Are There Any Legit Tax Relief Companies?

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12 янв 2024

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Комментарии : 206

@bluejedi723 5 месяцев назад

asking the IRS how much you owe is like asking a dog if he wants steak

@katyedwards3935 5 месяцев назад

Good analogy

@MikeNapoli1989 5 месяцев назад

Pretty much

@aubreysellssofl 5 месяцев назад

Right!

@chrisjumps5501 5 месяцев назад

You read that on social media and decided it was gospel. Do your taxes and fix the problem

@bluejedi723 5 месяцев назад

Boy you assume a lot@@chrisjumps5501

@pmart17 5 месяцев назад

Dave refering to the IRS as the KGB was spot on

@nickcarrera4096 5 месяцев назад

No it's not, pay your bills

@TomK-ti8kp 5 месяцев назад

The IRS may as well be the peace corps compared to local county tax offices, who will not hesitate to double charge people and then gaslight them when they ask for their money back.

@funtechu 5 месяцев назад

Either you have an mistakenly positive view of the KGB, or a mistakenly negative view of the IRS if you think the comparison is anything more than hyperbole.

@MarkYeung1 5 месяцев назад

Instead of comparing the IRS to the KGB, why not just file and pay the tax? This is the law. If you don't want to follow the American laws, you are free to move to Russia and deal with the KGB.

@__IRSvideos.com__ 28 дней назад

The reality is there are about 20M cases in the IRS inventory, so the IRS employees don't care about the case itself, they just need a taxpayer to help close out the case as a payment plan, hardship, etc...

@michaelduval8483 5 месяцев назад

I actually had a tax problem and was able to work directly with the IRS and negotiate a lower amount and a payment schedule.

@__IRSvideos.com__ 28 дней назад

Well done - most taxpayers don't realize that 99% of them never need to hire a so-called "tax relief" company.

@funtechu 5 месяцев назад

Just one clarification, IRS debt is definitely NOT a higher interest rate than credit card debt. The IRS rate is defined as the federal short term rate plus 3%. So for example, right now it's about 8%

@landgsmith 5 месяцев назад

could it be the penalties and late fees that push the overall percentage higher than credit cards?

@funtechu 5 месяцев назад

@@landgsmith No because those are one time penalties that apply up front to the amount owed.

@mkirules 5 месяцев назад

The penalty for failure to file is double the penalty for failure to pay. You should always file your taxes even if you can't pay.

@BryceLynch838 5 месяцев назад

America is quickly becoming exactly what we gained independence from all those years ago.

@robloxvids2233 5 месяцев назад

A bunch of drunk soccer hooligans?

@amireallythatgrumpy6508 5 месяцев назад

I love how you Americans claim you gained independence when the reality is you were simply booted out.

@screwdriver_bandit 5 месяцев назад

And nobody has the stones to do a damn thing about it. It’s maddening.

@dieselfreak28 5 месяцев назад

We're far past that. The Boston tea party happened over far less of a tax than we pay today.

@jmwhambone6223 5 месяцев назад

Dave is spot on with the Offer in Compromise. It is basically a liquidation plan for any assets you have. We all hate taxes, but they are a necessary evil. Play by the rules and you’ll be ok.

@denisilyayev1878 5 месяцев назад

Zelenskiy thanks you for your contribution

@denisilyayev1878 5 месяцев назад

Zelenskiy thanks you for your contribution

@johnathin0061892 5 месяцев назад

The IRS is not a necessary evil, it is just evil.

@SEANPOL203 5 месяцев назад

There is an obscene amount of money going to Ukraine

@funtechu 5 месяцев назад

@@SEANPOL203 The total aid given to Ukraine up to this point is less than a tenth of 1% of the current national debt. Pull your head out of the partisan hole you have it buried in for one second and realize that aid to Ukraine is not even close to the biggest problem with the US finances

@taxpro4realestatepros 5 месяцев назад

Thanks, Dave! I agree with most of what you said. Here are a few things i dont agree with: 1) Actually, there are instances where you can get tax debt thrown out via a discharge in bankruptcy. 2) And, you don't have to necessarily be a pauper to get an offer in compromise (OIC) approved.

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

I do not understand how people never pay their taxes. Just withhold the money, even if it makes no interest. This way you clear the government and the rest of the money is yours.

@TopShot501st 5 месяцев назад

because the money is right there and isnt automatically withheld like a W2 is. People think theyll worry about it at tax time then get surprised by the amount and dont have it.

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

@@TopShot501st So people are doing things under the table or as independent contractors?

@TopShot501st 5 месяцев назад

@@wewhoareabouttodiesaluteyo9303 people who have tax problems generally are.

@dawnr6381 5 месяцев назад

A lot of times it’s self employed people not setting money aside to pay taxes.

@JeanValjean875 5 месяцев назад

That only works if you are a traditional employee. It's different if you are self employed, run a business, or are an independent contractor. You have to remember to set the money aside yourself.

@musicman7297 5 месяцев назад

And one wonders why they should pay while others get relief .🤔🤔🤔🤔🤔

@JustinCase780 5 месяцев назад

Jade: "contact the IRS" Dave: "Nope" Jade: "something shady" Dave: "Nope it's an OIC"

@greggpurviance7252 5 месяцев назад

Yes, sometimes her mouth gets ahead of reality. When Gradpa Dave is there, she needs to slow her roll, although the subject is shady tax fixers

@MrJimmy3459 5 месяцев назад

Well shes not a tax expert so calm down.................

@greggpurviance7252 5 месяцев назад

@@MrJimmy3459 neither is Dave Ramsey but he has helped many

@JonathanSorunke 5 месяцев назад

You know it bad when Dave Ramsey says that you should get INTO credit card debt to get out of IRS debt!

@Darkpara1 5 месяцев назад

Capital One can't have you jailed for not paying them.

@James_Hough 5 месяцев назад

On one side, I'd like everyone to have to write a check for taxes so how much they are paying hurts...on the other hand, I know that many, many people just wouldn't pay. Being a business owner, I pay quarterly estimated taxes....which has only deepened my hatred for the level of taxation.

@dummgelauft 5 месяцев назад

Good that you are not a W2 employee. You'll sweat blood and breathe fire if you saw your at-source deduction

@micahwatson9017 5 месяцев назад

You are correct! The system is purposely set up so that people don’t see how much they pay in taxes. It’s only when someone starts their own business do they get a reality check. Paycheck withholding, property tax, corporate taxes, labor “insurance” taxes, fuel taxes, etc are all hidden from the average citizen. If they knew how much they ACTUALLY pay in taxes, there would be an immediate revolution! The colonies revolted over a 3% tea tax. 😂

@Christopher-qx5wc 5 месяцев назад

I own two businesses and I didn’t know for a whole year that YOU can pick the quarterly amount. My CPA made it sound like the IRS picked the amount. He said people would rather have money given back to them at the end of the year vs not having any money given back to them. The problem with that was I was paying a ridiculous 25% on any money I made and sending it in quarterly. I was basically giving the government a interest free loan. Do yourself a favor and only pay 15%. You’ll get less during tax season but you’ll have more money year around to invest

@404_username_no_bueno 5 месяцев назад

IRS:CI special agent here: unfortunately he’s spot on about every he said.

@alexpietsch7997 5 месяцев назад

I respect the necessary service you provide to the nation. Not your fault that Congress makes stupid spending choices

@SEANPOL203 5 месяцев назад

Caesar always gets his dues 💰

@alinatamashevich3354 5 месяцев назад

The house always wins

@divinely_designed_living 2 месяца назад

No! If you have bad credit then the interest on the credit card is much higher than the 8% the irs is currently charging

@gpeg3076 5 месяцев назад

They will have to pay a penalty for filing late

@Mr.Boring_Man 5 месяцев назад

This is why you proactively put money away quarterly and just make the payments. If you're using your tax money to operate the business, your business isn't successful. Or, your using the money for non-business related activities which means embezzlement or you're just purely irresponsible with money overall. Budget the money away proactively and if you made more than expected, you just pay the difference.

@funtechu 5 месяцев назад

The number of small businesses that choose to not pay quarterlies and instead prefer to pay penalties is absurdly high. Like, if you are already in a low margin business, why would you choose to light some of your money on fire just for funsies? The worst part is many don't even know they are doing it because they refuse to read their own tax return, and most tax prep people are too lazy to mention it

@suen5006 5 месяцев назад

Wow! Never heard Dave recommend putting something on CC as a last resort but I agree if you have no other options.

@lkj0822g 5 месяцев назад

Depending on the amount of taxes owed and the complexity of the tax return, you may want to consider an Enrolled Agent (EA). Both a CPA and an EA can do your taxes and represent you before the IRS. The difference is that a CPA is akin to a General Practitioner, whereas the EA is a Specialist. Taxes are all they do. Likewise, there are CPAs with a focus on taxes, so you need to do your homework.

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

Why did you write out EA, but not CPA? It is always good practice to write out any abbreviation before you use them as abbreviations.

@lkj0822g 5 месяцев назад

@@wewhoareabouttodiesaluteyo9303 Hmmm, I guess it is because I haven't opened my Harbrace Handbook in about forty years. Figured that "CPA" is a widely known and used term in today's nomenclature and that "EA" is not. I forgot that I was dealing with Ramsey's Koolaid Drinkers and that I needed to define every word. Thanks for reminding me.

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

@@lkj0822g Yes. You might as well be consistent with your writing. No. Not EVERYONE is going to know what you are referring to. For instance, am I going to be okay with "Figured that." Where is the subject? You see what I mean. Someone that has good written American English skills is going to be like "Where the hell did he learn to write like that?" Oh...some anti Koolaid non U.S. citizen wrote that and thought that every U.S. citizen should know what he meant. You always write like the other person is a layman or else YOU become the layman.

@lkj0822g 5 месяцев назад

@@wewhoareabouttodiesaluteyo9303 Wow. It's a comment page on the internet. Sorry if I didn't meet your obviously high standards. Heaven forbid if I were to type "your" instead of "you're".

@spencerloch6449 5 месяцев назад

Amazing what Dave knows compared to other hosts

@amireallythatgrumpy6508 4 месяца назад

Yeah - the fact that he has been doing this show for over 30 years and the others haven't is very clear.

@time2eat850 5 месяцев назад

If Mafia, Yakuza, and Drug Cartel had a baby = IRS

@chrisconsorte7893 5 месяцев назад

Credit Card debit is a lesser of the two evils!! I had my wages garnished once upon a time it sucks! Big time! And it’s a pain to undo!

@maemcdonald79 5 месяцев назад

IRS sent us a notice 2 years after we filed our taxes saying we owed over 12k. I ended up writing a letter telling the IRS that I genuinely thought we filed our taxes correctly. They came down about 2k on what we owed. Not much, but it was something. We paid it off with a capital one credit card that had 0 % for 18 months. Paid our taxes off and the credit card bill, and then we closed the card. Good luck caller

@MrTmenzo 5 месяцев назад

That sounds like a fake story you would have to amend your taxes to see if any mistakes were made, why would the IRS give you a discount if you "felt" you wrote them correctly 😂

@marcuswashington461 5 месяцев назад

moral of the story people...DON'T F**** WITH THE IRS!!!

@arfriedman4577 5 месяцев назад

Some people that own their own businesses sometimes dont pay taxes..

@patri_mb 5 месяцев назад

Da Nile is not just a river in Egypt 😂😂😂😂

@jimroscovius 5 месяцев назад

Pay your taxes and the problem goes away.

@TaxproSerge 5 месяцев назад

Many Big Tax Relief Companies are powered by boiler-room commissioned salespeople. Best to deal directly with the IRS or with either: An Attorney. CPA or Enrolled Agent. All IRS tax debt has a key - the "10 year rule", which is key to any IRS tax relief program. There is also more than 1 way to resolve tax debt instead of Maxing out credit cards

@greggpurviance7252 5 месяцев назад

Current administration says it is increasing oic approvals.

@Murderliesandeverythinginbetwn 5 месяцев назад

This exact reason is one of the only things I like about living in the UK, your wages are automatically deducted of taxes and National insurance unless your self employed and you don’t have to worry about a massive bill hitting you

@jimroscovius 5 месяцев назад

That's the way it works here, too - taxes are automatically withdrawn. The problem comes when you don't file and you owe more than they took.

@Murderliesandeverythinginbetwn 5 месяцев назад

@jimroscovius we don't have to file any taxes, you only do if your self employed here its taken out od every paycheck

@jimroscovius 5 месяцев назад

@Murderliesandeverythinginbetwn And that's how most people here get into trouble. They don't pay their self-employment tax. I'm an independent contractor, but I have taxes withheld so I don't have that issue. What happens if your government takes more than you owe? How do you get a refund without filing?

@Murderliesandeverythinginbetwn 5 месяцев назад

@jimroscovius they do internal audits every few years and they send you a cheque if you've overpaid. It doesnt happen very often though becuase they normally don't get it wrong

@amireallythatgrumpy6508 5 месяцев назад

Anything is better than living in the USA. Your system is much better than theirs.

@davidmilhouscarter8198 5 месяцев назад

The IRS needs to go away.

@amireallythatgrumpy6508 5 месяцев назад

That's not going to happen.

@Trudloops 5 месяцев назад

I replayed this, just to hear Dave say to use a credit card.

@bigcahuna42366 5 месяцев назад

I still have yet to see even one of these companies in business for a decade or longer

@Gus_Chiggins 5 месяцев назад

Jade is good at saying “that’s right” and “mhmmm” but what else?

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

She's b to the ck. "Oh no you din't just write that! Mhmmm."

@mph5896 5 месяцев назад

I watched a couple older videos from a couple years ago. All of those cohosts are gone. Nobody is here to listen to what the cohost has to say 😂

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

@@mph5896 Because it is the DAVE RAMSEY show. Not JADE - that's right mhmm show.

@tcgtpl 5 месяцев назад

When she first popped up I thought she was a breath of fresh air. Now it seems she’s had a couple of talking-tos behind the scenes & doesn’t dare say anything when Papa Dave is around.

@screwdriver_bandit 5 месяцев назад

The diversity hire.

@lamargreene7350 Месяц назад

So what if i tried to file my taxes and they won't accept it

@amybrosey3322 5 месяцев назад

Not Snuggies! 😂😂😂😂

@pjabrony8280 5 месяцев назад

Dave Ramsey advocates credit card debt. I never thought I'd live to see the day.

@jasonleatherwood2172 5 месяцев назад

Cant pay off debt in jail

@BaconMountainMan 5 месяцев назад

The IRS can garnish wages and take your retirement accounts.... So.... Yeah. 😅

@ClaxtonBay123 5 месяцев назад

It's not about credit card debt. It's about moving the same debt to a less risky situation. The IRS will hunt you down. The credit card companies won't.

@markg999 5 месяцев назад

Even cc debt is better than IRS debt.

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

@@jasonleatherwood2172 You could, if they would allow it. Are you not paying for your crimes (debt to society) in jail? How much time = money? There you go.

@GAFB1122 5 месяцев назад

I disagree about the OIC. It's not as hard as Dave says and you don't need to necessarily be a homeless pauper. But he is correct, you can't just request an OIC because it's a lot of money or it's an inconvenience or will set you back financially. And most importantly, you better not have any toys and think you'll get an OIC. Example... if you have a motorcycle, you'll reduce your chances. And rightfully so. I mean, I pay my taxes.

@barnabusdoyle4930 5 месяцев назад

When you owe money to the IRS, that would probably be the one thing Dave would let you borrow money to pay off.

@__IRSvideos.com__ 28 дней назад

Full payment is not always the most favorable resolution. IRS payment plans and other resolutions can be a better option depending on the taxpayer's situation.

@RAB1408 3 месяца назад

My life is in a mess. If I call the IRS to get on a payment plan. I’m curious if the IRS will still come after me if I sell my house. Will they take my money off the top or will the payment plan still be in place? Asking for a friend :-/

@__IRSvideos.com__ 28 дней назад

It depends, since there are ways to navigate around that situation.

@nonactive3654 5 месяцев назад

BLUF: No.

@arfriedman4577 5 месяцев назад

Then these businesses owe taxes for years.

@mustangthings 5 месяцев назад

>before Christmas Uh oh

@amandaconnors845 5 месяцев назад

Justice department

@ashkara8652 5 месяцев назад

"Don't be stupid, it makes life painful" - for you and everyone around you too lmao

@ashleem1387 5 месяцев назад

Do you have to file income tax if you and your spouse only collect social and it only 33126.00

@ninjagirl226 5 месяцев назад

I’m not sure about SS, but the amount doesn’t matter. Two years ago I was paid only $25 k from my workplace and yes I had to file. I also had to file when I only had a part time job during school that couldn’t pay me because apparently the government can force a university to not pay staff. I think I made like $200 bucks all year and that had to get filed too…

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

YES! File any amount and every amount.

@mariorta5017 5 месяцев назад

Yes, you file.

@ashleem1387 5 месяцев назад

@@mariorta5017 tell me why when I paid taxes on that money the first time. Both sides of the social security was paid me. Self-employed and paid the full brunt of social security and Medicare. No other was income other than ss

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

@@ninjagirl226 I would have called the Labor and Wage board at that instant. You know an investigation would have gone down.

@jamesstone1493 5 месяцев назад

When you are 90 years old in nursing home and soon to probably will die soon without any money!!!!!!

@Howdy762 5 месяцев назад

I know dave agrees with what im about to say, but still... TAXES ARE OUT OF CONTROL and its insane how TYRANNICAL our gov. acts about it.

@gene_takovic57 5 месяцев назад

Pay your debts!

@mtb4657 5 месяцев назад

Jade🥰🙌🏾💙✅

@jimmymcgill6778 5 месяцев назад

The interest is not higher then credit card. They are 8% and below.

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

It is a give and take. Government has lower interest, but they can garnish wages. Private companies can collect on it, but their interest is like 29.99%. The worst I think a private can do is lien and sue.

@jimmymcgill6778 5 месяцев назад

@@wewhoareabouttodiesaluteyo9303 Interest in not 30%.

@lorijharman-runyan6433 5 месяцев назад

There are additional quarterly penalties for late filing & late payment. It's not just the interest.

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

@@lorijharman-runyan6433 Same with credit cards. Additional fees if the minimum is not paid in full + interest.

@jimmymcgill6778 5 месяцев назад

@@lorijharman-runyan6433 But penalties is not interest.

@christopherb7266 5 месяцев назад

The personalities are no replacement for Dave, his experience is why, shes lost on this subject

@God.Almighty 5 месяцев назад

don't know exactly why, maybe her mannerisms or trying too hard or coming off as self-righteous or smug, but i do not like this cohost. i like rachel the most, she seems genuine and sympathetic.

@SEANPOL203 5 месяцев назад

🙄

@Observer100-cn7gv 5 месяцев назад

Leave the woman alone. You talk too much.

@Observer100-cn7gv 5 месяцев назад

Nobody cares about what you think. By the way, remove your profile name if you are going to be filled with this much hate because you do not represent God Almighty. I can tell where you are from and which group you are associated with. It is that bad. You are ignorant. Get out of here.

@richardgomez5008 5 месяцев назад

Lol. Everyone knows if you don't pay your taxes, you are going to have more problems.🤣🤣 Common sense. Oh, they didn't know! 😱😱😱

@jimmymcgill6778 5 месяцев назад

Some are, some aren't. So Dave is wrong by saying they all are.

@jimroscovius 5 месяцев назад

No, he isn't. They are all scammers.

@jimmymcgill6778 5 месяцев назад

@@jimroscovius Not all of them.

@jimroscovius 5 месяцев назад

@@jimmymcgill6778 Only stupid people think those companies are legit. Just pay what you owe.

@wewhoareabouttodiesaluteyo9303 5 месяцев назад

They are essentially stating that they can do something, which you will have to pay them for when you could do it on your own. The same thing goes for student forgiveness businesses that state they can change your pay back plan from income based to whatever option. You could just call up your lender and tell them what plan you want to switch to.

@jimroscovius 5 месяцев назад

@@wewhoareabouttodiesaluteyo9303 Why pay a scam service to try to do what you can do on your own? All you have to do is contact the IRS and set up a payment plan. You owe it, so pay it. He wouldn't be in this mess if he wouldn't have tried to scam the taxpayers in the first place!! People that do that are scum!!