Starting from scratch i would make VTI 50% of my portfolio right off the bat.. 30% SCHD.. 20% split into individual stocks that i like (still wanna get there eventually) but trying to find the right individual stocks and build on them has been too addicting since i didn’t start with this idea
Such a great question, man... Enjoyed this one... Starting from scratch, I would still go AAPL.. But if it had to be more dividend focused if you will, MCD, LMT or V!
I bought into AVGO in September 2020 at $350 a share and today it broke over $1300. With this kind of growth for a dividend paying stock and with the future growth potential for AI, AVGO has a very good future for more growth and dividend growth.
Of course, your age etc factors in but, All ETFs Splg= cheaper Voo or buy Voo Schg= cheaper growth etf Schd= dividend I like to also sprinkle in O, Main for monthly dividends and reinvest.
I absolutely wish I'd started a lot sooner, better late than never though! I contribute mainly to my taxable because I AM going to retire before I'm 59 1/2, I put a little into my Roth, but I have plenty of time to build it up. Awesome stuff as always man!
Im ETF all the way since it fits my risk tolerance and emotional balance. Even distribution on vti, voo, schd, vym, vig, and dgro. I love the simplicity and constant growth in share price and dividends. (10%+ in cash is wise as a side note 😊)
I was thinking this exact thing with your own portfolio Ryne! (Don’t worry I think about my portfolio too 😂) If we could go back, the play would be to double down on dividend ETFs then assign a small option of the portfolio to dividend stocks you wanna hold long term.. like JnJ/KO. Great content as always!
HYSA provide a temporary 5% because interest rates are currently high. But they typically return less than 1%, not a smart long term move. Your portfolio is getting stronger 👏
i started my portfolio about 2 weeks ago and instead of going the full ETF route (i plan to do that in a tax free ISA) - Ive currently got AAPL, PEP, O, VUSA, V, WMT, WM. I'm planning to put a good chunk of money into O so i can get monthly dividends up then focus on increasing my positions in other companies for my quarterly paying stocks, ive got my eye on a few other companies like HD, MO, KO, JNJ, PG, CVX, MNST, TXRH - would be interested to know your thoughts on this?
It sounds like you have some good companies. I wouldn’t get too hung up on monthly dividend paying stocks though. O is a solid company, but I wouldn’t prioritize it JUST because it pays a monthly dividend
@@rynewilliams I was planning on using O as a booster in a way, because it pays monthly I can help use it to gain more capital in the portfolio to spread into other assets
Hi great video and info. I have a question I’m a brand new investor and I’m curious about what brokerage house you suggest for newbies. I have a Robin Hood account, but I hear a lot of people saying to stay away from that. Your thoughts on that ?
Robinhood isn't all evil in my opinion. I used Robinhood when I first got started and I enjoyed the platform. It was very easy to use, and I thought it was a great platform for myself as I was just starting out. I personally use Charles Schwab these days though...their customer service is way better, and that's important to me.
At MY age, I would probably give up if I had to start over. If I had to start over at your age, I would invest in a bundle of ETFs, with the Lion's share being in tech. VGT from Vanguard moves rapidly, and pays a small dividend. The other 20% or so I would buy SCHD, PG, JNJ, and other dividend Kings.
Hey Ryne, in one of your recent videos you mentioned having VOO with a 40/30 SCHD + JEPI split. Based on that video, I redid my Fidelity basket portfolio to allocate 40% VOO, 21% JEPI, 16% SCHD, 11% QQQM, 10% SCHG, 1% each in AAPL and MSFT - would you think this will be a good dividend producing portfolio? Any advice would be greatly appreciated.
ThanX Ryne... Great video.... Yes indeed... love Visa.... I also have MA too... Likely overkill but I love them both.... Thanks for your hard work and efforts each week...
I am a teacher starting my investing from scratch. I have a state pension plan that will pay 40-65% of my salary. How should I invest my money for easy living and retirement?
I think if you’re looking for the most hands off approach, ETFs would be worth considering and learning more about. I talk about a few of them in this video
Watching many of your videos as I get into dividend stocks / ETFs. What are your thoughts on a managed ETF fund like OMFL? It seems to have superior performance over the years.
I actually ranked the top 10 in this video here: The Top 10 Monthly Dividend Stocks Ranked (BEST to WORST) ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-_e7J2PtwPvk.html
Hey Ryne been watching you for a while now and really appreciate the effort and quality of your videos. I’m 17 and have been investing into my Roth IRA for about a year now and I just made a video on the 5 ETFs I think can outperform the S&P 500. If you have time could you please give it a watch and let me know what you think?
I don't disagree at all that visa has great metrics but does anyone else worry that the credit card bubble is gonna collapse?? Debt has grown through the roof in the last decade. Is the worry unfounded? Should it be concerning that visa could collapse in the future?