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The 5 Levels of Dividend Investing (From $0 To Financial Freedom) 💰 

Ryne Williams
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One of the biggest problems that many people have with dividend investing is that it’s a slow burn. It takes a long time to build wealth through dividend investing. You do it step-by-step, and it happens in different stages.
In my own brief investing experience, over these last handful of years, I've found that there are 5 levels of dividend investing, and in this video, we’re going to go through each of the 5 levels of dividend investing and break each one down.
The ideas and opinions presented in this video are meant for informational and entertainment purposes only, are not intended to serve as a recommendation to buy or sell any security in any account, and are not an offer or sale of a security. They are also not research reports and are not intended to serve as the basis for any investment decision.

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7 май 2024

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Комментарии : 110   
@rynewilliams
@rynewilliams 2 месяца назад
Go to my sponsor snhu.edu/ryne and see what the current average annual salary for someone with a Finance degree is and learn how you can get started.
@jeffaragon
@jeffaragon 2 месяца назад
I don't know bro 2 years in and I'm just as excited as when I first started lol. But I constantly see my dividend income grow every payout 😂
@Bob-ut
@Bob-ut 2 месяца назад
Level 6: building generational wealth
@rynewilliams
@rynewilliams 2 месяца назад
100%
@Dividendology
@Dividendology 2 месяца назад
Good breakdown, Ryne!
@shannoncargo468
@shannoncargo468 2 месяца назад
2 of my favorite guys to watch 😎
@rynewilliams
@rynewilliams 2 месяца назад
Thanks dude!
@toddlorenz4214
@toddlorenz4214 2 месяца назад
I'm in stage 1 Just getting started. I just hope I have enough time.
@rynewilliams
@rynewilliams 2 месяца назад
You got this Todd, keep climbing!
@RexJacobsen
@RexJacobsen 2 месяца назад
At level 5, reached fat FIRE on a teacher's salary. Currently training my replacement before I retire. Visa is one of my favorites, also.
@rynewilliams
@rynewilliams 2 месяца назад
Heck yea, great job Rex!
@willowandluka5302
@willowandluka5302 2 месяца назад
Making spreadsheets always helps me stay motivated. It helps me to see that finish line that seems so far away.
@rynewilliams
@rynewilliams 2 месяца назад
Good point
@willielong7893
@willielong7893 2 месяца назад
You had me at dividend.Take my thumb.
@rynewilliams
@rynewilliams 2 месяца назад
Haha I love it
@shanehess8950
@shanehess8950 2 месяца назад
I had to restart . Chose to pay off some debt . Now I just have mortgage. Still have a 401k and a Roth IRA. But started my portfolio back up .
@rynewilliams
@rynewilliams 2 месяца назад
I bet it feels good to pay off that debt though
@jeffaragon
@jeffaragon 2 месяца назад
There's always something to learn new tax brackets non qualified or qualified dividends the % of which dividends are taxed when your single and or married. I'm starting my individual account I call it my right now money account. I guess I'm just a nerd lol.
@Loft817
@Loft817 2 месяца назад
That doesnt make you a nerd my friend! its super important to know all these things about your money growth for long term FREEDOM!
@rynewilliams
@rynewilliams 2 месяца назад
True that Jeff...there is ALWAYS something new to learn. That's the fun of it, in my opinion
@arigutman
@arigutman 2 месяца назад
Great video, Ryne, I really liked the concept of this video... On point, as always, my brother!
@rynewilliams
@rynewilliams 2 месяца назад
Thank you man! You’re a true mensch my friend 🙌
@cris471
@cris471 Месяц назад
Your honesty makes me respect you a great deal ! Cool video, good stuff, learned a lot ! Thanx Ryne !👍🏻
@rynewilliams
@rynewilliams 27 дней назад
Thank you my friend!
@loakland2773
@loakland2773 2 месяца назад
GREAT stuff Ryne... Very well said and very logical.... Great for any people trying to get into the game...... Always a pleasure Ryne....!!
@rynewilliams
@rynewilliams 2 месяца назад
Thank you man!
@NickFrogameni
@NickFrogameni 2 месяца назад
Ryne, very much enjoyed this one! Can relate to these stages all too well. The journey is soo real LOL. Great channel, long time fan, keep going 🍻
@rynewilliams
@rynewilliams 2 месяца назад
Thank you my friend! I'm really glad to hear you enjoyed this one. Keep climbing!
@JP_Dividends
@JP_Dividends 2 месяца назад
Great video Ryne! I definitely relate to the boring middle but also love the second wind and have been starting to feel that more the past few months. Also 100% agree with you on Visa, gonna also put an emphasis on them long term cause their earnings/MOAT is so good! Keep it up💰💪
@rynewilliams
@rynewilliams 2 месяца назад
Absolutely man! What's been giving you your second wind, any ideas?
@rctaz990
@rctaz990 2 месяца назад
Well thanks to your help 8 months ago when I started. I'm killing it in 3 BDCs. Although I had to trade MAIN for Pennant the price and dividend made sense. The way Blue Owl is going I'll be making big. Average 10.5% dividends in my bdc bag
@rynewilliams
@rynewilliams 2 месяца назад
Thank you for sharing that!
@ruicadilhecastro6382
@ruicadilhecastro6382 2 месяца назад
Hello Ryne, i'm in level 2 going in level 3 when the market is down. Congrats and have a nice day.
@rynewilliams
@rynewilliams 2 месяца назад
Thank you Rui! I appreciate you tuning in
@Dean22249
@Dean22249 2 месяца назад
Great video Ryne! I'm bouncing between 2 and 3. Congratulations on your Wedding!!!!!!! Have a great day bud 😃
@rynewilliams
@rynewilliams 2 месяца назад
Thank you Lean Mean Dean Machine! You have a great day as well
@dorte2394
@dorte2394 2 месяца назад
I am 3.5 years in as an investor, and just about 1.5 years in as dividend investor. My ETFs are for early retirement, the dividend will be my margarita money once I reach my real retirement age( and my retirement savings). For the coming half year I wont be investing very much in dividend stocks. I have lowered my working hours to get more education (and later better pay) so both money and time is lacking for dividend stocks. I will still keep up my investments in ETFs. The retirement age in my country is 68-69 at the moment. Its getting higher for every 5 years.
@rynewilliams
@rynewilliams 2 месяца назад
Just keep climbing my friend!
@chrisvandepolder6128
@chrisvandepolder6128 2 месяца назад
Deffinatly in the boring middle but still excited knowing there is a light at the end of the tunnel. Just at a spot where I now know what I am doing and just got to keep doing it.
@rynewilliams
@rynewilliams 2 месяца назад
Absolutely, keep climbing my friend!
@user-bk4zc3rh7x
@user-bk4zc3rh7x 2 месяца назад
Thanks a lot
@rynewilliams
@rynewilliams 2 месяца назад
Thank YOU
@girldaddividendinvestor
@girldaddividendinvestor 2 месяца назад
Well said, sir.
@rynewilliams
@rynewilliams 2 месяца назад
Thank you!
@suzukiman8964
@suzukiman8964 2 месяца назад
I feel like I'm in the middle of my financial journey
@rynewilliams
@rynewilliams 2 месяца назад
100%
@normanrayburn1459
@normanrayburn1459 2 месяца назад
Keep going Ryne
@rynewilliams
@rynewilliams 2 месяца назад
You too Norman!
@SethroBodine913
@SethroBodine913 2 месяца назад
Yeah I’m at 23 for sure
@KnightsOffical
@KnightsOffical 2 месяца назад
Amazing job man, can't wait to look at your stream for 100k subs 100k portfolio ;) Keep it up
@rynewilliams
@rynewilliams 2 месяца назад
Thank you my friend! 100k in both departments will be awesome
@dahubbzgaming
@dahubbzgaming 2 месяца назад
I definitely fluctuate between levels 2 and 3.
@rynewilliams
@rynewilliams 2 месяца назад
Yea it'll continue to happen too! It's all good though
@Duke_of_Prunes
@Duke_of_Prunes 2 месяца назад
I am probably on Level 4. The combination of income from dividends, an occasional swing trade, and rental properties easily supports me. But, I am so successful with rentals (after years of losing), that I cannot justify selling out, yet. My income from dividends needs to rise.
@rynewilliams
@rynewilliams 2 месяца назад
That makes sense Duke, congrats on being at level 4...that's awesome!
@Duke_of_Prunes
@Duke_of_Prunes 2 месяца назад
@@rynewilliams You're well ahead of me -- at least when I was your age!
@Jeepod
@Jeepod 2 месяца назад
Started div investing 2021 when following gamestop saga. Made me do some research and learn about all this investing stuff. I guess I'm still in level 1 :P
@rynewilliams
@rynewilliams 2 месяца назад
Haha you're on the right path either way my friend
@stonestreer06
@stonestreer06 2 месяца назад
I’m in between 1 and 2. Trying to grow my portfolio 🎉
@rynewilliams
@rynewilliams 2 месяца назад
Keep it up my friend!
@cuh720
@cuh720 2 месяца назад
I love dividend
@rynewilliams
@rynewilliams 2 месяца назад
Me too!
@godcountry7932
@godcountry7932 2 месяца назад
April 2024 was my 2 year mark. My dividends are currently at $1200/month. I enjoy my current job so I have the best of both worlds. Plan on continuing my investment strategy until 62 1/2 and/or $10,000/month.
@rynewilliams
@rynewilliams 2 месяца назад
Wow...$1,200/month in only 2 years. That's unreal
@striperkid
@striperkid 2 месяца назад
I'm on my 2nd wind since hitting $100k. Looking towards $200k.
@rynewilliams
@rynewilliams 2 месяца назад
There you go!
@DividendDiary
@DividendDiary 2 месяца назад
I think I am very close to level 4😮
@rynewilliams
@rynewilliams 2 месяца назад
That's awesome!
@Jayvazquez15
@Jayvazquez15 2 месяца назад
Great video! I am on 2 now😅
@rynewilliams
@rynewilliams 2 месяца назад
Nice man!
@troyka86
@troyka86 2 месяца назад
I would say I am Level 2…investing equally between SCHD, JEPI and JEPQ…not sure I will ever be in Step 3 or just skip over it. Hopefully only 5 more years to go!
@rynewilliams
@rynewilliams 2 месяца назад
5 more years isn't bad...it'll go by in the blink of an eye!
@GreatGodNyx
@GreatGodNyx 2 месяца назад
Safe to say I'm around level 2. Quite knowledgeable on investing, stocks, research. Now its just keep contributing and buying more and more. Hopefully I can do this till I'm retired. Would be that dream come true of financial independence.
@rynewilliams
@rynewilliams 2 месяца назад
I agree!
@Vincent-ld4uz
@Vincent-ld4uz 2 месяца назад
Hit milestone of 1250/annualy after tax. On to the 1500mark!
@rynewilliams
@rynewilliams 2 месяца назад
Heck yea, great job!
@adog88210
@adog88210 2 месяца назад
Def in level 2...however have the excitement of level 3. Question tho....Do you DRIP your positions? I have been going back and forth on if I let them reinvest, or if I take the income and reallocate as I see fit?
@rynewilliams
@rynewilliams 2 месяца назад
I don't DRIP my positions. I used to, but I started manually reinvesting my dividends
@billcarruth8122
@billcarruth8122 2 месяца назад
For me level four is a long way off. I would consider it to be when most of my regular paycheck is going to pay the taxes on my dividend income.
@rynewilliams
@rynewilliams 2 месяца назад
Yea I'm still quite a ways away from level 4 as well
@suzukiman8964
@suzukiman8964 2 месяца назад
Once I hit 900k I would say I'll be at my home stretch
@rynewilliams
@rynewilliams 2 месяца назад
That's a solid amount
@suzukiman8964
@suzukiman8964 2 месяца назад
My stock portfolio + my Ira give me a total portfolio of $141,600
@suzukiman8964
@suzukiman8964 2 месяца назад
If I can start contributing agin after my surgery procedure
@suzukiman8964
@suzukiman8964 2 месяца назад
Should be able to get the Ira on the same level as my stock portfolio
@januszjaxaxa9929
@januszjaxaxa9929 2 месяца назад
Still on level 1, currently my dividends are able to cover 11.34% of my costs (3 months average), level 4 is on 100%, and where is level 5, is that 150%, 180% or meaby 200%?
@rynewilliams
@rynewilliams 2 месяца назад
That's pretty impressive!
@AustinBishop95
@AustinBishop95 2 месяца назад
Slow burn
@jrupesh1805
@jrupesh1805 2 месяца назад
Ryan, Is there a way for us to connect as I need to discuss few things
@rynewilliams
@rynewilliams 2 месяца назад
Absolutely. Feel free to email me at ryne@retirewithryne.com
@it0n3
@it0n3 2 месяца назад
I'm at the beginning. about $700 annually
@avatar123456789s
@avatar123456789s 2 месяца назад
And thats what you call the beginning ???
@rynewilliams
@rynewilliams 2 месяца назад
Wow, that's awesome!
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