1. What will I major in? 2. Career path 3. marriage partner 4. Home purchase 5. Timing of children 6. Retirement in place Bonus...timing of pet.... Your welcome
As always I appreciate so much your channel. I would like to register for the parenting with purpose class asap but, I can figure out how to do it! Can you please send me the link to register or so? Thank you!!
I went straight to work from high school. Spent 10 years learning a skill for a job that I hated. Then I got pregnant and left that job to be a SAHM. Got pregnant again. Husband is having health problems. About to start college at 32. Pray for me, y’all. The struggle is about to be REAL.
I am so glad I am not at the regret stage. I'm 19 and I'll most definitely keep these all in mind. Thanks so much Tracy, I watch and love all of your videos ♥️♥️
This is great advice! I work at a hospital so I would also add taking care of your body physically (diet, exercise, skin care, etc.) and being involved with your health insurance (what your coverage is and what you are investing your money in). Most people don't even know the name of their physicians! Be involved.
I used to be a university career counselor and one question I always asked was, "How near or how far away do you need to live from your family?" because that can create a huge impact on what career choices you have. Another thing to consider is whether your education will facilitate vertical and lateral career moves, because in the USA, we change careers an average of 7-10 times throughout the course of our work life. Naturally, when you outgrow one career choice and are ready for the next one, you can go back to school and retrain for something else, but that's not always convenient so it's great if you've selected a degree (and ongoing education) that will help you move around inside and outside of your first profession of choice.
I made all these 6 mistakes, and even more.... on a regret side now..life went wrong in all possible and impossible ways...thank you for the video, do hope it will help someone🙏🏼
I'm with you. I'm 51 now suffering especially with my health. I wish I had better guidance when I was young. This stuff should be taught in school as well.... maybe it is now who knows? 🤔 Wow!! I made all six. I'm lost now. 😕
Did things work out for you? Did you finish school? Just a stranger who cares because I'm really going through a bad time now and i feel your pain. I made all these 6 mistakes and now I'm 51. Not sure how to recover. I ended up with breast cancer at 44 from stress. Now I'm having stomach problems, and I might have stomach cancer. Also just had a biopsy for uterine cancer. It's awful. All due to a lifetime of stress that I brought on myself. Married wrong, kids to young, no career guidance, no retirement now because of no career, my husband has melanoma and might die...... I'm just in trouble. I don't even know where to begin to start over. 😕
So informative. Wish I had this advice when I was 18. There are no do-overs. I have managed to rebound, as you say, through most of these. My children will certainly be given this advice. Thank you! 🌻
Hey Tracy. I just wanna give you some flowers. I found your channel about a month ago and am obsessed with your vids. I am a 56 year old African American woman from Alabama. Though we are from different places, I find you very relatable. I think it's because you're not pretentious. You're classy and elegant but so real. You crack me up when you laugh at yourself. I love your accent and the way you love yourself. I learn so much from you. Thank you for being you ❤️.
World gained a terrible teacher when my grandmother wasn't able to go into the field she wanted because she was a woman. The world lost a great artist and an architect when my grandmother forced my mother into a trade school because... artists die in hunger and misery! I'll forever be grateful that my mother got out of that loop and let me go wherever I wanted with just some words of advice.
I have a degree in Dance! And I work in an office... 😂...I'm 51 with no children, one sausage dog, and I have just started thinking of my retirement plan.I do regret not starting in my twenties but all I can do is look forward now and do the best I can ..I love your clarity and conviction...😇
Love the mindset of looking forward! Yes, Yes, and Yes! Our past does not define us. It's information to leverage moving forward. Thank you for sharing!
Thank you so much for this video Tracy! It is highly imperative for parents to have these conversations with their children as early as realistically possible. I don’t believe that these conversations are had enough, if at all
Thank you for the beautiful advices Maam Tracy! I am now 25 years old, and I am studying to be a doctor in the Philippines someday. I met someone from UK. We are getting to know each other, and I think he is a good man. One uncle told me it takes around 3 years to know a person. I wish to graduate medical school, and get marred in about 2 years time. How do I get to know someone deeply in a shorter time? I would love to hear tips from you Ms.Tracy. Thank you!
As a 25 year old, I love seeing your videos! I feel like my partner and I are on the right track together, and in a way, the house buying and retirement may be hand in hand, for some. So consider your golden years, (plus family goals, and pet goals) when you purchase a home! We bought ours last year, after 4 years being together. Best decision and I couldn’t think of a better time, for us.
I always love your videos. Valuable advice! I can see this video was hard to make because you were trying to preempt all the potential counter points on the “mistake” view. Perhaps refraiming the message to the 6 life decisions that will require more focus/ planning based on the potential for a magnified impact on your quality of life. But maybe 6 mistakes is more catchy 🤷🏻♀️.
Thank you Tracy, we always have to think of how our decisions will affect us long term, and I feel like that's something that younger generations (me included) often forget about.
Very good advice. One for sure that I made well was the type of career (at the time, a paralegal) that would take me out of my grandfather's restaurant during the hours everyone was enjoying their free time...evenings, weekends and holidays. And I'm thankful I did because I was happier for it.
Hello Tracy Hensel, good morning 🌅! Other great video of yours! Congratulations for your work, great quality in audio in this video. By the way, you look beautiful here 💕. Have an amazing weekend, wherever you are! Hugs and flowers for you! 🤗💐🤗💐
Education is never wasted. It doesn't always result directly in an income, but it's certainly not a waste. Try reframing your statement to something like, "I chose to study anthropology at university and what I learned from that was the ability to use convergent and divergent thinking skills, distill theories and ideas into cohesive papers and presentations, question what lies behind the obvious, research the difficult questions, and see the big picture." Make sense?
Though I'm in the health field now, I was a loan officer for 8 years. I have seen so many couples purchase way more home than they could afford. 8 out of 10 of those homes were foreclosed upon or the couples broke up. Very good advice.
This is such great advice and so in depth. No one has ever given me any real life advise. Everything has been trial and error. I'm 30 now but luckily I haven't had to regret the 6 points you hit. I hope to have my own family one day and be able to do better 😁
I WISH SOMEONE WOULD HAVE SHARED THESE MISTAKES WITH ME WHEN I WAS IN MY TWENTIES. RETIREMENT IS A BIGGIE... IT'S OK NOT TO HAVE MONEY WHEN YOU ARE YOUNG BECAUSE YOU STILL HAVE YEARS AHEAD OF YOU AND YOUR HEALTHY TO WORK BUT WHEN YOU GET IN YOUR SIXTY THAT'S A DIFFERENT STORY.
Important topics. If you get all 6 right the first time, great! Otherwise rebound!!! The less mistakes one makes in life, the better. Your on #4, and so far, i messed up on all four, now #5, got that one wrong too. Live and learn. I didn’t have parental guidance and have been on my own since 18. (Orphaned at 18) made alot of mistakes, but have learned from them all!!!!Thank you.🌈🌺
This is brilliant, Tracy! I agree with you about everything you mentioned. The only thing I regret in life is my choice of words. Many, many years ago when I was very young, I mouthed off to a couple a people. I wish I never did that. Lesson hopefully learned.....sigh
I wish I would have went to college. Didn’t have the family support or money to do so. I ended up, settling for less. I worked on jobs. I worked in a gym with kids enjoyed some of it. Did not care for my bosses. They had no appreciation for the things I did. After 11 years in that awful environment I quit. Now I am working for myself and never happier
I majored in psychology and ended up in sales. Although I can read people it's not what I wanted. Then the kids came! My husband is in finance so it's ok. I want my daughters to be independant.
...These ARE 𝒮𝑜𝑜 𝑔𝓇𝑒𝒶𝓉, Tracy! I totally agree, 𝒶𝓃𝒹 "𝓈𝒶𝓋𝓋𝓎 𝓉𝒽𝒶𝓉!" [& have always thought so of these points, too, in this life] Btw... perhaps that phrase you may be searching & seeking for is “...𝓉𝒽𝑒𝓈𝑒 𝒶𝓇𝑒 𝒹𝑒𝓉𝒶𝒾𝓁𝓈/𝒸𝒽𝑜𝒾𝒸𝑒𝓈 [they ARE choices that CAN BE empowering 𝒻𝑜𝓇 us...or not] 𝒾𝓃 𝓉𝒽𝒾𝓈 𝓁𝒾𝒻𝑒 𝓌𝑒 *𝓌𝑜𝓊𝓁𝒹𝓃'𝓉 𝓌𝒶𝓃𝓃𝒶 𝓂𝒾𝓈𝓂𝒶𝓃𝒶𝑔𝑒* 𝒾𝒻 𝒶𝓉 𝒶𝓁𝓁 𝓅𝑜𝓈𝓈𝒾𝒷𝓁𝑒" ...just by ℬℰing [BE, as in, 𝒷𝑒𝒾𝓃𝑔 rather than 𝑜𝓃𝓁𝓎 𝒹𝑜𝒾𝓃𝑔 mindlessly] aware of them ...& their significance|importance of their potential residual ...really 𝓉𝓇𝓊𝓁𝓎 will assist 𝓊𝓈 𝒶𝓁𝓁!; THE follow thru. Thx again...𝒾𝓈 so worth contemplating & or reflecting upon(whichever applies) ...especially the portion of mindset you added of “setbacks are merely opportunities”... I’ve always also nurtured|cultivated THAT 𝓉𝓇𝓊𝓉𝒽 too, again, as well... •ℬ𝓁𝑒𝓈𝓈𝒾𝓃𝑔𝓈. 𝒜𝓁𝓌𝒶𝓎𝓈. 𝒯𝑜 𝒴𝑜𝓊 𝒜𝓃𝒹 𝒴𝑜𝓊𝓇𝓈...ℱ𝓇𝑜𝓂 𝒜 ℱ𝑒𝓁𝓁𝑜𝓌 ℒ𝒾𝒻𝑒𝒞𝑜𝒶𝒸𝒽• 👍😊😉✨
Great as usual, Tracy. On the pet topic, I am begging people, don't get a kitten or puppy in your retirement years! I volunteer at a sanctuary for homeless senior cats, and see the sad reality of what happens when a person outlives the pet. Most family members will take the beloved pet to the shelter, where it doesn't stand a good chance of getting adopted.
What's your advice with regards to leaving the house unattended (for long travels or even for a week)? Do you have it secured or with alarms? What I mean is, what do you do when there's only 2 members in the family and in the house and they want to travel? Thanks in advance.
I think a house alarm is always a good idea, along with security cameras that can be viewed from your smart phone. I also think it's important to let your neighbors know that you will be gone and to watch for anything suspicious. We also inform our local police department if we will be gone for an extended period. While a trooper does drive through our neighborhood two times per day, it's nice for them to know, as they may do another drive through or two. Make sure to have any packages picked up by a family member or neighbor. Our mailboxes are locked and require a key, but we typically stop mail while we are gone, as well.
College major: I chose to go into science because that's what I thought it was secure and would yield the most money after graduating. Surprise, I dropped out after 5 years of retaking courses. Thank the LORD I have $0 debt from it. Career path : For years, I've been bouncing from job to job, never staying longer than a few months in one before I'm let go. J.O.B.s are a means to an end, but I'm now working on doing my own thing. Marriage partner: I'll stay fluid and leave the weddings to the younger folks. If things go south, I can up and leave with no paperwork/lawyers involved. Home purchase : If I'm not going to rent out the property I purchase, why buy it at all? Timing of children : Thank the LORD he has given me signs that kids aren't for me. Retirement in place: This is why I'm working on making as much money as possible. Timing of pets: If I'm financially stable, why not?
Lynda, how could that mindset be limiting you? It's important to understand that a person should never communicate false information at the expense of someone else's limited belief. In other words, I would never say something in my videos that is not of how I see something, as that would be taking my power away - to which I am not willing to do. Lynda Bustillos - this video is for you! I encourage you to give it a second watch, as there is a message waiting. Listen with intent, and you will hear it.
Tracy, with all due respect... I'm 59, and I stand by my comment. I love so many of your videos. However, this comment I made on this video in particular, is not about having a limited mind set!! I'm 59... Hence way beyond the millennial age to benefit from it myself... the majority of us at this stage have our... ¹. (Money) situation set ². (Career) wise, retired, or about to. ³. (Kid's/ marriage) we are already married, widowed, or still single, and already had our set children. ⁴. (Home) for the most part, we are already set to live where were at for the rest of our lives. ⁵. (Pet's) at this stage we had them already, or are set, with any we do have. ⁶. (Retirement) most of us are about to, or are retired. As you can see, I did pay attention, and stand by my comment 100%. Do Keep up the awesome work you do on all your videos!👍
@@lyndabustillos5209 I can see why you feel like this advice is for ages 20-50, but at 59 find it less relevant. My mother in law is 65 and do to an injury doesn’t have the option to work anymore. I wish she had heard this even a few years ago to get her to save anything for retirement. She only has social security and her bills are too high to keep her house now that she can’t work, so my husband and I now have an added financial responsibility to take her in. Luckily we are happy to have her close by and are looking forward to finding a home with a separate apartment for her. I don’t know what we’d do if we weren’t in the financial place to help. It breaks my heart to see so many others in the same predicament. It sounds like your retirement is planned for, which is great! I get so excited to hear when people are preparing for retirement now that I see firsthand what it looks like to be unprepared.
