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Breaking: HDFC Bank Credit Cards Devaluation 😩 

Card Academy
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Major devaluation has been done on HDFC Bank credit cards. The devaluation done is going to affect all the credit cards of HDFC & that makes this video a must watch. It's important to keep a track of all the devaluations as it keeps you informed and help make wise decisions.

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25 июн 2024

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Комментарии : 144   
@akashpatel291
@akashpatel291 Месяц назад
Close credit cards.
@SahilMandre
@SahilMandre Месяц назад
True
@Mufiz125
@Mufiz125 Месяц назад
Its not devaluation bro. It's good step from HDFC bank. Misuse karne ki bhi ek limit hoti hai. Genuine user ko isse koi dikhat nahi hogi. Except Reward redemption fees
@shubhankarpradhan2672
@shubhankarpradhan2672 Месяц назад
​@@Mufiz125correct 💯.
@vedprakashyadav91827
@vedprakashyadav91827 Месяц назад
Aaj hi band karwa hai bhai.
@akashpatel291
@akashpatel291 Месяц назад
@@Mufiz125 Wait for some more time. You'll see all credit cards except some top level ones will be significantly devalued.
@jaythakkar5909
@jaythakkar5909 Месяц назад
Cheers to those who do not revolve credit misusing these loopholes, do not make such massive utility and fuel payments and also never make a late payment. This does not affect us. Though a redemption fee of 50 rupees is questionable.
@sachinhj9910
@sachinhj9910 Месяц назад
Thumb nail= Diva in distress Video = Maa Sita 😂😂😂
@rikenrathod9567
@rikenrathod9567 Месяц назад
Aesa kese chalega devaluation to aahi ho gaya
@AdnanTaiyeb1
@AdnanTaiyeb1 Месяц назад
😂😂😂
@AmitavaRoy
@AmitavaRoy Месяц назад
This is How INDIA will reach the 3rd Largest Economy in the World. Thanks to BJP & RBI. Thank God, I already closed the TATA NEU INFINITY PLUS Card, 45 days back.
@SAHILSHAIKH-xr6my
@SAHILSHAIKH-xr6my Месяц назад
😂😂
@groupstudywithme
@groupstudywithme Месяц назад
Previously : reward redemption charge 99+gst, now what? Decrease?
@Mufiz125
@Mufiz125 Месяц назад
No rewards points redemption fee is still same. Changes in Cashback card for redemption fee of 59Rs.
@jatingupta9599
@jatingupta9599 Месяц назад
I feel good that Amex does not change things drastically and I feel as IDFC is a very good bank they would come up with stable credit cards. Rest is now a game use a new card for a year and when things are over shift. But for me Amex works and Vistara too, so no major problems 😊
@piyush9961
@piyush9961 Месяц назад
Idfc bhi karega they just waiting for traffic to increase
@jatingupta9599
@jatingupta9599 Месяц назад
@@piyush9961 they are the only ethical bank in India.
@sandiproy9059
@sandiproy9059 Месяц назад
All changes are welcome. Only those people will feel offended who use credit card for bank transfer in the name of rent payment / utility / education fee
@veeresh_22
@veeresh_22 Месяц назад
how do/can people misuse utility payments? P.S. I'll not get into such things, I'm just curious
@ankitdada123
@ankitdada123 Месяц назад
Thankyou for bringing up this ideo so quickly
@lonelykaraokist
@lonelykaraokist Месяц назад
Very good HDFC bank! A very welcome move by them. The people crying about these changes are the ones we should all hate, they use personal cards for business spends and devalue the cards. BTW, I haven't received an email for my Infinia card yet, only received it for UPI Rupay HDFC card.
@panchajanyanaralasetty7370
@panchajanyanaralasetty7370 Месяц назад
Just a small correction, 50k for utility spends is per transaction and not per month. Please cross check and let me know if it’s wrong
@veeresh_22
@veeresh_22 Месяц назад
how do/can people misuse utility payments? what's the catch here? P.S. I'll not get into such things, I'm just curious
@prudent_investor
@prudent_investor Месяц назад
It is mostly for businesses and SMEs misusing Credit Cards to pay corporate bills like Electricity etc running into lakhs
@shouvikdebnath1608
@shouvikdebnath1608 Месяц назад
Reward points redemption charges on statement is the worst decision, rest are fine
@maxy1337
@maxy1337 Месяц назад
Extremely good steps by HDFC, misuse karne waalon ko hi dikkat hogi, normal consumers ko nahi... ( only point of concern would be the redemption fees)
@unreal_tushar
@unreal_tushar Месяц назад
Emi processing fee is also something which is wrong
@unreal_tushar
@unreal_tushar Месяц назад
Kyuki sare banks 199 charge kar rhe hai sirf yeh log 299 karenge
@sc1zj
@sc1zj Месяц назад
Bogus card, will surrender
@philiprohit
@philiprohit Месяц назад
I think the hook for the video is misleading, just like some of the marketing tactics of these cards - terms and charges may have changed, rewards points haven't been "devalued".
@jangvirsingh6165
@jangvirsingh6165 Месяц назад
Thank you for good information
@mohitjain2943
@mohitjain2943 Месяц назад
Wrong information - For utility bill payments the limit is 50k per transaction and not 50k overall per month.
@aghori7675
@aghori7675 Месяц назад
No madame it is been charged from ladt year itself rent payment 1% plus gst
@mdfilms6893
@mdfilms6893 Месяц назад
Not a big issue hdfc is trying to stop the loophole for saving cards for genuine transactions
@ek_virus
@ek_virus Месяц назад
These are good changes. Only cash redemption and processing fees increase is bad.
@rajattrt
@rajattrt Месяц назад
1% Education charges applicable on payments made via redgirrafe?
@Hiniuolo
@Hiniuolo 20 дней назад
Mam THEY HAVE SENT IN MAIL IF SPEND IS PER TRANSACTION, AND NOT ON FULL VALUE AS YOU HAVE TOLD OVER HERE , PLEASE CLARIFY
@Hiniuolo
@Hiniuolo 20 дней назад
This is for utility transaction , they have sent in mail per transaction and not for full months transacted value
@TDSGLOBALGAMING007
@TDSGLOBALGAMING007 Месяц назад
Love your videos ❤
@mayuraglawe4600
@mayuraglawe4600 Месяц назад
they are also eating our limit. last month i fully paid credit card bill and available limit was 7000 rupees. now in next billing cycle available limit showing as zero. where is gone my 7000 rs limit . answer is finance charges . itne mein to mera ghar ka rent aur kirana bhi nikal jata hai. its time to close the card. it is better to invest in mutual funds and then redeem money as and when required
@manishtripathi1990
@manishtripathi1990 Месяц назад
Dear BJP, you take all his salary and make him poor, why u are not against petrol price hike in karnatka...please don't hide behind banks....
@shubhankitdhir
@shubhankitdhir Месяц назад
Anyone! Is there any card which is best in all areas, doesn't matter how much fees is
@user-yg4qk9vq4f
@user-yg4qk9vq4f Месяц назад
i have moneybackplus & rupay card then shouuld i close this card
@1SunnySharmaa
@1SunnySharmaa Месяц назад
Dide consumer pay the bill .. and companies controlling where they should spend thats insanity. Chargeson charges. What stupidity. If someone wants to pay rent or fuel that should his choice . Charges should be levied only on lat fee etc
@CardAcademy
@CardAcademy Месяц назад
This is done because a lot of people are using cards for non-personal usage.
@abhishekkhadake1901
@abhishekkhadake1901 Месяц назад
Could you please make video on Tata Neu HDFC cc which is going to devalue from 1st Aug
@user-tm4jn5zu1k
@user-tm4jn5zu1k Месяц назад
From last few months she had been making videos with full covered clothes, may be her family wants to be more conservative on social media
@DeveshBeri
@DeveshBeri Месяц назад
Focus on the information
@AmitYadav-zw1lo
@AmitYadav-zw1lo Месяц назад
Very quick video editing and publishing.
@kartikeyaggarwal2561
@kartikeyaggarwal2561 Месяц назад
Which card to go for now? So many devalutaions - Kya hi kare ab?
@suneetsardana123
@suneetsardana123 Месяц назад
Shaabash Card academy Vaali Ladki. Yeh main tujhe batane vaala tha. Lekin tune pehle hi bata diya. uske Liye tera Thank u
@NeerajKumar-vs9fd
@NeerajKumar-vs9fd Месяц назад
I think it’s good move by HDFC to avoid the abuse of CC, except cash back.
@SahilMandre
@SahilMandre Месяц назад
You might the employee oh HDFC .. isiliye aapki jal Rahi hai... Warna bhai jisko jaise use karna hai karne do... Payment time pr mil raha hai na ..bas ...ye hona chahiye...already bahut charges lagaye ja rahe hai.... Jada charge lagenge to log kyu hi lenge
@NeerajKumar-vs9fd
@NeerajKumar-vs9fd Месяц назад
@@SahilMandre Bhai mai koi HDFC ka employee nhi hu, even mai kisi bhi bank ka employee nhi hu but the way people use credit cards, bank are trying to reduce the cost. They will give benefits if they will earn more money. Bhai har cheez me negative hi ku dekhte ho. Kuch logo ki wazah se genuine card user bhi suffer karte hai. And waise bhi after few years, credit card market India me down hoga. Foreign countries me to cards pe sirf miles milte hai and interest free period only.
@anjaniashutosh
@anjaniashutosh Месяц назад
Mam mera ek question h Kaafi platinum debit cards me bhi free launge access milta h toh kya cash withdrawal, recharge and utility bill payment consider honge last month or quarter ke payments me to avail free launge access??
@adit2795
@adit2795 Месяц назад
Make a video for best credit card for car purchase.
@Spiderweb007
@Spiderweb007 Месяц назад
Cashback redemption charge is scummiest change, at least others are understandable
@intal1000
@intal1000 Месяц назад
Wrong information , utilities par per transaction ki limit h , monthly nhi
@ViNeet.KumArTomAr
@ViNeet.KumArTomAr Месяц назад
Credit Card to baad ki baat hai ye Thumbnail per term conditions kyu lag rahi hai 😐
@jilson1104
@jilson1104 Месяц назад
@cardacademy..I have hdfc regalia first card..and I want to close this card and find another option. Please suggest a better card than this..
@AnimeRecapInHindi
@AnimeRecapInHindi Месяц назад
regalia se acche toh or bahut saare h...aapko hdfc k saath hi jana h kya? and major payments kis type ki rehti? mai suggest karta aapko
@jilson1104
@jilson1104 Месяц назад
@@AnimeRecapInHindi Any bank is ok.. Offline usage is more and air longue access was very helpful. But now it's useless.
@AnimeRecapInHindi
@AnimeRecapInHindi Месяц назад
@@jilson1104 airport lounge aaj kal sabhme aata...mai aapko firbhi best cards batata hu aap dekh lena... 1. Axis ace credit card 2. Hdfc millennia credit card 3. Amazon icici credit card 4. Tata neu infinity hdfc rupay credit card Mai suggest karunga ki jisme aapka account ho usme lo toh acha h kyo ki fir limit and offers ache milte. Amazon wala lifetime free hai baaki me aap free karwa sakte agar relations ho... especially tata neu wala free ho jaega agar aap unki app use karoge or aapka hdfc me account hai lag raha toh wo help bhi karega (but partner sites check kar lena, reward points ussi me use hoge) mere liye tata wala best card h kyo ki usme lic and baaki insurance pay pe bhi 5% cashback milta or 1.5% upi pe bhi milta rupay variant se which is great saathme lifetime free mila h tata neu app se big basket pe grocery le leke 😆
@AnimeRecapInHindi
@AnimeRecapInHindi Месяц назад
@@jilson1104 acha khasa comment kiya or yt ne hata diya...wah 😞
@vishalsharmaize
@vishalsharmaize Месяц назад
Close all major banks cards now..
@PankajGNandi
@PankajGNandi Месяц назад
Criteria to get BUSINESS CARD
@TDSGLOBALGAMING007
@TDSGLOBALGAMING007 Месяц назад
You should have current account you can file application from bank manager they will update you can get or not 🐣
@abhinavshots01
@abhinavshots01 Месяц назад
What if I use credit card for lic premium Is there any fee charge for that ..?? (HDFC BANK CREDIT CARDS)
@sakshammakkar7460
@sakshammakkar7460 Месяц назад
No there is no charge on that, and if you have amazon icici credit card you will in fact get 1% cashback on that
@abhinavshots01
@abhinavshots01 Месяц назад
@@sakshammakkar7460 ok thank you 🙏🙏
@abhinavshots01
@abhinavshots01 Месяц назад
@@sakshammakkar7460 i have that also
@aryanpandit4750
@aryanpandit4750 Месяц назад
I Closed 1 Axis & 1 SBI Card Already Now HDFC Yes Bank Ki Baari Hai
@someonespecial1171
@someonespecial1171 Месяц назад
Just one month ago I took millennia credit card
@chiragsanchetee9316
@chiragsanchetee9316 Месяц назад
hdfc millennia credit card points ko cash me convert karne par charges lagega ??
@ankitm8246
@ankitm8246 Месяц назад
No effect on me
@sreejithekarunakaran5673
@sreejithekarunakaran5673 Месяц назад
Going to close my HDFC cards
@shashankm8981
@shashankm8981 Месяц назад
Ab toh debit card hi better lagre😂
@Ravicgsce
@Ravicgsce Месяц назад
Credit cards are becoming less attractive. Middle class ko giradiye hai. Inflation sida assar hai. Only jyo super high spenders ko hi some what benefit hai.
@ashwin9823
@ashwin9823 Месяц назад
Time to close!
@narendrareddyguvvala7474
@narendrareddyguvvala7474 Месяц назад
This is very unfair. Now everyone should close their hdfc cards. Then hdfc will know its impact
@SahilMandre
@SahilMandre Месяц назад
Sure I will close my two card of HDFC
@cmdhanu8158
@cmdhanu8158 Месяц назад
don't! , genuine spends unaffected
@parthaj33
@parthaj33 Месяц назад
gajgiri never heard this word before .....😆 😆
@saffronkeshariya8423
@saffronkeshariya8423 Месяц назад
TRUE 😮
@MANISH12665
@MANISH12665 Месяц назад
I have one doubt the cashback redemption charge will also be applicable on hdfc debit card ?
@balajibalu1481
@balajibalu1481 Месяц назад
No charges When u redeem points into bank account but you can only redeem cashback points minimum 500. Maximum 3000.
@MANISH12665
@MANISH12665 Месяц назад
@@balajibalu1481 we have to redeem in multiple of 250 and there is no such maximum amount as such for platinum easy shop debit card
@pradipjana8167
@pradipjana8167 Месяц назад
Insurance payment me charge lagega keya...?
@user-wb3is5oc9v
@user-wb3is5oc9v Месяц назад
No major change.
@textinjordan1427
@textinjordan1427 Месяц назад
Hdfc sent wrong card😑 I asked for millennia and got privilege
@CardAcademy
@CardAcademy Месяц назад
If you haven't activated it, then you can call the bank and cancel it.
@mainhoonnoobita4005
@mainhoonnoobita4005 Месяц назад
Ma'am I have an HDFC swiggy credit card...Will I get cashback If I purchase from the Iqoo online store and realme online store rather than purchasing from Amazon or Flipkart?
@DURGESHMEENA-ne3ob
@DURGESHMEENA-ne3ob Месяц назад
1perchant only
@MithileshBhoir17
@MithileshBhoir17 Месяц назад
RIP Millenia card😢
@asgaralisiddiqui4047
@asgaralisiddiqui4047 Месяц назад
Thanks for content mam 😊😊😂😂😂
@sksahu84
@sksahu84 Месяц назад
Madam your voice is very sweet.
@prateekbatta2012
@prateekbatta2012 Месяц назад
Kuch b kaho... ladki sundar h. Ye mujhe roz bataye credit cards k baarein mein. Mai sunuga
@vigilante_stark
@vigilante_stark Месяц назад
CCs ke sath sath kisi aur ki bhee devaluation ho gayi 😂
@divyanshumishra7896
@divyanshumishra7896 Месяц назад
How to request for higher limits on axais bank I have tried but fail😅
@amrit0501
@amrit0501 Месяц назад
give bribe
@pshivakumar6811
@pshivakumar6811 Месяц назад
wait for six months after issuance and spend some good every month in that 6 months and contact customer care for higher limit
@divyanshumishra7896
@divyanshumishra7896 Месяц назад
@@pshivakumar6811 I have always used 90% bro I will try again next month I will I have American express card with limit 230000 soo please give me something about 1lakh to 1.5lakh What u say ,?
@divyanshumishra7896
@divyanshumishra7896 Месяц назад
@@amrit0501 from credit card 😂
@divyanshumishra7896
@divyanshumishra7896 Месяц назад
@@pshivakumar6811 I will say that I have American Express card with limit of 2.3lakh soo please give me limit of 1.5 to 2 lakh please What u say ?
@v.7680
@v.7680 Месяц назад
Video me camera ke close aake video banaye madam..
@darshanshukla497
@darshanshukla497 Месяц назад
3:31
@shikharsingh5521
@shikharsingh5521 Месяц назад
Too much devaluation
@rasulrasul3833
@rasulrasul3833 Месяц назад
Gaya tata khatam.... education payments...khatam...tata 😅😅❤😂
@MANISH12665
@MANISH12665 Месяц назад
Hdfc millennia par nahi lana tha yaar
@Chets
@Chets Месяц назад
Thodi dholu ho gayi ho
@SAHILSHAIKH-xr6my
@SAHILSHAIKH-xr6my Месяц назад
Toilet mein hagne keliye bhi charges lagayega bahut jald plus gst
@itsinvinciblegaurav
@itsinvinciblegaurav Месяц назад
Ab Credit Card Close Karna Padega
@arche6188
@arche6188 Месяц назад
Millennia card close karna padega abhi
@sushantmayekar8780
@sushantmayekar8780 Месяц назад
Limit kitni he?
@cmdhanu8158
@cmdhanu8158 Месяц назад
no don't it's already 99+gst for statement credit
@mrkumar3222
@mrkumar3222 Месяц назад
Dhere dheere sab bnd kar dega
@kdn6827
@kdn6827 Месяц назад
Looks like you have stopped trying to put efforts in looking good.
@sauravkumar-to6qg
@sauravkumar-to6qg Месяц назад
Tm yaar aur v alag category ka vodeo bnao... Achha chalega cards wlaa utna log nhi dekhte.
@harunshaikh2695
@harunshaikh2695 Месяц назад
Nich look new
@ushnish_bose2001
@ushnish_bose2001 Месяц назад
😢😢😢
@Jayjagannath582
@Jayjagannath582 Месяц назад
Mein mera 14 credit card close Kara rahu
@aakashsharma8263
@aakashsharma8263 Месяц назад
dm me if you need good deal on card
@greatestananth
@greatestananth Месяц назад
Humble feedback - Some investment could be dressing/make up/hairstyle to make the presenter more pleasing.
@prakharsrivastava2314
@prakharsrivastava2314 Месяц назад
Jo jaisa hai waise hi rahne do
@QUICKKNOWLEDGE
@QUICKKNOWLEDGE Месяц назад
Band kro card
@sauravkumar012
@sauravkumar012 Месяц назад
☝️
@aarifnityy
@aarifnityy Месяц назад
Bajpa ne Desh ki waat laga di….. Hope 🇮🇳 Financial condition stables once again…. Missing Dr.Manmohan Singh
@Riteshkumar-jy8cv
@Riteshkumar-jy8cv Месяц назад
😂😂 Gaya
@23abhi23
@23abhi23 Месяц назад
Dear BJP, you take all our salary, make us poor. Why are you hiding behind banks and other charges
@hasanraja1934
@hasanraja1934 Месяц назад
Accha hain, AJ HDFC BANK JANE WALE THEE , 4 BAJ GEYA THAA AND ABHI ISS VIDEO DEKH KAR MIND CHANGE.
@Kunal-ss7ku
@Kunal-ss7ku Месяц назад
Cutie
@ViNeet.KumArTomAr
@ViNeet.KumArTomAr Месяц назад
Credit Card to baad ki baat hai ye Thumbnail per term conditions kyu lag rahi hai 😐
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