied for a Savor card and got $10k. I have a total of $44k worth of CC and would like to get above 50 or 60k to boost that last bit of Score but currently have 9 inquires and feel it might hurt me if I try to get it to fast.

@jordan23ww 2 года назад

Great video! Before watching it I was thinking Navy Federal and American Express based on my own experiences! Lo and behold you had them at number 1 and 2 also! 😄

@chrishenderson07 2 года назад

Navy Federal is the bomb. No doubt about it, on many levels.

@Phizzo4real 2 года назад

I have heard so many good things... applying mid year... waiting for my some inquiries to go away first...

@drakkblack 2 года назад

Been with 5 years, started out with $3500 and now $26000.

@anniewilson6737 2 года назад

Good job

@85OGeezy 10 месяцев назад

First card with Navy Federal Credit Union: 20K cashRewards, 2 months in as a new member.

@wcdx1981 2 года назад

Amex first card limit was nothing to write home about. Second card under a year later is now my biggest credit limit of all my cards 🥳.

@katrinastevenson352 2 года назад

Same started with like $2000 on blue cash preferred now at 3500 after 2 years. Then this past June I got approved for their gold card with npsl but pot of $15000

@bradh6185 5 месяцев назад

At 53 years old, I finally decided to get some credit cards for the sole reason of getting my credit score as high as possible. I have started out with Capital One Savor and Chase Prime Visa and pay them off when my balance gets to 15% of available credit(or every month, whichever comes first). I want to add one or two more cards to get my credit limit up. Here's my question- Should I take a certain amount of time to build a good history with these first two cards BEFORE applying for additional cards? Would waiting give me a better chance at getting a higher limit on any additional cards? Would jumping the gun result in me being stuck at lower limits for a longer period? Great content, by the way.

@Pinnaclesuccessgroup 2 года назад

a question: does business credit cards count against you when it comes to the 5/24 rule?

@yuumsta 2 года назад

It does not

@georgina4874 2 года назад

Discover loves me.

@mikegoodwin2386 2 года назад

Me too, apparently. My limit started fairly small, compared to other cards I have, but has grown quickly.

@randydodson1570 Год назад

I recently jumped on the Capital One it being the first card I figured I'd go with a company thats pretty lenient they gave me 10k to start my credit card lifestyle. I've got 2 loans (paid in full) and a line of credit that I've had for over 6 years. It may have been possible to get something else, but doing a bit of research and being what feels like hard stuck since I'm a gm of a fast food chain I figured if my bills can be paid by this I will be able to redeem cashback to feel like im not in between a rock and a hard place.

@420terrence Год назад

Find a way to get into a credit union by donating $5 or $10

@ahabsheikh3618 Год назад

Which cap one card?

@franklin-qd1uy 2 года назад

Just got csp with $12,800 SL. C1 quicksilver $3200. Amex delta gold $3000. Platinum and gold $30,000 through check your spend power. CFU $2000 which never got any CLI after 5 and half years

@braskabani8011 2 года назад

I am scare to get CFU because of that. I heard they start really low and rarely increase the limit.

@lrivera18 2 года назад

Thank you for the video. Do you have any advice to deal with Capital One? I started with the platinum a few years ago with a 2K limit and since then I product changed to Venture one and have a 3.3K limit. However, I applied two years ago for a QS1 and the only approved me for $750, and has only gone up to $850 in two years… my credit score is now above 700. Am I better of in canceling that QS1 and applying for a Savor1?

@myaimisdeadly7197 2 года назад

try to update your income and to keep everything refreshed and than try to get a increase after doing that

@buckyjr710 2 года назад

Sebby did the same thing with the amex spending limits years ago. If (you) try the limits too many times, it will shut down and trigger a review. I was cringing as you were explaining it 😬

@ProudMoney 2 года назад

I am fearless! 😃

@patriciawebber5304 2 года назад

Always remember people to update your income every few months, add a few thousand dollars to it.

@Jonathan_007 Год назад

Navy Federal by far is the best in generosity. I've been with them since 2005. I started with my very first card at 5K. Fast forward today my limit is 27K. No, I don't use it but it's always great to have because life does happen.

@ooldropllordlvveso3610 Год назад

2005 - 2023 and 27k your limit ? Something not right

@teddybear100 5 месяцев назад

What’s wrong with that information is that he doesn’t have a Navy Federal card 20 years and his credit limit is only 25,000?

@2023roadstervet 2 года назад

I have USAA card with a $5000 limit.. But I have car and rental insurance with them as well. My First card with them. it's ok 3x dinning 2x on gas and grocery's and 1x on everything else. I recently approved for that card in June.

@rodiv4323 2 года назад

Usaa is definitely the place to be wish I could join

@miguelgonzalez6213 Год назад

Alrighty then. I'm a vet, so I had zero probs setting up an account with NFCU. I'll give it a few months and then apply for a CC and see what gives. Thanks!!

@420terrence Год назад

Put $50 in a certificate

@amareonnunally5465 2 года назад

He right I’m a kid from Los Angeles and at 18 had 8k in credit limits from navy federal thank you for the free game

@DoorDashers791 2 года назад

Navy Federal gave me $1000 limit. With a 840 fico 9 score unbelieveable.

@arey256 2 года назад

I feel you, chase gave me a $900 limit with a score of 776.

@ProudMoney 2 года назад

Wow, all i ever hear is big credit lines from them.

@arey256 2 года назад

@@ProudMoney yeah Idk i checked my fico score yesterday and after 2 1-2 to 3 months I’m at 808 now but still no increase in cl.

@arey256 2 года назад

Yeah wf active card $8k cl. Then there’s my chase card with $900 lol. I don’t get it. I now have a higher score of 808 than when I got the card and my limit is still the same.

@DoorDashers791 2 года назад

@@arey256 They always tell me a credit score Has nothing to do with anything

@jeffreylewis187 2 года назад

I’ve had my Wells Fargo card for 5 years, asked for an increase multiple times. Every single time they say no, stuck at $300 limit while every other card I have is over 2k highest 4500.

@docsays 2 года назад

- id close that acct. go elsewhere

@davidwelch4841 2 года назад

It depends on your income. They contact Social Security so they know how much your income is. The higher the income the higher the credit limit. If your income is high contact them to see why they declined an increase.

@danielsegura5266 2 года назад

@@docsays If he doesnt have many accounts it may not be good to close it . But maybe minimize it and get a better main card.

@effebey7538 2 года назад

Capital One is similar with a secured card stuck at $500 after 5 years! It will not upgrade, so I dropped the ultimatum, upgrade or cancel from my wallet! I will update on Nov 20, 2021.

@waterheaterservices 2 года назад

Wells Fargo is hilarious. 8 years, $400. Discover 6 years, $8500.

@joshuagamingroaster128 2 года назад

Why isn't discover up there Got a 20k plus limit

@deepsilencersmd7126 2 года назад

It is at 8:26

@Katrina-us4ux 2 года назад

You need to talk about Chase removing their preapproval page and now all of a sudden people are being approved 6/24, 7/24 even 8/24, don’t think the 5/24 rule apply anymore.

@docsays 2 года назад

- have any data pts for those claims? Only exceptions to 5/24 i see online are when people apply in branch & sometimes get lucky.

@Jose.r47 2 года назад

You have any data points? I’d like to see if this is true because I want the chase freedom flex but Im way over 5/24 in about 6 months I should be more than good… also I just opened a chase cc about 1 month ago and got my lowest credit limit at about 2,300…

@shakaama 2 года назад

so month 9, score went up 120 points in 9 months. hopefully the last 100 to 800 will be just as fast? Discover gave me an extra $1,000 when it unsecured #shrug capital one is still new fingerhut is meh what should i get now?

@danielsegura5266 2 года назад

700-800 jump ris going to take a lot longer than any othet. And what to get next depends on ur utility rate, Debt to Income ratio and account history.

@O_Shag_Hennessy 2 года назад

Chase has been stingy as hell to me, which is why I canceled my Freedom Unlimited. US Bank, on the other hand, has treated me very well. Amex too...

@marco14744 2 года назад

Freedom unlimited is literally the best card out there… even if you didn’t have a high limit you get the most perks and percentage back with no anual fee

@francineford-smith6264 Год назад

Absolutely! Chase bank has been so cheap with me… I have been with them for 14 years started out $2000, the card has been upgraded through the years Chase Slate and Chase freedom unlimited. I have had two increases in all these years $300 many moons ago and $300 some years back. Last year I applied for the Chase freedom flex and they gave me $2800, I expected a higher limit since my credit score was in the high 790s and my other credit cards have higher credit lines. I have been banking with Chase Bank for at least 15 years! American Express has been a lot more generous with me. I don’t even want to use my Chase Bank card, I refuse to close it because it will affect my credit age.

@klvAcosta 2 года назад

Chase started me with $1,500 and then after 2yrs they bumped it to $9,500

@Scars_on_my_nose Год назад

Started me with 1K

@salavasian3310 2 года назад

Even though I pay my credit cards religiously on time, CITI cut down my credit line tremendously during the height of the pandemic. Now that I have a good paying job, guess which credit card I am not using a lot for my purchases?

@georgina4874 2 года назад

They did that to everyone. You are not special. 😂😁

@edwardxlee1990 2 года назад

@@georgina4874 omg you’re right!? I didn’t even noticed

@brizzle3903 2 года назад

@@edwardxlee1990 huh was there a reason why they did that?

@MichelMawon4982 Год назад

Citibank is notorious for doing that, that's why I pay them off last. If they don't see other things that flag them, they won't do it

@paulajohnson6409 2 года назад

What is the ratio of total credit line based on annual income. Is it 10% of annual income 20%? What is the rule of thumb on this?

@docsays 2 года назад

- thats a good question, for personal cards I usually get between 7% - 13%, so 10% is probably a good average.

@williamloucks2715 Год назад

Have to agree, CapOne has been very stingy 1/3 of the average. Citibank has been the most generous with limits even before i opened a checking with them. i refuse to pay an annual fee so wouldn't know about AMEX.

@cicada3312 Год назад

Amex does have 0 annual fee credit card

@420terrence Год назад

Do they give customers a lot of money at the lower level?

@MNDooD 2 года назад

Interestingly enough, US Bank is one of my highest limit cards ($25k), and I had no previous accounts (checking/savings) with them prior to getting the Altitude Reserve card. When the banker called me to give me the approval he said that he had personally never seen a credit limit as high as this. Maybe he was new? :)

@BlackJesus8463 2 года назад

baller

@Joshualibbyy 2 года назад

U forgot First Premier Bank 👀🤣💪

@palmtreewhisperer 2 года назад

$20 limit 🤣😭

@Joshualibbyy 2 года назад

@@palmtreewhisperer annual fee is $99 so u gonna occur an over limit credit fee which is gonna be $40 plus no grace period.

@klvAcosta 2 года назад

My first card was a Capital One card, 14 years ago, $1,500 and it still $1,500 🤷🏻‍♂️

@elephant1992 2 года назад

Maybe try having them increase your limits you can do it with their website I apply for my capital one silver on 3/1 with only 1000 secured card i got 8 years ago No loans ever on my account, maybe 4 total inquiry boomed i got approve for 10k on 30k income + 500 rent

@robespierrevelez482 2 года назад

Chase Sapphire Reserve 25.8k , Chase Freedom Unlimited 9.9k same month.

@Mr_Banker222 2 года назад

Damn, 10k on unlimited? what was your credit score

@braskabani8011 2 года назад

That is awesome on freedom unlimited.

@MrDg2400 2 года назад

In which order were you approved?

@dawncarrasco8320 2 года назад

@@Mr_Banker222 - did they make you prove income and what was credit score ?

@mitchwittman4856 2 года назад

Fidelity 24,500. Started at 19,000 Discover 7500 Amex business gold. No set limit

@georgina4874 2 года назад

Wow MW. My jaw is on the floor.

@Phizzo4real 2 года назад

Fidelity gets u a high limit - especially when u have an investment account with them... I started out at 13K with a 725 score... Discover started me at 5K.

@iwearleatherjackets1 Год назад

Amex has been the most generous for me, while Bank of America has been the most stingy. Even though my accounts with Amex are newer than my accounts with Bank of America plus having a checking and savings account with them, they've yet to give me an automatic increase and only gave me half of the increase I requested the one time I have requested an increase lol.

@Pickles1864 2 года назад

Your list is almost backwards based on my history.

@eclecticdementia Год назад

NAVY FEDERAL!!! WE LOVE U!!! 🎉

@Hootskins Месяц назад

Pfp is giving mixed signals.

@daveincv 2 года назад

Navy Fed is by far the best have 30k and 10k on a other and a car loan checking saving. once your card hits over a year ask for lower interest went from 12.9 to 5.99..:)..yeah capital one suck it..24.99% and never goes down.

@doctor9551 2 года назад

Paying off my capital one card and they closed my account. Fucking hate it. Can't wait until it's gone and after my credit score goes up I plan on going for my 2nd navy federal credit card. Either black flagship or the cash rewards

@KBTalkPodcast 2 года назад

Capital one is weird. My oldest card with them is still at $500 And I have the Venture with $10,000 from them. But when I request limit they always decline -_-

@I..cast..fireball 2 года назад

seems they have hard coded in that platinum cards must have shit limits. is that what you had? They also are shit about allowing product changes. Try to offer people with platinum the quicksilver one which is 1.5x for $95 AF which sucks.

@magellanmax 2 года назад

Capital One has the Platinum card reserved primarily credit building/rebuilding, hence they don't go crazy with the credit lines. However, they will offer you a better card like the Quicksilver as an addition but not raise the limit on the Platinum.

@myaimisdeadly7197 2 года назад

@@magellanmax i just got a automated increase on my platinum

@MotivationCity 2 года назад

same. still at 500, 300 and 600. very sad

@AhabGoldberg 2 года назад

How much did you demonstrate you make per month for them to allow $75K?

@patriciawebber5304 2 года назад

I put $65,000 per year on every credit card application I've put in and Navy Federal gave me $45,000 as a starting credit limit... So estimate out from there.

@asimimon3362 2 года назад

Chase csr 40k

@TheDavidandre610 2 года назад

Thanks for the video 🥰🥰👋🏼 I recently got Citi for $600 😃

@MichelMawon4982 Год назад

That's so rude of them

@TheDavidandre610 Год назад

@@MichelMawon4982 I understand their side. I don't have a long credit history...

@roby385 2 года назад

X1 credit card - gave me $24,500 starting credit limit. It's now my highest limit card. They beat Navy Fed... although, I love Navy Fed. I have 2 Navy Fed cards... Flagship Rewards - $13,000...... and More Rewards - $15,000.

@enriquecarmona9935 2 года назад

Am new on getting a credict card. Can i get freedon

@sergioarturoresendez6354 Год назад

Discover is the first non credit builder credit card I canceled, not only did they never raised my limit but lowered it cause "I used it too much"

@IGRounder Год назад

They lowered mine too. I immediately transferred the balance and closed the account.

@jrc2976 Год назад

I closed it because i applied for it got a 500 dollar line than after buying some shoes they wanted my tax forms or my account would be closed down within 60 days so i did the honor myself lmao.

@anthonyblack9906 Год назад

@@jrc2976 seriously? WHY

@ianchristian3870 Год назад

I love Navy Fed!

@ammooth1592 2 года назад

I know that first hand ✋ about chase, and capital 1 proud 💰 💯

@christiansoto6396 4 месяца назад

different companies give different vibes so I really appreciate your analysis

@ceciliaruns72 2 года назад

Hate my Capital One cards. I have 2 cards with them, quicksilver for 4 years is only $1200 and walmart is 2k. I ask for increases but they deny. Mid 700's credit score with no derogatory items. I pay my cards in full and never carry a balance. I have opened an account with Navy Federal and plan to get the secured card and secured savings loan to build a relationship then hopefully they will approve me for something decent, 15k would be nice.

@Fathertime-tv5wo 2 года назад

Agree CAPITALONE is hard to deal with 🤷🏽‍♂️🤷🏽‍♂️🤷🏽‍♂️

@V8dadmartin 7 месяцев назад

Got approved for 7500 by the Apple Card, 750 score and a 3 year old credit age.

@o.c.g.m9426 2 года назад

Yeah I put in 10k for my Amex Platinum & they said yes. Now as a single childless American male I need to figure wtf I would need to purchase for $10,000.

@I..cast..fireball 2 года назад

its good for low utilization. now you can use it up to 3k while keeping your scores healthy.

@o.c.g.m9426 2 года назад

@@I..cast..fireball why you say 3k?

@dirtbag4532 2 года назад

Down payment on a Lamborghini 😂

@goddessjones6559 2 года назад

@@o.c.g.m9426 They say not to use more than 30% of your credit limit to keep your score up but ultimately it is really not more than 10%. Your credit utilization and on time payments is the 2 main factors that is used for your credit score .

@o.c.g.m9426 2 года назад

@@goddessjones6559 ooo I get it now. You were saying because Amex approved me for max 10k spend then I should onky use 30% max aka 3k. Hmm I never put 2 and 2 together bc I never seen that 10k as a limit NICE !!! Thanks bro #helpanothermanout