How I Practice Frugality | 10 Tips for Living in Your Means 

I would love to see a grocery haul! Eating healthy on a budget

I love the way you articulate. Your speech and the way you carry yourself is incredible and I strive to speak as eloquently as you do!

I’m a Dave Ramsey mama here!!!! 💁🏼‍♀️ tell your money where to go rather than wonder where it’s going

Debt is one of the number one ways to destroy your life. It is the enemy of prosperity and will enslave you to someone that often times does not share in the same risk as you do by taking out the loan. Thank you for being such a positive force for femininity. As a man it is such a relief that woman like you exist and care to teach other young woman the importance of embracing their femininity.

👏🏼👏🏼👏🏼 girl, you’re exactly who RU-vid needs right now!! I’m so sick of this trend of OVER SPENDING! Over indulging!! Ugh! I’m guilty of it too but doing my best to change. “Treat yourself” PUH-LEASE! More like treat your FUTURE self. Your “line of luxury” idea is incredibly refreshing... I’m going to be thinking about this

I needed to hear this. 😁 When I was dating my now husband, he spoiled me, because he could. But many years later, we have a toddler, a dog, and only him working, and we don't live the same as when we first married. It's easy to forget the simple pleasure of re-reading a favorite book or being able to enjoy a cup of coffee at home. Your videos have helped change my perspective! Thank you chica! ❤️

breath of fresh air in this materialist world

Luxury for me is to eat a pizza with my kid and my hubby while watching a movie I love it

My favorite part was your discussion on reframing luxury for oneself and not using social media as a reference. That's very helpful because one (myself) can easily be disappointed about not having a Chanel bag rather than being grateful for quality items that are affordable.

“Guard your wallet “. Yessss!! We guard our wallets from would-be thieves, but then steal from our peace of mind and from our future when we don’t guard our wallets from ourselves.

Aldi and second hand is how we save. We did just buy a new bed but the old one was a hand me down from my parents and it was 26 years old, it needed to be replaced. So many people were amazed we did it when my husband was making only 25k a year and I was a sahm. But we did it!

I really appreciate that you don't exactly go with the flow of modern society. Thinking a little bit old-fashioned doesn't have to be a bad thing and I think you embody that really nicely! :) Just something I missed a little bit in your tips was the environmental impact everyone has with their buying choices. Every purchase is a vote, either for or against the environment or the people who produce our products. I guess you kind of mentioned I when you talked about quality but I just wanted to put that out here again as I think we have a lot of responsibility :) Other than that, great video :) God bless you!

We are losing sight of what important! We're so caught up with the latest and greatest and consumerism that we falling into debt so fast! Wonderful message

I absolutely adored this video! Being a young housewife of only 19 it’s so encouraging and enlightening to have someone share the same views. The wisdom you share can really change lives! Bless you!

Would you ever do a make up tutorial? I love your videos so much!!

We are ruining our planet by needing the new things that come out everyday! It’s pretty scary. I wish everyone would live more modestly. You can still enjoy life that way and save money! I really enjoy your videos and it’s nice to see such a classy young women with great advice. Someone to look up to! I was wondering.. what does your husband do for work?

I love seeing women embrace their femininity . It's a lost trait among us, especially nowadays. I'm a thrifty minimalist so these tips you're sharing are old-hat to me but your demeanor & the feminine way you carry yourself are very admirable. I'm not traditional or very feminine but I like seeing that in other women. Subscribed :)

I absolutely love what you were doing. I’m so thankful there are classy ladies out there that are promoting Christ, confidence, style, & manners. You are not only beautiful on the outside but most importantly on the inside. Don’t ever let the world change you, keep your eyes on Him.

I adore how bold and honest you are. We have very similar beliefs, and it’s so refreshing to see likeminded people encouraging others! Sending you love!

a great tip is the 50/30/20 rule: after taxes, 50% to necessities (rent, food, bills, etc.) 30% to wants (entertainment, leisure, etc.) 20% to savings/retirement

I so appreciate this video. It is so good to know there are other young married women out there who think this way. I harp on budgeting and making our dollars go as far as we can, not because we are poor, but because its wise. Being a good steward of your money is a lost art on our modern day society, and its so good to hear others who think this way. What you mentioned especially about the "Line of Luxury" is just awesome, and I often say things the same way. Things lose meaning when you just do them all the time, and because of it we lose sight of how privileged we are as an American Society. It's crippling.

These are such great tips! Going against the grain of society is comforting (in a weird way), especially where money is concerned. I've been asking myself how people would have lived one hundred years ago with/without ____ and it really puts everything in perspective for me. Blessings!

There are things that you and I think alike. For example living the old fashioned way and keeping things for many years. I haven't met anyone that thinks like that specially here in Miami. I also learned many other tips. Thank you for those videos. I love them they mean a lot to me. Specially seeing how strong is your faith and how simple and beautiful is the life you have created for you and your family. You are truly blessed. 😘

I love this!!! I’ve made so many substitutions lately, like the ones you’ve listed, to save a few bucks and it has changed my outlook on a lot. I feel like we have been led to believe that we NEED everything, especially since it becomes so many people’s jobs to tell us that we need to consume, consume, consume. And we become to accustomed to consuming those items that we feel that we cannot go without it. I almost feel guilty because when I lived in my parents house, they also consumed as much as the next modern family and they complained that they didn’t have money left to pay the electric bill. I cancelled our cable, so instead of paying $90 for television, I’m paying $11 for Netflix. I’ve bought generic food items, unless the item isn’t made by the store brand; and we don’t try to have a variety of food in the fridge because we don’t care about how many food choices we have. I’ve stopped “treating myself” with clothes that are $40+ all the time and I just browse the sale section and find similar and beautiful items for under $20. My husband and I didn’t have a wedding. We rented a dress and tux and took bridal photos instead of hosting people that we don’t care about for a ceremony. I made my own couch throw pillows myself for half the cost of what Target sells them for. We are a military couple, so we keep that in mind when we collect items like furniture, that we have to move it all when we PCS, and it limits our purchases. We don’t rent a house that’s made for 10 people if we are fine with an apartment made for the two of us and our dog. I’ve taken on more traditional and cheaper cleaning methods instead of spending $4 on a small bottle of Lysol. I stay mindful that even though Instagram bloggers are fun to follow, its not real life for me. I stay inspired by them but I don’t try to take their life. Even though I’m lacking on financial stability because I have to take student loans, I am still in a place where I don’t stay awake at night wondering “how am I going to live and pay that off?” because I have flipped the switch to living more frugal than I used to.

I haven't even seen the video and I already know it's going to be awesome! God bless you!🌺

I love this content. Very refreshing and grounding. I am happy to find others who love a simple yet classy and frugal lifestyle.

So glad to hear someone talk about frugality and saving money! Love the video and your ways of saving - they are really good.

I love watching this community grow! Wonderful content, please keep it coming. 😘

Omg this is amazing! I love this channel so much and appreciate how much you care about women cultivating femininity💛

7 TH tip with reserving 'line of luxury ' makes so much sense ! I never thought of that so thanks for the reminder!

FINALLY, a youtuber like you exists! You're such a breath of fresh air, thank you for sharing with us!

Totally going down nostalgia Lane! This was the first video I found of yours because I was looking for a way for my husband and I to budget better. I can’t tell you how much your content has changed my life! Thank you 😊

I have an idea for a video maybe :) I would love to learn more about being grateful, loving and happy. That is a goal that I have set for my 2019. I am a very happy person but I would love to see how others achieve being happy, loving and grateful as well. ❤

This is a very thorough list, I love how lighthearted but down to earth your videos are and how professional you are in the information you share! Thanks 😊💕🙏

I am so grateful for your videos. I noticed that as I’ve been “spending time with you” I feel more content with what I have and am noticing the freedom I’ve gained from this busy culture (I’m in California) so thank you❤️ be blessed.

Had to watch twice to remember all of the great tips!!! Thank you for such an abundance of helpful tips!!!

This video was so incredibly eye opening and you are one of the most well spoken individuals I've ever had the pleasure of listening to. Thank you for making this video.

Wow right on time because I just spent an unnecessary amount of money on jewelry 😭

You are right on so many levels. Many people today have everything they could possibly own. And still they think their life is terrible. Some of my friends are shocked that I don't have a dishwasher machine. And I must visit a laundromat to wash my clothes. I still consider myself to be well off and I am grateful for all the things I do have.

I was literally just about to look up videos about budgeting and frugality when youir notification popped up! Perfect timing 😁

I got so excited to see that you uploaded a new video! I love your channel and blog!

Thank you for this video and sharing your perspective!! These are great tips I can come back to and implement in my finances!

I am so glad I found your account! I appreciate the way you honor the past, and your family history to guide you. I'll be moving out of my parents house soon, and I will definitely be keeping your wise words in mind! Thank you! 💕

Wow, awesome video! Love everything you shared and totally agree! Thank you!

This video was wonderful. I live pretty frugal but there's still a few things I could work on. I'm a college student but am debt free from living with in my means. I know so many friends who are in thousands of dollars of debt. Possibly never pay it off and I'm going to share this with them!

*"I can do without the tropical bird noises in the background"* LOL

Yay! Such a lovely practical video. Very confirming of many of the practices that I've adopted over many years. Much appreciation. Sending warm positive vibes and a shout out from Central America. 👩🏿‍🌾👩🏿‍🍳🤸🏾‍♀️✨

Thank you so much for giving me faith in our younger generations again. All we seem to see in the media are grown spoilt children. You definitely made a fan in me. Your channel is pure gold!

Just wanted to let you know - I just adore your videos, and keep on coming back to the older content too, more or less regularly, as it it's timeless :) Thank you so much for sharing your thoughts with the world!

Really enjoyed this video and your great tips and suggestions. I like the mental math concept. Something that helps me when considering a purchase is equating it with my time and income eg how many hours would I have to work to pay for this item? It really helps me evaluate my intention with any purchase and be more mindful and considerate with what I bring into my life or home. Have a lovely day 🌸💕

I tend to hear all the same tips every where but you explaining in your own words is very helpful and insightful. I appreciatchya! ☀🌴🌊

I don't thrift really, but I clip coupons, watch for sales, and I'm growing my own oregano and basil. (I live in Oklahoma. For the last 2 years I can't get tomatoes to grow, so I'm throwing in the towel.) Clearance isles are key (70% off clearance prices though). I have also found dups for my pricey makeup - ELF has great ones! Student loans are insane! Thankfully mine and my husbands are all Federal and are on an income based payment plan.

This resonates so much! I was brought up in a working class, single income family in the 90s with a stay at home mom. She and my dad were extremely frugal and bestowed upon me the principles you've touched on here - making do, going without, being creative with the money/resources you have at hand, not buying furniture on credit, etc. Their frugality rubbed off on me and is one of the ways in which I feel I bless my husband because it seriously helps us to keep our money in check and advance toward a more money-positive future together.

I recently started taking some of my old stuff to make new stuff. Now I have new jewelry or new looking clothes because of this. Learn to sew and create guys. It is a useful skill.

Love this video! I completely agree with you & I hope everyone watches it. Great job 👍

It's awesome to watch your videos and see how it seems every video there's another 1K watching.

You are beautiful. It's not just the looks, but the gratitude for life and feminine essence is just oozing out of you. Thank you for going against the grain. The world needs smart, feminine women badly.

I love the tip to live a more purposeful life. That way you are spending on what is really important! :)

This is great advice! So so true about how Instagram and the celebrity lifestyle seems to be what everyone thinks they should have and we are all influenced to live outside of our means.

You are a breath of fresh air in today’s world, it is so wonderful to see. I feel comforted knowing that there is someone else in my age group with the same line of thinking. 😊

🙏you really opend my mind and finally got me to take a stand and turn my life around❤️❤️

I appreciate these gentile reminders. I have been a homemaker for the past 20 years but recently my husband’s income has been cut dramatically so we are learning to do without and with less and I’m learning that it’s okay! A budget is very freeing. It allows you to decide where to spend strategically. Thanks for this video.

My bachelorette party was in my parents garden with a few girl friends, yummy food, some fun games and crafting 😊 exactly what I wanted!!

Enjoyed your video very much. I like the idea of reflecting on how people lived in the past. In addition to frugality I think my grandparents had simple routines. Baked one day during the week washed clothes by hand one day a week, walked to the grocery 2xs a week etc.

Totally agree! Love your advices. I just happened to visit your channel and it is so good to find a real person here in You Tube. You're christian, you're wise and you're sweet. Thanks for inspiring people in such a nicely way.

I am so happy your channel is growing! I am getting married in June and moving from a part time to a full time position in order to be better to make a home for my future husband!

I love ur channel! you are speaking my lingo and encouraging me!

Thank you for this video, I’ve been trying to stop stress shopping to save more money because it’s a terrible habit & now that I’m in college I really can’t afford it anymore. I love your videos, & I will continue to take your wonderful advice!

God bless you and your family!!! l just want you to know that you are inspiring, beautiful, smart and re-freshing!!! what a blessing 😊😊😊 l feel like l am talking to a good friend so wholesome! thank you truly.

AMEN!!!! Keep these videos coming. God bless you for keeping it REAL.

I’m a bit late to the party here but I loved this video! So many youtubers give theoretical and hypothetical advice but these are 10 really practical actions to take immediately. I totally agree about the line of luxury and defining “your normal” so thank you for articulating it so neatly. 😊

Shopping in my closet is soo much fun! I find things that I didn’t remember that I had!

Couldn’t agree more! You give such great tips!! Looking to the past has been so helpful to me and it makes so much sense. One income living is not out of reach today just as it was the norm in the past. Our standard of living has changed and in my opinion for the worse. My husband and I (and now my daughter!) have been a one income family for many years now on a modest income without issue. We live a simple peaceful life and really don’t feel deprived at all. We are happy 💗

Dear Mrs Midwest, Never stop creating your videos, you are a huge inspiration to me, since there I live femininity and modesty is looked down upon. Your Videos encouraged me to stay true to my nature. Lots of love

Loved your perspective on this! Thanks for sharing these tips

I love your channel, I'm on this debt journey and been obsessing with frugal tips videos. You are so pretty too.

Brilliant advice. You are spot on. Thank you 🙏🏻

Great topic! I’ve been making an effort to live minimally, selling off things I don’t really need, Peloton bike, LV bags. Haven’t been going out socially and spending money. Also, I learned how to hack our amazon cube so that we can watch anything without having to pay for HBO etc. I wish at 24, I had been as articulate and well put together as you. Every young girl should watch your videos. Thank you!

I am a new subscriber. And still learning to be a good homemaker like you do. Your channel make me learn so so much. I always keep on watching! Thank you Big Sis!🤗

Just found your channel, firstly this video is amazing and I resonate so much with what you are saying. I’m definitely an old soul in a youngish body (I’m 28) I have many of the same views and people around don’t really identify with the thinking behind it. Nice to know I’m not the only “old fashioned” thinker around. Have a lovely day and thank you for England 🏴󠁧󠁢󠁥󠁮󠁧󠁿

thank you so much! I needed this because unfortunately I am unable to work bc of a chronic desease and live at the absolute minimum right now (without husband) and I was really overwhelmed today but this video calmed me down ♥ thank you angel

Would you do a video all about how you choose your clothing and modest outfits? Love your videos!

Thank you for your video! So enlightening and encouraging... you really got to the heart of a global complex issue. With social media these days it makes people set crazy materialistic goals and creates unattainable expectations all around. So good to focus on what is actually important realistic for me and my lifestyle. Wonderful video!

Love this video and her advise. She inspires me to be a better, smarter woman.

I needed your channel, even though my family is the traditional homeschool Christian family who seems they would have this kind of influence. I didn't have this for many reasons (my mom getting dementia in my teens) and other things. But I just wanted to say thank you so much for this. When I watched your channel, I realized how much I actually want to live like this. I felt lost and I had no idea this was the lifestyle I wanted. Now that ive found your channel, I feel like I've found myself. Thank you.

New to your channel, this is the first video I have watched. Usually when you find videos on tips for frugal living it’s basic like shop at Aldi or cut cable (which are great and I do). I truly like that your tips are more on the mindset which is a huge battle. Can’t wait for more videos like this.

Love it! Keep making great videos! I will remain subscribed to you as long as you are a youtuber!😘

I usually don’t like vlogs, but lately I’ve been wishing for some vlog from you! You are amazing, a huge hug from Brazil!

I love your channel so much. I have always felt like I had to just go out and work and work and work. What I really want is a family. I want children, a husband. I want to put my time into taking care of home, family, health and make art… i have been working through my nursing pre requisites and haven’t had time to even date. So I just dropped a few classes to take care of that!

Since I am plant based I saved a lot of money as a student. My meals are based on rice + vegetables or peas + vegetable. It requires creativity to mix it, cook it to not be bored. Also Im looking for « promotions » (sales ?) on vegetables and It makes it reeally not that expensive. I stopped desert except fruits and basic soya yogurt. Keep things simple and you will save money

I’ve definitely cut back on my grocery consumption and realized you don’t have to have a million different meals every day. I typically eat the same breakfast and lunch and then make a different dinner every night and that’s cut back on our food spending a ton. My kids want the same food every day anyways lol. I’ve also stopped spending on cosmetics the same way and realized I don’t need the newest eye shadow palette or tons of different shampoos so now I only have one of everything and it’s so freeing not having to be concerned about buying something new or different and same goes for clothing. I only purchase new items if they are really special and something I know I’ll get a lot of use out of.

Would you ever start a podcast??? I really enjoy your videos! They are encouraging:)

I just came across your channel you are so right!, loved all your tips !

Your videos are becoming part of my everyday routine thank you for your advice and it is sooo helpful :)

Great tips! I'm also proud of being old fashioned. 😂 Love from Ireland!

Yes!! Preach it girl!!🙌🏼🙌🏼

Love your channel and content! I stayed home to raise and home school our four children. During this time I thoroughly enjoyed being a stay-at-home mom/wife, doing all those wonderful, rewarding tasks including gardening, canning, sewing, etc. Now, I am an empty nester, with our youngest a freshman in college. My mind wanders to retirement years.....will there be enough? I thought I could stay home but now am second guessing that choice. I am reminded to trust in the Lord, and yet there is the practical side wondering if we will have enough. I guess my question is, "As a homemaker, do you feel you will have enough money in retirement?"

Finally someone like you!😍This is precious! Thank you so much!

You are so brave talking about this! It’s not easy to say to others I don’t have the money for that and etc, the society are trying to make us feel shameful for it. But it’s so important to be satisfied with the things you have and the budget you have. And that it’s nothing to be ashamed of. You can have a happy and joyful life!

i’m trying not to spend more money on house decor i was addictive to follow the trends and always buy new stuff.. i will love to see a video of your house tour it’s so nice to see that you love and appreciate what you have 💙👍 we need tips on how not to spend and follow trends on house decor 👍🥰