Americaவில் இந்தியர்களின் Savings இவ்வளவுதான் | Americaவில் எவ்வளவு சம்பளம்? எவ்வளவு செலவு?

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Комментарии : 418

@ahojlax Год назад

Thanks!

@ArthiPrem Год назад

Thank you so much 🙏🙏🙏

@aravinthaperumal5205 Год назад

@@ArthiPrem America vil california la doctors(hospitalist) ah work pannu na 2,50,000 to 3,00,000 $ salary kidaikum. 1 week on and 1 week off eduthukalam.I mean 6 month continuous ah work pannitu next 6 month fullah leave eduthukalam. Tax poga meetham 1,80,000$ per year kidaikum.I mean per month 15,000 $ kidaikum. Cost of living 8000$ ponalum meetham monthly kaila 7000$ kidaikkum. this is what's the information i collected about my job.

@ArthiPrem Год назад

Very good information aravinth bro Appreciate your efforts

@aravinthaperumal5205 Год назад

@@ArthiPrem thank you bro

@mohamedashiqali1805 Год назад

@@aravinthaperumal5205 Samoogam periya edamo!?

@jamesfor101 Год назад

Great video! I agree with everything you both said at the last few minutes of the video.

@srinivasansampath1409 Год назад

Nanri thalaiva for sharing a very informative video. Unga frankness and boldness in calling spade a spade is highly appreciated. Vazhga Valam undan

@ArthiPrem Год назад

Mikka nandri 🙏🙏🙏

@madhanraj5898 Год назад

100% agree👍🏻👍🏻. You guys are doing really a great job. Way to go 👏🏻👏🏻

@ArthiPrem Год назад

Thanks madhan bro 🙌🙌

@savithrisubramanian4509 Год назад

Excellent ((close to reality) presentation with a POWERFUL message at the end. Great job! One of your best👍

@ArthiPrem Год назад

Thank u so much 🙏🙏

@Naive76 Год назад

Hi, Awesome video it really helps! 1 kodi appu sooo true😂 can you please share a video on how to multiply our savings in US?

@NijanthanSLimitedEdition Год назад

Excellent explanations !! Only we know the pain on “Earning & Spending “ in dollars !!!

@ArthiPrem Год назад

True 🙌🙌 thank u 🙏

@kaseepl Год назад

Hey Arthi & Prem, You both are doing excellent topics and details. My support

@ArthiPrem Год назад

Thank you so much bro🙏

@vinothkannan6388 Год назад

Good explanation Arthi & Prem..if people from India is watching this video, They might understand our earnings..

@ArthiPrem Год назад

True bro 👍 i shared with people who are in india so they can understand the “earnings and spendings” in dollars thank you 🙏

@prakashdhanabal7349 Год назад

If people is India accepts this video well and good, but they never understand until they experience US life

@gardening-ft6ku Год назад

What arthi said is end is 100 percent true! When we have age we should enjoy life. Apram when we are 60 we ll have money but no energy! My paati loved poori but she never used to buy and eat n hotel since its costly now she has money at 80 yrs but no teeth to eat!

@ArthiPrem Год назад

Well said bro Thanks 🙏

@neelarajraj4143 Год назад

You have to add jobstress, jobless stress, visa transfer fees which cause 1/10th of salary, relocation which happens 3 times in year(expenses 2/10 of salary), items we loose and buy again.. company may not cover for these, especially contract jobs.

@abilashramesh Год назад

Well said, happiness and quality family time is important. Stay healthy & blessed!

@ArthiPrem Год назад

Thanks abilash bro 🙏🙏

@raghavsanthosh3354 Год назад

Super bro..can you explain the same thing if coming single to US.what expenses and savings

@SRIVENKATASubramaniyan 10 месяцев назад

This is one of my favorite videos. Thanks for taking time to break down the expenses :)

@ArthiPrem 10 месяцев назад

Hi bro Thank you so much And this sheet has been outdated We will do as per the current inflation rate

@manjukumar8287 Год назад

Super video sir end of the video super unmaium kuda edu mathiri 100 video kamicha kuda namma oorla puriyadu apparam aen anga iruka nu kaepanga mudiyala explain panraduku anyway super video 😀

@ArthiPrem Год назад

Thanks very true what u said

@jothimsw Год назад

Thanks for posting this video. I agree that it’s hard to save anything with high inflation now. but if I compare my personal financial saving back to 2009 it was completely a difference story..With one person working ( me and my wife, no kids) we saved 30-40% of my salary. now my salary increased x 3 but cost of living increased x 6.. I remember we paid $ 525 for a rent in North Austin but now it’s $2200. if you add rent insurance and medical copayments that will bring down your saving a bit…

@ArthiPrem Год назад

Thanks What you said is 100% correct

@Bakya.Bharani01 Год назад

Well said bro. I'm waiting for similar video for individual house? 😀

@ArthiPrem Год назад

Thank bro Will do !!!

@arun5002 Год назад

Best video ever made that clearly explains our life in US financially, but people in India thinks that we earn in Crores and don’t help them financially. Sad part of this story is even our own family don’t believe this fact.

@ArthiPrem Год назад

True bro Everywhere same problem 😐😐

@vivekanandanveluchamy1348 Год назад

@@ArthiPrem pp

@usharaghuraman3273 Год назад

Prem - you have to add 500 per month per child towards college education. At todays cost 4-year college education costs 120,000 dollars and it goes up by 6% per year. So from the year the child is born you have to save 500 per month per child towards education.

@sureshkandeeban5268 Год назад

So true. Thanks for detailed video

@ArthiPrem Год назад

Thanks suresh bro

@uthirameenu8048 Год назад

I live n Europe. India le irukravanga solraanga foreign lendhu varavanga thaan enni enni selavu panreenga India le easy aa jolly aa selavu pannitu irukanga nu solraanga. Unami thaannu thonuthu. In my recent India trip le I felt India le irukravanga luxurious aa foreign le irukravanga mathiri vazharanga namma etho kanaku panni kashtapatu vazharom nu thonuthu

@MrTraverse Год назад

Unmai Nanba!

@sriramjay2010 Год назад

True… that’s y I moved back to India …. Doesn’t make any sense in staying abroad without any monetary benefit

@dr7924 Год назад

100% True. We have 2 cars in India and enjoying our life. But here in US we're calculating each and every cent and just now got cycle, that too to drop my kid to school. 😞 But all our relatives are thinking we are living a luxury life. Don't know what to say

@sivaramsivaraj5439 Год назад

@@dr7924neengha mattum illa. Germany lae irukaraa naanum appadi dhaan..😢

@kalaram8589 Год назад

True😢

@srajendranrajendran7438 Год назад

Even in India more saving is possible only if both of them are employees.So house wives should also try for employment atleast after children go to school.

@ArthiPrem Год назад

True cost of living increased too much in india too Thanks for the information

@TheDASTHA Год назад

I am travel to Plano Texas on next year Jan 23. Thanks for making video. This video useful for first time travel to US

@shanpriyan7219 Год назад

Your videos helped me to take important decision in my career. Declined US offer and moved to Qatar... Saving a lot here

@ArthiPrem Год назад

Great to know that All the best 🎊🎊

@Krish3509 Год назад

Pretty much the same story in Canada. I live in GTA and the rent is comparable if not higher. Medical insurance pretty much gets covered at work for a nominal payment which is a huge plus. Most companies have a decent pension system which combined with Govt benefits comes handy when you retire and hopefully by then the house would be fully paid for. BTW good job guys, keep this going.

@mahaveerb3365 Год назад

Thanks for your valuable videos and open comments 👍👍👍

@ArthiPrem Год назад

Thanks 🙏

@rzak4808 9 месяцев назад

Hey Aarthi , traditional look suits u best ... thats a beautiful neck piece , by the way how do u safe guard ur jewellery as it is unsafe to keep at home ??

@kameswaranarunachalam8815 Год назад

Great math and explanation AP 😊 Could you pls share this spreadsheet with download link?

@ArthiPrem Год назад

Sure bro Will update well and share the same

@meenasmriti1901 Год назад

Missed the yearly Adhoc medical expenses especially Urgent care visits / Doctor Visits and Medicines / Contact glasses roughly around 500 - 1000 dollars yearly apart from HSA/FSA amount if you have kids .

@ArthiPrem Год назад

True sister Definitely the medical expenses are underrated

@c2thamizh Год назад

Best and proper video from you so far ! Don't contradict urself by saying YOLO when u really need to save and posting other videos about saving ! If you don't find a way to save or increase ur income in a country like US, kadaisi varaikum velai senju thaan kalatha ottanum

@ArthiPrem Год назад

Yep.. thats is the important point have to taken from this video Upgrade the skills and find the better opportunities USA is the land of opportunity Thank u 🙏

@fathimabibi708 Год назад

Very good Explanation 👍 👌

@ArthiPrem Год назад

Thanks 🙏

@lsanjay345 9 месяцев назад

Informative and interesting to know the facts there...

@ArthiPrem 9 месяцев назад

Thank you 🙏

@sasiin4u Год назад

Great video guys...

@ArthiPrem Год назад

Thanks🙏

@latharajaram8758 Год назад

Thank you for the updated info. This expense list apples to an upper middle class people,

@ArthiPrem Год назад

Yes its 🙌🙌

@baskaranr7667 Год назад

What is high deductible insurance added to employer health insurance

@sriramuluk4383 Год назад

If you got American citizenship, what consecration given. Like you will get pension, medical, all supports. Is it true, Pls comment. If not how much budget require in old age

@Chennaicity_zen Год назад

Good explanation 😊

@subramaniansuresh1163 Год назад

You both are talking practically..Handsoff.👏

@narendranani7424 Год назад

Bro, I liked this video without watching video itself. Bcz, Thumbnail itself made me to like it.. Ofcourse the content is excellent from your channel as it’s really needed for all of our H1B holders.

@vaishnavin3447 Год назад

We are in Kansas. And to do domestic trips we have to take flights which costs around 1700 total. So our trips cost 2500-300

@ArthiPrem Год назад

Yep agreed the domestic travel cost is underestimated Flight is costly and it depends on the place too

@sriramcan 10 месяцев назад

goodness me...thats so expensive. I live in London and get much cheaper flights to France Germany Switzerland Greece Spain etc. I was thinking as US is advanced the prices would be reasonable.

@rajavelr6972 Год назад

Informative video

@shrinivasu5081 Год назад

How much average yearly salary (H1B visa)required for one family ( husband wife and one kid)???

@karthikr7038 Год назад

Nice and useful information 🙂

@ArthiPrem Год назад

Thanks karthik bro 🙏

@VikisKitchen1 Год назад

very nice video. Both of you in matching outfits is gorgeous.

@ArthiPrem Год назад

Thanks🙏

@b.k.anandnatarajan2360 Год назад

Very clean explained and one more thing I noticed that we are the sole responsibility for this type of depressed lifestyle, even people lived in small village without any recreation they live disease free life, bcos we are out of nature that's it

@ArthiPrem Год назад

Thanks for the comments bro

@dineshsathya36 9 месяцев назад

They visited cities as tourists and we are visiting nature as tourists. That's the difference

@joybvictor Год назад

Both of you r looking great in this color combo. 👍

@ArthiPrem Год назад

Thank you so much 😊

@karuppiakaruppia5974 Год назад

How about dependent aged parents living in India who have spent all their earnings/savings on the career of their children.You have totally ignored this.

@girubs Год назад

Great content .. suddenly remembered vadivel comedy where he asks salary raise to Sathyaraj😂

@manjularaj5219 Год назад

Hi,your calculate tax@20%,I heard tax in US @50%..which one is correct?

@ManiKandan-ox9gy Год назад

Good one.. 👌

@ArthiPrem Год назад

Thanks mani bro 🙏

@mohamediqbala5013 Год назад

Good awareness video bro.. Being in IT for 13 years and not travelled to US... i cant answer my relatives and friends question.. why aren't you travelling. This video is like "shabbada" :)

@ArthiPrem Год назад

Thanks for the comments bro

@ashwinishanthkumar Год назад

Aftercare in school for my 6 year old in Boston area costs $400 a month. Daycare when was smaller was around $400-$500 a week. I decided to take him out of aftercare and send him to classes instead. I think I made a good decision.

@ArthiPrem Год назад

Yeah Boston way costly for child care expenses 😐😐

@sathyaezhilan8287 Год назад

In Florida half day day care 950

@thayalan6688 Год назад

@lalitharamachandran8071 Год назад

If both are working, one person 's salary becomes a saving??

@roshnirangan8912 Год назад

Hi Aarthi and Prem... Hv a doubt... If a person goes to USA on onsite from an Indian company, will he be eligible to get salary from the indian employer or from thr company where he is going to work in the USA?? Will he be getting salary in india as he used to get apart from the US salary??? This is my doubt. Pls clear

@preethabalashunmugam2473 Год назад

Need to add cinema, birthday party, car maintenance, medical bills after insurance, tamil school fees

@ArthiPrem Год назад

Bro medical bill after insurance will cover in HSA/FSa contribution which we have mentioned in this video, also tamil school fees will cover in the kids activities which mentioned too But missed cinema, birthday party, car maintenance and phone bills😐 Will update in the future videos Thank u

@vasanthiv4680 Год назад

Really iam knowing about americal job and their life is very hard. Today iam watching your ideas very superb

@yuvarajrangharajan9183 Год назад

Engalukkellam negative la dhaan varudhu each month I mean income after expenses. Edho bonus component kaapathudhu andha negative ah offset Panna. We are even a lower expensive state in south east. Same feeling on 1 Kodi appu !!!

@ArthiPrem Год назад

Yes bro Everyone expecting we are earning a crores and crores USA life parithabangal namku mattum thaan theriyum

@sivasubramanianvnk4115 Год назад

Good analysis Can you share how much the savings for $200k annual salary .. single person income for a family of 3 or 4

@udhayguru Год назад

Not sure u added... buying gift card/gift for birthday party and other things,... vera level.. if you count for year...

@kannansubramanian2026 Год назад

For bachelor how much amount need for survive?

@vij8426 Год назад

Super veshti ji!

@ArthiPrem Год назад

Thanks vijay bro 🙏

@palaniswamyp9037 Год назад

இதிலிருந்து தெரிவது என்னவென்றால்,நமது நாட்டில் வேலை கிடைக்க வில்லை என்றால் மட்டுமே வெளி நாடு செல்ல வேண்டும்.

@krameshbabu1791 Год назад

Super bro very usefully to couples for living in america

@ArthiPrem Год назад

Thanks bro

@palanichamyrajamanickam6052 Год назад

What about investment Prem ?

@annaraj1982 Год назад

Bro wat is the average salary for IT Indian s/w's experience wise for 8-13 years

@304_suriyaa3 Год назад

Bachelors Kum oru video potunga please... Yavaloo thaan earning money saving aaguthunu paapom for new US comers kaaga please 🧐🧐🧐

@ArthiPrem Год назад

Sure bro 🙌🙌

@veerasekar381 Год назад

Super Arthi&Prem . touching 🙏

@ArthiPrem Год назад

Thanks 🙏

@vgtarun Год назад

Good Job ..Appreciated👍

@ArthiPrem Год назад

Thanks 🙏

@ChrisNaveeen Год назад

Good video bro. Would love to see the same when owning a house and compare the difference. You live in Ohio?

@ArthiPrem Год назад

Will do next video to compare rent vs own house Yes bro we are living in Columbus ohio

@vinpre9422 Год назад

Few more expense. May be applicable for many people Money to India for family... Home EMI...

@ArthiPrem Год назад

Yep agreed

@rajaselvam1583 Год назад

Regular Car maintenance,AAA >> $500 , fmly + others help to India >> $1000min , 1wawa coffee/day or anything >>$500 ,

@deepikameenakshisundaram1748 Год назад

Bro, in miami area 2020 I was paying $1600 for 2bhk rent now paying $2600 for same house.

@ArthiPrem Год назад

Yeah sister miami is one of the expensive cities in the world 😐😐

@calvinantony1140 11 месяцев назад

Hi, I have studied and working in Sweden for the past 4 years. Recently, I started watching your videos .This video gave a very clear insight about the financial expenses in USA. I'm planning to migrate to USA for work in the future. I will definitely make note of all these crucial takeaways from the above video. Thanks for potraying the facts as precise as possible. Appreciate your efforts

@ArthiPrem 11 месяцев назад

Thank you so much 🙏🙏

@sansan-ye1vv 9 месяцев назад

Hi Calvin, I have a software job offer in sweden klarna. But planning to do masters in usa. Do u think it's good idea or better go for sweden.

@BalamaniRRaju Год назад

Minimum evalavuthan minjum pl. Tell me.

@kparisamy9713 Год назад

நல்ல தகவல் நன்றி

@ArthiPrem Год назад

Nandri 🙏🙏🙏

@InvestRightWithUs Год назад

Good calculation Arthi and Prem..But I would recommend to do math with max out 401k and HSA to 22500 and 7500...Also pls add monthly 100$ to term insurance ...These are must for there future and I hope you guys spread that awareness too so that our friends are secured and safe

@mahak3406 Год назад

Need more details

@creative-freedom Год назад

Bro.. phone bill ??? And related charges like emi for phone

@ArthiPrem Год назад

Ahhh arun bro Should include will correct in the next video

@ganeshayer9770 Год назад

Want to know the real impact of inflation and cost increases in general? My first salary in late 1980's was 42,000. We managed all of the above expense items and still managed to save a few $ every month. The buckets may be little different. No Mobile or streaming but AT&T calls to India was $1.40 per minute. The telephone bills were the second highest budget item. Looks like you need more than double these days.

@ArthiPrem Год назад

Thanks for the comments 🙏🙏

@thiyagarajan2681 Год назад

Hai, i am not residing in US. I am just asking for clarification. Every US NRI saying education and medical is free. Then what is the necessity for the health insurance?

@ArthiPrem Год назад

No medical is not free in the USA and its very costly so should have insurance to lower the cost K-12 education is free but have to send extra classes which will come around 400 per month

@maniaravindan Год назад

If there are no savings and you are not willing to miss the annual trip to India, the next question is What motivates you to remain in the US? Or what stops returning to India?

@mangaiyarkarasir9123 Год назад

Good question

@senthilrajanr1 Год назад

Better education and opportunities for Kids , working life style or work/life balance better, living environment and facilities.

@and8263 Год назад

Let's not forget we all got graduated in India

@paris9332 8 месяцев назад

if returning, society will consider them as failure

@lalithalydia9373 Год назад

Want to give 1000 likes. But no option. 😄thank you Arthi And Prem

@ArthiPrem Год назад

Thanks🙏

@babue5959 Год назад

Excellent..

@mohamedazarudeen8045 Год назад

Excellent content.

@ArthiPrem Год назад

Thanks bro

@SethBabu-kl3nc Год назад

Many folks do not know the avg salary in SF Bay Area is $400 to 500K if you're smart enough. Imagine if both husband and wife works... 1C savings in nothing...

@rosesweet2405 Год назад

Prem, I think you need to d deduct SSN and Medicare from the Gross income

@ArthiPrem Год назад

Yeah I did that,which is FICA and I added as a part of tax

@venky0108 Год назад

Bro main ah add your investment and 529 plans for kids education I suppose not much savings

@ramakrishnanpalpandian8964 Год назад

Hi Prem, Thanks for sharing this useful information. I got selected H1B lottery this year and my petition approved and my H1B visa stamping is in process. Waiting for the Booking slot. I am family of four members - Me, Wife, 2 kids. I used to watch all of your videos. You both doing fantastic job . Like me who planning to come to US for the first time, your videos helped a lot to understand situations over US and plan accordingly. Fortunately my work location is Ohio, Columbus. Hopefully if all went successful, We can meet in next year. Keep rocking and continue your great efforts 😊

@mohanprabu369 Год назад

Congratulations 💐

@ramakrishnanpalpandian8964 Год назад

Thanks Mohan Prabhu ☺️

@arumugamb5844 9 дней назад

Super indiavoda us salary bettera illaiya one crore savings kadaikarar solrsthu thappa irukalam nan ketkirathu ennana indiavil savings panrathoda usa vil savings pannamudiyuma illaya

@azraalsia Год назад

AP California budget podunga siarrrrr... 2 ppl working eh can't save 1000$ per month.. ppl in india think we live in luxuryyyyy

@ArthiPrem Год назад

Sure will do 🙌🙌

@rajaselvam1583 Год назад

Supera soneenga…..first generation to US , katharal thaaan. Kids after joining college, no savings,also current savings goes for them. If both fmly guys works, chance of good saving. Varavu 8anna,Selavu10anna😂😂😂😂😂 apt.

@gurusamy5164 Год назад

Correct ah Sonnenga..That too California still more expensive

@ArthiPrem Год назад

Yes California in another league 😊😊

@byuvar Год назад

I think the key to have any significant savings in the US is both have to work and to constantly look for opportunities to increase salary. Agree, starting salary may be in 100k range but I see people get stuck in that range for too long.. need to up skill and can increase salary by 50-80% or more. Reason for low savings is not expense this is mainly an earnings problem

@ArthiPrem Год назад

Hi balaji bro 100% agreed with your points Have to upgrade the skill and move on else it will be very hard USA is the land of opportunity

@byuvar Год назад

Exactly! USA is a land of opportunities, but including me, I don’t think we make the best use of all great opportunities. This is something we need to continuously work on

@ArthiPrem Год назад

True bro Have to explore and coming out of the box or typical ideas or routines 🙌🙌🙌

@santoshr4212 Год назад

Bro Desi service base company never give 100k. They start for many like us at 60k - 70k. your salary totally depends on skillset and your knowledge on latest tech.

@ArthiPrem Год назад

Hi santhosh bro Agreed i too started from desi company Thats what myself and balaji discussing here Find the better opportunities to fulfill our needs

@TamizhanInAmerica Год назад

nalla sonneenga. Ostrich muttai kathai thaan. inga vanthu vaalndhu pakuravangaluku mattume intha vishyam puriyum.

@venkattamil4195 Год назад

You have not included mobile phone purchase and monthly payment. I feel some of the expenses are little exaggerated. Further going to India every year is not possible with that salary. It can be once in 2 years or 3 years. Based on these adjustments, I think there can be a savings of another $500 per month. With thise, we need to add our annual contribution towards 401K. These two will constitute our savings.

@ArthiPrem Год назад

Hi venkat bro Yes mobile bill should include Will alter in the future videos Thanks for the info