I think she’ll be a nod to Clara who got reincarnated in different timelines. The Doctor doesn’t recognize her face anymore. Ruby’s ‘mystery’ will be something new and none of us saw coming like Clara’s part!
Interesting theory. There’s a chance she could be Suzan (Doctor’s granddaughter, due to Devil’s Chord), while also being Ruby’s mother / creator (since baby farms were introduced in ep.1)) & the ‘One who waits’.
On the next episode she is names S Triad. With a technology firm. S TRIAD...TARDIS obviously, she is a timelord...im thinking the new master. Who else has a tardis ?