I Can't Afford To Fix My Car! 

Dave's first response "Ouch." 😆

"All kinds of mechanics and people" I don't expect everyone to know everything but always try to learn and understand what your repair needs are. This a fast way to get exploited, in service needs and elsewhere

The fact that she couldn’t answer where her money is going sounded like the biggest red flag.

Step one is getting some self confidence and energy.

I love this vid. Dave really connected w the caller like it was his own daughter!! ❤

Love these videos. Makes my problems seems like a walk in the park.

As a school bus technician at a dealership it costs about 10k to REPLACE the engine in a SCHOOL BUS

It's rare for people to call who aren't making over $100k.

1800 for 40 hours potentially is wild , find another gig even for kitchen pay that’s rough.

As a mechanic I've seen cars wrecking people's finances to the ground.

I howled at Ken’s second question 😂 No headsets, today lol!

$10k repair? For most vehicles, even replacing a whole engine, or a transmission costs a fraction of that. She's either getting completely fleeced or not being honest about her situation.

I agree with Dave about the repair cost . Used engines are a possibility and she needs someone with good knowledge of car repair cost to help her find a honest mechanic

I know she's young, but not knowing exactly what's wrong with her car is not good. If I'm supposed to fork over $10k to fix a car, I need someone to walk me through exactly what they are doing, because that's what a full engine swap costs.

She should look for work as a Kitchen Designer! She's already a pro in the kitchen, knows the commercial side, and interior design plays a major role in kitchen design. The company I work at (not in kitchens) pays a base salary of $32K+ and commissions on the the margins, so entry level kitchen designers already start out around $50K and our better designers make >$100K plus annual bonuses. It tends to be a 40-50 hour a week job. The trick is getting that first job, even if it's a Home Depot or Lowe's or something. They're often looking for a new designer somewhere in the area. Work there for about 3-5 years making $30K to $50K before going out to a smaller better compensating company and build a book of business of parallel industry pros.

working ALOT and not making much money.... I think he is talking about 97% of America.

Good solid advice here - believe in yourself or others will take advantage

Never admit on a popular podcast that you're being paid under the table lol.

She has $4,500 saved. If she’s following the baby steps and she owes $1k medical bills and $11k auto loan. How come Dave didn’t tell her to payoff the $1k medical bill and apply $2,500 to her auto loan then all she owes is $8,500 on the auto which she could payoff within 10 months since lives at home with no bills??

7:52 " you can get $3-$4k for anything that's running" in other videos he tells people to go buy a $2k cars lol

In this case, the best option for her is just to consider the car a loss. A sunk cost. Don't get it fixed, just pay down the car loan. In the meantime she can either lease a car, use public transportation, or continue using her parent's car.

Car repair adds up fast when you have body work involved. From the conversation, it seems she probably did go to a body shop at one point. If she avoids repairing the aesthetics and follows the advice, she can be in a much better car very soon!

This is the reason why Dave says don't finance a car u can't afford

This is very common problem these days.

"I need to hear more of a roar in your voice. You sound like you're 16." 🤣 Facts. Gotta work on your self confidence and that starts with your self-talk. Root out negative programming and remind yourself daily- I Am Capable, I Am Resilient, I Am Determined, I Am Enough. When you're grounded and goal oriented, assertiveness will help you more than passivity. Go forth in boldness and relent Not, lest ye be trampled and left for dead!

IRS has entered the chat...

I wish she spoke more about why the insurance can’t help !

😂I love Dave

2-3K for a car is just not realistic right now with the shortage of used cars.

Dave is correct yet again

She called into a national radio show to announce that she’s committing tax evasion…. And no one challenged her 😮

1:59 😂

Used cars can be a headache. Cars are a rip off, designed not to be repaired easily by the average driver. Repair costs can be substantial to the point where I've heard of people making payments on repairs. This is a greedy world.

Nice new headsets!

I also have a a underwater basket, weaving degree 😊

Really wish Dave has better resources regarding getting jobs and going up in job.

I was lucky to find a car guy in the alley who fixes my car for 1/4 of what a car shop would charge me. She should look into that also.

Sounds like a nice girl who is self aware enough to know the problem. She also has some savings which is a plus. I think she will turn out okay once she gets her income up.

No overhead other than a car payment making $30k a year, how does she not have any money? Doesn't work 40 hours a week, and clueless how to have a car fixed. How to say she's a princess living with her parents without saying she's a princess. Yikes.

I wish they asked what kind car it is. I bet it’s Hyundai, kia, jeep, Chevy or ford, it can also be one of those Germany cars.

My brothers friend did have to work his way up and go to school for it but he makes good money as a #2 chef at a small fine dining restaurant it is hard work though

This is the advice I needed when I was her age. 😔

Soux chef not a Chef lady 😂

She doesn't want to work all the time!

You always make the money first nothing else matters but the money always always always make the money first you spend comfortably no matter what‼️‼️‼️‼️

Go bye a 2k, 3k car...that will have a new set of costly issues. Oh boy

10k repair sounds crazy unless its like a mercedes. Dont get those kinds of cars unless you have stacks pf cash because everything just cost 3-4x compared to an average car. If its not one of those cars, something isnt quite adding up.

Dave Ramsey “turns wrenches”… By “turns” he means eats and by “wrenches” he means cake. 😂

City bus pass. For a month is about $50.

10k to fix a car? Never had anything more than a couple of hundred. Anything over a grand and I'm out, not worth getting it fixed anymore. I'll just get another used car

The car is a Dodge isn’t it?

I live in Greenville and she can work for well more than $15/ hour @ 40 hours a week - easily. In fact, my company is hiring and our minimum wage is $17/ hour and my team never works fewer than 50 hours a week. Everything over 40 hours is time and a half. That's $935/ week - or $48,620/ year.

Ride a bike, I did for many years even all winter in MN, didn't get my 1st car until 24.

You can get a used junkyard engine for 2-3 grand and get it dropped in for another 2k.

It’s hot back there 😂 Dave has grew on me because I find him so funny now

Would have been worth asking what the year make and model of car was, makes a big difference how to approach the repairs.

My brakes on my VW was $1300 for a completed brake job and flush. Dang car repair is expensive because of all this inflation like around 30%.

Ken act like some of us have 11k lying around to fix a car while Dave told us to have 1k in emergency funds and tackle the rest of our debt off smh

No way it should cost 10 grand to fix a blown engine. Pay a shop to install a used engine for less than half that.

Did she ever say she didnt have insurance? She did say she owed 11k right? If that's the case why didn't the insurance pay for or total it?

What do I do in my situation? Dave- have more money.

Engines don’t normally cost 10k installed 4-6 should get one

I kinda felt like Dave was brash because she is so timid, but she definitely needs to up that confidence to speak directly with someone and just being on top of the subject at hand. She sounded painfully shy

Dave acts like all employers will work around other jobs. Haha that never happens

So proud of men right now. It is rare to find a young woman who cannot find a simp to fund any obstacle they come across. Young men seem to be getting smarter

I don't know about this caller.

I’m 18 just had my car just broke on me on the highway I was able to pull over without crashing the drive shaft came out and ripped a hole in the bottom I’m a waiter so I can’t get a loan and I don’t have enough money to get a new or even used one I need body work because it ripped a hole and mechanical stuff what should I do

should have shopped at joels auto sales

I want to know more about the car repair. She mentioned mechanics and body shops, but it's not wrecked? There isn't a repair in the world worth 10k or close to it that doesn't involve body damage or a wreck, or an exotic car.

We've got a meek little 22year old girl at home. Where is her dad guiding her to figure this out? She's "taken it to body shops" and "it has a bad piston or something"... She has no clue. This should be a $3000 repair not $10K. Dad where are you? Even if you're not an expert you probably know a guy.

These young people are in a world of hurt.

Get a job at a kitchen design company or a custom cabinet shop. Ask your boss for a referral. No doubt she would be willing to help with your career. You can help her on the side.

Everytime she tried to answer a question they asked another question as she’s answering the first one not a single question was answered lol

To much partying

How tf does a single woman living at home need $3-4000 a month. She’s spending way too much on bs.

Where is her location? She needs a better income. Wal-Mart pays way more than 1800 for a full time job

Ten grand is way out of line to replace an engine, unless it's a Jaguar or some other high-end vehicle. (She needs to find an honest mechanic!) Engine replacements these days, on the high end for the average vehicle, are around $5k-$6K.

Her parents should get her a car

Umm.. some people are doomed to fail 🤦

Dust off the pogo stick from the attic.

$1,500 to $1,800 a month as a chef? She most be working less than $15 an hour or she’s not working too many hours.

Too meek and mild. She needs to become a lioness. 🦁

Is there way to sell this car and pay the difference

For 15 bucks an hour … you can do just about anything that isn’t your dream job… and do more hours.

She sounded too timid & shy… but she was on National Radio so was probably quite nervous!

I like her voice 😊

Car has a busted piston... Dave the car is NOT running. Needs a new engine. Don't know what kind of car... that is the first question which of course you never asked... shacking my head.

Something don’t even add up I made more than 1800 making 15 at Amazon

Youth and car wrecked, this is so common.

Dave..... you didn't ask her what car it is. If it's an Audi or Mercedes.... BMW, Land Rover... so on.... it very well could be 10 grand for a blown engine.

“I work as a cook at a fine dining restaurant and bring home $1800 a month” This pay rate is horrible for fine dining. If she is pulling 40h a week, she makes maybe 12/h and this is why the restaurant industry is filled with people who need 2nd and 3rd jobs. However, this lady needs to figure out where her money is going and find work that makes money.

No 1k emergency fund🍟

You owe your parents $11K on a car that doesn't run?? Crazy.

10k 😳 girl give it back or get a lawyer someone can do something

The kid needs to stop with the “umm” and sound off when speaking. Your life won’t change until you take charge of it yourself.

Poor girl.

Let em repo the car.

Get 2,3,4 part-time jobs that pay big money. Looks on the job board, McDonalds. What part-time jobs pay big money? I like the idea, but reality is a little different. If anyone finds a link on zip recruiter, I would like to see it.

There he goes again telling people to buy a junker car, that will eventually leave her stranded and right back into the same situaution she is in now.

I'd like to know what the make and model of this vehicle is. Only vehicles I can only think of that could be $10-$11k in the red and need another $10k worth of repairs is a late model GM or Mopar vehicle with a 3.6L V6 or 1.4L EcoTec Turbo engine.