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How I Became Debt Free at 25 (WITHOUT using my own money) 😱 

Erin On Demand
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I became completely debt free at 25. The best part is… I didn’t pay my debt off. Someone else did. In this video I will share how I got my student loans paid off on my journey to becoming debt free!
// LOAN FORGIVENESS RESOURCES:
*Please note, some of the applications may be currently closed but MANY are recurring so please keep an eye out and check back frequently.*
- UNCF Wear Your Grown with Confidence Student Loans Forgiveness - scholarships.uncf.org/Program...
- List of loan forgiveness grants: www.nitrocollege.com/blog/ult...
- List of Loan Payoff Scholarships: myscholly.com/opportunities/
// M U S I C
- I have a subscription with Musicbed. They have the BEST music.
- Try a free month with this link: www.musicbed.com/invite/e2ZGf
// S U B S C R I B E.
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New Videos Every Wednesday (& most Sundays)!
Sub Count: 163,576
// F O L L O W
Website | www.erinondemand.com
Instagram | / erinondemand
Facebook | Erin On Demand
Twitter | @ErinOnDemand
// G E A R
Camera - Canon 80D: amzn.to/2LFHKMS
Lens - Sigma 18-35 f1.8: amzn.to/2Yh4tQX
Mic - Shure VP83 Lenshopper Shotgun Microphone: amzn.to/2JQzxTy
RODE Wireless Lavalier Microphones: bhpho.to/2YaJBec
RODE Smartphone Microphone: amzn.to/32OUQN1
Blue Yeti Microphone: amzn.to/2SCfPOo
Neewer Ring Light Kit: amzn.to/30RJVQM
Tripod - Manfrotto: amzn.to/310zZol
Vlog Camera - G7Xii : amzn.to/32Hw55c
Vlog Tripod - Joby Gorillapod: amzn.to/30X4Odr wrong price is mentioned in the video
Editing Software - Final Cut Pro X: www.apple.com/final-cut-pro/
*Disclaimer: Some links are affiliate. By clicking and or purchasing, I may receive monetary reward. It does not alter the price or change your buyer experience.
// NEED HELP BRANDING YOUR BUSINESS?
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- Outlines Free & Budget-Friendly: Gear, Editing Softwares, and tips on creating bomb video for your business.
Join My eBrand Club:
- The eBrand Club is a membership club for entrepreneurs, side-hustlers, or content creators looking for in-depth information on how to stand out online! It can seem like the internet is so crowded, but it is still possible to thrive online.
- We discuss digital marketing strategies, how to grow your social media/ RU-vid channel, and how to effectively operate the back-end of your business to build a successful company. If you love my channel, you will BEYOND love this community.
- For more info: erinondemand.com/ebrand/
//P.O. Box
29488 Woodward Avenue #256
Royal Oak, Michigan
48073
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Today's video is all about how I became debt free, debt free journey, how I got my student loans paid off, loans, debt, student loans, student loan forgiveness, loan forgiveness programs, financial journey, how to be debt free, how to get your loans paid off, debt free living, debt free community, the truth about being debt free, Dave Ramsey, debt free by 25, uncf student loan forgiveness program, wear your crown with confidence student loan forgiveness, erin on demand, Erin Winters
-
// E R I N
I'm Erin and I'm a full-time entrepreneur. I have a digital marketing & video production company called Erin On Demand. I teach entrepreneurs how to stand out online through content marketing, digital strategy, and video production. I’ve worked with companies from National Geographic, to local mom & pop shops, helping them create compelling content that attracts their target audience. This channel, takes you through my journey of building my business from the ground up, while sharing information on how I market, strategize, and operate in my business… to hopefully help you build yours!

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4 июл 2024

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Комментарии : 285   
@Briae
@Briae 4 года назад
Congratulations Erin! Debt free, engaged, 100k subs, building a house, you're crushing it!!!!! That's amazing! I love your honesty and relatability for so many people in their 20s!
@ErinOnDemand
@ErinOnDemand 4 года назад
Thanks so much Hun!!!
@tigerlily9673
@tigerlily9673 4 года назад
I absolutely agree the maturity you have at your age is not easily found at all.
@reginatheresa199
@reginatheresa199 4 года назад
Couldn’t have said it better myself. Congratulations!
@goodmorningbae
@goodmorningbae 4 года назад
People don’t realize what a huge difference it makes when your parents let you live with them and support your plan for debt freedom. Such a blessing I cant wait to support my kids and bring this same testimony! I have the same amount of debt too.
@officialraemusic
@officialraemusic 4 года назад
yes...and teaching the child money management too 😀
@NavigatingYouTube
@NavigatingYouTube 4 года назад
So much yes! My parents charged me rent the small amount of time I needed to go back home to save up for my new place and I eventually left before I was ready because it cost me more money to stay with them 😭 Going to help my kids out so much more so they can thrive in life.
@kenyagray6007
@kenyagray6007 4 года назад
It’s me. I’m that woman that called! I love hearing this story. And I’m crying all over again. I’m very happy for all of your life changes. You have my contact information. Please keep in touch. Congrats!
@ErinOnDemand
@ErinOnDemand 4 года назад
BEST call ever!!! Thank you, again, Kenya! I'll be in touch soon xo E
@Elysianthegreat
@Elysianthegreat 4 года назад
Love women who build others. Erin inspired me to start my channel and it just got monetized. So grateful!
@HaylesConsultingCareerCoach
@HaylesConsultingCareerCoach 4 года назад
I literally just added “learn about student loan forgiveness programs” to my to do list and then you uploaded this video! Needless to say...you’re a blessing. Also, thank you for being transparent about wanting to be a millionaire - manifesting that for you! Thank you for always being a light Erin 💫
@alicia_shaun
@alicia_shaun 4 года назад
⚠⚠POOR MENTALITY: short term financial goals WEALTHY MENTALITY: long term financial goals
@AdemirAlijagic
@AdemirAlijagic 4 года назад
Yes!!! I completely agree :)!
@missrelaxed3872
@missrelaxed3872 4 года назад
Yup totally !!
@Danielathebrand
@Danielathebrand 4 года назад
Wow! Congratulations Erin!! I will be 25 in a year and I am prophesying that I will also be debt free in the name of Jesus!! Keep being a light!
@DaGoodVybe
@DaGoodVybe 4 года назад
The Christian Professional Amen!
@archon2180
@archon2180 4 года назад
You are CRUSHING it! Stories like these are what keeps me pushing forward!
@ErinOnDemand
@ErinOnDemand 4 года назад
I’m so happy that it inspires you!!
@parnaerue
@parnaerue 4 года назад
Omg girl it’s like every time I get focused on something you come out with a video about it 😩☺️
@ErinOnDemand
@ErinOnDemand 4 года назад
Haha I be knowin 😉
@Elysianthegreat
@Elysianthegreat 4 года назад
This girl is the goddess behind my channel...
@WhenRavenChats
@WhenRavenChats 4 года назад
I am on the debt free road! Made it to 25%, 75% to go!!
@officialraemusic
@officialraemusic 4 года назад
Good job!
@mariedesignz1659
@mariedesignz1659 4 года назад
Crushing life!! I’m in my 30’s trying to pay off my student loans 😫😒 never giving up staying focused and increasing my income.🙏🏾🙌🏾
@TheMajesticFamily
@TheMajesticFamily 4 года назад
Us too! keep going!
@kingdomseeker88
@kingdomseeker88 4 года назад
6:00 Yessss be uncomfortable in your 20’s, so you don’t have to be uncomfortable in your 40’s. #hustleon
@TinaLeder
@TinaLeder 3 года назад
On my *debt free journey* now!😭🙏 Videos like these definitely motivate me though, so thank you Erin!!💖
@INTERESTEDINFORMEDINSPIRED
@INTERESTEDINFORMEDINSPIRED 4 года назад
Mom’s reaction is priceless! This is so amazing and $32,000 isn’t that bad in comparison to some other people’s student loan debt from undergrad. Thank you so much for this!! Student loans is the devil for real lol
@audreymighty-harmon3319
@audreymighty-harmon3319 4 года назад
CONGRATULATIONS Erin!! And thank you for giving back & sharing what you do with the world!
@ruthhnry
@ruthhnry 4 года назад
Wow. This made me tear up. Especially from the joy you felt when you told your lovely parents. I watch the Dave Ramsey Show and I always tear up when they scream their debt free screams. I graduated with my Masters degree 6 years ago with over $45,000 in student loans and have only $24,000 left to pay. I will make a video as well once I am debt free. I paid off that much because I worked extra jobs just to get over the debt.
@sm7640
@sm7640 4 года назад
That’s amazing progress towards your student loans. 👏🏼
@NurturingNatasha
@NurturingNatasha 4 года назад
Thank you so much Erin, I really needed this. I was grateful to not have loans from undergrad and had the goal to finish my Master’s that same way. I had to take $7500 in loans this year and literally cried signing the promissory note because it’s something I never wanted to do. This gave me faith that I will find a way through my last year and clearing my loans.
@sm7640
@sm7640 4 года назад
Your masters degree will improve your quality of life/income and the amount of opportunities/networking available to you will be worth every penny. Loans suck but you will pay those off easily once your program is over! They aren’t always a negative thing 🙏🏽
@NurturingNatasha
@NurturingNatasha 4 года назад
Stacy M Thank you so much Stacy!!
@alyssacole7260
@alyssacole7260 4 года назад
Needed to see this, I keep seeing things about people paying off debt lately. It clearly is an area I need to become more aggressive about. Thank you for sharing!
@OlleyThorpe
@OlleyThorpe 4 года назад
Great Video Erin! loved hearing this personal story! 🔥
@allthat_jass
@allthat_jass 4 года назад
Awww I’m excited for you! That’s an amazing accomplishment.
@ButterflyGoddessMoe
@ButterflyGoddessMoe 4 года назад
It’s crazy how you and Cathrin released similar topics this week. Love the vibes of growth!
@maplejubilee
@maplejubilee 4 года назад
Yes! I love Cathrin too!
@ErinOnDemand
@ErinOnDemand 4 года назад
She’s great!
@Love_SumLotta
@Love_SumLotta 4 года назад
I love her too! Both of these ladies are dope!
@breesunshinee
@breesunshinee 4 года назад
Swear the universe moves in sync. We are all on rhythm.
@ThatGirlMoi
@ThatGirlMoi 4 года назад
Who's Cathrin, yall? I'm interested in watching!
@ChristianGail
@ChristianGail 4 года назад
Congratulations on accomplishing such a tough goal! This was so inspiring. Thanks for sharing!
@Tmira002
@Tmira002 4 года назад
That's a blessing 🌱✨. Congrats love✨
@itsmorganashley_
@itsmorganashley_ 4 года назад
I became debt free in February of this year and oh my lord I learned a lot about discipline. My struggle was having to cut back on lifestyle choices as far as my spending habits. However those sacrifices has really helped me learn to save and not live beyond my means. Congrats on being debt free I know that feeling of that weight being lifted off your shoulders. Keep thriving and flourishing!
@GoGoTurtle157
@GoGoTurtle157 4 года назад
Thanks for that encouragement. Really needed to hear that. Its discouraging at times but must stay focused on the goal. Thank you!
@Uninvisibl
@Uninvisibl 4 года назад
My mom went to Howard and now I wish I had too. Student loans are a scam though. I graduated over a decade ago and still haven't paid anything toward them. Instead, I moved abroad and now I speak several more languages and have so much more life experience, so no regrets! The only snag was getting sick and not being able to continue working. Didn't plan on that!
@EducatorKae
@EducatorKae 4 года назад
YES MA’AM!!! I continue to enjoy your channel more and more every time I watch!!! SO PROUD OF YOU!!! ♥️
@ariya444
@ariya444 4 года назад
girlllll I HAVE BEEN WAITING for a video on this on RU-vid, THANK YOU👏🏽👏🏽👏🏽
@tatyanawhite5179
@tatyanawhite5179 4 года назад
Thank you so much, sharing your story! Definitely helpful 🙌🏽🙏🏽
@LethukwenamaLetsoalo
@LethukwenamaLetsoalo 4 года назад
This is amazing Erin. You have so much going for you. Thanks for sharing so much of your journey with us, truly inspiring.
@ErinOnDemand
@ErinOnDemand 4 года назад
Awww thank you so much!!
@AmaraUche
@AmaraUche 4 года назад
Congratulations ERIN!! Keep crushing it and inspiring us!! ❤️
@HSandAB
@HSandAB 4 года назад
This video is perfect timing for me. I have scholarship/grant searching on my to-do list for the week.
@mirlinek
@mirlinek 4 года назад
Erin!! Thank you very much for the motivation, encouragement, and resources. Stay Blessed!
@JadeTrading
@JadeTrading 4 года назад
Congratulations! You are way ahead of the curve! You are so inspiring 🙌 Thank you for sharing your story!
@qmakesithappen
@qmakesithappen 4 года назад
👏🏽👏🏽👏🏽👏🏽 this made me tear up, thank you for sharing this Erin! You're really killing it and it's inspiring all of us! Paying off student loans can be tough but where there's a will there's a way 💪🏽🏁
@ErinOnDemand
@ErinOnDemand 4 года назад
Thanks so much Q! I appreciate it!
@SimplyFujica
@SimplyFujica 4 года назад
This is such a great message to get out. Thank you for sharing.
@Therealshavonnasharelle
@Therealshavonnasharelle 4 года назад
Congratulations!!! Very inspiring!
@ariya444
@ariya444 4 года назад
Erin’s wisdom is so valuable, she is a GEM to us 💎 ✨
@AlinkaAlicja
@AlinkaAlicja 4 года назад
Amazing, I am 25 today and have been watching your business start up serious, and thing video is just brilliant. Thank you!
@norahughes4993
@norahughes4993 4 года назад
That is absolutely incredible, congratulations!!
@WealthTwins
@WealthTwins 4 года назад
Great Job Erin! Debt Free at 25. That is a huge accomplishment that many people much older than you cannot say. Have you ever heard about Financial independence? With all that you are doing that seems like it is well within your reach.
@sivuzani
@sivuzani 4 года назад
Hi Erin, really informative topic. Thank you!
@padejachyna
@padejachyna 4 года назад
You are such an inspiration! Every time I get discouraged I just watch one of your videos and it helps me refocus thanks so much 😊💗
@matriarchfacilitator
@matriarchfacilitator 3 года назад
Absolutely amazing!! Thank you for this blessing!!💗💗💗
@UneakTershai
@UneakTershai 4 года назад
So happy for you. Thank you for the encouragement. 💕✨
@ajcab819
@ajcab819 4 года назад
Omg I cannot wait for your next video about winning contests! This video is coming at the right time in my life 🙏🙏
@rosalynntv
@rosalynntv 4 года назад
I love the reaction video. Congratulations Erin
@TheMajesticFamily
@TheMajesticFamily 4 года назад
Congrats!!!
@atiannajornai
@atiannajornai 4 года назад
Congrats and thanks for sharing your story! I'm in a similar position with paying my student debt and building my company.... this is encouraging!
@AdemirAlijagic
@AdemirAlijagic 4 года назад
I wish you the best! People with colourful backgrounds are generally amazing people 😋
@felishasdcali-956
@felishasdcali-956 4 года назад
Good job! So happy for you. Thank you for sharing your journey ❤️
@TheImperfectReader
@TheImperfectReader 4 года назад
Love! Love! Your hair!!
@inlovewiththailand
@inlovewiththailand 4 года назад
Congrats Erin, this is such great news. I know things like student loans can be a really dreading thing to pay off.
@babiegurllovesyu
@babiegurllovesyu 4 года назад
Thank you for this. This was an amazing video and I am so glad that you shared this story!!!
@EssentiallyKay
@EssentiallyKay 4 года назад
Omgeeeeee congratulations!!! What a blessing! 🙌🏾🙌🏾🙌🏾 You're such an inspiration 💛
@sierralafaye
@sierralafaye 4 года назад
CONGRATS!!!!! I’ve been working hard for this same goal; I hope to have it accomplished by the end of next year!
@ErinOnDemand
@ErinOnDemand 4 года назад
You got this Sierra!
@LBDesignsIIV
@LBDesignsIIV 4 года назад
You’ve got this sis!
@ohsofabi9958
@ohsofabi9958 4 года назад
Omg thank you . I’ve been researching all this week . 🙏🏾🙏🏾🙏🏾❤️
@forevergwladys
@forevergwladys 4 года назад
Congratulations, boo! You are inspiring so many! Takes a lot of discipline and focus to erase debt like that. Proud of you :)
@TheVacationQueen
@TheVacationQueen 4 года назад
Awesome Testimony sis! I’m a navy veteran who is just starting school full time now at the age of 23! I have the same goal of being a millionaire by 30! We definitely have got this! Multimillionaires by 30
@LadyCIMONNECandleCo
@LadyCIMONNECandleCo 4 года назад
Congrats! Girl, I know that weight is lifted and feels soooo free! So happy for you :) IN YOUR 20's too, GIRRRLLL YES!
@kelleyconsultingfirm9685
@kelleyconsultingfirm9685 4 года назад
Congrats, I'm happy for you !!! Investigations, Training Courses, D&I, EEO.
@imaniblack
@imaniblack 4 года назад
Wow!! So happy for you! :)
@GraceFEni
@GraceFEni 4 года назад
Thank you for this motivation!!!
@brandstudy6831
@brandstudy6831 4 года назад
Yes girl...get it. So inspiring. I love these success stories. I’m slowly chipping away at these med school loans. Hoping to be debt free in a few short years. Speaking it into existence. Amen and amen.
@Unikadanceeventsparties
@Unikadanceeventsparties 4 года назад
This is hella INSPIRATIONAL. Happy for you. Killing it 🖤💛💜🧡❤
@LifeWithKarisha
@LifeWithKarisha 4 года назад
This is amazing. Can’t wait to see your SA contest video! Thanks for sharing this knowledge, it is truly beneficial. I’m so happy for you - so inspiring.
@theetravelhippie
@theetravelhippie 4 года назад
Congrats!!!! Working towards debt freedom as well 😊
@RomelBuildingWealth
@RomelBuildingWealth 4 года назад
Wow great job that’s a huge milestone to achieve! Keep it up
@BrianaWilson
@BrianaWilson 4 года назад
Incredible! Inspiring!
@Love_SumLotta
@Love_SumLotta 4 года назад
This is amazing! I took my baby to a black history trip and we went thru Howard and it made her want to go to a HBCU. Ima send her this video! Thank you for all you do!
@nykiabanks7785
@nykiabanks7785 3 года назад
I’m so happy for you!! I know and hope you have abundance of blessings coming your way. Hard work truly pays off! ❤️👸🏽😇
@MousyLeigh
@MousyLeigh 4 года назад
Congrats girl!!!!! And I love that shirt.
@wendysthoughtsofart1040
@wendysthoughtsofart1040 4 года назад
Thank you for being honest with your life story as well.
@missrelaxed3872
@missrelaxed3872 4 года назад
Oh my god ! Debt free, dream house, more than stable income , engaged , 100 K subs! These are what I need too ! Happy for you Erin! Have binge watching your channel & subbed!
@TinaDelgadobeauty
@TinaDelgadobeauty 4 года назад
Congrats I so happy for all of your accomplishments.
@Gambnix
@Gambnix 4 года назад
Hey I’m from MI too! Great Great video!
@syedabatool6616
@syedabatool6616 4 года назад
Erin, you are amazing.I take so much inspiration from you❤
@vellacay
@vellacay 4 года назад
God’s favor is definitely on your life 🙌🏾♥️
@lolathebosslady
@lolathebosslady 4 года назад
I am so happy I came across your channel. Your videos are so amazing ❤️❤️
@VazhiiSingleton
@VazhiiSingleton 4 года назад
This is an amazing story!! You telling your parents had me crying like it was me girl!
@myway2653
@myway2653 3 года назад
Sending this to my grands. Thank you
@xavieracoleman2657
@xavieracoleman2657 4 года назад
Love this and you’re an inspiration.
@tigerlily9673
@tigerlily9673 4 года назад
Thanks for the info and I am happy I found your channel. I wish I had a friend like yourself at the same age you are. Can find alot of ppl at your mindset at your age. Awesome!
@fellfell2787
@fellfell2787 3 года назад
This is superb news Erin! Heartwarming and very motivational 🤗🤗🤗 while I am almost 15 years ahead I will use these to help my kifs navigate the early years post high school and college to avoid the dreaded debt-trap! Personally I am not overwhelmed but know many who are. Thank you for sharing and keep winning ❤
@laughyouhealthy669
@laughyouhealthy669 4 года назад
Congrats on the big milestone so many people can’t say this at 25 but like to flaunt like they have a lot✊🏼 congrats!!!
@stephaniemendiola2331
@stephaniemendiola2331 4 года назад
Can you make a video on your mental health during your move and sacrifices you had to make? So many of us experience a mental health decline at that stage in life
@KrisInJoy
@KrisInJoy 4 года назад
Congratulations this is amazing!!!!
@AndrewScottENT
@AndrewScottENT 4 года назад
Great stuff! ✊🏼
@reginatheresa199
@reginatheresa199 4 года назад
This is my first video I found of yours and I am going to be spending some time binging. I love your personality! I’m hoping to start posting on my channel about my debt free journey to pay off my student loans + rehab my credit. Thanks for being an inspiration of black girls DOING THEIR THING
@coloursofconfidence8225
@coloursofconfidence8225 4 года назад
Thank you for sharing your story ! It is very inspiring and you were and are so driven and emotional mature ..you are an inspiration !
@SonjaLauren
@SonjaLauren 4 года назад
Thank you for this 💕
@Destinyblessedmom
@Destinyblessedmom 4 года назад
WOW This is such a wonderful and inspiring video. Sacrifice is a must.
@KaeBuka
@KaeBuka 4 года назад
Thank you for this video!!!!
@LipstickLoco86
@LipstickLoco86 3 года назад
Omg, your parents had me crying. So sweet! You doin' it, girl!
@christalpinchback
@christalpinchback 4 года назад
God is so good! This is huge goal for me too. I’m so proud of you! Congratulations also and your skin is glowing too.....prosperity looks good on you! ✨✨✨
@ErinOnDemand
@ErinOnDemand 4 года назад
Thanks so so much Christal!
@theholistichunny
@theholistichunny 4 года назад
love this. I've had a goal of debt free by 30 since turning 25. These student loans GOT TO go!
@FitbyCrys
@FitbyCrys 4 года назад
Clicked on those loan forgiveness resources so fast!!
@breesunshinee
@breesunshinee 4 года назад
Erin, you are amazing! I LOVE this channel! Thank you for passing it forward. Bringing glory to God. I want more content with your parents. We must meet these amazing people who raised you! Totally teared up when you did! That debt is such a weight!
@begwenly
@begwenly 4 года назад
Thank you for this video content I’ve been trying so hard to stay focus and become debt free thank you for the resources
@ErinOnDemand
@ErinOnDemand 4 года назад
Absolutely!!
@DeyquanBowens
@DeyquanBowens 4 года назад
You’ve inspired me to pay off my car lol! I had the money in my account but I didn’t want to spend it lol! It’s cool to see those zeros in your account but I’ve realized that when you owe someone, you really don’t own your money!
@makemoneynow5061
@makemoneynow5061 3 года назад
Really like your videos!
@news_purpose
@news_purpose 4 года назад
Thank you for sharing this information and helping your viewers get money for loans also.
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