FEBRUARY MONTHLY RESET | budget with me, reaching milestones + setting new goals 💰✨

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I am so excited to reset for February with you! In today's video we're reflecting on last month, setting new goals, talking about financial milestones, checking in on my net worth and doing my budget for February. I hope you guys enjoy 🥰
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- Ella xx
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Опубликовано:

21 авг 2024

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Комментарии : 85

@sheriberrix Год назад

You are absolutely radiating in this video and so happy for you kicking your savings goals last month. That is incredible! Especially your social media income, that is so well deserved, we can really see the love that you have for RU-vid. The graphs of this new template is super cool, loved seeing the pie chart and fluctuations of each day in the month.

@cherrificlife Год назад

I don't really have a lot of categories for my budgeting. So for me, my most expensive spending is for groceries. That includes my family's groceries and a grocery allocation for my father's house.

@emilystevenson1831 Год назад

I'm sure I'm not the only one - but oh man I'm so excited for you to put up two videos a week! I adore your channel and watching your video feels like spending time with a friend

@railymarshmallow8809 Год назад

Soooo idea for the Utilities situation 18:45. Hopefully I can explain my thinking in a way that makes sense… 1) Add up all your quarterly and yearly utilities and figure up how much they you would need to set aside each individual month. 2) Once you have that monthly lump total, each month pay that amount into a sinking fund in the budget tracker. 3) Once the month comes up that you have to pay the bills put lump total in your income category of the tracker to “pay yourself” out of your saving. 4) For each utility bill track the actual amount so that it will show up in the spending tracker. Hopefully that makes sense! I love your videos and so excited for you to be posting 2 a week ! Blessing being sent from the US !

@jessvillalobos8315 Год назад

Hey! The best way I would track quarterly and semi monthly bills on a spreadsheet is by adding the “Gas - Quarterly” fund (an example lol) to the sinking funds. I’d add my amount of $X in there for the first 2 months, and then on the 3 month, you take the money from the sinking fund and add it to your income as “Gas Quarterly Fund” and add it to your “Gas” budgeted (along with whatever you are adding for the 3rd month) under the bills category. That way you can see how much the bill was in the bills category section without skewing the numbers too much. It’s basically what you do with your monthly rollover! I hope that makes sense and/or helps lol.

@railymarshmallow8809 Год назад

You explained this much better than me! Glad we are thinking the same thing. I’ve run into this with a lot of annual payments and “myself” out of a sinking fun has been the easiest way and keeps the numbers balances per say.

@TheBlushingBrunettes Год назад

My biggest expense in January apart from the usual bills etc was my car unexpectedly needing a new battery and I got it’s next service done while it was already at the mechanic…$879 later.

@katehorton2558 Год назад

I really enjoyed this video Ella, you're so transparent! I accidentally locked myself out of my house on a PUBLIC HOLIDAY, so i had to fork out $300 for a locksmith, who took all of 5 mins to get the door open! But in saying that I hit all my savings goals this month so you could say things balanced out :)

@ZarinaAhmadzada Год назад

$300 for a locksmith?? Is that every-day price or was it bc of the holiday??

@chloestevens1968 Год назад

Thank you for another video Ella! I love watching these video's monthly and "sitting down with you" and doing my reset too. These videos help motivate my stressed out little ADHD brain. I would adore a 'How I Organise my life' video from you, I love how real you keep it x

@nikkibott3878 Год назад

You can copy the whole spreadsheet by right clicking the tan at the bottom and clicking duplicate. You can then amend and take out anything that doesn’t need to be on there for the next month. X

@bloocandy247 Год назад

Love a good reset, watching this on a Sunday morning 🥰 love seeing all these changes!

@smileycitrus Год назад

have a fab Sunday!! 🥰

@natmichelle Год назад

YES to the how you plan your life video! 😍

@christinethompson3414 Год назад

I pay our quarterly bills (rates, water and gas) monthly via bpay so that way you can track your monthly and annual spend and you don’t get a bill each quarter. It is one of the best things we have done to help with the budget. So glad you are loving your new job

@smileycitrus Год назад

thanks lovely! I might have to look into that

@kimsmith3265 Год назад

I’d love to see a video on how you organise your life. I am a planner girl

@EmsFitVenture Год назад

For the gas, I would say it is $40/m sinking savings and then only put the amount spent in on the month the quarterly comes out. You are saving it to spend quarterly. Then if you put the actual amount spent the month it comes out you’ll see it at the end of the year.

@Klara_is_finding_herself Год назад

I'd love to watch a video how you plan and organise your life 🙏💗 I'm very interested in planning and organising life, and could use some inspiration ✨️

@edwardleecaliforniausa Год назад

Hi Ella happy Sunday night and I hope you having amazing day today and I loved your vlogs and you are amazing Supporter and I'm proud of you

@smileycitrus Год назад

thank you 🤍

@rebeccacranford3873 Год назад

Be proud of your accomplishments 💓 Love your office!! Those mirrors are everything!! Congrats on your amazing accomplishments🎉🎉 Love your vidoes!!

@nikkigrace7165 Год назад

Loving this video, Ella! 💖 can’t wait to see where life takes you 😍

@smileycitrus Год назад

thank you Nikki 🥹❤️ appreciate your continued support

@noelleursel7848 Год назад

Love your videos, and don't apologize for being transparent - it's so important! :) Feeling inspired to start a budget tracker.. I'm so bad at keeping track.

@smileycitrus Год назад

thanks Noelle!! it's so fun when you get into it 😍

@briannagonzalez404 Год назад

Save as a skinging fund then when it come time to use it put the amount you are use under the income table so you can stil keep track of it and save for it at the same time.

@DonnasWonderland Год назад

Just on the budget for your gas another option to consider is tracking by putting the full amount you have saved then entering the bill when it comes in so say starting with zero in jan you add 40 no bill your diff is plus 40. Then in feb you carry over the diff add the 40 so put your budget as 80 no bill so diff plus 80 in March carry the diff 80 and 40 budget 120 bill comes in *98 diff *+22 April 40+diff *22 budget *62, would that maybe work? Just want to give you huge props Ella I wish I’d been so on top and in control of my budget at 26 and also had this goal orientated personal development focus I didn’t get here until my mid 30s it’s going to make a huge difference to your future being there already ❤

@kirstyanne4716 Год назад

Hope you had a great weekend! ❤

@BrOnWyN Год назад

Great video. I'm new to budgeting this year but I've been really good at sticking to tracking our expenses. Our biggest expense in Jan was big purchases for our baby who is arriving in approx 6 weeks. Cot, dresser, baby shower, appointments - it all got really expensive and we barely saved. In Feb, we should spend less so hoping to stick to our budget.

@MelindaAuckett Год назад

Love this Ella and how real you are! Just downloaded this spreadsheet as well to get on top of finances this year :D

@smileycitrus Год назад

thanks so much Melinda!! 💛

@cayceenicole7566 Год назад

In terms of drinking more water, can I suggest getting one of those big drink bottles that have the time stamps on the side. I used to struggle getting through 1L a day, but I bought a 2L for $35 from Jay Jays and it’s worked wonders

@nikkibott3878 Год назад

Love your transparency. Your gas and electric bills are so cheap. They are like £300-500 a month here in the UK right now! X

@LoonZoomBoo Год назад

Oooh yay, just woke up to this treat. Hope your weekend is going great.

@smileycitrus Год назад

thanks lovely! have a great day

@ClareBare1996 Год назад

I do the bills as a sinking fund in the savings section as it is sort of very short term savings in my mind. That way I can see the annual cost also.

@Monique_Cassidy Год назад

Biggest expense was my wedding dress arriving 3 months early and needing to be paid and picked up much sooner than expected! Also would love the how you plan your week video!

@bethaneydunne9682 Год назад

Hi Ella your videos are so Helpful as i need to learn how to Budget correctly hahaha as i spend a lot of my money clothes shopping etc and get things that i prob dont need . So your Videos are super helpful so Thank you hope can be friends 😊👍👍

@stormcloudsandsparrows Год назад

Us aussies like to ignore the first "r" in February, classic lazy aussie language 😂 I would love the see how you plan & organise, I find that so interesting but I might be a bit weird lol. My biggest expense for this month was buying myself a laptop at the start of the year that I hadn't budgeted for. It's really been worth it though to be able to be productive while I watch TV instead of just playing games on my phone!

@ZarinaAhmadzada Год назад

I feel like when RU-vidrs start making more money they don't wanna share it bc us the viewers will judge or something like that, which some people do, but I am really really interested in the finances of a regular RU-vidr. I also don't like when ppl call RU-vidrs privileged bc they make a lot of money, I mean, you work your ass off to get there, but that's besides the point 😂 you do you girl, be transparent, if someone can't handle it, they should just leave

@smileycitrus Год назад

oooh I love this perspective!! thank you 🥰

@Mistlethorns Год назад

In regards to your gas bill debacle. I personally set up direct debits for my water, electricity and gas every fortnight / month that goes into my account with each provider. Then I can budget for that, and I have no big bills pop up every 2/3 months. I also do the same for my land rates, I pay $50 weekly direct to my shire so I don’t have a big bill every year. Unsure whether SA offers this, I am in WA.

@Hannah.Beazley Год назад

My spreadsheet is a little different to yours, but for my non-monthly goals I took the annual total from last year and divided it by 12, and put that aside each month. So for example, with the bi-monthly gas bill if I'm putting aside $40 each month, and when it comes it's $67, I only track $27 that month because I know I have the $40 set aside from last month. If by some miracle it's only say $35, I just record -$5 and it adds the difference back to my working total. Since yours breaks it down monthly in your annual dashboard, it might not be a true representation month-to-month but the annual total would be accurate - hope this helps!

@harperrae576 Год назад

Can you go over how you make money doing surveys/how long it takes to make money? Love your resets and all of your content!

@smileycitrus Год назад

The first few months of the year are usually pretty slow with surveys but once it picks back up again I definitely will! & thank you lovely 🥰

@Courtz9800 Год назад

I love this spreadsheet! So good To help you guys keep track of all your transactions, how many different accounts do you have? Does all your income become one such as his money yours yours is his? Or do you still have personal spending accounts?

@Courtz9800 Год назад

If you highlight on the January spreadsheet the numbers under your budget row then right click copy. Then paste into your next month :)

@smileycitrus Год назад

life saver! thank you

@claregraham8038 Год назад

Love your videos! Thanks for being so open and honest re: your finances and budget. Would love more info on your survey income... every little bit helps, especially with cost of living going up. How long does a survey take? How much do you earn per survey? What routine do you have to get your surveys done (e.g.spend an hour each evening)? Thanks so much x

@mariadamore1963 Год назад

I'm about to crack open Atomic Haibts too!

@samcollas Год назад

LOVE these videos Ella

@smileycitrus Год назад

thanks Sam!! 💓

@brookeharland8577 Год назад

Excited for this!

@smileycitrus Год назад

💓💓

@KatelynPetryka Год назад

Love love your shirt!!

@smileycitrus Год назад

thanks queen!!

@beesweetjurneez Год назад

Wonderful video, I’m wondering which of these budget templates did you use. Multiple show up when I click your link

@kimsmith3265 Год назад

That template is amazing. Is it just the monthly that you use or the yearly etc

@chelseamacrae8729 Год назад

Not sure if you'll see this but I've just downloaded the new template (hoping it will help us with our saving goals and tracking expenses!!) Just wondering how you got the second page which sorted out all of your bills by month. Did you create this yourself or is it a feature that I'm just missing? Thank you for being my budget inspo!! x

@tamarakate Год назад

love this! My biggest expense in Jan was my new glasses. Desperately needed them but the $$$ hurt my heart a little.

@smileycitrus Год назад

ahhh nothing worse than a "boring" expense 😩 but so so necessary

@moniquef4737 Год назад

This month for me is a BIG expense month as I only work 8 hours a week. My cat needs 2 teeth removed ($1000) and my car needs a service😂

@emmawright200 Год назад

I love watching your budget videos, I’m trying to get back into watching you (sorry about the slack). One thing I did notice in this video is that you forgot to budget for your subscriptions and memberships.

@smileycitrus Год назад

thanks Emma! I noticed that too when I was editing 🥲 i've updated it now haha

@moniquef4737 Год назад

Who are you with for home insurance?

@katiereynolds3748 Год назад

Love it! You might have already answered this in a previous video but do you invest some of those savings?

@smileycitrus Год назад

thanks! we do invest some but not as much as we would like to 😅 the last few years have been V focused on buying a house/car/wedding etc. but that will be our next priority