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I have had this card for years and love it. We own an Airbnb and pretty much everything I put on this card is a great write off. Advertising, cell phone, car rentals. Use it for all my business travel!
Don't have a lot of ad spend for my business, but 100,000 points is hard to pass up for one card. Plus, I'm waiting (more like hoping) for an elevated Reserve bonus soon, so this would be a good filler until then. I'll probably just downgrade to an Ink Cash or Unlimited before the 2nd annual fee hits.
I don't think we'll see a 100k CSR bonus anytime soon. One of my friends didn't apply when it launched and has been waiting 5 years for it to come back. Could've earned and qualified for another offer within the same timeframe.
Hopefully this offer is available for a few months, I just applied for the Hilton Business card based on your previous video and this offer came out just days later. I'll still take both bonuses if possible 😎
🚗 I liked how you specified that this card is good for ads. That is projected to be my biggest spend for my business as we grow into the following year.
🚗 You inspired for a new video comparing the cards with cell phone protection or even primary car insurance. It would be interesting how CIP compares to no AF cards like the unlimited version or other banks that have those perks (deductible or coverage).
I have a relatively large spend coming up for some flooring which may cover half or more of the required 8K spend. That makes this SUB very appealing for 100k points. I have a Freedom Card I rarely use and have the VX almost at the required spend on along with the Hilton Surpass which I just got the other day. Wasn’t planning on entering the Chase ecosystem right now, but this may be a very good opportunity. Thoughts?
Asking for a friend, what are accepted vehicles (🚗) for minimum spend? Basically, if one were to put groceries or other everyday spend related to their business (in a grey area sense), is there a penalty? What does Chase deem non business spend to be? Also, if you downgrade in a year, will Chase not offer you business cards in the future?
Good stuff. I have used the CIP for a number of years. My only frustration has been the $150k cap on the bonus spend so I have been very selective on what goes on the card. 🚗
As a truck driver, the 3% travel category on the CIP is a strong pull for me and lets me complete a lopsided chase trifecta w/ the Chase Freedom OG and Chase Unlimited. How about a 🚚 emoji instead of a 🚗? 😮😊
I am very interested in this card after they dropped the minimum spend. My business might not spend enough to justify the $95 annual fee every year, but the 100,000 Chase UR points are a great bonus
I plan to get the CIP over the CSP for the higher SUB. I would assume that in order to have the travel protection I would need to use the card to book my flight with the airline and the rental car company. What if you are using miles to fly (ie. Rapid Rewards wtih Southwest)? How do you get trip protection?
🚗Hey Sebby, I've been thinking about business cards lately. If these small business cards hold people personally liable, Why do some banks seem to care about you having a good business?
🚗 Can I get a step by step plan I can follow to churn out the most amount of chase points in the next few years? I will enter the world of Chase business cards soon but I wish there was a step by step plan out there to get the most amount of points (what card to start with/what card to get next). I know there is a way to churn cards by alternating EIN and SSN
Sebby I have a question, hopefully you will soon make a video on it but I’m looking at the chase business premier card and it says “points earned with ink business premier cannot be moved to other chase cards or chase transfer partners” but also says i can redeem my rewards for cash back if intimate rewards… can you please please explain?
Points earned on that card are ~cash back since they're not transferrable (like CIP, CIC, CIU, CSP, CSR, Freedoms, etc.). More here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-WC6vAQzdiHo.html&ab_channel=AskSebbyBusiness
I'm thinking of meeting the spend requirement by paying for my tuition with my credit card. It'll have a $230 convencience fee, but I think its still worth it. Does cancelling afterwards hurt my business credit score? Would business credit score matter a lot in the future?
Yep! That's a common tactic. Rewards > fees = worth it. Most business cards rely on your personal credit for approval (especially the small business cards from issuers like Chase). Closing has no impact for our purpose :)
Almost all businesses can run ads, depending on budget + performance ROI. Physical products, tech co's, small local businesses, etc. If you turn off ad block and check Instagram or RU-vid, lots of examples.
Deep dive for anyone reading this comment (TDLR not transferrable UR points!): ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-WC6vAQzdiHo.html&ab_channel=AskSebbyBusiness
