How Do I Keep Money From Becoming Life-Sucking?

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Опубликовано:

5 окт 2024

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Комментарии : 99

@dhillaz Год назад

If I had a dollar for every time Dave brought up his office coffee budget, I could buy a Pumpkin Spice Latte

@Heavens-Humanaterian-Army Год назад

I love his coffie story🤣

@tracygaluszynski1868 Год назад

The biggest mistake we make in life is thinking we have time.

@tyroneshoelaces9742 Год назад

No. The biggest mistake in life is thinking you are cooler than Deloney.

@fauxbro1983 Год назад

@@tyroneshoelaces9742 lol. So are you a "live for the moment" and don't plan for the future? Because our time is short. Lol

@tyroneshoelaces9742 Год назад

@@fauxbro1983 180 from that. lol. Sacrifice today for tomorrow. But, I Deloney is my super hero and I wish one day to be as studly as him! Life is short but if you are poor tomorrow that makes for some long days ahead.

@HelloWorld-hb7yt Год назад

i have so much time... come hangout.

@Chanesmyname Год назад

I love that, it is true, time goes by at a speed we don’t realise until it runs out.

@Spladoinkal Год назад

I think this is one of the good parts about gaining wealth over time rather than suddenly making a lot of money: You learn how to deal with larger sums of money/more assets slowly. That's why lottery winners have such a hard time, they never went through the process of learning HOW to have wealth. Let me give a personal example: I had a few tools for my businesses that I needed for the business to continue to grow. I financed. Depending on how much my business does, I'll either pay them off right away (there's no penalty) or pay as much as I can each month with the money I've made from them.

@luisasterioquerubin6829 Год назад

Said it best: doesn't matter where you came from, what matters is where you're headed!

@florasvlog9276 Год назад

Thank God I paid off my debt because of your show. Thank you so much Dave you’re such a blessing to us.

@Johnny-of6zf Год назад

By next week I'll be $10k left to completely paying off my $100k debt

@sidharthbh Год назад

How do you go about it?

@Johnny-of6zf Год назад

"My consultant is *Delia Luna* I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on.

@serena57.48 Год назад

Mrs Delia is popular here in UK

@albertoesteban3817 Год назад

I really lost a lot this year. I could really use her help

@phillips9945 Год назад

We make 180k and it’s overwhelming. Ohhhhhhh, good for you!!! 🙄

@musicpro7278 Год назад

You sound jealous

@jeffreywhitaker5154 Год назад

@@musicpro7278 😂😂👍🏾

@truckingmoney485 Год назад

We make about 180k without a house payment or any debt and it’s not that big of a deal I just upped my investing by the payments I was making so the cash flow is basically the same

@summerforever6736 Год назад

He called in to.brag!

@charliehargrave7458 Год назад

Always live under your means. You control money, never let money control you. You are the same person rich or poor.

@aolvaar8792 Год назад

In the late 1990's, I worked overseas 20 yr olds clearing $200K/yr, all expenses paid. Blowing $20K-30K/wk in Kyiv or Moscow (If you can imagine it, you can buy it)

@ldtriton Год назад

Loved the conversation Dave and John had after the answer to the initial question.... Great info. 👍

@luoro5802 Год назад

i agree. I used to be poor and now I am rich, people are confused how I can spend so much money, when reality I am not even close to being in debt. All cash baby

@katywaldrop5036 Год назад

I struggle with thinking my lack of money is because I'm not good enough in life/worthy to make more than enough that I need

@Leife22 Год назад

Large income increases is definitely something to adjust to, especially when your origins start from a poor place. Luckily this program has taught me how to think about money for when those times came.

@Shepherds_Place Год назад

Funny how I always want more but never want less but can’t manage what I already have

@crazykaitlyn Год назад

this is me at this moment

@Shepherds_Place Год назад

@@crazykaitlyn Right there with ya

@mahadevovnl Год назад

I have $120k in savings and $40k in index funds and I struggle to just dump all of my money (excl. the emergency fund) into the index fund. I should. But I grew up not having money, now I have money and I want to hold on to it, not give it to someone else to manage... it's difficult.

@brianmcg321 Год назад

Just add $1000 a month. There’s nothing wrong with that.

@austinduke8876 Год назад

A therapist might be a good investment for you. You do not need to live with this amount of financial anxiety and there is no shame in getting help. The right therapist could help you resolve this emotional state.

@JamesSmith-cm7sg Год назад

I agree. As a previously poor person once you get money you don't want to risk losing it

@joeriveracomedy Год назад

90% of my money is invested so I never touch it or see it. Works great for me.

@rickvance8964 Год назад

I disagree with the "ratio" concept. If a family making $100k is spending $15k/yr on groceries, it does not mean that a family making $1M/year should be spending $150k on groceries. For a given location, family size, there is an amount required to provide a healthy diet... and I get that if you have the resources you can guy steaks more often, go out to eat more... but using the ratio makes no sense. There is an amount that it costs to buy a car that is reliable, durable, and provides dependable transportation. Just because I can afford more, doesn't mean I should spend more.

@donaldlyons17 Год назад

Well there is also the question of base line prices....

@darinherrick9224 Год назад

Give the extra money to the poor.

@kjackson3593 Год назад

I've been a listener since April 2014. Dave has changed

@joeyf6103 Год назад

How

@mariad4183 Месяц назад

Keep perspective people

@JeremyFoertsch Год назад

I enjoyed of what you had to say for your highlights! awesome info!

@shumatsuopost Год назад

This is a really interesting conflict to dive in!

@Piccolo_Re Год назад

Making $180k. Just donate most of your money and stay humble. Read the Bible. It says it’s easier for a camel to get thru the eye of a needle than a rich man into heaven. All these Ramsey followers, yet hardly any seem to know scripture and what it says about money.

@Heavens-Humanaterian-Army Год назад

Don't worry there is about to be a few million extremely wealthy humanitarians...doing exactley this.

@Miggy2222 Год назад

This is why it’s important to realize that money is a tool and not a goal. You need to take a step back and think what you value in life and how you want to spend your money wisely. Once you decide what adds value to your life then you can consciously spend your money there! All while keeping your saving, investing, and debt ratios in line.

@Naturenerd1000 Год назад

Anyone making 180k should not be in debt!

@reese85 Год назад

Not true! $180k is decent money but you can still be in debt

@larsvandriel2875 Год назад

@@reese85 He did not say could not he said should not

@garys8415 Год назад

Give some away, so many excellent causes.🕊

@KL4life Год назад

Oh, I can get very used to MORE zeroes in my income....Believe that!!

@donaldlyons17 Год назад

Yep for real!!!!

@gymratnoah2259 Год назад

Sounds like a good problem to have..

@bt6850 Год назад

It’s just money, don’t be scared!

@anya8221 Год назад

This is my story. It feels good to be making a lot more and paying off past debt. I still hate spending from past poor life.

@Adam-kv2dh Год назад

Ramsey over here spending 70k a year on coffee lol

@fsmoura Год назад

Spend it as fast as you can! Stimulants and ladies of the night.

@genxx2724 Год назад

“I spent half my money on gambling, alcohol, and loose women. The other half I wasted.” - W.C. Fields

@imveryhungry112 Год назад

good for them

@wild_stitcher63 Год назад

Thank you for helping me with my boyfriend and other millions of people life to get out of debet!!!! People who reading this hope you become Debt Free💸💸!!!!!

@gb8518 Год назад

Dave all this year I thought it was rice & beans NO coffee

@krobdawg Год назад

Dave has so many sound effects lol

@jeffreywhitaker5154 Год назад

😂😂😂👍🏾

@alwayswinning3743 Год назад

Stay debt free people ... Unless It's paying for a House, buy everything outright including Student loans etc Ask yourselves Is It worth getting a student loan Car Lounge sweet or those extra things we love to get Student loans ask your self Is It even possible to get a job in that field? I'm in Sydney Aus and most of my mates still paying off student loans and don't even have a job in their field - not worth It If that's the case :) STAY DEBT FREE and you all will be happier