Definitely investing in your dreams. Benjamin Franklin said “most people die at 25. We just don’t bury them till 75” Don’t be like that. Failure is temporary but regret is forever. So never regret not going for your dreams 🙏🏼
@@mohithonavar4581 improving yourself. Hit the gym, making more income, dress better, groom yourself. All this will also make you more attractive to women which will also boost your confidence.
Number 1 is something I cannot stress enough. Being freshly 22 years old I cannot iterate just how important your financial outlook is. Money is a renewable resource and it's not about how much money you make; it's about how much is your cost of living. Understand what you do and don't need and focus on things that truly inspire you 👌
Jose: Instead of wasting your money and buying a new iphone, buy apple stocks with the money. Jose 2 minutes later: here is this laptop made out of carbon fiber for 1400$.
My advice and I'm 21, never but never chase a woman- always chase your dreams and strive for more, I promise woman will chase you. Wish you best of the best :)
@@Hugex97 it depends on what exactly you need and your budget. Ironically the laptop he recommended is pretty decent. You ideally want an i5 or an i7 processor, 32 GB of RAM and a dedicated graphics card.
Jose, you are the brother I never had. Thank you SO MUCH for your videos. I've been watching your videos for only a few weeks now and I've already seen changes in my life. You are the best bro!
I’m closing yt and all social media till march coz I’ve got these exams coming up......thanks a lot for being a big brother to me Jose....I’ve been watching u for a year and I’ve improved my life in a lot of ways.....god bless you brother ❤️.....I’ll miss this channel the most....but I’ll see all the vids in 3 months after acing my exams thanks a lot again jose💪💪
Been working on my dream of making it as an actor, been working on it for years and moved back to Cali just to get after it. It’s always worth investing in your dreams at a young age.
As someone who is financially literate and has done lots of research, buying individual stocks is not really the best way to go. ETF’s or mutual funds are far less risky then pooling all your money in one company; if you’re going to invest in individual stocks, make sure it’s diversified in many fields, such as financial, agriculture, technology etc. If you don’t want to have to manage you’re investments since it is a lot of work, and requires a lot of research, mutual funds provided by your bank will take a larger free and an exchange traded fund, but you don’t have to worry about doing hours and hours of research yourself. I would say ETF’s are better because of the small fee, but nothing is risk free
@@michael43567 For real, I bought Amazon, a well established and very stable stock, which has gone up 76% since I bought it. VS the s&p 500 which has gone up 47% since I bought it; and I can name at least 10 other stocks I have in the same boat of beating mutual stocks or ETF's because I have those too. For a difference of thousands, or tens of thousands, or more dollars you can do the research and stop being so lazy, especially in your 20's! If you're lazy then what do you think will happen when you're 50 or 60!
@@jordan219 where did I say I put all my money on individual stocks? I said "prefer" which suggests I also invest in other asters. I didn't say I ONLY invest in individual stocks. I've made thousands off Apple, Microsoft, and now I'm killing it with Tesla. Individual stocks, real estate & business ventures are my preferred assets. I'm not about investing in safe funds, making only 7% a year then finally becoming a millionaire at 60. I'm tryna be financially free by 30, and to do that you have to invest aggressively.
Jose's actually motivates us to be the best version of US...I honestly note this stuff down... (Ps Jose can you give advice for 20 year olds to make money...I really am clueless about what steps I should take rn)
Preach.. Jose you’re disciple, focus, and movements are an inspiration. I remember watching your videos years ago thinking this guys a different breed. Not brown nosing just tipping my hat to you brother. God bless.
bro im 20 turning 21 in like 3 weeks.. made one of the worst financial mistakes which was buying a new year car with a 23% interest rate .. dealership screwed me .. since I wasn’t educated on how money works . but ever since this happened to me .. it made me wiser .. and smarter about my financial moves . God just wanted me to learn the hard way.. but i gotta dig myself out this whole like jose did when he was also in debt and to see where he is now.. Its truly motivating.
Nowadays people are making mistakes by not doing any mistakes. Once we do mistakes, we can learn from it. Start > Fail > Rise > Reach. This video covered everything 😎Not everything but, enough. Whatever, Merry Christmas Jose 🎄 Achieve more and more in 2021 💪
As someone who studies finance and Economics, I don't believe investing in stock in their 20's is for everyone. For the average person this not a reasonable investment if they are living paycheck to paycheck, have outstanding debt, and don't have a general understanding of the market. Short-term investment positions are basically legal gambling and high returns usually require high investments. Even if you made decent money investing in stock, the capital gains tax will eat into your earnings (which is why large investments of tens of thousands of dollars are required to see a real growth). As for holding long-term positions the examples he gave of Apple and Tesla are very rare success stories. Most companies will not see that exponential growth you would have to be knowledgable of the market to know which "startups" to invest in to see a future return. It is true that in the long run stocks generally have gone up be but aware that the inflation rate on average is 2-3% so to see a real return you would need gains at a higher percentage than that.
Happy Holidays Jose!!!!😊😊😊😊 Also I may or may not invest in a coffee maker when I am about to move out. However on the other hand I don't want to go to Starbucks or Dunkin Donuts just to buy their coffee either. It's rare that I drink coffee and funny thing is I am only 20 years old. If I had a choice between a coffee maker and drive through coffee, I would rather make my own coffee. I can buy some packets from Dunkin Donuts or even from the grocery store to my liking.
Thank you Jose, I'm looking forward to my 20s and these tips will really help me along the way. Thank you and Merry Christmas to you and your family. 😊👍🤎
Dude how was your beginning ? Where did everything started ? How you became soo economically stable in a very young age ? I'm your new subscriber from now and I'm gonna be 20 next year ....
I am 15 and I have already invested a part of my pocket money in stocks and I also have a dream and a surface pro I also have a coffee machine and a really good quality mattress I guess I am on the right track.
No guys it was meant to be a joke. I know he is rich. Just like he said look at his other channel he has had tons of supercars and luxury cars. My point earlier was that he was talking about Tesla but at the same time, he shows a video of him driving a Lamborghini. I meant he used the wrong video.
it's price is higher just becuase of that porsche design name attached to it. Otherwise there are a lot of good laptops with similar specs available for much cheaper price.