I Co-Signed On My Girlfriend's $40,000 Car!

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Berto is in around $150,000 of debt and co-signed on his girlfriend's $40,000 car loan. He calls Dave for help.
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Опубликовано:

10 сен 2019

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Комментарии : 521

@marylinehappy8504 4 года назад

I love Dave’s reaction, “ wait wait wait , we aren’t married, there is no we ! ”

@kzamora2548 4 года назад

Truth

@kutie216 4 года назад

I know it's coming every time someone says "we" about their gf/bf 😂

@Wanderer25 4 года назад

😂😂😂 Dave is hilarious. But truthful.

@Me-Want-SnuSnu 4 года назад

marriage is a scam. You can be with someone for 30 years and love each other and never marry. or get married and divorced in a month. I believe the 30 year couple is more of a "we".

@FOhlookajew 4 года назад

Maryline Happy hahaha! He's great!

@GEAUXFRUGAL 4 года назад

You just bought her a car.

@retiredmanager510 4 года назад

Not if he takes it for a drive and trades it in. After all it’s his too.

@swipper74 4 года назад

I absolutely lost it 🤣🤣 when the 190000 on the banner changed to 150000

@kevinkidneyy 4 года назад

Shawn Lancaster 😂😂😂

@painrelief3441 4 года назад

I caught that too! At least the hole he dug himself in is slightly less deep (although he is still drowning either way).

@imnotawasteoftime 4 года назад

Technically it's still 190k, 40 of it is just in limbo just waiting for the gf to stop making payments

@lpt2008lt 4 года назад

Then to "trying to make sense of my finances" at the end of the video hahaaa

@CherylMacKay11f 4 года назад

Oh God! Me too!!!

@justyang8194 4 года назад

I cosigned $20k+ for my sister in law's student loan. It was one of the scariest days of my life cause i felt like signed my life away to the devil...i backed out the next day...she hasn't spoken to me til this day. Thank God i did cause she failed out first semester and is now my ex sister in law.

@kevinb8881 4 года назад

A student loan debt of $150K with a degree in left-handed puppetry, LOL!!!🤣🤣🤣🤣🤣

@atown27 4 года назад

That was funny

@ElitaAli1 4 года назад

😂😂😂

@cgasucks 4 года назад

Man...that guy deserves to be in the hole that deep for being that stupid.

@baseballguy5982 3 года назад

I lost it when he said this...reminds me of my dad 🤣

@stassiiiiiiaa3799 4 года назад

He was so scared to say he co-signed on that car LOL

@j.flaner8506 4 года назад

Perhaps he realized in that very moment that his girlfriend played him

@44fastgun 4 года назад

"Su- su- su- sometime in the next two years..." JUST FREAKIN ADMIT YOU NEVER HAD ANY PLANS TO MARRY

@j.flaner8506 4 года назад

He knows that he's being used. Poor bozo.

@norm7897 4 года назад

Don't you think, that she's using him?. And she's the one, who doesn't wanna marry? He has just, basically, given her 40k brand new car. I rarely hear that cost at Dave's show. It all sounds to me, that she a gold digger and he is just a stepping stone to a bigger goal.

@roxcyn 4 года назад

I'm surprised their parents aren't pressuring them.

@solshine757 3 года назад

👏

@desmondknows 4 года назад

I couldn't write a comedy skit this funny 😂

@widener214 4 года назад

Anyone else do a double take when his first words were "Hey Ramsey how you doing?"

@j.flaner8506 4 года назад

So, disrespectful and ignorant. These kids today! LOL!

@lindsay833 4 года назад

I brought a young guy over to my house once to meet my parents. He said "hey Pat!" To my mom when he was first introduced. Never came over again.

@j.flaner8506 4 года назад

@@lindsay833 Good judgement on your part. You will address my parents properly until they give you permission to do otherwise.

@DaPoopIsInDaPudding 4 года назад

Drew so

@Defrap22 2 года назад

What in the boomer are yall complaining about ???

@RelaxAndSmokeMeth 4 года назад

"A $40,000 *debt* and a *broken* heart." -Ramsey

@That-Wanderer 4 года назад

Never Co-Sign for anyone... Don't put yourself in a bind for anyone, it isn't worth it, their problem should STAY THEIR PROBLEM, and never should be your problem too.

@Mikey90210 Год назад

I learned this a little too late

@erikanunez5058 4 года назад

Please don't give Dave a heart attack. Get marry today!

@marywebb9127 4 года назад

Don't play house and co sign on loans!

@waynekerr2472 4 года назад

It would be cheaper for him to just leave her now and pay the 40k for the car and learn a lesson

@NickPeitsch 4 года назад

Dave is right! Don't combine finances until marriage.

@fsmoura 4 года назад

poor dude is toast... 100% guaranteed rekt for the next two lives

@Blessedandhighlyfavor 4 года назад

🤣🤣🤣

@nevertrustkids 4 года назад

Don’t put that destiny on him. He can make it out

@leadnsteel1428 4 года назад

Don't know why people are spending 30-40 grand on stupid cars. You can easily get a decent used one for 1/3rd of that. New cars are so expensive its ridiculous. We need to stick it to the auto companies and not buy their overpriced vehicles.

@hobobo9 4 года назад

it’s like they don’t even look at the year old used ones

@UnknownUnknown-tu3be 4 года назад

Yep right on. I've embraced buying a car with a dent or scratch because then you don't even care about getting that first dent.

@TheBadGuy69 Год назад

All relative. 30-40k is nothing to some folk

@cherrytung 4 года назад

My parents won’t even co sign for me and you’re co-signing for your girlfriend? This relationship is DEEP

@ErrorPagenotFound-ig1cy 4 года назад

Cherry Tung - Finance & Fashion who asked you?

@cherrytung 4 года назад

@C&G/G&C what can I say, maybe it's fate?

@cherrytung 4 года назад

@@ErrorPagenotFound-ig1cy I don't remember asking you either

@richardleston5237 4 года назад

Cherry Tung - Finance & Fashion i asked eddy, but I didn’t ask you

@ErrorPagenotFound-ig1cy 4 года назад

Richard Leston lol. Maybe it is fate.

@g8rdozer1 4 года назад

Boy there are some real boneheads out there with money....omg!!!

@elmagnificodep 4 года назад

If he had money he wouldn’t have needed to sign a loan.

@BoGaines 4 года назад

This guy reminds us that we need post-nut clarity before making any decisions.

@Mitzi73 4 года назад

Dave was so mad he didn’t give the guy a space to talk. Don’t get Dave mad! He was Country Mad too.

@fairarthur 4 года назад

That's what happen when you play house.🤔😂😜😜😂

@ericjennings853 14 дней назад

she told him co sign for this car or your not getting anymore cookie

@josefinamaliwat846 4 года назад

Didn’t he know who he was calling!?? Even I knew the answer to that! Can’t say “we” if you are not married around Mr. Ramsey! He will chew your head off!

@stephenjaneczko5472 4 года назад

Thank you Dave for being one of the few people that teaches common sense personal financial management and traditional ethical values in a time where it seems that everyone has gone crazy and stupid. Your wisdom truly means a lot to me, especially since I have started a new job, begun studying for my CPA exams, and have been managing paying for grad school. Whenever I’m struggling, your words help me push through the tough times. I will continue to listen to you everyday!

@Ricardo_C 4 года назад

Keep going !

@hominem3731 4 года назад

Berto has his own home while this female is leeching of him.

@luminous6969 4 года назад

No sympathy. It's 2019 and people are STILL cosigning?!?! At what point do we have to say that people who can't get with the program deserves whatever ends up happening to them cos of their bonehead decisions?

@oroville12345 4 года назад

Never ever consign even if you have a wife.

@ajanimandara9137 4 года назад

😭😂👌🏾

@ONLY1KUDWE 4 года назад

You wouldn't need to, you would just buy it.

@batman9512 4 года назад

So, I shouldn't co-sign for side-chick's car while I'm married. Ok, got it.

@justinw2141 4 года назад

"A degree in left handed puppetry" hahahaha

@josephfromtheatl9113 3 года назад

I'm surprised he didn't say "sell the car."

@nicola-socialmediasuccess8687 4 года назад

I could never cosign for a car... Or I own the car or nothing

@gangatalishis 4 года назад

I mean there are benefits to leasing a car.

@saeedanasir 4 года назад

@@gangatalishis yeah benefit to the lessor and not to the one making the payments.

@Wanderer25 4 года назад

@@gangatalishis No there isn't.

@Mr1in1000000 4 года назад

Poor Berto .Rice and beans buddy.

@s_1408 4 года назад

Beans and rice...

@warwagon 4 года назад

I watched half this video with my hand over my face.

@batman9512 4 года назад

My brother co-signed for his girlfriend's car - RIP to his finances after they broke up and she decided to stop making payments.

@kingkong-ni4ho 4 года назад

Ppl keep thinking DR is so old skool with his methods but NO. He is absolutely right. U guys break up, she starts screwing ur best friend and stops making payments. Wat do u do then? Nothing, ur credit is in the tank and she still has the car. Idiots.

@CerronPritchett 4 года назад

king kong that can happen while being married as well 😂

@MP-nj1qy 3 года назад

Eehhh😬😬😬

@ThePeterDislikeShow 3 года назад

I don't sign period. I either buy my girlfriend a car or I don't. Same with cars for myself.

@jimroscovius 3 года назад

@@CerronPritchett Yes, but then you have the court system and laws.

@megpeg8910 4 года назад

You just bought your room mate a car. 😂 Confusing....she's good enough to sleep with and ruin your finances for, but not that good you'll marry here. 😂

@DanielIles 4 года назад

*That is a huge car loan for the existing amount of debt*

@michaelearlgrey 4 года назад

These dudes gotta know that they're about to get roasted.

@kierah16 4 года назад

Dag Dave! He didnt even get a chance to ask his question!😂 Dave really chewed him up!

@cruisen6725 4 года назад

Love how Dave always Mutes them towards the end not allowing them to speak. Then tells them what a mess they have made of life. 😀

@nikkole9951 4 года назад

Next he’s going to be crying he found out she was sleeping with his best friend. Ffs what is with all of these boyfriends and girlfriends acting like husband and wife? Nothing but trouble.

@ishh1567 4 года назад

being married never stopped a wife from sleeping with her husbands best friend

@nikkole9951 4 года назад

Ish H never said it did.

@chrisventura585 4 года назад

I'm in school right now for "left handed puppetry" what are you saying Dave?

@s_1408 4 года назад

It's in the catalogue right next to "underwater basket weaving"

@elmagnificodep 4 года назад

Jo S and German Polka History

@Jay-pf2cn 4 года назад

When simping goes bad.

@Originalman144 4 года назад

He’s addicted to the kitty. The kitty is not worth a bad decision like that bud. C’mon man!

@JK20239 4 года назад

The juice ain't worth the squeeze. And it doesnt come at a price of 40k

@notmebutyou8350 4 года назад

S-I-M-P. 😂😂😂😂😂😂😂

@Ricardo_C 4 года назад

All it takes is a good kitty or a good BJ to have these betas doing stupid stuff like this.

@lenas5613 4 года назад

@@Ricardo_C 😁😁😁😁😁👍

@brandonwilson8146 3 года назад

Joshua that’s a bar and a half lol gotta let me take that one!!

@Waterbender72 4 года назад

So many things wrong with this........ 🤦🏾‍♀️🤦🏾‍♀️🤦🏾‍♀️🤦🏾‍♀️🤦🏾‍♀️ $40,000 car, co-signed, fact that it isn’t even his car

@bhupesh0111 4 года назад

America is a real mess. They will never get married in few months they will say I don't feel attracted towards you Oh Lord Save America as right now it's Just Hit it and Quit it!

@Originalman144 4 года назад

Kejriwal saara punjab tere naal America - all of the Western world for that matter - is for money, not for love!

@Pyroo0 4 года назад

I feel a bit bad for the guy didn't event get to ask why he called for lol.

@RelaxAndSmokeMeth 4 года назад

He got one pumped.

@hg2blackcat411 4 года назад

Hahahaha seriously. He got blown to the knees before he could even say what his reason for calling lol

@bres9977 3 года назад

He asked for it. Dave is a marriage first man so of course dude was doing to get roasted.

@jimroscovius 3 года назад

His question didn't matter. They need to get married, then call.

@rikkifashionhouse6592 4 года назад

Dave Ramsey is so SHADDDDDYYYYYYYY ....and I love it 😂😂

@jesusisc0mings00n3 4 года назад

I guess shady doesn't mean what it used to mean in my time. What do you mean by shady?

@brittanygulley8026 4 года назад

Jose Laverde - Shady can still mean deceptive or deceitful, but now it also can mean to be judgmental, but often in a somewhat subtle way. There’s a common slang phrase now “throwing shade” that is related.

@ceecee8757 4 года назад

More like “savage “, not shady.

@jesusisc0mings00n3 4 года назад

@@brittanygulley8026 yeah that's what I remember it meaning. I didn't know it meant judgemental. Thanks!

@j.flaner8506 4 года назад

@@ceecee8757 The word "savage" makes sense here. He's direct, he's not shady at all.

@c103110a 4 года назад

Why did she need a consignor?

@marywebb9127 4 года назад

Exactly!

@DoctorSmartyPants 4 года назад

We'll never know.....

@michelarosier1918 4 года назад

She's broke and credit wasn't good enough to get her own car, problem solved.

@ceecee8757 4 года назад

For a $40k car.. she doesn’t sound conservative at al!!!

@GX2re 4 года назад

because she's inresponsible and broke

@vinnyt.8027 4 года назад

Uncle Dave goin' in on this dude. Seldom agree 100% with anyone

@DoctorSmartyPants 4 года назад

Caller never even got to his question.

@simonwoodson8029 4 года назад

I sure hope she dont leave you. If you see some other guy driving that car,they'll have to put you in a rubber room.😂😂😂😂😂

@brianmcg321 4 года назад

Bertos girlfriends next boyfriend is going to enjoy the fact that Berto paid for her car.

@phantomtized 4 года назад

He be so mean but so real though. 💯

@tugboat2030 3 года назад

Ramsey should use a Laura Schlesinger line: "You have a ring and a date?"

@toughbowtietruck 4 года назад

I can tell Dave's deep sigh took some effort this time around.

@mustafawali4488 4 года назад

Update: He proposed. She said no.

@Mickeyj26 4 года назад

You just know how this is gonna go, he will be dumped in time and she will accidently on purpose not pay for the car. There is a very fine line between love and hate, if this plays out how i think it will he may love her now but he will definitely grow to despise her!

@youmakemesick0909090 4 года назад

"A degree in left-handed puppetry." Dave you are hilarious!!!! 🤣🤣🤣

@Bigf00t100 4 года назад

Nothing but beans and rice, rice and beans for Berto

@zoraster3749 4 года назад

Time to read “Free Agent Lifestyle” by Greg Adams. This combined with Dave Ramsey and you’ll go far...

@rocksteady8410 4 года назад

If that fool would have taking the red pill he wouldn't be in that situation.

@Originalman144 4 года назад

Zoraster is that a new book by Greg? Might have to check it out

@zoraster3749 4 года назад

J Williams yeah, came out in April

@marquestanderson1388 4 года назад

I read that book. Shout out to coach gang!!! He's a good man.

@luminous6969 4 года назад

Hey, a member of the Coach Gang 💪

@RooiDuiwel 4 года назад

i just love Dave!

@RJM1982 4 года назад

Getting my popcorn and drinks ready for this one.

@joshlemons3662 4 года назад

“Ringy Dingy” -Dave Ramsey

@halsartlife7173 4 года назад

Josh Lemons I was waiting for someone to say it! Best part of the video, Ha ha

@whereschloevids 4 года назад

I wish we’d been able to hear what the income disparity is between them

@abkayla1T 4 года назад

I love how the subtile changed when he gave his own debt xD

@sghoughton 4 года назад

As if she's going to contribute AT ALL to his debt.

@Bigshiesty1 4 года назад

Simp 101 boys please take note of this before. I would never co sign anyone’s car if they can move their limbs, speak English and have a social security they can work.

@jamalginsburg7277 4 года назад

This is great

@cgasucks 4 года назад

I'd rather gift a car to my girlfriend than co-sign it.

@sierra6music 4 года назад

cgasucks correction* your daughter!

@sierra6music 4 года назад

cgasucks dont be stupid

@carnival30 4 года назад

cgasucks agree!

@ErkFX 4 года назад

There ya go. Make it quick and easy so she can move on to the next dude... 🤦🏻‍♂️

@baby16gurl9 4 года назад

cgasucks my fiancé did. That for me. Yes we are shaking up, but I clean cook and keep him happy. I’m lowering my debt and I need a car to get to work.

@duckbread8488 4 года назад

"Hey Randy" 😂😂😂😂

@georgievvladimir 4 года назад

student loan debt with a degree in a left handed puppetry. made my day

@jjuniper274 4 года назад

My dad co-signed for me in 1987 to get a $1000 car. I paid it off in a couple months after I was at my job. I needed it to get back and forth to work.

@TWDxKILL3R 4 года назад

Oh was that your girlfriend??? She came and picked me up at my house the other day in that car. Told me she was single...... weird.

@O_S_V_Y 4 года назад

And a broken heart 🤣😂 .. that was so funny

@HijodeDios305 4 года назад

We, wee, wee, wee, Dam lol sounded straight like Geico Maxell the pig commercial. Honestly look it up lol :D

@adambouchater80 4 года назад

😂😂😂😂🤣 I bet he regrets calling dave

@ceecee8757 4 года назад

“Get married!” Click. @2:42 👏🏼👏🏼👏🏼👏🏼😹😹😹

@lionhoneyfilms1460 3 года назад

As a puppeteer lol "left handed puppetry".

@clarifyingquestions 4 года назад

I have a question: in Canada if a couple cohabitants for one year, then under Cdn law you are married. Is there such a thing in the US as common law "marriages"?

@TheNORegretShow 4 года назад

Hey Berto take one guess why shes with you. It's parked outside. I couldn't be with someone that needs a co-signer.

@HookEm21 4 года назад

That was great

@amyadams7728 4 года назад

If he co-signed & she leaves, what are his options? I'm assuming his name isn't on the car, just the loan.

@ENCwwe 4 года назад

The thumbnail for this video is great

@altonriggs2352 4 года назад

The small head signed that note.

@jackiepettus4938 4 года назад

What was his question?

@thehappycamper6789 4 года назад

Don’t tell me you have a degree in left handed puppetry . I love that!

@Tyluh608 4 года назад

Could she not walk away when they are married and he be stuck with the debt??

@Nonameagain80 4 года назад

Nope, if married then there would be legal envolved that puts both reliable.

@Tyluh608 4 года назад

@@Nonameagain80 so signing a legal document isn't valid unless married? If you sign your name on the dotted line you are equally responsible for the payment married or not

@Tyluh608 4 года назад

@Anne Day I appreciate your well thought out respose. But, regardless if you are married or not you both stand to lose something in this equation. If it's the house you own together, the house you own individually, file a judgment against you, or just empty out your bank account. As a co-signer the risk is still there. So who determines if the risk is worth it if you're married versus single

@chrisrefaei 4 года назад

Ringy Dingy!!! 🤣🤣

@matildamaher2650 4 года назад

A woman makes the home, A man protects the home. Old fashion but the truth. The problem arises when things aren’t done in the right order.

@Theo973 4 года назад

Contracts are like hearts, they’re made to be broken.

@dogesmith5396 4 года назад

No judge will protect you?! Like any judge has ever protected a man in a divorce? HA!

@mercedeswilkins9085 8 месяцев назад

Co-signing isn’t a small favor in fact, it’s not a favor at all

@DMBVR4 4 года назад

Oh nooooooo

@yveherbert7494 4 года назад

Marry the people’s daughter!!!!!!!!!!!!! Honour her and protect yourself. Dave we need more mentors like you! I’m a 34 year old woman and I refuse to shack up!

@gunhed76 4 года назад

Poor Berto, that relationship will not end well. I am expecting a judge Judy episode in their near future

@ortiztino 3 года назад

He asked for financial advice not moral or relationship advice.

@queenleorobi8253 4 года назад

Playing house never works people! Wake up! 🤦🏽‍♀️

@ThePatriots010304 4 года назад

Translation: He makes 120k a year and bought little miss independent a 40k car. Pay off the car and get out. The sooner you dump her the better your life will be.