Health Insurance Options in Panama 

Thank you so much!! I'm glad the information has been helpful. You will love living in Panama!

Healthcare is excellent in Panama.

Thanks for watching!

Yes, Amazon Pharmacy accept Medicare. Then you can get your meds shipped to Panama using a Mail Forwarding company!

@@PanamaRelocationTours do retirees need to return to to see a USA doctor to get Rx renewed? Or how does that work? I am not at Medicare age so do not know. Thank you.

You are so welcome!

You're welcome

the best way to learn what you need to know is panamarelocationtours.com/tours

Glad it was helpful!

airbnb or vrbo is only good for short term rentals - less than 3 months. They are way too expensive for a long term rental

@@PanamaRelocationTours to clarify I'm asking about a video showing those expats who have successfully relocated but use their new Panama property to make extra money by renting to others via VRBO / AirBNB etc , I was shocked to see how much those go for in the USA (almost $5k or more for a temporary month long rental), seems like a great way to make extra cash flow

When are you moving to Panama?

@@PanamaRelocationTours ASAP depending on generating $ but conservation authority is slowing the process to sever.

Thanks for watching!

Yes, the need to be on those medications will be considered a pre-existing condition. Don't worry, we have other health insurance options for you if you cannot get Panama health insurance

@@PanamaRelocationTours Where can I learn more about these other health insurance options?

there is no insurance in Panama that covers preexisting conditions. However if you have the right a Medicare Advantage plan it covers medical emergencies in Panama. You will need to pay the hospital first then file a claim with your insurance company

Thanks for watching the livestream!

wow! That's not good.... especially if you have a medical emergency. Come see how you can live better for less in Panama.

Here in Canada, after being triaged, a real emergency would be rushed in as the top priority and not left waiting 6-9 hours. Since COVID, with the resignation and retirement of many healthcare personnel, and people's insatiable desire here for medical attention, mostly due anxiety and hypochondria, we have backlogs. Free unlimited healthcare is the problem. Whenever something is free with no limits, human nature is to use and abuse it. Healthcare is broken here because it's the only developed country that allows completely free unlimited healthcare. People go to the doctor or the ER for the littlest things and that creates backlogs. People have become so entitled and demanding that has further created more early healthcare personnel resignations and retirements If only, politicians would focus on the real problem, unlimited free healthcare in a system with limitations and enforce a copay, people would be wiser about their choices to seek medical attention. In Panama, people pay something whether its $5 (public) or $100 (private), so that prevents over use and abuse of healthcare resources like what happens here. You can't compare a system where patients are responsible for at least some cost versus not at all. Free healthcare is great idea theoretically but it needs some limits.

You need to talk to the Medicare expert I interviewed in a different Livestream. The plan I have may not be the best plam for you. The right Medicare Advantage only covers urgent care and emergency medical care in Panama.

There are no medical facilities in El Valle. If you want to live in the highlands and be close to a hospital, check out Volcan.

Thanks for watching the livestream!

All the hospitals that I've been in were spotless. But I have not been in all hospitals in Panama.

If you get a new policy before age 75, they will continue to insure you as long as you pay the monthly or annual premium. They do not kick you out when you turn 75.

@@PanamaRelocationTours thanks!

Food is Panama is much more affordable than North America or Europe.

@@ToxicFreeTV rinovoq is not currently available in Panama. Pre-existing conditions are usually excluded from insurance in Panama. And even if you could get insurance, it would not include medications.

@@PanamaRelocationTours Thank you I guess that settles that :*( I just wrote the the company to see if anything can be done. I'm so sick of the grip of the US health insurance system.

@@ToxicFreeTV you may be able to get the meds shipped to Panama if you keep your US insurance.

@@PanamaRelocationTours thank you for that idea, I just noticed that when I turn 65 and have Medicare and it will be covered but I would have to return to the US I think every 3 months for a checkup w US Dr.

@@ToxicFreeTV medicare does not cover you in Panama. But if you have Medicare Advantage if covers medical emergencies in Panama.

Get the free report about drugs available and their costs. panamarelocationtours.com/drugs

Rumor is that Panama's new President Mulino will do away with that requirement!

@@PanamaRelocationTours thank you! I sure hope so. The wife and I are thinking of retiring in Boquete but if this stays in law then we def would not do it.

Family Medical Plan (through PanAmerican) insurance is $102 per month for a 65 year old. They insure up to age 74. See the brochure in this article. panamarelocationtours.com/health-insurance-options-in-panama

Well. The brochure shows : "12 months after the policy goes into effect. $500.00 copayment and 30% of the eligible expenses. Semi-private room is covered maximum 20 days including ICU stay. " So actually 1st year no coverage. For most parts of the policy. On top, $3,500 must be paid every year out of pocket. That is not a insurance. That is a rip off for most people who would see a hospital if they really have to. $3,500 + 12x$ 102 = $4,724 each year out of the person's wallet. Every year! Do I am missing something? 😮