Geico insurance review. Full, in-depth review 

I’ve had Geico and it is the worst insurance once you actually have an issue. I had a car accident and while the police report ticketed the other person and claimed they were at fault, Geico wanted to blame me just to raise my premiums and not pay for repairs. They also will not cover my passenger with PIP in the accident because they now claim it was no fault on anyone, however they previously claimed that it was my fault and that’s why they wouldn’t pay for repairs. This is the most selfish and stingy insurance company out there.

Thank you for this video. I was with Progressive and had a monthly payment of $211 with a $994 6 month premium coming up. Geico however save me $200 off the 6 month premium to $715 for the same coverage and monthly payment of $124

I’ve been with GEICO for about a year now, I live in Tennessee and I’m 22 years old. I’m paying 248 a month for full coverage on my 2013 Ford Mustang that I financed. I have 0 tickets and 0 accidents and all state quoted me 119 a month for better coverage. I’m not sure what I should do after watching some of the videos and reviews of all state.

Very informative video. I don't know if anyone pointed it out earlier but GEICO's founder actually used to work for USAA (headquartered in San Antonio) but left to found his own company when he had risen as far as he could within USAA's hierarchy which was biased towards the military. I agree a weakness is a lack of agents as opposed to most other carriers - but of course this helps keep overhead down (especially since I used to work in a contact center). GEICO does have some agents near big cities. A greater weakness is that they don't underwrite homeowners polices and in effect serve as a middleperson - and that you have no choice in the carrier whom they place your homeowners coverage with - kind of reminds me of how state run assigned risk policies work for the highest risk drivers for auto insurance.

I've been with them and they are really high priced and I recently got a new vehicle and decided to switch after a 400 dollar increase

I have Geico and my car got stolen so now I'm finding out that they are actually trash. The rental coverage I pay for is absolutely useless so far because Geico won't give me a rental car until I give them a copy of the police report and footage proving I last left the car when I said I did. The police report takes days to get, and my apartment is slow to address my request for camera footage so I've been without a car for 5 days now and I commute to work every day. I asked my agent if we could work something out, they said no they need those things from me first. I have a completely clean record, yet it feels like I'm being scrutinized by my own insurance company and making a shitty situation even harder to deal with. Don't recommend Geico at all.

Also geico provides an app so you can report can report your claims there however when the app goes down there's no way to report your claim because they fail to answer their phone calls or return call.

Geico gave me a significantly better rate than than others for home and specifically auto. They then did the same for firends and family, but I'm open to switch for an insurance co that will beat them on price plus gives the same service.

As far as auto collision coverage (the one you buy to cover your own car) goes, Geico is fine insurance "IF" you drive a cheap older car. If you has higher end vehicle and care about your car to be as close to factory new, Geico is one of the worst. They paid obsoletely the least to your shop to repair your vehicle and will source any aftermarket part to compete your shop's estimate.

I have a 2017 Ford Escape SE. I was considering taking my self off of my parents USAA Auto Insurance policy and switching to Geico buying my very OWN car insurance. Is it worth it?

as i got older and drove less and less to about 1000 miles a year with perfect no tickets, no accidents ever, my policy double over an 8 year period for no apparent reason so we changed companies and also learned from new company we did not need stacked coverage and geico never mentioned it...out premium went from 64. to 37 per month for same coverage with non stacked...

Any suggestion for a new driver in Virginia, buying a new car as well? Thanks!

Let’s say you pay your car insurance today will it go into effect today and will we be able to drive

Hi! I’m currently a Geico auto ins. policy holder. My situation: -financing a 2017 prius prime, bought new in 2018. One accident, 50% at fault in 2019 -about to get a house I’m trying to bundle and get the best deal on homeowner insurance. Also, do you have a video on how the underwriting process for homeowner insurance works? Thanks! Appreciate the video and insight.

My 2018 Subaru got stolen, i babied that thing inside and out smelt and looked like it had just came off the lot. Geico without even seeing it priced it as average for condition and also compared it to one car that was over 150 miles away and had 109k miles on it mine had 96k I told them I don’t my vehicle compared to one that has that many miles on it. Yet to hear anything back

I have had GEICO for a year now and no past accidents or anything else. I got into an accident with a travel bus it was a rear end hit meaning they hit me in the rear end and GEICO decided I was at fault before the other insurance company even denying my claim, the other insurance company called me two days later and said my insurance company (GIECO) had decided for me to be at fault. I was shocked by it, that’s why now I am trying to find a better insurance company to switch.

Hi what insurance do you recommend. I am purchasing a 2021 RAV4 and I am a full time student and worker. I am stuck between Geico and Progressive any advise ?

I am fresh off a 2 year policy with Geico which was a joint policy with a parent. Great rate. However I was looking to branch off on my own policy for easier communication and more transparency, where I made the mistake of mentioning my vehicle may be used for DoorDash and was immediately denied further coverage. That hurt. I’m 20, live in West Palm Beach Florida, with 1 accident, not at fault, paid off vehicle, and looking for a new company. Wondering what you’d suggest. Thanks and great content as always.

I'm 21 with a crash on my record my fault Geico charges me $300 a month on my 09 Camry and I don't have full coverage progressive is cheaper but idk if I should switch or what to switch too

30 year geico cust. Love the service and efficiency.

What do you recommend for a new driver 25 just got liscense a few months ago.. in Texas. 2013 Toyota Corolla

I’m on my parents policy with no car. I would like to transfer off when I get a car. How do I know before I purchase a car, how will I know what the insurance well be? Thank you!

Geico quoted me $192 / 6 months for a hypothetical lexus LF-A (750k car) when i was playing around with it. They quoted me $203/ 6 months for my NSX (valued at $100k ish) as a third car Whats the catch? I've read the policy and it looks like they pay replacement cost if vehicle is totaled.

Thanks for the review. What the car insurance do you have?

If a driver has single speeding ticket that comes up on recent driving history, will expunging the ticket still show on the insurance underwriting?

Hi thanks for the great video , what insurance will you recommend for someone in ny over 36 years old , who are first time drivers.

What's geicos most common full coverage policy limit

Geigo has Bad customer service. 1hr call wait for claim but 1 minute for quote. Only care about your payment.

What auto insurance would you best recommend for a 22 year old new driver?

I am in Maryland. 73 years old with perfect record. Drive 1-2 x a week to town 5 miles away. Geico wants 87.19$. USAA wants 69.28$, but covertly is invasive, thru SafePilot program which is required fer that price. Who else do you recommend? Thank you!

Great video - thank you for sharing!

One thing l know for sure, people don't like to be judged for back records or whatever, PEOPLE LOVE TO DRIVE WITH CELLPHONES IN HAND, SO THAT SHOWS WITHOUT ANY APP THAT WE ARE IN RISK ALL THE TIME. DURING RUSH HOURS EVERYONE GOES TO CELLPHONES, THAT WAY WE GET STOCK FOR LONG TIME IN TRAFFIC, WE ARE NOT FOCUSED ON ROAD AND OTHERS VEHICLES MOST OF THE TIME. PLEASE LETS WORK TOGETHER AND GET HOME SAFE..BLESSINGS

What insurance do you recomend me for auto in bronx ny

Great review and explanation.

My current Insurance, National General, they are charging me now 238, and i been with them for 6months. Im the only driver and got 2014 Toyota Camry SE and had my drivers liscence less than a year. 23 years old. What company is best for me to use, that is better then my current insurance, and that pays less?

I’m 19 with a 2012 Honda Civic, how much do you think Geico would charge me? I have never been pulled over and I’ve been driving for more than a year now.

I had Geico for two years they expensive I was able to get a better price with different car insurance and they send a letter to the DMV that I was driving with not insurance create a lock of insurance the DMV send me a letter that I have to pay a fine if 600 dollars and my license will be cancel for 1 year beware of this company before you cancel with them get the other insurance before you cancel them.

I’m 19 and own my car, everything’s in my name. I pay $296 a month for my car insurance and have a premium of $1,746. I just want it cheaper to save money for other things

Maybe I missed it, but where are you pulling those reviews from???

I’m 26 male living in NC with a brand new car which insurance would serve me best

Dude, I’ve had progressive auto and home insurance for 7 to 8 years. But once they know you’re a reliable customer they start increasing your premiums. They increase my home premium twice during Covid-19 2 yr periods. Pls pay attention to them else they’ll sneak in higher premium on your home or auto. I dicth them.

What auto insurance would be the best for a 22 year old new driver ?

I have very bad experience with Geico. I'm 71 years old. About 50 years of driving. No even one time incident on my fol. And my premium is growing drastic. I switch from.

When are you going to do a full review on ALLSTATE?

Geico does have local agents, its called GFRS

Hi, am early 60's been with State Farm since September 1999 but looking to possibly change due to rate increase. I live in SE PA, don't qualify for USAA but have (touch wood) excellent driving record and OK credit. Will not consider Allstate, AAA, Farmers, or Travelers and am not crazy about Progressive. Whom would you suggest looking at? Thanks!

great video!!

I am living in Washington state. What insurance do you think is the best? Thank you!

Recommend insurance in st.Louis

Geico does not offer a rideshare insurance

Recommend insurance car for me I'm here state NY

My daughter totaled her car out they're saying she only thousand-dollar deductible don't she get back the money she paid in on that car

Geico DriveEasy app is marking me Excellent: Distracted Driving, Hard Braking, and Smoothness, *but* Uncontrolled (in the red zone) Cornering. Not a chance! Going so carefully and slow around corners you could drink a sip of coffee without a spill. So pissed considering cancelling all 3 policies and moving to another carrier. FU DriveEasy my ass.

Geico: Address Change to new ZipCode area. 💰

Is vandalism consider a claim?

Seniors discount

Geico cancelled my policy once I filed my first claim 💀🤡

Geico is the worst insurance company

People need to get rid of Geico

Oh by the way.. the latino contractor didn’t fix our problem even after all the work for 3 MONTHS.?yes! Its a win for me.

Their contractors don’t have any concern for the victims of cheap construction.. they come and go as they please.. they just sit there for hours doing nothing.. don’t inform when or if they will come that day.. i can go on and on..😡

Chances are these senors are closing doors and posting nonsense in social media

Don’t file claims with this company; don’t buy home insurance with this shitty company; they have the worst constractors. It’s taking more than 3 months to fix a broken tile in my bathroom. Pathetic!

No link for multiple insurance quotes !!!! I am not registering or buying Think Insurance whatever that is? Geico not great, Progressive worst customer service and claims department, so where do you go? I am a member of USAA, I had served nearly 26 years in the U.S. Navy, but their premiums are very high so I refuse to use USAA, besides their coverage is not very good. I just keep my membership as it cost nothing. Navy Federal Credit Union does not offer good rates for Mortgages or Auto Loans. I once had State Farm over 20 years ago, wife had too many accidents and speeding tickets and was dropped. AllState been good for 20 years but every 6 months my premium goes up, I do not foresee any potential savings anymore and been wanting to change to another auto ins. for the last 8 years but not able to find one that offers great service or price wise. My AllState agent recently resigned after 10 years, my original agent retire so this was my 2nd agent, and I was transferred to a new agent, my 3rd, and my policy went up $300 for the next 6 month renewal policy. Have not yet paid the renewal and this is why I have been searching for better. I suppose that $300 increase is Gratuity or paying the new agents Commission. So, yes! AllState was okay but not anymore... to much greed. Got a quote from State Farm and whoa! too high. Progressive quote was $380 lower than what I'll have to pay AllState only because you get the new member Sign On Bonus. Uhm! Get a break for signing up with Progressive then when time for renewal ..Bang! sucker now you can pay more. Too many bad complaints about Progressive, I do not wish to become a Statistic. - USAA sux, Geico and Progressive sux, State Farm way too high, and AllState just keeps on milking me to death.

My car fell victim to an act of vandalism, leaving me in need of a rental car. I decided to reach out to Geico, hoping to secure a temporary vehicle during the repairs. The agent I spoke to assured me that I would be covered for two weeks' worth of rental, until their systems processed the necessary police report. As fate would have it, during my rental period, I fell ill and had to be admitted to the hospital. Concerned about returning the car in my absence, I contacted another agent from Geico to explain the situation. To my relief, they informed me that I need not worry about arranging a pickup; all I had to do was focus on recovering and return the car once I was discharged. However, upon leaving the hospital after two weeks of treatment, I noticed that a significant sum of money had been deducted from my account. Distressed, I immediately contacted Geico to rectify the situation. They instructed me to provide screenshots of my checking account, which I promptly did. Unfortunately, I lost all contact with the agent who initially assured me of resolving the issue. Undeterred, Geico then requested an invoice from the rental company, Enterprise, promising that once submitted, it would take them two days to process and return the funds. Despite my repeated attempts to send the invoice, I received an email claiming that they had not received the necessary documentation. Frustrated, I reached out once more, speaking to a different agent who assured me that as soon as they had the correct documentation, my refund would be processed. Days turned into weeks, and still, no reimbursement appeared in my account. Growing desperate, I called Geico multiple times, seeking answers. Finally, they pinpointed the problem: my car's windshield replacement was never completed. They insisted that if I could take the car to have the windshield fixed, they would refund the rental expenses. It was then that I had to share the devastating news - due to the challenges in my life, I had lost both jobs, my apartment, and my car, which had been stolen along with all my possessions. Returning the rental for windshield repairs was no longer an option. The agent acknowledged my circumstances and advised me to wait until their manager returned on Monday. They promised to initiate the reimbursement process. However, before any progress could be made, I had to authorize my aunt as a user on my account, for I found myself in need of rehab due to a relapse triggered by the immense struggles I faced. The initial reason I rented the car was to accommodate both of my full-time jobs - one at Fred Bone Recovery Service and the other at UPS. I would transport clients from my first job to my second, ensuring their safety and convenience. Thus, having a rental car with an undamaged windshield was crucial. As time passed, 90 days slipped away, and I called Geico once again, frustrated by the lack of reimbursement. Finally, they admitted that the agent should have specified that I was only covered for five days of rental. A feeling of hopelessness overwhelmed me as they informed me that none of the money spent on the rental would be returned. Despite continuously pleading with Geico to review the recorded conversations, my pleas fell on deaf ears. Their final decision left me empty-handed, and the challenges I faced in my life seemed insurmountable.