How Much did a 19-year-old with NO Credit Pay for a 2017 Dodge Challenger SXT Plus 

He likes it and it makes him happy he’s proud and feels accomplished about it I’m happy for him

Hey man no hate on the car, I love challengers and I have nothing against a v6. But 32k is overkill bro. 32k could’ve gotten you a 5.0, STI, Even an RT. You paid way too much my friend.

ALWAYS skip the extra "dealer services". $899.00 for 10 oil changes isn't a good deal. $89.90 per oil change is ridiculous.

Got a credit card right when I turned 18, bought my second truck at 28k at 19yrs old, got a 7.84 interest rate, credit is your best friend when you're young

hey as long as you got what you want and you can afford the payments, anyone else's negative comments don't matter. it's your first car. your interest is going to be higher than ideal. my first car interest was 14%. I just brought a rt plus challenger with 7% intereste rate. Still not awesome but my next interest rate will be even lower.

🤦‍♂️ you paid that much for a v6?

Thank you for sharing this man. Almost no one comes forth with this type of information and it's extremely helpful to those of us looking to but a challenger. If you're responsible with your payments your credit score will take off in no time and 2 cards should be good for a long time. Side question: What do you pay for insurance? I look forward to your next video.

I'm glad you made this video. Me being 19 myself, I found a 2014 challenger sxt for 15k. I have a little saved; just enough for the down payment. I have a minimum wage job with no credit and everyone on my back saying it's a stupid idea to buy a car like that at my age. Well maybe it is stupid, but that's my dream car. That's my motivation for working hard. And I hope to be able to purchase it soon. And even after purchase I will work hard, get two or three jobs if I have to, so that I can pay what I need to pay to keep the car. Anyways this video inspired me and gave me a little more peace of mind. Especially since you purchased a WAY more expensive Challenger.

32k for a v6 challenger. LMFAO.

You worked very hard for it. You should be very proud of yourself. Can't wait to buy my dream car one day after I get finish paying off my college debt.

Happy for u man. The fact u are so confident makes me not so worried about doing the same in the future

Man if anybody ever says you made a bad decision just laugh at them because I can tell you love this car. And as a 22y/o dude, you are way more responsible with money than a ton of people that I know and even older than me. You're a legend. This is also my dream car. subbed.

I’ve seen RTs & SRTs for 15-19K with 20-50k miles on them where I live. Most of them had no issues at all.

Congrats bud. You saved 11k at 19 yrs old. That says a lot right there. That’s not the worse rate I’ve seen by a long shot. You’re doing well. Enjoy your new ride man.

Thank you for being so upfront and honest, very few people actually show the details as to what they paid. I do find it strange the dealer used the conquest and affiliate offers, conquest is normally reserved for people leasing competitors cars for example.

You are not stupid bro. You are young and thats how we learn in life. Its not the end of the world. You will pull through.

God job bro, don't worry about explaining you anything to anyone or feeling you did a job, it's your life your money and it's what you want. Mine was around 30k and I got in 2015 when they first came out and my apr. is 7% and I pay 559, and it's a base model so you didn't do bad lol

Nice ride bro! You pretty much explained what I went through. I'm 19 as well and got a 2015, you got a better deal than me and I feel like I got a good deal lol take care of it keep up the good work! Build your credit, credit is good if you play the game right!!

Thanks for sharing bro I'm 20 looking to get a used 2015 challenger sxt next summer with no credit either this was very helpful keep up the good work !

Planning on getting my CDL soon and Ill be team driving with my dad. I have a 2015 4Runner right now and after I pay it off, Id like to buy a Challenger 392. Im 20. Super excited for you man.

Almost the exact same boat, I got a pre owned 13 Charger V6 for $15000, $18000 after TTL and I barely had any credit and the dealer gave me hell but hey live and learn but ultimately put $1000 down, pay 392 per month and I also bought it when I was 19 but its pretty cool to se young guys making it happen, next step is a V8

When this channel blows up remember I was here when u were at 1k. 😂

Love the car man. Im planning on getting a new challenger soon and this video was great, refi as soon as you can, but well worth it!!

Good job young man .. the only part that matters is that u did it on your own ... enjoy it !!!!

Bro it dont matter if he likes it he likes it yall hella judging him dawg calm down😂

due you not that bad try 27% and without all that money you put down your in a good spot and you stay with your fam your still ahead of the game by a step or 2 young buck

I am picking up my '15 GT Premium, blacked out, lowered, minor upgrades, looks awesome. Paid 33k cash and can't wait to go get it!. Should have used credit, my 820 comes in handy.

great video, very straight forward. stay on track and nice car!

Damn, in gilroy ca i saw scat packs for $32,000

They charged you $395 for DOC fee! Should be about $80, my friend.

Yoooo thank you for this video. You kept it 100 and gave me good info.

Good vid, Im 14 and this kinda shows me more about life. Thanks!

Your forgetting about your $11,500 YOU PAID DOWN,.... You REALLY paid $31,771.... and for a V6.

After you pay it off... upgrade to a Hellcat. 🐱

Good vid bro I’m 18 and will also be buying my challenger really soon but this isn’t gonna be my first car. Cant wait!

Great video,and very valuable information I’m 18 an I’m trying to get a Dodge Charger RT but I think I’ll wait an increase my credit

That's such a beautiful color 😍

Reading these comments it’s a bunch of judgemental ass holes on here. 1st he didn’t ask any of you for your opinions. 2 it’s his life and money and his choice. 3. Everybody don’t want a used car so if he wanted the trim he got and the features he got and he’s happy with it that’s all that matters!!! Most of y’all typing probably don’t even have a dependable car yourself!! And all these ppl with this incorrect data need to do some more research! Who buy a 8 year old car just to say you have bigger Moter running the risk that the person who traded it in didn’t beat the shit out of it Before they got rid of it!!! I’m Like you I would brand new all day!!! I don’t need a V8 because im not buying for performance! Everyone don’t buy for performance which is why it’s a v6 for those that like the car but don’t want the headaches of a bigger motor!!! To each It’s own but y’all are cruel lol!!!! @The02CummingsRAM keep doing your thing!! You did right by trying to eliminate that debt. Once you sign with the bank rather you put cash down or not you now own that car with extra financing!! So if you cut the life of that down smart move!! In the end then goal is it own the car rather you pay cash up front or do a loan you still have to pay until the loan is complete just smarter to me to get it on over with as early as possible!! Great color choice !!!!

I'm 27 and have an 2017 RT5.7L myself. Currently leasing with rank C rating credit. Paying 314$ on the car per month and 1054$ per year on insurance. I also live in the state of Michigan so our insurance is higher than most states. I took the car out of the dealership for 544$. They waved my first month payment, Included tire protection and rubber floor mats as part of the deal for free. The car may seem like a lot per month but with credit like mine a ford focus would have cost about the same. So i got something that at least looks cool and is fast. Sticker price was 37k. No auto start or backup camera.

You did great. Lovely car, love that color. Yea, extra warranty is a option but the dealer is making money to. I just bought a 2017 SXT challenger, love it. Husky floor mats are great. Have them in my Ram and challenger. Great vid.

You know...11% ain't bad at all for having no credit. And like they told you, 6 months or so I'm sure you'll be able to finance it for way less especially since the car is definitely worth more than 20k. Just got my 2017 SXT Plus about 10 days ago and I'm loving it also man. Got about 7k in rebates and dealer discounts also. Good work man. 👍🏼

I'm 20, 2009 mustang gt and 2016 Dodge Dart, 765 credit score. And my interest rates are 2.5 %. Just gotta give that credit time to grow. Awesome video 👍👍👍

Wait maybe i missed it but....what do u pay a month?

Nice buy. I was 18 when I bought my Scat Pack fully optioned for $37k out the door. Sticker was $45k. I just wish I got 18mpg too 😩😩😩

beautiful car dude!

For that price i would of got a pre-owned Infiniti Q60 Redsport 400

Not bad, congrats on the ride especially at 19. I picked up my New 2016, 5.7 M6 challenger for $23k right before my 20th birthday, after full warranty and CA taxes ended up at just breaking $27k. The real kicker people fail to look into is the insurance. Dependent on your age and driving record, expect to be paying on the high end. 22 year old clean driving record at 12k miles a year paying roughly $220 a month.

Luckily for me my dad was a mechanic, so when i get my first car i do not have to spend thousands extra on maintenance, he is teaching me to do it MYSELF. It is one of the harder things to learn, but saves you time and money, should just apprentice with someone.

I was almost suckered into a 19.99% interest loan on a 20k BMW 335. They tried to rape me

How's the car? I'm thinking the rt or camaro ss. But overall how does the challenger feel?

nice car bro,pretty nice price,enjoy it 🙌🏻,it’s your car,don’t matter what people say,it’s your car,one day i will get one,it’s my dream car

Dude my first auto loan I paid $200 a month with 33% interest rate. For a 2003 Ram 1500 pickup. Traded that in and got a 2011 Ram 1500 and pay $387 a month with 16% interest rate. And I'm 20 almost 21. So you got a good deal lol congrats man hope the car treats you good!

woooowwwww.. 11% interest?? my 1st car was 23% interest with no credit

You're paying $32,000 for a V6? Were you drunk? A 2010 Challenger RT costs $15,000. Performance is more important than a large screen.

This info was really helpfull man I am saving up money to buy a dodge of my own my life goal is to get the Dodge Demon without a doubt and that's what I am going to grind for

It's okay I did the same thing when I bought my first car. I didn't have enough credit because I never owned a credit card, so they gave me a high interest rate. After a year my credit shoot straight up and then I traded it in and bought something else for a much better rate.

I bought my 2010 Dodge Challenger SE for 15,600 8% interest 316 a month totally worth it but i need a better paying job what do you do or recommend?

Congrants man im biding my time for a 2017 charger Daytona

Beautiful car. And with a v6 you can drive it around as much as you want. That color is awsome, I want one.

I’m getting one in a few months but great video and how’s the car to this day

may i ask what u do for work

11.000 dollars cash...hard earned money I'm sure....i just spotted a 2011 challenger Sxt vvt 6....for 10.500.00.....67.000 miles.....that would have been my route.....outside it's the same car.....but good luck man.....in 7 years that car will also be a 10.000 car.....if taking care of.....

All Power to you.. I once bought a car at 23% int rate. Luckily it was a Simple Loan so I paid it off in one year

Its a good way to build your credit. Keep the extra warranty in case you need it

You got robbed bro

tbh dealer ships are afraid cause if like you mess up the car or skip town they could lose the car i know me and my dad sell houses and like young people trying to buy houses is very hard so i have to do everything through my dad so man i understand the strougle of having high payments

service contract is not a warranty glad youre happy with the car the dealership took you through a secondary lender(high risk,high interest rate) you only financed 75% of the value of vehicle,so you met thelender requirements. the dealer made money off the interest rate they gave you. you could probably have gotten 5% interest.

this helped m out so much! i been looking for a video like this i was hoping you cud say how you make a month so i can have a batter idea if ill be able to afford a mustang gt

Liability. Car will devalue by the time he pays it of , everyone learns at some point. Really nice car though enjoy it get the most of it.

2017 Mustang Gt is 27K 😭

Hey nice car :D! Props to you for being 19 and owning a car that you probably bought with your money , most of these negative people probably don’t even own a good car !

I really like your vids bro you actually encouraged me to buy my own challenger. I have a question the $11,000 you put down was the tax and title and all that included in that?

11k down payment, man I work two jobs, graduated college, and still don't have anything close to that much, where did I go wrong ; ;

Im 18 and I have a 2008 silverado crew cab. Finished paying it 2 months ago. Can I get some praise from all you?

Damn 11% interest. When I bought my truck, I luckily had credit before hand. Got mine at 4% interest as my first auto purchase.

Congratulations bro great stuff...

All these negative ass comments nice car Bro

For that much money I would have gotten a used scat pack

Yooooo... I’m 19 too and I just got my 2017 sxt challenger and my first car with no credit 😂 20 thousand miles and I got it for 28k( if I pay $428 for 72 months) BUT I can refinance again in 1 year when I start making credit of that car and my car payment can go down. I gave $4000 down payment and now I owe $16k

Buying a new car in Finland at that age is a fantasy. We got so great market for used cars that buying one on a loan is madness.

If you can afford it , then go ahead. I always pay straight cash , never credit.

why not just get a rt? if you gonna pay 32 racks for a v6 lol

READ So I baught my challenger last week and I got the service contract is it worth it? Got the car at Earnhardt how do I cancel it?

I went into a dealership and almost took out a 2020 RT for 31k but the apr was 15% so i backed out. I had a 5k downpayment so i was going to end up paying somewhere around 50k for a 38k car. Does anyone know if giving a higher down payment lower the apr on a car-loan? was thinking on giving a 12k down and try to get approved for a loan around 20k with an apr of MAX 10%. Any tips or advice. i am a first time buyer

No body can. Unless having had the same job for over 3-5 yrs and income is 5x the monthly payment and his other bills do not exceed 45% of total income.

300$ for window tint? JESUS CHRIST WHY

Damn nice ride the color is outstanding.

Good job my man!!

Due yourself a favor with cars and look for quality used cars with low miles... thousands and thousands of cars are lost from people who can't afford them and they have nothing wrong lease ends dealer puts up vehicle for sale with 10k miles often... i snagged me a v6 stang for 16k only had 10k miles when i bought it... literally saved myself almost TEN THOUSAND dollars the v6 was going for 24k new almost at every dealer those tiny 10k miles takes a fat chunk of a new msrp car price.. cars do nothing but deteriorate never buy new buy used and low mileage just make sure the vehicle has had oil changes.... and get a quality inspection from a QUALIFIED mechanic.. a lot of sites actually provide inspections on there used car sales for peace of mind the 127 point inspections or whatever there called... im like this guy i had a big savings for a down payment.. only i got a great deal and KEPT my savings and just financed the 16k.... amazing deal and rate for a 305hp car with only 10k miles

11k downpayment?

Salute to you.. Do your thing bro 💪

I'm 22 and just to make sure does Fico score also counts as credit, because I checked my banking info and clicked credit history and said I have an 850 fico score.

To be fair, if he got a V8, his insurance would be through the roof.

30k for a v6 challenger lol why didnt you just get a used r/t or scatpack thats just rediculous man lol i got my 2012 mustang 5.0 for 17,900 with 23k miles lol. crazy man could have gotten something way better for the price.

Don't know how long you plan on keeping your car but the service contract will help you when you do sell.

I’m 17 and I’m thinking about buying this exact car for my first car but the problem is I can’t find a car less than 100,000 km that is also less than 25k but I’m prolly gonna keep waiting till I can get a good deal im debating between a charger or a challenger

You got a great deal! congrats

I would've moved out my mom's place 1st forget the brand new car.

DOC fee was too high 75.00 at the most. Glad that you put the 11,000 down payment very smart. Refinancing will be in your best interest.

Is this good 12k miles 2018 Dodge Challenger act for 26,000? Ofc I’m gone try and talk them down and have 700 credit score????