If I HAD TO Start Dividend Investing From SCRATCH - I’d Buy This 

Starting from scratch i would make VTI 50% of my portfolio right off the bat.. 30% SCHD.. 20% split into individual stocks that i like (still wanna get there eventually) but trying to find the right individual stocks and build on them has been too addicting since i didn’t start with this idea

Starting my portfolio over, I'd go 50% VTI, 30% SCHD, and 20% individual stocks. Better late than never, right?

Such a great question, man... Enjoyed this one... Starting from scratch, I would still go AAPL.. But if it had to be more dividend focused if you will, MCD, LMT or V!

So solid my friend. Especially that breakdown of why dividend investing vs. the hysa. Outstanding video!

I bought into AVGO in September 2020 at $350 a share and today it broke over $1300. With this kind of growth for a dividend paying stock and with the future growth potential for AI, AVGO has a very good future for more growth and dividend growth.

Of course, your age etc factors in but, All ETFs Splg= cheaper Voo or buy Voo Schg= cheaper growth etf Schd= dividend I like to also sprinkle in O, Main for monthly dividends and reinvest.

I absolutely wish I'd started a lot sooner, better late than never though! I contribute mainly to my taxable because I AM going to retire before I'm 59 1/2, I put a little into my Roth, but I have plenty of time to build it up. Awesome stuff as always man!

Im ETF all the way since it fits my risk tolerance and emotional balance. Even distribution on vti, voo, schd, vym, vig, and dgro. I love the simplicity and constant growth in share price and dividends. (10%+ in cash is wise as a side note 😊)

My roth is heavy SCHG, SCHD and SPY. There is a smaller amount in Realty Income.

My favorite combo would be : VOO, VT and VYM (S&P500, Total World and High Dividend).

I would have 25% in VOO, 25% in SCHD, 25% in QQQ, and 25% in individual stocks (O, VICI, V, KO, WM, BAC, MCD, and ABBV).

I max my roth and after i reach that limit then i put in my taxable accout

I was thinking this exact thing with your own portfolio Ryne! (Don’t worry I think about my portfolio too 😂) If we could go back, the play would be to double down on dividend ETFs then assign a small option of the portfolio to dividend stocks you wanna hold long term.. like JnJ/KO. Great content as always!

I consolidated my dividend portfolio to four positions. SCHD, SPLG, ARCC, O.

HYSA provide a temporary 5% because interest rates are currently high. But they typically return less than 1%, not a smart long term move. Your portfolio is getting stronger 👏

Qn : on the Losers, When and how do you decide to sell or hold?

Thanks for the great content, what software do you use to see such detailed information about the stocks, like gross margins etc

i started my portfolio about 2 weeks ago and instead of going the full ETF route (i plan to do that in a tax free ISA) - Ive currently got AAPL, PEP, O, VUSA, V, WMT, WM. I'm planning to put a good chunk of money into O so i can get monthly dividends up then focus on increasing my positions in other companies for my quarterly paying stocks, ive got my eye on a few other companies like HD, MO, KO, JNJ, PG, CVX, MNST, TXRH - would be interested to know your thoughts on this?

Probably VTI would be the best, it covers everything. Then you could do your research and invest in good single divided paying stocks later.

VOO,SCHD,JEPI,VGT,VXUS

Hi great video and info. I have a question I’m a brand new investor and I’m curious about what brokerage house you suggest for newbies. I have a Robin Hood account, but I hear a lot of people saying to stay away from that. Your thoughts on that ?

At MY age, I would probably give up if I had to start over. If I had to start over at your age, I would invest in a bundle of ETFs, with the Lion's share being in tech. VGT from Vanguard moves rapidly, and pays a small dividend. The other 20% or so I would buy SCHD, PG, JNJ, and other dividend Kings.

Hey Ryne, in one of your recent videos you mentioned having VOO with a 40/30 SCHD + JEPI split. Based on that video, I redid my Fidelity basket portfolio to allocate 40% VOO, 21% JEPI, 16% SCHD, 11% QQQM, 10% SCHG, 1% each in AAPL and MSFT - would you think this will be a good dividend producing portfolio? Any advice would be greatly appreciated.

ThanX Ryne... Great video.... Yes indeed... love Visa.... I also have MA too... Likely overkill but I love them both.... Thanks for your hard work and efforts each week...

In your Roth, I would be more growth focused. You can sell it tax free and buy schd later.

I am going heavy on SOXQ and SCHD

I would rock dividend kings, or companies you actually use daily for margarita account. Straight SCHD, DGRO or VTI in Roth.

This video should have a million plus views. Great vid man!

I am a teacher starting my investing from scratch. I have a state pension plan that will pay 40-65% of my salary. How should I invest my money for easy living and retirement?

Great video Ryne. Your journey has been awesome to watch unfold. I stand by my prediction that you will pass me by age for age!

Watching many of your videos as I get into dividend stocks / ETFs. What are your thoughts on a managed ETF fund like OMFL? It seems to have superior performance over the years.

Do you still invest in VBR? I’m long SCHD and SCHG. Considering something for small cap.

AMZN, TSLA on dips. NVDA on dips as well.

To question #2, savings accounts income is taxed regular vs dividends, if in a qualified stock…

Can you recommend stocks that pay dividends monthly?

Schd and slpg idk if is enough to invest in only these etfs for long term :( any advise?

Would you do stock lending???

excellent and clear answers

SCHD and DGRO

What are your thoughts on the MCD stock ?

Thank you

If I could do over I would NOT get LCID or MPW.......

I would invest in Visa, MasterCard and Costco.

Why VOO rather than VTI? You get the same thing as VOO with a lower expense ration with VTI

SCHG 30% SCHD 30% VOO 15% JEPI 10% O/VICI 15%

So for starting scratch your saying to buy schd and visa for a starter?

Everyone sleeps on SCHD and SCHG combo.

Comment 4 the algorithm 💜 love your videos

Vgt vti

If I could start all over again, I will start with 60% SPY & 40% QQQ

I would buy Ferrari RACE

Hey Ryne been watching you for a while now and really appreciate the effort and quality of your videos. I’m 17 and have been investing into my Roth IRA for about a year now and I just made a video on the 5 ETFs I think can outperform the S&P 500. If you have time could you please give it a watch and let me know what you think?

No brainer for me it would be all in on SCHD

SCHB bb. Be an SCHBb

Peanut, drink

I don't disagree at all that visa has great metrics but does anyone else worry that the credit card bubble is gonna collapse?? Debt has grown through the roof in the last decade. Is the worry unfounded? Should it be concerning that visa could collapse in the future?