Emergency Fund Tool (smartwithmymoney.nd.gov) 

An emergency fund is not something many people think about until they need it. Join Rachel from Bank of North Dakota as she showcases how the Smart with My Money Emergency Fund tool can help you determine how much you may need in your emergency fund and how long it will take for you to build up that amount.
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North Dakotans, Get Smart with Your Money.
• Your money personality.
• Your money needs.
• Your tips to do better.
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SmartWithMyMoney.nd.gov provides a money personality assessment and then tailors content based on your age, knowledge gaps and interests. This tool can be used throughout your life - from your teenage years through retirement.
From January 2020 - December 2021, Smart with My Money users reported:
• 32% decrease in financial stress
• 59% increase in users who were able to build up a 3-month emergency fund
• 28% increase in users who paid off their credit card in full each month
Brought to you by these North Dakota State Agencies:
• Office of the Governor
• Bank of North Dakota
• Career and Technical Education
• Department of Financial Institutions
• Department of Health and Human Services
• Department of Public Instruction
• ND University System
• Office of the State Treasurer
• Retirement and Investment Office
• Securities Department