Related Videos: Building Wealth Series: ru-vid.com/group/PL0g8QXs4hyCU36k9b9aZMG4C8OrRTHl35 Equity Portfolio: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-KdCs3EWGJvQ.html 5 savings tricks: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-6kNbG5m5q9c.html Financial Planning: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-gmphBOLjwcQ.html Investing in 20’s: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-oh4BCcbqMmw.html Investing in 30’s and 40’s: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-PhD2Xf-HN9Y.html Pay Off Debt or Invest: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-KZsiHxSJocc.html Handling Debt: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-jUD11ffvPBA.html Create your clones for additional income: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-Ws5HSoWdaoM.html
Sir, I have an interesting doubt in mutual fund, whether fund manager daily do intraday trading or delivery investment in the stock with our invested money in the fund. Please Explain...
நான் எனது 45வது வயதில் பொருளாதார சுதந்திரத்தை அடைந்து விட்டேன் . இதற்கு காரணம் எனது 30களில் பணத்தை சரியாக கையாண்டது தான் உங்களது கருத்து மிகவும் அருமை வாழ்த்துக்கள்
@@ThennarasuRDepends. But ideally you need to look at liquid assets when you chose to retire. While you may include gold and EPF in your overall net worth, the question to answer is - if you retire at say 50. Do you have enough passive income sources to take care of your daily, monthly , yearly needs without depending on your work income. For example, this passive income could be rent, FD, returns from Equity investments, etc. Is EPF available for your to withdraw at 50(if so, you can include it). Hope this explanation helps
3 years back I watched your older actual video and started to invest 5k per month, now I upgraded to 70k per month (67%) of our income, thanks to your valuable info, Also I used to say to my wife "we will live for 100 years" Thank you once again sir
I did all these things correctly by saving 60 to 70% every month but failed to invest in stocks or index funds, invested only in FD. those who are youngsters please invest your savings otherwise no use
If this advice and guidance was given to me before 15 years, my life now would be definitely different.... But , better late than never.... This video is suitable for all middle class... Thanks for your wonderful video
2024 is my best lifechanging period of my life.. Diabetes made my life unhealthy lifestyle to healthy lifestyle... Your videos changing my unwealthy lifestyle to wealthy lifestyle... What a great year for me .. thank you so much sir❤
First of all thank you.. Your channel is a guiding light for my financial literacy. I have watched almost all the videos in your channel. I genuinely can’t answer the following question regarding withdrawal after your retirement. Say you are 30 & You achieve your planned corpus by the age of 50 and you have decided to retire. Your portfolio consist of 70% index and 30% doesn’t have any stock exposure. Assume Index is giving 12% in average but others giving you only 6-7% returns average but fairly consistent returns year on year + relatively secure unlike Index. You outlined in many of your videos that as you are close to your retirement- You should move your corpus gradually to safe investment ( which with my knowledge can’t give more than 7%). My worry is - If I move my corpus to safe zone won’t the value of my retirement corpus (money) dwindle?? Won’t I run out of money before my expiry 😊 in this world ? Please clarify. Thanks in advance. And suggest me a book sir that I can start with about finance.
You changed my life because of "thava valkai" philosophy. Not yet fire, but was able to quit my job confidentiality and start my business. Due to no expensive purchases, relatives think I dont make enough money, so tempting to make that purchase...but i am enjoying my life doing what i want without emis
Excellent video in personal finance, i have achieved 22 times of my annual expenses in 16 years time, my age 42, I believe i can double my wealth 5 to 6 years time Thanks you such a detailed video for financial literacy
This is very wonderful video.all episodes came to one video like From birth to life expiry how we are living with financial literacy and invested safely and achieve our goal. Sir i strongly say I don't fear to invest in stock market after seeing your reccession video which one is change my mindset and given strong mindset to invest in stock market. Thank u vijay sir. Your videos and your efforts are appreciate sir those are induced like me to achieve our life from middle class to rich thank u vijay sir rocking ❤
wish these kind of advices and youtube existed 15 years before, would have had clear financial knowledge , best thing is dont try to impress society :)
Anachi solura maadri, my 1st bike bought @ 32, konjam high end bike, ipo monthly 1ce long drive, India va ye suthi varen, followed delay gratification, my saving % is 60-80, directly for Investment... Nandri Anachi🙏
Sir enakku share market pathi ellam theriyathu ana unga video pakkum pothu romba interesting irukku ippa gulf country work panren sir same age 42 simple oru idea solunga sir
This is one of the best investment video I have seen in my life thanks 🙏 so much for this video and the time you have spent in preparing and helping the young community
But we forgot about the inflation here. It looks easy to achieve 25x if we just assume today's expense. But actual expense will be double the cost in future after 20 years even if we assume 6-7% inflation rate.
Inflation ah yum calculate panni thaan 25x solraanga. Adhu epdi nu already oru video iruku. That is, unga 25x 12% per annum la grow aagum bodhu, adhula irundhula irundhu yearly 4% withdrawal panna, மிச்சம் 8% pa la grow aagum, appo adhu inflation ah match panni, indefinite ah ungaluku yearly 4% kidaikum
I don't keep upgrading inspite of the external pressures..but I hv spent unnecessarily on my sneakers planning to spend it on economical but ended up with dissatisfaction bought two shoes,disposed them. On few items i think we should not compromise on quality
Vijay sir one more thing I share after watching your reccession video I show this video to my friends and i changed two of those to invest in index etf after got experienced invest in large cap with fundamemdal analyzing with out fear after seeing recession video
Wonderful content and never seen this before in India..!! Sir please share this with examples in 3 stages ( @ 25 age @ 40 age @ 50 age) to achieve building wealth, I am 40 years old have put all money in new home/new car in accumulation phase. At this stage not having any savings. Please support..thank you..
Well done sir 👍. I have become your serious follower. You speak about delay gratification. I basically own products for a very long time and replace them only if necessity arises; however, sometimes I get this urge to buy products which are tempting to see. I would be really great if you post a video about self development or personality development. A seperate series about how to be self resilience.
I started investment in my early 20's and I move to The USA in my 50's . This earlier investment helped my get my family and I settled. Now here I learn to do option trading. Yours is a very good approach to invest. ❤
@InvestmentInsightsTamil It would be 10Crore 24 Lakhs after 50 Years. It was a nice explanation about Wealth Building. Thank You for your efforts. Keep posting interesting information about Finance, Saving & Investments. It would be helpful for the masses!
Great insights Mr.Vijay! You hit the nail on the head, I always used to think 1 Billion Dollars is a huge amount and can never be achieved by a single earner! I guess it is change in mindset that is needed! I plan to become a billionaire someday, thank you for inspiring us and keep spreading your wisdom! One question, 5% return without any risk is easy (CD/Money market etc) where do we get 15% returns in the US?
Hi Sir, your tax savings video was a surprise for me that I wasted a lot in 10 years, restarting now... thanks a lot ! I have a request. Can you help with a video for kids to learm
"Thank you for the valuable information. Having gained experience in investment and inflation over the past two years, I'd like to share a hidden insight regarding your message." 1.The 25x return on investment cannot simply be assumed to double to 50x in the next 6 years, as inflation needs to be factored in. 2. In India, I assert that the actual inflation rate is around 10%, based on my personal experience, rather than relying solely on government data. 3. When considering the impact of inflation, if one were to stop investing after achieving a 25x return, they would need to safeguard that nest egg for another 14 years to ensure it retains its purchasing power. Correct me if i am wrong!! Thank you for your time with us.
First of all thank you so much for educating the community!! I Quick Question - Does 401k amount needs to be included while calculating savings done till date to see if we have accumulated 5 times of worth yearly expenses ?
