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5 UNIQUE and TOP ways to EARN from CREDIT CARDS in 2023! | Ankur Warikoo Hindi 

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Did you know there are multiple ways you can earn money by using your credit cards?
But how does that even work?
Is there something that you should be doing differently?
In this video, we will talk about 5 ways you can earn money from a credit card.
Know more about CRED here: app.cred.club/...
Check out my former videos on:
Making money through credit cards: bit.ly/3R9E4Sh
Know all about CIBIL score: bit.ly/3IFjMvU
Subscribe to my all-new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf
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My gear for shooting this video:
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The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
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20 авг 2024

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Комментарии : 643   
@warikoo
@warikoo Год назад
Know more about CRED here: app.cred.club/spQx/567ddy6q Check out my former videos on: Making money through credit cards: bit.ly/3R9E4Sh Know all about CIBIL score: bit.ly/3IFjMvU
@NarotamGarg
@NarotamGarg Год назад
Sr, need help! Sr can u pay my rest of the college fee of the current semester going. That I can't be able to pay even after working part time.
@kaifaly3918
@kaifaly3918 Год назад
Keep quiet
@rajasharma0921
@rajasharma0921 Год назад
Same video nothing new … @warikoo are you out of content😊
@trit2010
@trit2010 Год назад
Hi Ankur, shouldn't you also look at inflation adjusted difference in the total amount paid to the bank at the end of home loan tenure? Because 13L is a big amount now but not after 25 years!!
@alok_sandilya
@alok_sandilya Год назад
I like Ankur Warikoo's point that he does not give introduction in the beginning. Simply start the topic.
@tejasnareshsuvarna7948
@tejasnareshsuvarna7948 Год назад
But always remember. Just because something has an offer doesn't mean you need it. Let's say there is an offer on a smart watch and you already have a normal watch, don't buy it just because things have an offer from the credit card. Use the offers only on things that you absolutely need.
@spacecrux22
@spacecrux22 Год назад
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments
@creativesoul7845
@creativesoul7845 2 месяца назад
Exactly
@MohammadImran-rn1vg
@MohammadImran-rn1vg 10 дней назад
A GREAT ADVICE!
@tildazarqa4691
@tildazarqa4691 Год назад
Headlines will focus on negative news, whether it's declining economic growth, geopolitical upheaval, cultural and legal turmoil, or some combination of all three. I listened to a podcast of someone that grew his reserve from $120k to almost $460k during this Red season, can you share tips on how to make such aggressive proceeds in short periods?
@donaldwayne7023
@donaldwayne7023 Год назад
I agree , I assumed I had a hang of the market at first, I gained $50k one year and I was super elated, not until I stumbled upon a portfolio-advisr whose been guiding me since the market's been sham after the pandemic, to my utmost surprise I nettd a whooping $280K during this dip, that made it clear there's more to the market that we avg joes don't know
@zartanbarbara
@zartanbarbara Год назад
I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?
@donaldwayne7023
@donaldwayne7023 Год назад
The financial counsellor who advises me Is;Viviana Marisa Coelho, who has a sizeable following and is easily findable online. She has years of financial market knowledge.
@Angelinacortez495
@Angelinacortez495 Год назад
I respect your counsel and have booked a call with Viviana to discuss my financial goals since I need all the help I can get. From her credentials, she looks to be a professional.
@Ashu-tb9vv
@Ashu-tb9vv 2 месяца назад
emxx
@kaushikmahalanabish
@kaushikmahalanabish Год назад
I am following your channel 2 yr+ . I can only tell MORE I WATCH YOUR VIDEOS MORE I LIKE YOU. Currently I am 42 , Staying in Johannesburg. Wish your channel setup 15 years back so that I can avoid lot of mistakes in my life. However at least at the age of 40 I am taking much better decision.Hats Off
@arushikapoor05
@arushikapoor05 Год назад
Love it that the video starts straight with the main content.
@arunsadanandabhat8518
@arunsadanandabhat8518 Год назад
Also love that it seems to be a promo advertisement for cred given the screen time it was offered 😂
@NishantKumar-qv4ou
@NishantKumar-qv4ou Год назад
Hi Ankur, Few queries: 1. Every use of credit card comes with some tax in bill, shouldn't we consider that in calculation 2. More you use credit card it decreases CIBIL score, it is usage policy 3. If we fix amount of EMI for 6 months then how we will pay the EMI
@spacecrux22
@spacecrux22 Год назад
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments
@manjurajput3946
@manjurajput3946 Год назад
Plz watch sango life sutras cannel he uploaded a wonderful video on one should not have a credit card.
@pscraft1337
@pscraft1337 Год назад
This why you don't believe in stories from people who have never actually used the product. Bills DONT come with taxes of any kind other than interests and processing fees which have GST attached to them. If you use it for regular normal purchase you pay exactly what you spent, maybe a little less if it is a cashback card. No, if you use your card, your CIBIL doesn't go down unless you use more than 30% of your available credit limit which can also be bypassed by depositing the amount above 30% before the billing date.
@privateinvestigator2004
@privateinvestigator2004 Год назад
@@pscraft1337 answer his 3rd qstn please
@pscraft1337
@pscraft1337 Год назад
@@privateinvestigator2004 Try thinking it yourself for a change. You can simply split the EMI amounts in three chunks. First part will be fixed for 1 month, second for two months and the third for three months. 🤦
@mathewlark8448
@mathewlark8448 Год назад
Stocks are falling and bond yields are rising, but markets still don't seem convinced the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $150,000 stock portfolio, what's the best way to take advantage of this bear market?
@Henrygeorge67
@Henrygeorge67 Год назад
Don’t be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you’re investing in great companies. kudos to Harriet DICKSON
@mathewlark8448
@mathewlark8448 Год назад
Wow that's an awesome returns of investment, indeed there's a lot of money to be made in crypto markets trading, I guess it has to be with right people around you. Can you recommend her to me as well? How do I get to her?
@Winifred_Wood
@Winifred_Wood Год назад
A lot of people are complaining about other trader , but I have been investing and trading with her for some years now , and she has been nice to me , I never experienced any lose with her trading, ???????
@Ankitjaiswal-hd7pv
@Ankitjaiswal-hd7pv Год назад
Credit card is not good ankur warikoo is fraud
@OishikSarkargplus
@OishikSarkargplus Год назад
2nd tip, if your Rs.87999 is locked for 6 months in FD then how will you pay the 2nd, 3rd and onwards EMI? You will get the money once after 6 months from the FD till date you'll be defaulter in credit card.
@MitraMainak
@MitraMainak Год назад
The case where someone saves the entire amount for phone purchase in FD, EMI needs to be paid on monthly basis and ideally they'll require the entire sum [stored in FD] + running allocation on monthly basis to pay for the EMI which needs to be considered to make some gain out of it. Alternative Approach can be to use bridges : Create FDs for each month - at end of each month withdraw only the EMI for the same month and keep the FD running till it gets exhausted.
@shivamwarwadkar4107
@shivamwarwadkar4107 Год назад
Shabas
@AjayPoriya
@AjayPoriya Год назад
+ gst on EMI transaction
@ravipatadiya7786
@ravipatadiya7786 Год назад
Totally agree with you
@AmbalalSingh
@AmbalalSingh Год назад
Yes 👍
@ravipatadiya7786
@ravipatadiya7786 Год назад
@Warikoo377 Bhai tumne warikoo sir ka account copy to karliya but 1 thing is missing ☑️....
@SamrudhJahagirdar
@SamrudhJahagirdar Год назад
For the Phone example, the amount of 87K will not be there throughout 6 months as we have to pay monthly EMI's. The initial investment keeps on reducing as we pay EMI hence the overall earning might not be 2700 and will be much less
@kshitij2314
@kshitij2314 Год назад
Correct. I also thought the same.
@raghu_vamsi
@raghu_vamsi Год назад
There is lot of BS in this video
@imranpathan8767
@imranpathan8767 Год назад
That is why they speak very fast and enthusiastically. So that you miss the actual calculation. They want you to focus on the app they promote. He is really promoting a very bad habit of using credit card just beacuse CRED is his friends app.
@SamrudhJahagirdar
@SamrudhJahagirdar Год назад
I am CRED user from long time as well. Those coins are practically useless now but Ankur has some good points in the video it's not complete BS. If you have the time and patience to do the stuff in the video it's going to be beneficial however spending Lakhs of rupees on credit card each month is not possible for an average person.
@amritansh3357
@amritansh3357 Год назад
That's how he makes us fool
@talk2rik
@talk2rik Год назад
1:52 : I usually keep my money in Jupiter Pot in such a way that the pot gets matured 1 day before the Bill Due Date and I earn kuch bhi from that as an interest! Also, I can keep whatever amount in the pots depending on my cycle expenses of credit cards.
@vaibhavanand
@vaibhavanand Год назад
Can you kindly just explain how it works? Any where to learn about
@Ankitjaiswal-hd7pv
@Ankitjaiswal-hd7pv Год назад
Pls watch sango Sutra RU-vid channel this ankur warikoo makes people fool
@iam.dev19
@iam.dev19 26 дней назад
Jupiter is a ndfc Bank its basically a Bank product of fredral bank.
@foodfactory5773
@foodfactory5773 Год назад
Jab same amount 87999 ka fd kar diya to fir 14k vala monthly emi kaise bharenge. Kyoki fd ka interest to 6 mahine baad milega n.🤔🤔😂😂
@sakudbest
@sakudbest 8 месяцев назад
I have the same confusion
@urformaleditor
@urformaleditor 8 месяцев назад
Simple credit card se .
@Ankushtomar1
@Ankushtomar1 8 месяцев назад
Broh pay that amount with your monthly salary.
@sankugupta6485
@sankugupta6485 7 месяцев назад
Nhi jab broke karo tab milega interest day one se he 🎉
@uttiosaha4692
@uttiosaha4692 7 месяцев назад
Actually we have to book 5 FD in 2-3-4-5-6 months. And interest will be around 800-900rs I think. The first pay should be done at first month end. No need to book FD for that.
@AbhishekSalunkhe-fg2sy
@AbhishekSalunkhe-fg2sy Год назад
I had a belief that if you can't buy anything with full money you don't deserve it. I never watched anything related to credit cards. But this video opened different doors for me. Now I'll be a credit card expert in couple of months.
@rajatparashar9127
@rajatparashar9127 Год назад
Sir, I received my first ever credit card yesterday itself and today this video.. such a blessing.
@swapnild.3052
@swapnild.3052 4 месяца назад
same here
@RajeshSingh-ky2oq
@RajeshSingh-ky2oq Год назад
Youth ko motivate karo yahi sab faltu chij karne ke aur blind followers isi sab me lage rahenge.
@rameshyadav42413
@rameshyadav42413 Год назад
I reached my goal of $200k yearly trade earnings. Setting realistic goals is an essential part of trading
@Chaudhryumair697
@Chaudhryumair697 Год назад
wow!! you know her too?
@Chaudhryumair697
@Chaudhryumair697 Год назад
I even thought am the only one she has helped walked through the fears and falls of forex trading
@michaelrichard5148
@michaelrichard5148 Год назад
@@Chaudhryumair697 Hey, I invested largely on stockmarket last year, tried some index but my experience doesn't pay me. I have lost so much trading by myself Please is there any handle or link can get to her..
@Chaudhryumair697
@Chaudhryumair697 Год назад
@@michaelrichard5148 Oh yeah She is always active on whats-app APK🇺🇸
@Chaudhryumair697
@Chaudhryumair697 Год назад
+1315
@raghu1822
@raghu1822 Год назад
Cred coins is a big joke in this video.
@souviknandi8049
@souviknandi8049 Год назад
Your content is just mindblowing sir....hats off for you
@keshavkumar1843
@keshavkumar1843 Год назад
Dear viewers I just wanted to know you that there is no such thing like No cost EMI. If it is as per each EMI installment you are giving an additional gst on that amount plus there are charges of sites for EMI conversation like Flipkart and Amazon also you pay an additional 18% gst on that amount too. Plus all banks don't give any cashback or reward point if you convert your transaction to EMI so there is also a loss here. I am telling you all of these because I am currently paying an EMI and found all of these things so, be aware.
@krishkhemani96
@krishkhemani96 Год назад
Can you explain with example
@keshavkumar1843
@keshavkumar1843 Год назад
@@krishkhemani96 I purchased a thing worth of 5K at first I have yo pay 199+GST to the filpkart for EMI conversion then for each EMI I paid I paid 100Rs extra because it was the GST on that EMI, EMI and GST are calculated separate not in one. So, for 5K thing I paid 5.4K considering that it was no cost EMI
@manasranjanpanda228
@manasranjanpanda228 10 месяцев назад
@@keshavkumar1843 is bajaj finserve card have gst on emi?
@Nav975
@Nav975 9 дней назад
Cred is the best option to manage multiple credit cards safely and simply😊
@alok_sandilya
@alok_sandilya Год назад
I like Ankur Warikoo's point that he does not give introduction in the beginning. Simply start the topic.
@spacecrux22
@spacecrux22 Год назад
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments
@pulsidh
@pulsidh Год назад
in the option of buying a phone. if i have 88000 in lump sum, and i put that in fd, so how will i pay the monthly emi? please explain. thank you
@2upfinance
@2upfinance Год назад
A credit card is like a genie in a bottle. You rub it, and poof! Your wishes come true. Of course, you'll be paying for those wishes for the next 10 years, but hey, at least you got what you wanted. 😅
@Vikas.gupta3387
@Vikas.gupta3387 Год назад
😂😂😂
@santu006
@santu006 Год назад
You should know how to use genie. 😉
@2upfinance
@2upfinance Год назад
@@santu006 that’s right 👍
@gpaulatheist
@gpaulatheist Год назад
Remove that word 'finance' from your username if you keep such shallow thoughts . Basically, you're not smart enough to use a credit card .
@2upfinance
@2upfinance Год назад
@@gpaulatheist hahaha that was a fun comment, but I guess people are not able to understand it 🤭🤫
@iamgauravjaiswal
@iamgauravjaiswal Год назад
since it is sponsored video why it is not mentioned over video
@pratanubanerjee1675
@pratanubanerjee1675 11 месяцев назад
if a call from credit card company comes, i will take up that offer previously i was frightened ....
@rajdandia4816
@rajdandia4816 Год назад
I think ankur sir might change his investment strategy from stocks to FD due to unstable markets & high fd ratess which Govt has set! It's better' to have 7-8% fixed rather having 12% volatile ... In search to 12% in stocks we might end up losing principal amounts
@singha5008
@singha5008 Год назад
Go for index fund
@rajdandia4816
@rajdandia4816 Год назад
@@singha5008 index too are at lower levels & if I invest then I may miss the basic opportunity of 6% too ....
@singha5008
@singha5008 Год назад
Bro index is for long term
@singha5008
@singha5008 Год назад
You need to start in sip mode that way your average price will be low
@harshhingu3082
@harshhingu3082 Год назад
Just check the past data of Index fund and then think will India's economy grow a lot in future? and then take decision to invest in Index Funds
@CredIndia
@CredIndia Год назад
Basically intent of this video was to promote Cred app as this strategy was already discussed by Warikoo way back a year.
@Just.breathe..
@Just.breathe.. 9 месяцев назад
Customers pay GST on No cost EMI: In a no cost EMI, you provide a discount on the principal. The monthly installment paid by the customer consists of this principal and the interest. As the issuing banks still charge the interest, the customer will be charged the GST on interest by the bank.
@harshadkunjir5800
@harshadkunjir5800 Год назад
A longer version of CRED Advertisement!
@Lifestyle25124
@Lifestyle25124 Месяц назад
Thank you n yes CRED is a very useful app .. i have multiple cards n it really helps me to manage them well...
@anupammodak4222
@anupammodak4222 Год назад
The No Cost EMI is a TRAP... banks always charge some interest on the EMIs and if we ask, they reply like the bank already gave some monetary benefits at the time of purchase to balance this interest. It's a big LIE
@paragpy
@paragpy Год назад
This calculation of emi of 6 month is not directly applicable, as a person need to consider, 1. processing fee on making it into emi, 2. some expected extra amount you are going to pay as interest and GST (apart from intrest discount), 3. the fee you going to pay for the fd processing. Sometimes these minor part can make the profit described in video as null, so overall 6 months smart move with money can make profit null and void. One more thing I observed the cred giving the price after using the cred coins, on Amazon the product is available at same price (if available)
@Valuable_vivek
@Valuable_vivek Год назад
Nope in all credit card EMIs banks deduct full EMI with interest and GST amount but then interest is refunded in your account and it's called no cost EMI but the GST charged on interest part is not returned..
@atuldaschoudhury7571
@atuldaschoudhury7571 11 месяцев назад
Instead of FD , I am putting my money in small case's ARQ prime and Growth and Income. It gives a better return and is stable. Note : Keep an eye on the charges when when u buy and sell, small case do not show it after u have purchased or sold the stock.
@sudip8194
@sudip8194 Год назад
Which FD can be liquidated after 1 months? Please give options sir..
@mavericktech17
@mavericktech17 Год назад
@3:40 If I put 87999 in FD for 6 months, how do i pay the 14,667 emi monthly untill the FD is matured ??
@vinayhirawat9021
@vinayhirawat9021 4 дня назад
Wahi toh.. Dimaag kamjor hai bhai warikoo ka.. dhyaan mat de
@aaaaaaa5737
@aaaaaaa5737 Год назад
Earlier in some other video he mentioned he doesn’t know what to do with cred coins piled up in his accpunt and now in this video he talking about the benefits of cred coins 😂😂 kunal might have given him the lessons on how to use cred coins😅
@abhishekyadav2717
@abhishekyadav2717 Год назад
One CATCH in this video. That EMI example for phone, i think ankur missed to tell that those EMI we need to pay so ideally that 80K can't be fixed for 6 months because we will need to pay EMI every month so at the end interest amount will be less.
@pprince8411
@pprince8411 Год назад
Good ideas sir
@sukhjindersingh3614
@sukhjindersingh3614 10 месяцев назад
Ager cibil low h to interst b low hona chahiye
@vaibhavjain9878
@vaibhavjain9878 Год назад
Best Hack for No Cost EMI ❤️ If you have full amount then go for no cost emi and after 4-5 days when EMI gets started on your card ....call card customer care to cancel EMI you will get benefitted by almost 14-15% annual charges will may apply when you pay EMI
@supriyasarkar3392
@supriyasarkar3392 Год назад
One trick I can say to split one bill into 2 parts without going through any EMI process or any special card. Lets say the billing date is 16th of the month. made a purchase on 17th of the month - for rs. 40k this amount is not payable at that month as the bill is already generated. but you can pay 20k anyway (as ankur ji said, you have the money) next month, when the bill is generated, you pay the rest 20k. this way your spend is divided into 2 "EMIs"
@sunnyarora5578
@sunnyarora5578 Год назад
You still only have 45 days to pay the bill
@saikatdas7352
@saikatdas7352 Год назад
Sir, aap bahut achhe samjhate ho, leken ek hi cheez pe bar bar video maat banao. Specific topic ke upar laao kuch.
@IncognitoSahil
@IncognitoSahil Год назад
Mr. Warikoo be like : Jaldi jaldi se Har Saal same topic pe same content nikal Dunga, Kisi Ko Kya hi Pata chalega
@shivendrasingh6136
@shivendrasingh6136 Год назад
Sir, I really want to mention that I never saw you as a RU-vidr!!! ( ALTHOUGH YOU AREN'T !! ... just kidding!....) & The most PHENOMENAL thing about you is the way you present your content ........... It's absolutely "UNFILTERD" !!! ........... THANKS, A LOT REALLY APPRECIATE YOUR EFFORTS...
@ArunCBNair
@ArunCBNair Год назад
No cost EMI still costs interest and GST. Interest will be given in advance as discount. So GST is extra which is 18% of interest component
@spacecrux22
@spacecrux22 Год назад
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments
@tirthamandal9274
@tirthamandal9274 Год назад
The problem with CRED is, it asks for full access to your personal gmail which itself is a violation of privacy. I will never recommend anyone to use CRED because it has the capability to access each emails.
@samarththakare5264
@samarththakare5264 Год назад
Smooth Ankur Sir Smoothh😂❤️❤️. The sponsorship was very smooth but I understood everything which I did not understand from many guide videos on yt..
@Navneet07860
@Navneet07860 9 месяцев назад
The best video on yt to make money throuigh credit card
@AshishDiggi
@AshishDiggi Год назад
cred is scam..koi cashback nhi milta.... 30lakh coins collected but still not benefited even for single Rupee
@MdUzaif-bi5pv
@MdUzaif-bi5pv Год назад
I always enjoy your content sir
@kaifaly3918
@kaifaly3918 Год назад
Omfuuuuu
@kaleido8373
@kaleido8373 Год назад
Hey ankur I'm a 22 year old thats probably going to be entering his professional potential earning in a couple years. Really loved this content as it adds value and understanding about something that will help me in future. I have a request if you could make a video on how to select the right credit card or bank for someone who is new to this!!! Would mean a lot if you could do that
@swapnilmahadule3998
@swapnilmahadule3998 Год назад
Never try to save money, try to earn as much as possible. You are just 22. Skill bnao aur Paisa kamao. Saving to aisahi ho jayengi.
@yogabyaakaash
@yogabyaakaash 2 месяца назад
Very well explained... thoroughly enjoyed the video, great information!
@rajdeepsharma8249
@rajdeepsharma8249 Год назад
Are vo kunal se bat krke ye btana jra ki ye cred coin ka use marne ke baad hoga ya uske zinda rahte koi use ho payega
@sethisidd
@sethisidd Год назад
For no cost EMI, we need to pay GST for the interest charged. That should also be considered for calculation.
@raghu_vamsi
@raghu_vamsi Год назад
All these days i used to think cred coins are useless until i saw this video 😂
@RajKumar-og7qe
@RajKumar-og7qe Год назад
Cred is Awesome for person like me , having multiple cards and earning rewards, I earn approx 200 Rs every month for paying credit card bills.
@nishant4262
@nishant4262 Год назад
I have to disagree with you Ankur! As a small shop owner with already wafer thin margins, i hate to pay the 2+% commision. I'll happily take UPI payments, but I would also do not want to have customers who spend the money that they don't have yet!
@keyurmulrajani2221
@keyurmulrajani2221 Год назад
Old video, re- uploaded. Smart haan, AK♥️🧿
@manorama12
@manorama12 Год назад
Post a video on the best credit cards for 2023. Also, LTF credit cards for 2023.
@vedantjadhav4525
@vedantjadhav4525 Год назад
can you make a video on cards and basics about that for people who are going to turn 18 in few months it will be very helpful for me and all teens in 17
@kartikkapoor3216
@kartikkapoor3216 Год назад
Video filter is amazing , it gives feel of freshness.
@Ammy_JOD
@Ammy_JOD Год назад
Great work sir 👍👍
@kaifaly3918
@kaifaly3918 Год назад
Omfuuuuu
@thedev-yani
@thedev-yani Год назад
Sir wo no cost emi ka gst bhi add kar lena. Zyada nahi hota but dhyan rakhna padta hai
@nareshagarwal772
@nareshagarwal772 Год назад
They give interest free loans for 30-45 days,aur kya chahiye Imagine you want to spend 1 lakh on something,and you have 1 lakh to spend But,you choose to pay from credit card,and now you have your 1 lakh rupees with you,now you find out way to make some money out of that 1 lakh,then pay back 1 lakh before the tenure ends,voila 🎉 It sounds simple,I know it's tough,but it is worthwhile
@anmolkumardubey7170
@anmolkumardubey7170 Год назад
aapne is post ko paid promotion mai nhi dala ha, jaisa ki aapne bataya ki this app is sponsored by CRED
@VasimBilakhiya
@VasimBilakhiya Год назад
mene credit card pr emi krwaye no cost emi jab phone purchase kia or usko mene fd daal dia 😜 ab jab jab emi aata he to uss fd se hi pese nikaal leta hu jitne ka emi ho utna 😂 fir bhi mere credit card ke other charges jitna intrest mill gya or upr se brand emi ka cashback mila alag se
@kariyamayank
@kariyamayank 11 месяцев назад
IN internet free EMI, I can't make FD of full amount for 6 months as I have to EMI also every month.
@avishek3981
@avishek3981 Год назад
Dear Ankur following msg you should pass to Kunal on CRED cred is not able to track the right billing amount if it is not able to read sms statement or email .. so this is the one failure point that customer won't like ...100% we can not depend ।। And once this type of scenario occurs cred is not able to show the amount exactly for the future months too ।।।so business model would be better if the app sync directly with credit card companies with their credit card no as Primary Key then this will be solid foundation.. fixing this problem with cred support actually won't work !
@vidhikamahajan3171
@vidhikamahajan3171 11 месяцев назад
What if I pay my outstanding amount before month end? Does it get included in the bill i recieve? Does if affect my cibil score?
@kanifnathahire
@kanifnathahire 2 месяца назад
Only ICICI Bank credit card bill has transaction wise reward points mentioned, it's only transparent credit card provider
@saquibpasha9998
@saquibpasha9998 Год назад
so how you supposed to pay the monthly bill if you invest that entire money in FD?
@samir2719
@samir2719 Год назад
Sir I am big big fan your videos 😊Sir but new students ke liye free credit card aur kaise use karke Agar credit card liya toh kya every month use karna padega plz batao sir
@winny2004
@winny2004 Год назад
Surprising, your excel doesn't has the deduction of emi payed every month and reducing principal amount over fd, just to make a point
@kashishkalyanbagga2813
@kashishkalyanbagga2813 Год назад
Are waah sir, sch m video watch krke mzaa aa gya🙂
@parthadixit4630
@parthadixit4630 Год назад
The Extra Income calculation doesn't factor in the monthly EMI that'll be deducted from the money saved. If that is considered then FD creation becomes difficult and the extra income will reduce as well.
@ankitmaheta8106
@ankitmaheta8106 Год назад
Please make video on prepaid cards mostly prepaid cards used to Withdraw money in credit cards with zero interest
@siddharthlaad9624
@siddharthlaad9624 Год назад
Nowadays it is a common practice to charge customers only... For 1-2% charges by the retailers. They are not giving from their pocket. I had more than one such experiences.
@vivekvyas3009
@vivekvyas3009 Месяц назад
Dear when you buy using EMI option, you don't get any reward points.
@SuperAman4ever
@SuperAman4ever Год назад
CRED ne kabhi jackpot nhi diya aur na hi kabhi dhang ka cashback
@rajeshnagulapati
@rajeshnagulapati Год назад
it reminded me the 2X rule in JUST KEEP BUYING book. Thanks for the best content ankur.
@srushtipranav361
@srushtipranav361 Год назад
Its too Informative, Sir,plz your suggestion or any references on best credit cards to use for which should be zero or as low as much charges.
@_itineraryguy
@_itineraryguy Год назад
Hello Ankur - I feel managing budget while using credit card becomes difficult. Any pointers on that?
@ravisaini5682
@ravisaini5682 7 месяцев назад
No cost emi - processing fee + 18% GST...😂😂😂
@abhijitpal503
@abhijitpal503 Год назад
Sir but credit card always add some extra charges...
@mdmuquimakhter5145
@mdmuquimakhter5145 Год назад
All my doubts cleared smooooooooooooothly
@saddamsheikh5500
@saddamsheikh5500 Год назад
Thank you so much sir humko itni achhhi bate batane ke liye😘😘😘😘😘
@djaardee
@djaardee Год назад
I love cred app, using it for more than a year, I have almost 7lac coins accumulated 😂
@adarsshpn
@adarsshpn Год назад
Loved the first idea about nocost EMI, but what about the 18% GST charged on the interest? and processing charges?
@rajatgaur53
@rajatgaur53 Год назад
You'll most likely get a lower interest rate on an FD with a 30-35 day tenure than what you get in your savings account.
@rahulkr5158
@rahulkr5158 Год назад
Cred is amazing... This is my unbiased viewpoint...🙂
@missrooney4649
@missrooney4649 Год назад
Cred do give points that has no practical use... Their products are expensive than other online shopping platforms. They basically doesn't give you money benefit.
@govindlamba4919
@govindlamba4919 Год назад
Bro 2750 rs ka gyan.....vo bhi cred kay promotion ke sath... good 👍 2750/6=458.33rs monthly saving 😁😁😁😁 cred ka sasta prachar
@manishmodi-qb8jf
@manishmodi-qb8jf Год назад
12:58 "jo ki kayde se nhi deni chahiye," aisa kyo kaha aapne annual fees to deni hi padegi na... ya koi secret hai.
@chikku18india
@chikku18india Год назад
Your calculation with No Cost EMI should include GST on interest. Though it’s a small amount it would be over and above the loan and technically it’s not a No Cost EMI. But many people doesn’t realise it and the merchants don’t educate the customers about No Cost EMI.
@mithunraju8921
@mithunraju8921 Год назад
People have forgotten why they have credit cards and started wasting time for so many faltu/unnecessary things which are offered by credit cards companies for gaining little money, not focused on the main goals of their life. Ex: just like umbrella ☔ , after you buy umbrella, thinking when rain will come and make use of umbrella going out in every rainy days and proving you have utilised and gaind more on what is spent on umbrella. 😅 Funny...
@AurSunaaoKyaHaalHai
@AurSunaaoKyaHaalHai 5 месяцев назад
Hi sir, I think u missed one point.-- 100% use of credit card might consider as a bad habit showing that the life of a person depends on credit card loan, which might lead the CIBIL score tends to decrease and it, thus, would create problem with finance while taking home loan in future... so the question is what is the minimum use of credit card for better CIBIL score. I mean - Is it safe to use complete credit card ?
@athungoodyuo5614
@athungoodyuo5614 Год назад
Thank you Ankur Sir, for always bringing out something new to enrich our knowledge.
@vivekagrw
@vivekagrw 5 месяцев назад
Nice way to sponsor CRED
@YPSS-UTube
@YPSS-UTube Год назад
02:50-No cost EMI- Kindly tell that GsT is charged on interest of monthly emi. You tuber if ur stature should not hide these things..
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