EXACTLY What We Teach - Dave Rant 

Ignorant people only hear what they want to hear is usually the case. What Dave teaches just isn't about money its a way of life. Keep up the great work Dave!

I just love it when he goes 'bazzerk' on the baby steps which shows how much he truly believes in the process. I'm on baby step 2 and have a print of debt taped to my bedroom wall that I speak to every morning ("You are going down buddy!"). Can't wait to make my debt free scream.

I am so glad I found Dave Ramsey. You gave me more financial advice than my parents ever could. Thanks.

Wish I’d met this man 20 years ago.....but at least I’ve met him now. Pure , straight and true sense

"and you get to drive around the bank's car, that why they have drive up windows so the car can see the real owner" LOL

I'm $200 away from finishing step one and then step 2 will be in full swing. Thank you Dave

"Sell so much stuff that kids think they are next".. mega lolz.. Love you Dave.

I am SO thankful that someone around 15 years ago told me to listen to some of Dave Ramsey's Financial Advice. I WILL retire. If I hadn't listened and followed his advice I would not have been able to retire- its that simple.

I needed to hear this. The Lord knows I've been addicted to saving money that I neglected tackling my debt.

I love his rants!!

Pre Baby Step One: Stop Adding New Debt.....

Dave is a truthful parent..listen to him for our kids sake as well as our own..God bless you Dave.

you changed my view about money.

Never had any debt so I guess I'm ahead of the curve

I Just found dave....i and 31.....wish i could have found out about his sooner.......one of my biggest regrets !!!! love ya dave......RIP Kobe Bryant and GIG and 7 other people....YOLO

A MAN THAT CHASES TWO RABBITS CATCHES NEITHER

Dave is aweeeesome!! "i have an opinion, i have an experience"priceless.. love it.

I was listening to Dave on the radio when he was giving this rant. :)

I couldn't have guessed how amazing debt freedom would feel!

I'm from the uk and out of debt now. I love Dave I listen to him for hours on end while doing stuff in the house,he's just so down to earth and sometimes we need to hear a rant to keep us on our toes,I love him when he is passionately shouting and telling us what's what.i wish we had a person just like him to explain the British laws and pensions etc,USA your so lucky,we do have people that help but not ranters like Dave. Unless of course I've not come across them yet.

This is such good advise! I paid off over $600 for my car insurance in less than a month and the people at AAA thought there was something wrong when I came back again haha. It's a great feeling to have one less bill I need to worry about!

I listen to Dave Ramsey everyday! Hooked for the past five years! 😬🖋📕.

I just paid cash for a Honda Fit 2008 for $3000. Thanks Dave for training me well! 🏝🏝🏝

Well spoken dave. 7:08 had to lower the volume in my car lol .. the man is a genius.

Need more of those Dave's rants!!!!! please!!! thanks

Thank you for keeping Jesus in your advice. 🙌🏼

His frustration made me laugh out loud. And I think it was even better on video than it would have been on the radio haha!

I am so truly grateful and full of thanks for and to Dave Ramsey. Thank you Dave and thank you Ramsey Solutions for being a pillar of wisdom and truth in our generation.

I have to thank Dave, thanks to him I do not have debt anymore, thank you Dave!!

He is Genius

OH MAN I JUST LOVE DAVE RAMSEY THANK GOD FOR YOUR TEACHING SIR. BLESS UP FROM JAMAICA.

The only thing I really would struggle with is taking everything out of my savings account to pay off debt. It has given me peace of mind having a large safety net.

Thank you Dave. I'm starting your plan, I have another bank account with a different bank to start baby step 1. I've had to do some radical things just to start baby step 1 then to baby step 2. My debt wouldn't allow me to do a baby step 1 so that's why I did the radical. I got tired of my debt telling me what to do. God bless you pal! Lol.

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When I was in high school I hung out with the smartest kids in class I would go their houses and study with them spend lunch at the library with them. I did not necessarily smarter though it did help me advance but I didn’t end up like most kids going through school without an idea of what I was doing there or worse pregnant, dropping out or in drugs. I never got to be as smart as them but it sure did make make me feel smarter everyday.

Glad he did this rant, there's been a lot of these types of calls lately! #TeachIt

These rants are my favorite! He’s just so funny!

I'm still unclear about Baby Step 2???....said no one!!!

I broke the no investing in baby step 2 rule. I still completed baby step two in 15 months. I really did not want to lose out on growth in the market. I also really really wanted to kick Sallie out of my house.

Thank you Dave!!!

I am definitely drinking the Dave Ramsey lemonade. Lol

At the end he said "5, 6, 7" but really those steps are "4, 5, 6". Gotcha, Dave!

Not including Tragedies or your Income, you will build wealth if you follow this advice: 1. Live on a WRITTEN plan 2. Need to SAVE money (for 1: Emergencies, 2: Purchases to avoid debt, 3: To build wealth, retirement and college) 3. Get OUT of debt = freedom 4. Be GENEROUS 5. Be invested in QUALITY relationships = YOU ARE WHO YOU HANG AROUND WITH

Dave pulled my covers on this one. "Should I use my $15,000 in the bank" to pay off my $14,000 student loan debt? YES!

I needed to hear this. I was all for the baby steps but I was trying to do three of them simultaneously instead of focusing on one at a time and doing that one really well.

Thanks for that spanking Dave. I needed that!!! God bless you!

Love this! God bless 😊 ✝️

😂 I love with Dave changes his voice!!! Hahaha🤣🤣🤣

It’s NOT the only way it works. I’m proof of that.

I have to come back here every once in a while just to remind myself why I have to keep going.

Great old uncle Dave😂😂😂

I was young and foolish and should have taken your class a long time ago. Just glad I got to it when I'm still in my younger 30s =)

I think he was a little mad lol.

Thank you for this.

I been hanging out with little Johnny. :(

love these rants

Love this rant so much!

Lol, don't try to tell Dave the definitions of his steps/plans. "NO YOU'RE NOT!..." Lol

YES!!! 7:07

People are selective listeners and readers... they pick and choose what they feel is right

No debt here, saving 18800., no kids, just us im feeling pretty good myself

"Be generous" seems a bit vague. Someone can be "generous" to Apple, BMW, and Best Buy but that doesn't mean it's good.

Maybe he meant that he had the 1000 emergency fund and not the fully funded one. On your plan you do have the emergency fund on baby step 2, it's just not the fully funded one.

one day I am going to do the dave ramsey scream only not in the studio but on my front lawn lol.

Don't give your money to the bank!

What happens when you don’t have a balanced budget because of costs you can’t cut? And can’t afford the cost of moving?

I am trying to sell stuff but so far no one is interested. Living very rural has some limitations but the benefits for us out way them. Just a little tougher to boot strap it compared to where we lived before.

I used Dave's methods to get out of almost all my debt. I just have school loans and that I'm tackling. The information here is pretty good but it's kind of outdated. Also, a thousand bucks won't do anything for you now in 2024 also, not saving while you're getting out of debt after a thousand bucks it's pretty dangerous. If I would have not saved several times while paying off debts I would have been way worse off, I would have been without a vehicle and possibly living in the street. Yes debt is stupid yes having an emergency fund is very smart yes living below your means is very smart, but the numbers need to be changed. You need thousands of dollars saved in your emergency fund right away. Not 1 thousand. Especially if you're a single parent and especially if everything relies on you.

something I don't get. I got 6-8 months of savings now I put that towards my debt til I have < 1 month of savings but what happens when you suddenly need that 6-8 months of savings?

My friends were Druggies For 20 years I never touched them I resisted the temptation They have mocked me but I did resist

Little Johnny 😂😂

Dave saying northerners have an accent is a good laugh.

when that Kermit the Frog voice hits, you know The Rant is coming... lol!

obsessed!

RECAP: 1. Live on a written plan w/ money 2. Save & Invest money 3. Get out of debt 4. Be outrageous in your giving 5. Invest in quality relationships

When you say generous you mean by giving family money and not being selfish?? Someone explain that to me please ?

@7:07 I thought it was Jack Black, lol.

7:08 😆

I miss old school Dave..

Where does saving for home repairs come in?

@7:14 - quickly! start the music.. Dave's gone off-script again!... ;D

We up north have the accents? Lol.

Who got thrown off the island?

House is a debt but would he have it paid off

Gees Dave! Riled up?

Maybe someone can answer this for me. I am on baby step 3, growing the emergency fund. Now can i start to do investing along with saving or do i still have to stop investing and save.

I just realised I've always had steps 1,2 and 3 done

What kind of idiot wouldn't use an employer match? It's one of the only things in life that gets you instant free money with literally zero risk...

And people still call and ask 😂 I love watching his show… because it’s jus repeating himself over and over… Jesus people simply don’t THINK

I love dave but i have 30k in the bank and i am matching my employers 401k, so far i have paid 35k in debt out of 52k total, no way i was going to walk around with nothing but 1k to my name for 2 years, if i cant call it baby step 2 then ill call it something else, still love dave ramsey tho

7;07 I LOVE THIS GUY

As Bugs Bunny used to say, "unlax Fuddsy.

What's the argument for the generosity aside from the Bible says it and successful people are generous? Seems like a no brainer that the people that make a lot can give a lot, but how does someone who only makes 30k a year financially justify giving away any of that.

R.I.P Redbull 😂

Um the rich aren't generous. They pretend to be.

the bible also talks about what to do with slaves -- should i enslave my stupid neighbor? that guy drives me crazy but he's big and strong!!

Funny, the commenters who scoff at Dave's advice. It's like a Muslim going into a Christian church. If you're not a believer, find a mosque.

I like the Ramsey's style but I could go without the Jesus stuff

:)

Not even to the video yet and the commercial playing is for a toy called "Boxsy Girls." The idea is she is opening boxes of makeup, shoes, clothes, etc. The tag is "What's in the box? Only Boxsy Girls know!" This thing is marketing consummerism. Good grief!