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Real Estate vs. Stock Market - Which One Will Make Me More Money? 

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28 май 2020

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Комментарии : 2,3 тыс.   
@TheRamseyShow
@TheRamseyShow 4 года назад
Get life-changing financial advice anytime, anywhere. Subscribe today: ru-vid.com
@That_Cyber_Dude
@That_Cyber_Dude 4 года назад
Dave, should I open a roth ira ?
@Jesusislord930
@Jesusislord930 4 года назад
Amazon is over 3000 and Tesla over 1500. You could have bought 10 houses if you invested in them 5 years ago
@Kevin-jc1fx
@Kevin-jc1fx 3 года назад
@@Jesusislord930 True, but you don't live in the past. Don't forget about all the companies which stock price crashed. That's just gambling as you don't know for sure how those companies will do in the future.
@mek86
@mek86 2 года назад
I don't agree with Ramsey's assessment of the value of a stock. There is nothing except the perceived price/value which causes the stock price to go up. Nothing is linking it to the profit of the company except what people feel its valued as. As long as people think its valuable, then it will go up.
@summer_pea6081
@summer_pea6081 2 года назад
@@mek86 same thing can be said about real estate. Go to a ghost town in northern Japan, you can find many houses worth nothing. It is all supply and demand like stock.
@Christine-wp2bw
@Christine-wp2bw День назад
I've been investing in both real estate and stock market, from my experience stocks are more profitable and stress free. but I'm now too old to manage my porfolios worth $3million. what's the best thing to do at this point?
@WestonScally7614
@WestonScally7614 День назад
Stocks are not as demanding as real estate, but it will be better to seek the advice from a professional advisor to help manage your portfolio if you cannot do it yourself
@JordanReam8186
@JordanReam8186 День назад
@@WestonScally7614 Thats true, I used to manage my porfolio by meself but my porfolio was not going up more than 10% per annum. since i was introduced to an advisor by my colleague, my portfolio increased by 40% in one year. I've been able to build a diversified portfolio that's well-positioned to weather market fluctuations and achieve my financial aspirations.
@sting_grayl
@sting_grayl День назад
Thats true, I used to manage my porfolio by meself but my porfolio was not going up more than 10% per annum. since i was introduced to an advisor by my colleague, my portfolio increased by 40% in one year. I've been able to build a diversified portfolio that's well-positioned to weather market fluctuations and achieve my financial aspirations.
@Redwood4040
@Redwood4040 День назад
Please, how can I reach this advisor? I really need someone to help me manage my investment portfolio and organize it for retirement plans.
@sting_grayl
@sting_grayl День назад
*Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
@RickWatson-xu6gw
@RickWatson-xu6gw 13 дней назад
In the current economic climate, a home isn't the best investment. I've sold my Boca Grande home and want to invest about $200,000 in stocks, as I've heard investors can still profit in tough times. Any good stock recommendations?
@BenTodd-fl8nv
@BenTodd-fl8nv 13 дней назад
The truth is that if you make the right picks, you could make killer riches very quickly, although such profit usually needs expertise, as in hedge funds or financial managers. I personally prefer the latter.
@benitabussell5053
@benitabussell5053 13 дней назад
Buy gold or crypto
@judynewsom1902
@judynewsom1902 13 дней назад
The economy and stocks are two different things these days, but i agree, I think it's brilliant to have a portfolio advisor for investing! The market's instability makes DIY risky. You don't need to find the next NVDA to succeed in investing. I've turned 180k into $20k in quarterly dividends, a major milestone.
@EverlyndPerez
@EverlyndPerez 13 дней назад
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
@judynewsom1902
@judynewsom1902 13 дней назад
*Sharon Lynne Hart* has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend her if you want excellent collaboration.
@kortyEdna825
@kortyEdna825 24 дня назад
Asking a real estate agent whether you should buy a home right now is like to asking an alcoholic whether they think you should have a drink lol. Homes in my neighborhood that cost around $450k in sales in 2019 are now going for $800 to $950k. Every seller in my neighborhood is currently making a $350k profit. Simply unreal. In all honesty, deflation is what we require. The only other option is for many people to go bankrupt, which would also be bad for the economy. That is the only way to return to normal.
@KaurKhangura
@KaurKhangura 24 дня назад
Home prices will come down eventually, but for now; its best to offset some of your real estate investments and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes. If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.
@PatrickFitzgerald-cx6io
@PatrickFitzgerald-cx6io 24 дня назад
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
@brucemichelle5689.
@brucemichelle5689. 24 дня назад
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@PatrickFitzgerald-cx6io
@PatrickFitzgerald-cx6io 24 дня назад
My CFA ‘’Marisa Michelle Litwinsky’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
@brucemichelle5689.
@brucemichelle5689. 24 дня назад
Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Marisa.
@EmiliaGeelan
@EmiliaGeelan Месяц назад
You might not have a hundred million dollars to invest, but that doesn’t mean your money can’t share in the same opportunities available to others. You work hard for your money; make sure your money works hard for you.
@Williamesq12327
@Williamesq12327 Месяц назад
The wealth you pass to the next generation can have a profound impact on your heirs, providing educational opportunities, the capital to start a business, or financial support to your grandchildren.
@tahirisaid2693
@tahirisaid2693 Месяц назад
To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal. Remember, diversification is an approach to help manage investment risk. It does not eliminate the risk of loss if security prices decline.Because investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.
@GeralynWinnifeld
@GeralynWinnifeld Месяц назад
can you endorse any ?
@tahirisaid2693
@tahirisaid2693 Месяц назад
Angela Lynn Schilling, does a perfect job. look her up on the web
@tahirisaid2693
@tahirisaid2693 Месяц назад
Angela Lynn Schilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@SeanTalkoff
@SeanTalkoff Месяц назад
In spite of how everyone is frightened and calling the crash, there is already an excessive amount of demand waiting to absorb it, which is another reason it's less likely to happen that way. This forecast was not made in 2008, at least not by the general public, as I will explain below. The ownership rate peaked in 2004, according to the other comment. We reached a peak in the second quarter of 2020 and are currently at the median level. From 2008 to 2012, it fell by 3%, and in the second quarter of 2020, it dropped from 68 to 65. how can a young man with 200K survive?
@WillieNickell
@WillieNickell Месяц назад
Find stocks with yields that exceed the market and stocks that, at the very least, follow the long-term market trend. However, you should get guidance from a financial advisor if you want to create a successful long-term plan...
@SteveDutton-v
@SteveDutton-v Месяц назад
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.
@AllenNichol
@AllenNichol Месяц назад
Mind if I ask you to recommend how to reach this particular coach you using their service? Seems you've figured it all out unlike the rest of us.
@SteveDutton-v
@SteveDutton-v Месяц назад
Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@AllenNichol
@AllenNichol Месяц назад
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
@BrewerVera
@BrewerVera 20 дней назад
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
@FaithAndrada-xo9ou
@FaithAndrada-xo9ou 20 дней назад
Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.
@AndersonFair-cy2bb
@AndersonFair-cy2bb 20 дней назад
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.
@Raymondcraw1967RaymondCrawley
@Raymondcraw1967RaymondCrawley 20 дней назад
I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.
@AndersonFair-cy2bb
@AndersonFair-cy2bb 20 дней назад
Rachel Sarah Parrish is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
@Raymondcraw1967RaymondCrawley
@Raymondcraw1967RaymondCrawley 20 дней назад
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@Emmahernandez.
@Emmahernandez. 7 дней назад
As an lnvestment enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
@tunnelvision3246
@tunnelvision3246 7 дней назад
The current state of the market may bring opportunities to increase profits quickly, but professional assistance is required in order to put such a plan into action.
@JackHudson.
@JackHudson. 7 дней назад
Many people downplay the value of advice until their own emotions become unbearable. After a long-term divorce a few summers ago, I needed a big push to stay solvent with my firm. I located the most qualified advisor after searching for licenced advisors. Despite inflation, she has helped me grow my reserve from $275k to $850k.
@RobertBrown..
@RobertBrown.. 7 дней назад
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
@JackHudson.
@JackHudson. 7 дней назад
Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@SarahTaylor_
@SarahTaylor_ 7 дней назад
She appears to be very knowledgeable. I found her webpage and read through her resume, educational background, and qualifications, which were all very impressive. I have sent her an email detailing my financial goals.
@Robertgriffinne
@Robertgriffinne 19 дней назад
Overall, 51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025
@Patriciacraig599
@Patriciacraig599 19 дней назад
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
@PhilipMurray251
@PhilipMurray251 19 дней назад
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
@Christine-ce4xo
@Christine-ce4xo 19 дней назад
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you
@PhilipMurray251
@PhilipMurray251 19 дней назад
'Linda Aretha Reeves' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
@Christine-ce4xo
@Christine-ce4xo 19 дней назад
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
@HugoBergmann-lu4nd
@HugoBergmann-lu4nd Месяц назад
I sold a couple properties in 2020 and I'm waiting for a house crash to happen so I buy cheap. In the meantime, I've been looking at stocks as an alt., any idea if it's a good time to buy? I hear people say it's a madhouse and a dead cat bounce right now but on the other hand, I still see and read articles of people pulling over $225k by the weeks in trades, how come?
@cowell621
@cowell621 Месяц назад
I advise you to invest in stocks to balance out your real estate, Even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. This is not financial advice, but buy now because cash is definitely not king right now!
@StocksWolf752
@StocksWolf752 Месяц назад
Soon, cheap homes won't be cheap anymore because prices today will look like dips tomorrow. I think inflation will cause panic until the Fed tightens its grip even more. You can't just pull the band-aid Off half way. Booms and busts are the ups and downs of the economy, and they will affect any investments. If you are at a crossroads or need honest advice on the best steps to take right now, it is best to get counsel from a financial expert.
@RafuqueAhmed117
@RafuqueAhmed117 Месяц назад
Fantastic! That sounds wonderful. How can I get in touch with your financial supervisor?
@StocksWolf752
@StocksWolf752 Месяц назад
Sharon Lee Peoples is the manager I use. Just research the name. You'd find necessary details to set up an appointment.
@crystalcassandra5597
@crystalcassandra5597 27 дней назад
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@donovantobs
@donovantobs Месяц назад
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.
@Monicamonasky-
@Monicamonasky- Месяц назад
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
@Owenra
@Owenra Месяц назад
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
@Donald-George
@Donald-George Месяц назад
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
@Owenra
@Owenra Месяц назад
MICHELE KATHERINE SINGH is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@Donald-George
@Donald-George Месяц назад
My needs are kind of unique and complex. I'll contact her nonetheless, and I hope I'm able to make something out of it.
@Sampson-jh7yq
@Sampson-jh7yq 19 дней назад
Acquiring knowledge about personal finances and investing can empower individuals toward greater financial independence. Informed decision-making regarding saving, spending, and investing is key. Notably, a trader achieved over $350k amid the current market.
@jose2212-
@jose2212- 19 дней назад
It may be a good idea to speak with a financial advisor who can help you develop a portfolio based on your individual goals and risk tolerance.
@FrankPatrick-no8zo
@FrankPatrick-no8zo 19 дней назад
Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.
@alicegomez7232
@alicegomez7232 19 дней назад
Hope you don't mind if I ask you to recommend this particular professional you use their service?
@FrankPatrick-no8zo
@FrankPatrick-no8zo 19 дней назад
There are many independent advisors to choose from. But I work with Monica Shawn Marti and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
@DennisJack-km8ho
@DennisJack-km8ho 19 дней назад
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
@jameswood9772
@jameswood9772 14 дней назад
My strategy has always been to invest half of my income in the stock market at the beginning of each month. The second part of my strategy is not to sell for at least 5 years, but recently my portfolio has suffered major decline about $150k in losses. What can I do please?
@alexyoung3126
@alexyoung3126 14 дней назад
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. which may reduce your dividend gains or income, speaking to a certified market strategist can help with pointers
@bobbymainz1160
@bobbymainz1160 14 дней назад
Agreed. It's always wise to be proactive and consider diversifying our investments to manage risks in uncertain economic times. I delegate my day-to-day investing to an advisor ever since suffering a major steep-down late 2019, amid rona-outbreak, and as of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments
@chris-pj7rk
@chris-pj7rk 14 дней назад
my partner’s been considering going the same route, could you share more info please on the advisor that guided you to such impressive gains
@bobbymainz1160
@bobbymainz1160 14 дней назад
“Rachel Sarah Parrish” is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
@chris-pj7rk
@chris-pj7rk 14 дней назад
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@simonbad
@simonbad 23 дня назад
Investors looking for a steady income stream should consider stocks with a high dividend yield. This can provide a relatively stable source of income. I've bagged a total net income of $540k between September 2023 to May to 2024.
@LarsBergstrom-uh2eu
@LarsBergstrom-uh2eu 23 дня назад
The problem I have is understanding the systemic risk involved with a company's stock, stock's price movement, chart analysis can be complex too.
@user-sb6po3yj7d
@user-sb6po3yj7d 23 дня назад
@@LarsBergstrom-uh2eu Yea, those can be pretty complex. look for simple cues such as a dedicated investment advisor.
@LarsBergstrom-uh2eu
@LarsBergstrom-uh2eu 23 дня назад
@@user-sb6po3yj7d If this means more informed decisions and potentially reducing my losses in a booming stock market, i will need your suggestion/help
@LarsBergstrom-uh2eu
@LarsBergstrom-uh2eu 23 дня назад
I need to potentially reduce my losses in a booming stock market, Pls suggest any advisor you know of which I can speak to.
@user-sb6po3yj7d
@user-sb6po3yj7d 23 дня назад
@@LarsBergstrom-uh2eu Kristin Amy Rose is the investment guru I use. Just research the name. You'd find necessary details to work with a to set up an appointment. you'll thank me later.
@jamguitar
@jamguitar 3 года назад
A stock never calls you about a broken toilet at 1 in the morning
@JDrocks4ever
@JDrocks4ever 3 года назад
Maybe have a property manager?
@CBatista1234
@CBatista1234 3 года назад
@@JDrocks4ever A "property manager" (AKA employee) Which will considerably cut into your profits.
@Essays4College
@Essays4College 3 года назад
A stock will never stay in your place without paying rent! LOL
@Essays4College
@Essays4College 3 года назад
@Your President you can't beat real estate for saving on taxes
@jimcellini5255
@jimcellini5255 3 года назад
neither do my houses
@agathacolleen
@agathacolleen 7 дней назад
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.
@TaggeGust
@TaggeGust 7 дней назад
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
@shandegabrielrojas9350
@shandegabrielrojas9350 7 дней назад
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
@sakuracriticacorreooficial6907
@sakuracriticacorreooficial6907 7 дней назад
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
@pedroAgondel
@pedroAgondel 7 дней назад
I'm new at this, please how can I reach her?
@GodfreyDaniel-rt5yn
@GodfreyDaniel-rt5yn 7 дней назад
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
@SteveDaniel152
@SteveDaniel152 Месяц назад
To obtain financial freedom, one must either be a business owner, an investor or both, generating passive income particularly weekly or monthly basis. That's The key to being financially stable
@MargaretGeoffrey
@MargaretGeoffrey Месяц назад
I'm celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
@GideonMitchell17
@GideonMitchell17 Месяц назад
There are many assets that can make you gain financial freedom even after retirement *FX *STOCKS *GOLD *BITCOIN *REAL ESTATE
@ThomasJeffs902
@ThomasJeffs902 Месяц назад
You're right but a lot of people remain poor due to ignorance
@AngelaHunt290
@AngelaHunt290 Месяц назад
Not because of ignorance, it's because of the high rate of unprofessionalism in the crypto market
@Queenbrenda989
@Queenbrenda989 Месяц назад
Crypto is a whole different ball park. I would only invest funds in it that you are willing to lose or dont need. In terms of day trading crypto I don't keep an eye on anything at the moment except XRP. Wouldn't be right guy for day trading crypto
@Clorisluta
@Clorisluta 3 месяца назад
I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?
@SheilaAnnerego
@SheilaAnnerego 3 месяца назад
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
@catherinerea3569
@catherinerea3569 3 месяца назад
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@SheilaAnnerego
@SheilaAnnerego 3 месяца назад
MEGHAN MAUREEN KRISTENSEN is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@LancEthan
@LancEthan 3 месяца назад
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
@krogdog
@krogdog 3 месяца назад
@@SheilaAnnerego Does this fiduciary work off of a % fee or a fixed fee?
@JourneyByChris
@JourneyByChris 3 года назад
Caller: stocks or real estate? Dave: sell the car
@linkbelt111
@linkbelt111 3 года назад
And every month take the payment savings and invest in a growth stock mutual fund?
@BoeingPrototype
@BoeingPrototype 3 года назад
“What were you thinking?”
@BoeingPrototype
@BoeingPrototype 3 года назад
YOU’RE WRONG
@BoeingPrototype
@BoeingPrototype 3 года назад
DONT BE STAGNANT
@omr_m6369
@omr_m6369 3 года назад
THAT'S STUPID
@lennoxmutterick6434
@lennoxmutterick6434 27 дней назад
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@Lourd-Bab
@Lourd-Bab 27 дней назад
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@lennoxmutterick6434
@lennoxmutterick6434 27 дней назад
@@Lourd-Bab However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments
@Lourd-Bab
@Lourd-Bab 27 дней назад
@@lennoxmutterick6434 Oh please I’d love that. Thanks!
@lennoxmutterick6434
@lennoxmutterick6434 27 дней назад
@@Lourd-Bab Judith Ann peace is her name
@lennoxmutterick6434
@lennoxmutterick6434 27 дней назад
Lookup with her name on the webpage.
@Mrshuster
@Mrshuster 2 месяца назад
I've been watching the housing market closely, Prices have been skyrocketing for years. It's going to be tough for first-time buyers to enter the market." how can one diversify $280k reserve .
@Peterl4290
@Peterl4290 2 месяца назад
I agree, It's not just the prices, but also the increasing interest rates that are making it more difficult for people to afford homes. With a good FA you can make up your portfolio.
@larrypaul-cw9nk
@larrypaul-cw9nk 2 месяца назад
The housing market has always had its ups and downs, but it's true that this time feels different. Having a portfolio manager will save you a lot in the market , My portfolio currently has 200% increase last couple of months with the help of my advisor.
@sabastinenoah
@sabastinenoah 2 месяца назад
in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of lose.
@larrypaul-cw9nk
@larrypaul-cw9nk 2 месяца назад
Her name is “Vivian Carol Gioia” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
@sabastinenoah
@sabastinenoah 2 месяца назад
I just Googled her name and her website came up right away. It looks interesting so far. I'm going to send a mail to her and let you know how it goes.Thanks for sharing truly!
@mitchelllake9684
@mitchelllake9684 4 года назад
I retired at 45. Had I never owned real estate I could have retired at 39. Real estate has always been the worst part of my portfolio. Hidden costs, maintenance, and headaches galore.
@executioniskey
@executioniskey 4 года назад
Mitchell are stocks what allowed you to retire at 45 ? Trading ?
@muradshawar
@muradshawar 4 года назад
@@angelaperagine9041 Hey angela im 23 and thinking about getting a rental can you clarrify . Also do you think buying a good reit is better than the actual property
@salvadorzavala8678
@salvadorzavala8678 4 года назад
@@angelaperagine9041 why is that? I own a rental property no regrets so far
@chrisbrooks4885
@chrisbrooks4885 4 года назад
Exactly
@chrisbrooks4885
@chrisbrooks4885 4 года назад
It’s not even close. Most people that own stock make $0 in monthly income. While I’m approaching $10k/month in rental income. 0 is never better
@user-fd2pr1hx5p
@user-fd2pr1hx5p 10 месяцев назад
Smaller, speculative stocks have endured a historically weak stretch. Investors are betting that a turnaround is finally in the works. I’ve lost about $320k within a few months, how do i take advantage of the market turnaround?
@user-fd2pr1hx5p
@user-fd2pr1hx5p 10 месяцев назад
@maryshea9781 Having an investment adviser is the best way to go about the stock market right now, especially for near-retirees, I've been in touch with a coach for a while now mostly and I made over $800K within a short time
@user-fd2pr1hx5p
@user-fd2pr1hx5p 10 месяцев назад
@maryshea9781 renowned for her proficiency and expertise in the financial market, *KRISTIN GAIL CUNNINGHAM* my financial advisor, holds a broad understanding of portfolio diversification and is recognized as an authority in this domain.
@user-zr3yh3wk6h
@user-zr3yh3wk6h 10 месяцев назад
@maryshea9781 *KRISTIN GAIL CUNNINGHAM* is quite popular on Bloomberg I doubt if there is anyone who is serious about stock trading that doesn't know her. She has helped me quite a few times in growing my portfolio and it was blissful without any setbacks. she is a tough person in an industry that demands clairvoyance
@Fr0mDust2Dust
@Fr0mDust2Dust 4 года назад
For someone like me who doesn’t have enough cash for real estate, stocks are perfect.
@anonymoususer4376
@anonymoususer4376 4 года назад
Look into REITS if you want exposure to real estate. Even if it's non-qualified divs you get 90-100% of all rent into your pockets with no corporate tax.
@30minutesLess
@30minutesLess 4 года назад
Lol can you save up 10K?
@garrettstevensen2467
@garrettstevensen2467 4 года назад
Kevin Chong which reit specifically?
@uknasa007
@uknasa007 4 года назад
@@anonymoususer4376 whats REITS?
@tyb00gie007
@tyb00gie007 4 года назад
You’re better off saving for a house and investing in index funds
@Maryconnell256
@Maryconnell256 4 месяца назад
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
@Henrydonald1
@Henrydonald1 4 месяца назад
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
@jacksonlucas5933
@jacksonlucas5933 4 месяца назад
I agree. Based on personal experience working with an investment advisor, I currently have $385k in a well-diversified portfolio that has experienced exponential growth. It’s not only about having money to invest in stocks ,but you also need to be knowledgeable,persistent,and have strong hands to back it up.
@Emily24338
@Emily24338 4 месяца назад
I’m new to all this, heard it's a good time to buy and basically I've just got cash sitting duck in the bank and I’d really love to put it to good use seeing how inflation is at an all time-high, who is this coach that guides you, mind I look them up .
@jacksonlucas5933
@jacksonlucas5933 4 месяца назад
Sure, the investment-advisor that guides me is..
@jacksonlucas5933
@jacksonlucas5933 4 месяца назад
MARY TERESE SINGH
@Remaster66
@Remaster66 3 года назад
I believe that you should have both. I try to keep an average of 70% Real Estate and 30% Mutual Funds or ETF's. One thing that Dave didn't touch on, here, is liquidity. If you absolutely and unexpectedly need cash now (more than your emergency fund), then Mutual Funds and ETF's are a lot quicker to liquidate and less expensive too. It could take months to sell a house. I had 1 rental that took me 4 months to sell. During that 4 months, I didn't have a renter and I had to keep paying the mortgage on it. Also, properties are very expensive to maintain. I usually budget 20% to 30% of a property's revenues to go towards repairs or upkeep. I hope this helps.
@natejobs7463
@natejobs7463 2 года назад
Tell me more...
@u2-tv899
@u2-tv899 11 месяцев назад
🤨 💭 Hmmm, I completely disagree and I’d rather take Buffet’s advice(Don’t buy Real Estate). If I chose the right stock/real estate, most likely I’d get 10-25% growth yearly and I can re-invest those profits. While in real estate, there are hidden costs, maintenance costs, headaches, taxes, tenants headaches, realtor fees, etc…
@BlakeApocalypse
@BlakeApocalypse 8 месяцев назад
you’re over leveraged though. Your portfolio should consist of at-least 4 sectors: stocks, bonds, real estate, and cash with no more than 30% of your portfolio in one sector. I’d the real estate market crashed you’re gonna be fucked since you have 70% of your portfolio in it
@happylifegodislife9942
@happylifegodislife9942 7 месяцев назад
​@@u2-tv899what is the secret to be a good stockholders?
@hi-fd8eq
@hi-fd8eq 5 месяцев назад
⁠@@BlakeApocalypseyou would be doing yourself a massive service if only 60% of your port was in stocks and real estate and the other 40 was in cash and bonds. Also when buying rentals the home price for the most part is irrelevant as you will be holding these properties for a long time and profiting off the rents
@maxshiraz3447
@maxshiraz3447 4 года назад
I've done both, for many years. Stock market, no question.
@keyboredhero
@keyboredhero 4 года назад
@Life Content please explain how that works?
@klym8
@klym8 4 года назад
Do both
@danhall5761
@danhall5761 4 года назад
Tyler Kirby when the money appreciates you refinance it using the equity you’ve built into it. Pretty self explanatory.
@tonypeters3320
@tonypeters3320 4 года назад
Dan Hall it’s not self explanatory if someone is asking a question!
@tjw1861
@tjw1861 4 года назад
Depends if know capital growth areas. Pls note Stocks can drop to NOTHING. That don’t happen with real estate
@ExequielSkidmore666
@ExequielSkidmore666 3 месяца назад
investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good?
@HonorinaLeemaster223
@HonorinaLeemaster223 3 месяца назад
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
@ExequielSkidmore666
@ExequielSkidmore666 3 месяца назад
how do I get in touch with this consultant that assist?
@HonorinaLeemaster223
@HonorinaLeemaster223 3 месяца назад
Jenny Pamogas Canaya, that's whom i work with look her up and thank me later
@ExequielSkidmore666
@ExequielSkidmore666 3 месяца назад
Thanks for the info . Found her website and it really impressive
@austinryder9028
@austinryder9028 4 года назад
I am a finance student and Dave just went over easily like a whole month of material in this video
@Thecrazynecklacelady
@Thecrazynecklacelady 4 года назад
Invest in what you understand. I invest more in real estate than stocks.
@PS_on_youtube
@PS_on_youtube 4 года назад
That's good advice.
@ChrisInvests
@ChrisInvests 4 года назад
Definitely a great idea. Real estate is easier for most to understand.
@tylergable2445
@tylergable2445 3 года назад
How so? How do you invest in realestate i mean
@Kodnnkmpohn
@Kodnnkmpohn 3 года назад
@@tylergable2445 on youtube
@lilcurry1813
@lilcurry1813 3 года назад
Tyler Gable Robert Kayosaki
@angelahowie1451
@angelahowie1451 11 месяцев назад
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it's ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point
@MichaelRoy-gd3mk
@MichaelRoy-gd3mk 11 месяцев назад
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in-depth market knowledge.
@vincenthart4063
@vincenthart4063 11 месяцев назад
@@MichaelRoy-gd3mk It all depends on how long you're willing to hold for, stocks might likely tank further, but making serious gains in this downtrend wouldn't be a problem if you're a pro.
@rhondaeggers110
@rhondaeggers110 11 месяцев назад
The reason I decided to work closely with a brokerage adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had a brokerage adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
@angelahowie1451
@angelahowie1451 11 месяцев назад
@@rhondaeggers110 Hi, please who is the expert assisting you and how do I reach out to them?
@rhondaeggers110
@rhondaeggers110 11 месяцев назад
@@angelahowie1451 My financial advisor, *MARTHA ALONSO HARA* , is a highly qualified and experienced professional in the financial market. She possesses a broad understanding of portfolio diversification and is recognized as an expert in this field.
@MidwestMoney
@MidwestMoney 3 года назад
Dave, my customers used to always tell me "You sound like Dave Ramsey." Now that I actually know who you are...wow...what a compliment!
@michaelwoods4495
@michaelwoods4495 3 года назад
Ecclesiastes 11:2: “Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land”.
@craigthebrute7437
@craigthebrute7437 3 года назад
@rishi pael buy fishing stonks
@realkingbrandon
@realkingbrandon 3 года назад
“Give a portion to seven, and also to eight; for thou knowest not what evil shall be upon the earth.” Ecclesiastes 11:2
@michaelwoods4495
@michaelwoods4495 3 года назад
@@realkingbrandon Yes, there are many translations. I have the Septuagint and can read Greek, but have no facility in Hebrew to enable me to get to the original.
@BillPiper
@BillPiper 3 года назад
Exactly! I love this scripture!
@realtor341
@realtor341 4 года назад
I work at the Home Depot. They hold 20% of my earnings for six months then use the money for employee stock at .85% at the lowest price during that particular day. In 2 years I already own 54 shares and they’re quarterly dividend is $1:50 a share which is reinvested.
@triad6425
@triad6425 4 года назад
Depends on your work ethic and willingness to deal with ppl. Stocks win if you don't want the job of a landlord.
@Itallnew
@Itallnew 4 года назад
Yes or dealing with squatters
@bighands69
@bighands69 4 года назад
Investing in stocks is just as much work as property.
@adolpholiverbush5867
@adolpholiverbush5867 4 года назад
That's what property managers are for. You mean the job of being a re investor. Which is more of a job by far than being a stock investor.
@alexc5369
@alexc5369 4 года назад
@@bighands69 yes, your stocks will start leaking and youll get a call from your stock manager saying they need to organise a plumber and you'll be out of pocket $300. Much the same amount of work.
@angelaperagine9041
@angelaperagine9041 4 года назад
Late payments, damage, property tax increases, and now with evictions on hold, tenants basically don't have to pay and can't be evicted.
@juandough1423
@juandough1423 4 года назад
You'll likely make more money in real estate but there is way more risk and potential for problems. My shares of VTSAX won't ever pay rent late. My shares of VOO won't ever have to be evicted. My shares of WasteManagement won't ever try to sue me. My shares of AT&T won't ever purposefully damage my property.
@taghazoutmoon5031
@taghazoutmoon5031 4 года назад
Yes but you also can't live and sleep in your stocks. If you have at least your primary residence paid off, you are safe. People always need a home.
@blackworldtraveler3711
@blackworldtraveler3711 4 года назад
Taghazout Moon You don’t even need to own a home and you can live and sleep anywhere you want. Just be debt free. I’ve met too many people that just rent for years off dividends. Also live in RVs,boat,tent,etc..with a steady paycheck from investments and live anywhere in the world today.. People over 60 with Roth 401k/IRA living off $500-$6k/mo. tax free dividends and interest. You can have your dividends/interest set to reinvest compounding while only taking what you need controlling your annual income which allows you to pay little to no taxes and healthcare with zero premiums buy staying below subsidy cliff. Expatriates,early retired/FIRE,and world travelers are good at this.
@mannyjeanpierre4062
@mannyjeanpierre4062 4 года назад
Comment hit it on the nail. Real estate comes with ALOT of headaches
@truthseeker6338
@truthseeker6338 4 года назад
Great Answer.
@taghazoutmoon5031
@taghazoutmoon5031 4 года назад
@@blackworldtraveler3711 I still have a desire to own a house debt free even though I travel as a single mom. Quarantined in Morocco now. Considering selling my house in America to become debt free and buy a place in cash here or in Europe. There's a feeling of tranquility only a paid off home can give you, even if you travel and don't stay there full-time.
@jasonclay8331
@jasonclay8331 4 года назад
I like the stock option over real estate personally. With real estate you have to deal with a lot of factors like finding a property, fixing it up, Contractor’s, tenants, inspection’s, etc. where as with stocks if I believe in a company I can buy shares, hold for long term or short the position & make money. Options can allow me to make money if the stock goes up or down & the only person I have to deal with is myself. Less hassle. Can do it all right off my phone if I want.
@ShawnGS300
@ShawnGS300 4 года назад
Jason Clay ...good advice. Any particular stocks you would recommend ?
@richardfearing4751
@richardfearing4751 4 года назад
You are 100% right on that. If they only knew
@xekis
@xekis 4 года назад
Yup. Real estate is way less passive and more like a job.
@lotezk
@lotezk 4 года назад
@@ShawnGS300 Livongo, Crowdstrike, Teladoc, DocuSign. Apple, Mastercard, Tesla, Tradedesk, Appian, Fastly, Shopify....have fun :)
@Exachad
@Exachad 4 года назад
@@ShawnGS300 TSLA, AMZN
@CrimeDoesNotPay
@CrimeDoesNotPay 4 года назад
This is why I love Dave. He shares information and knowledge like a good father.
@BC-fu3tg
@BC-fu3tg 3 года назад
Wrong, misguided information
@HeyEveryoneHi
@HeyEveryoneHi 3 года назад
@@BC-fu3tg disagree
@Stoneface_
@Stoneface_ 3 года назад
@@HeyEveryoneHi I agree
@HeyEveryoneHi
@HeyEveryoneHi 3 года назад
@@Stoneface_ you agreeing with him or me
@RawDogTV
@RawDogTV 2 года назад
facts
@SpencerGatten
@SpencerGatten 4 года назад
I always say educate yourself in both of them, find which one is going to fit your lifestyle best. I personally am a real estate investor I found it fit my interests more and have found great success in it. Any of the content I put out is based off my experiences makes it easier.
@brianmcg321
@brianmcg321 3 года назад
Oh, its the stock market. All this time I've been buying Stonks.
@alextogo8367
@alextogo8367 3 года назад
Stonks only go up😂
@evanhdez
@evanhdez 3 года назад
@@alextogo8367 its true, stonks only go up
@Dsnipez18
@Dsnipez18 3 года назад
Wsb member?
@bermeojohan352
@bermeojohan352 3 года назад
and buying the dip lol
@ironvoice5079
@ironvoice5079 3 года назад
I have done both. Getting paid rent was extremely time consuming, going through all the things tenants always complained about (nonsense most times) was extremely time consuming, keeping up with property maintenance was also extremely time consuming. I own stocks, it only takes me a few minutes to check their performance. I don't think I would ever do real estate again. I know people whose houses were completely destroyed by tenants and ended up spending thousands to get them fixed, others have had great luck and always collect rents from great tenants.
@SG-zh5xd
@SG-zh5xd 2 года назад
you must gut the rental to where it will keep phone calls low folks buy dumps do little work then wonder why they get so many phone calls .!
@ironvoice5079
@ironvoice5079 2 года назад
@@SG-zh5xd From your comment I can only assume you are not very familiar with this kind of business. I started with cheap apartments and then sold them and started buying houses in really good neighborhoods, houses were in great shape. That didn't make difference, the issues as you can read in my original post "nonsense most times." Again, some were really good tenants but I have no patient to be dealing with the baby ones.
@SG-zh5xd
@SG-zh5xd 2 года назад
@@ironvoice5079 yea I own SFH's in good locations .I know lots of folks who own in bad location and are doing well .
@blacklyfe5543
@blacklyfe5543 2 года назад
That's a risk you should be willing to take
@penguingobrrbrr353
@penguingobrrbrr353 Год назад
I think everyone who owns a rental property will eventually face the issue of bad tenants destroying stuff but keep in mind that this is temporary :). Overall... real estate is a good investment its the time consumption that is the issue here but overall i believe its a nice way to make money if the properties are in good locations and you can at least rent them long term and earn money as your main salary. You know... rent can be your forever salary until you die :D. The issue is that you have to maintain it.
@momzwrite
@momzwrite 3 года назад
I don't do the single stock thing, too much mental energy. Instead I invest in index funds, which truly reward the buy and hold mentality
@Stoneface_
@Stoneface_ 3 года назад
I agree but I hold only individual stocks. Very risky though 😁
@dopeskaterat95
@dopeskaterat95 4 года назад
Stock Estate
@jacobawojtowicz
@jacobawojtowicz 4 года назад
REIT
@MichaelP-ke1tm
@MichaelP-ke1tm 4 года назад
Thats for lazy people
@DK-ul3lo
@DK-ul3lo 4 года назад
Real stock
@mrmustangman
@mrmustangman 4 года назад
Real Exchange
@Henrietta-ke3gi
@Henrietta-ke3gi 3 месяца назад
Hey I want to start investing but don't know where to begin. Any advice or contacts for help?
@karenshackleton6053
@karenshackleton6053 3 месяца назад
Mrs Joyce Albert unique strength lies in her realistic approach, which sets her apart from other brokers that often set unattainable targets and fall short in delivery.
@kelvinjeff3893
@kelvinjeff3893 3 месяца назад
You guys know her too? Her Success story is everywhere
@Deniseamber
@Deniseamber 3 месяца назад
If a person is direct and proficient in their work, others will sure consistently vouch for them. I love her transparency
@kelvinjeff3893
@kelvinjeff3893 3 месяца назад
Sure! She interacts on what's ~App using the digit below
@kelvinjeff3893
@kelvinjeff3893 3 месяца назад
+4474
@lelandfranklin3487
@lelandfranklin3487 4 года назад
Was a landlord and enjoyed it, but he's right...mutual funds don't call at 2am with problems!
@MyZ001
@MyZ001 4 года назад
@Dra O Yea, if your property manager isn't part of the problem I guess
@NathanHQ
@NathanHQ 3 года назад
It's a very true. It's the great debate, which best = Real Estate or Stocks??? Real Estate can get you a much better return but it take your TIME. The best part about stocks is that it is "set and forget".
@npip99
@npip99 4 года назад
Everyone's in the comments complaining about the work of being a landlord. Guys, that's built into the price of rent. You can hire a property manager to cover that for you if you want, labor is labor, you can still calculate the profit of a rental property _after_ you pay someone else to run it as part of the investment calculation. You can use REITs if you want it to be easier as well, and of course the REITs will be hiring property managers / being property managers on your behalf.
@Magdalene777
@Magdalene777 2 года назад
I think this depends on which stock you own and also the property in question. If you have a large stream of dividends you could get more recurring income than rent, and reinvest them to increase that income in a short amount of time. An expensive house, or a house in a desirable location, could get you a lot of rent or appreciate at a higher rate. I think there are too many factors to consider. With investing it also depends which stock you bought. If you're good at spotting opportunities you could pick one that suddenly takes off.
@kazzhulse
@kazzhulse 2 года назад
Real estate is great for some, but when people put all of their money into a single asset, its a problem. Love my dividend stocks and boring index funds and also have some REITs that pay me monthly. I never want to deal with tenants.
@dominant_male5605
@dominant_male5605 2 года назад
Which ones?
@Eternalwarpuppy
@Eternalwarpuppy 4 года назад
If you put time and effort into finding the best property and maintaining it, you will have more earning potential then if you put no time and effort into the stock market and just pick some general indexes on a whim. I agree.
@DGsa1661
@DGsa1661 3 года назад
I’m SOOOOOOO happy ur videos are straight and to the point! I don’t have to spend half an hour trying to learn something. Thank you 🙏🏻
@christophergill2391
@christophergill2391 2 года назад
Since the day this guy called in to today (Feb 19, 2022) the S&P 500 (including dividends) has returned 46%. Stocks WAY out perform real estate. Take this from a guy who used to own millions in real estate and have dozens of renters and today has no real estate and stock in more than 8,000 companies (thanks to ETFs).
@charlespeterson2026
@charlespeterson2026 3 года назад
The stock market is a win win no matter what the climate is. Where else can you make money when something is loss money or making money. You can literally make money on a stock when its falling and when its going up. You just have to put in the work on researching what you're investing in. Thanks for the information Dave Ramsey!
@mikebreidenbach9549
@mikebreidenbach9549 3 года назад
We have owned rental homes for years and have been selling in recent years. The types of renters and respect for properties has changed greatly over the 25 years we have had them. It’s no longer worth it. We have not done commercial property so that might be a way to reduce headaches! If your handy and want to fix up property, sell them when complete!
@nickblooruk
@nickblooruk 4 года назад
Rule of thumb. Go with what you understand and are comfortable with.
@kalamatata3622
@kalamatata3622 3 года назад
Seeing as most people still go to banks for investing with next-to-none rate of return because it's what they understand and are comfortable with, then this isn't really a good advice. Anything can be learned, most things can be taught, it's all about being receptive to new information and seek what might be better for you. Adapt and improve, comfort zones aren't necessarily optimal.
@hedgehog_fox
@hedgehog_fox 3 года назад
That's horrible advice. How about just learn and get comfortable with them instead of running away.
@nickblooruk
@nickblooruk 3 года назад
@@hedgehog_fox Okay, you're right. Put your money in what you don't understand and are not comfortable with.....
@joycew.6531
@joycew.6531 2 месяца назад
@@nickblooruk LOL!!!!!!!!!!!!!!!!!!!!
@ThePatriots010304
@ThePatriots010304 4 года назад
Do both. Invest in index funds and REITS. If you don’t want the hassle of being a landlord, REITS are the way to go.
@SeeRGeneration
@SeeRGeneration 4 года назад
I think when you are starting out its tough to do both, since you dont have the capital
@MrDrMeow
@MrDrMeow 3 года назад
Reits are taxed at a higher rate if I remember correctly
@elonmuskrat9244
@elonmuskrat9244 3 года назад
$O holder here
@hacker3191000
@hacker3191000 3 года назад
REITs are stocks
@Stoneface_
@Stoneface_ 3 года назад
@@hacker3191000 yeah but real estate stock
@BigDogRoy
@BigDogRoy 4 года назад
Quick answer: Buy what is oversold or on-sale at the time. Real estate is not on-sale right now. I trade stocks to increase capital. I will use that capital to buy real estate for long term residual income.
@raymondhansen4482
@raymondhansen4482 4 года назад
Gangsta. On the same mission. Open to other things but that’s the time I’m on too
@keepshyt1hundred
@keepshyt1hundred 4 года назад
Yep, exactly
@billmoyer3254
@billmoyer3254 3 года назад
you think all time highs in the S&P is a on-sale?
@fishroy1997
@fishroy1997 2 года назад
XOM was $45.47 when this video was posted. It closed today at $57.86 and has paid $3.48 since this video was posted. Jason in Oklahoma missed out on a 34% return for not understanding how stocks work.
@bobsmith2943
@bobsmith2943 3 года назад
Real Estate is the key to our EDM. We paid cash for every property and experienced all three of the income Dave suggested. We are north of 20% IRR on all our properties.
@brianjoyce9742
@brianjoyce9742 4 года назад
Thx Dave. Been thinking on this lately
@Howtocreatewinningfocalsbeads
@Howtocreatewinningfocalsbeads 4 года назад
Love this one Dave thank you
@gratefulRed69
@gratefulRed69 3 года назад
this subject always makes for a good debate. I invest my retirement money into the stock market, but I've always been intrigued by real estate AS an investment/future income option. Problem is, RE takes a LOT more time and expertise to avoid the potential pit falls. It's like a second job, from what I've learned from others who do the "rental property" thing. Hard to get honest answers from people because they want to feel smart and few rarely admit their failures when it comes to investments. I have a cousin that does very well with rentals. He's pretty much retired and that's because he's done well with smaller single family rental properties, but it comes with a lot of headaches. Ideally, you'd have BOTH (real estate/rentals AND stocks/bonds) but personally, I haven't found the guts to dive into buying rentals because I'm afraid I don't have enough knowledge/expertise and don't want to fail. I know you have to get into the game to truly learn it, but the EFT's, MF"s, etc are just so easy, convenient and low maintenance. I'm running out of time to make the real estate option viable (don't want to wait until I'm retired), so I may pull the trigger on a rental just to get my feet wet.
@TheSpringdaddy
@TheSpringdaddy 2 года назад
Stocks = No tenants
@gentrybrown2032
@gentrybrown2032 4 года назад
Great topic. Thank you.
@reyg7059
@reyg7059 3 года назад
Buy REITs. It's more liquid than actual real estate, there's cash flow and a lot less hassle.
@elka-bs8590
@elka-bs8590 3 года назад
And Lots less return
@elka-bs8590
@elka-bs8590 3 года назад
@@leetjohnson less control is the whole point dont need to control bad tenants fix all the problems within the building etc that’s what he aaid
@elka-bs8590
@elka-bs8590 3 года назад
@@leetjohnson it don’t change an income for you there’s millions of houses. And people don’t do it cuz they are scared they don’t do it cuz it’s expensive to start.
@damondiehl5637
@damondiehl5637 2 года назад
I like REITs too. I have mine enrolled in the DRIP, so all the dividends just keep buying more. MFA is a a good one right now. They are undervalued because they stopped their dividend for a while in 2020. But they have made a couple payments to common stock holders in 2021 and they should be back on track soon. The requirement to pay out 90% of their income to be considered a REIT is awesome.
@idontevenknow232
@idontevenknow232 2 года назад
I like mix of both TBH. Love the liquidity of stocks/options but having rental props where the tenant pays your mortgage is also really good.
@duckmcnutty
@duckmcnutty 3 года назад
You outperform in real estate because of leverage (if you borrow money) combined with appreciation. Paying in cash eliminates this advantage.
@chantalashley3064
@chantalashley3064 2 года назад
Never stop dreaming. Be hungry and never stop believing in your dreams. If someone can do it, you can do it. Be strong
@topcomment3816
@topcomment3816 4 года назад
I achieve 30%+ cash-on-cash return on rental real estate consistently. 😁 Never owned a stock.
@xekis
@xekis 4 года назад
Out of which state is this? In my area property tax completely hoses the cash flow.
@chrispetro
@chrispetro 4 года назад
Diversify into both!
@MichaelP-ke1tm
@MichaelP-ke1tm 4 года назад
90% real estate 10% stocks
@MrEvanBacon
@MrEvanBacon 4 года назад
I would say along with what Patrick said, with that 10% invest it into index funds.
@thedude5040
@thedude5040 4 года назад
If your scared of society failing, then buy a cow
@clintbeastwood1947
@clintbeastwood1947 4 года назад
Simple. Can’t understand why people feel they have to choose one or the other lol
@Filiku
@Filiku 4 года назад
What’s that mean?
@greggoryblock1071
@greggoryblock1071 3 года назад
For everyone who thinks you cant make money in real estate, enjoy lighting your money on fire at the end of every month and having your rent go up every year too so you can light more money on fire every year. I'll keep enjoying my equity going up. Also, its not either or. You should diversify and have real estate and stocks. No millionaires are renters fyi and they have huge stock portfolios as well.
@tatethoughts3210
@tatethoughts3210 Год назад
True wealth is made by investing in both.
@TedPatrickBaird
@TedPatrickBaird 4 года назад
Invest in REITs. Offers real estate exposure while investing in the stock market. Plus the quarterly or monthly dividends aren’t a bad kick back.
@GrantSweatshirt
@GrantSweatshirt 3 года назад
@@user-be1jx7ty7n I might be dumb but I looked at 0 realty and I don’t see any fees at all
@KnockoutInvesting
@KnockoutInvesting 4 года назад
Dividend growth investing!
@victorialomba693
@victorialomba693 3 года назад
Real estate is expensive and highly illiquid. Investing in real estate, even when borrowing cash, requires a large upfront investment. Getting your money out of a real estate investment through resale is much more difficult than the point and click ease of buying and selling stocks. Most importantly invest in the one you know better or you can take the risk of doing both. With my experience as a nurse and I want to retire before 39, I think doing both is the best if your financially bouyant enough.
@michaelbob7500
@michaelbob7500 3 года назад
Exactly, even Real estate has high transaction costs. A seller can expect to pay significant closing cost, which can take as much as 6% to 10% off the top of the sale price. That’s a hefty cut compared with stocks, especially now that most brokers charge no fees for stock trades.
@timgallon8771
@timgallon8771 3 года назад
It’s difficult to diversify your investments with real estate. Location matters when investing in real estate. Sales may slump in one area, while values explode in another.
@charlottewick2456
@charlottewick2456 3 года назад
@Victoria Lomba wow you must be a very hard working woman, how do you combine both with you being a nurse?
@victorialomba693
@victorialomba693 3 года назад
@@charlottewick2456 well I made a lot of researches and got mentored by Mr Chris Vandernaald and it's really been paying off. Secrets you just have to invest in something know about.
@fischerdevereaux8067
@fischerdevereaux8067 3 года назад
@@timgallon8771 Diversifying the purchase of real estate properties by location and type (a mix of residential and commercial, for example) requires much deeper pockets than the average investor has.
@AlgosExplained
@AlgosExplained 4 года назад
lots of knowledge dropped in this video. Thanks Dave!
@dougb8207
@dougb8207 3 года назад
The caller has a good point. Many stocks right now appear very speculative, in that they would have to make huge financial returns to get to what we currently consider reasonable price to earnings ratios. If we pick three companies, and two are duds (with limited downside), but one goes to the moon, the gamble pays off.
@wellknowndrilla3303
@wellknowndrilla3303 3 года назад
Glad Dave doubled down on the stock market not being a casino. Too many people think it is but it’s absolutely not. It’s definitely good to diversify between stocks and real estate. Some people have a favorite or better understanding between the two which is fine. To each their own.
@ricardodelacrvz1400
@ricardodelacrvz1400 Год назад
I mean owning a house or various houses is good, but I believe that 4% price a year increase is gonna end up really soon. Nobody is buying houses with these interest rates. Your house price will get stagnant during recession periods because the market is correcting itself while in the stock market, you can make fortunes allocating capital during the same periods.
@RobertJWood-vn1zl
@RobertJWood-vn1zl 2 года назад
Both have their pros and cons. I personally like stocks for the simplicity and less headaches, plus you can borrow against them at lower interest rates than a heloc or mortgage for property.
@Vanessabobessa10
@Vanessabobessa10 4 года назад
This is the advice and opinion id prefer to hear more!!!. Talking to people, who mess up their lives in various ways, is cool but alot of the listeners know better. Give everyone else thats passed the debt phase and tell us something else to make us grow beyond that.
@russellpottenger8584
@russellpottenger8584 3 года назад
I’ve done well with real estate. But my strategy has always been a conservative long-term approach. But like others have been mentioned invest in what you know and feel comfortable with.
@marcojansen9599
@marcojansen9599 4 года назад
Own a debt free house. This gives power to buy more stocks.
@BoeingPrototype
@BoeingPrototype 3 года назад
Best most simple comment lol
@MidwestMoney
@MidwestMoney 3 года назад
That's what I'm doing. I have no interest in rental properties. I love me some stonks and this ridiculously large house, though.
@wessmithp5560
@wessmithp5560 2 года назад
Pretty spot on with pros/cons. Thankfully he left the politics out of it. Good work Ramsey.
@danmiser9974
@danmiser9974 4 года назад
That was insanely helpful mr. Ramsey!
@JKinLVN
@JKinLVN 3 года назад
Real Estate most of the time will make you more money. That said, if you know stocks well, stocks can easily outperform real estate. That said, overall if you're willing to put up with the hassle of real estate, you can leverage more on a huge real estate loan. I personally prefer stocks due to zero hassles.
@mr.majestic2667
@mr.majestic2667 2 года назад
Stocks can make you the money faster to buy real estate.
@RandomVids519
@RandomVids519 4 года назад
Its worth whatever someone is willing to pay for it
@aolvaar8792
@aolvaar8792 4 года назад
my home is worth what I Don't pay to rent it.
@fgougeon3268
@fgougeon3268 4 года назад
Like every other asset imaginable
@ZombieEater1001
@ZombieEater1001 4 года назад
The willingness someone will pay for it is price. Things can be undervalued or overvalued by people
@justmythoughts2786
@justmythoughts2786 3 года назад
Same as the house
@CommandoMaster
@CommandoMaster 4 года назад
Great info. Assets are worth more in the future than they are today. Stocks aren't gambling if you invest in good quality companies. If you want to speculate on companies that have no track record and no profits, then that's a risky play.
@mysistarkeeper
@mysistarkeeper 3 года назад
Watching this was very informative for the misguided of stocks vs. real estate
@josephjohnson8353
@josephjohnson8353 3 года назад
This caller does not comprehend how mutual funds gain value over time. He simply believes that a stock is only worth what someone is willing to pay for it no matter the time that the stock is held. Time is such a game changer.
@HarshRealityNewsletter
@HarshRealityNewsletter 4 года назад
I think he was referring to an instance like the cruise lines or airlines where they fell to 20% of their pre-COVID value; even though they still have all of their assets. They lost earnings while the lock down was in place but the overall value of their company is not in line with what it's currently trading for; which is why it will rocket back once this situation is over.
@MyZ001
@MyZ001 4 года назад
Yup, and I'm buying like crazy
@Johndoe10007
@Johndoe10007 4 года назад
Dave has a great understanding of real estate and stock market fundamentals, great advice
@brad99rocks
@brad99rocks Год назад
He has an elementary understanding. It’s laughable people say this.
@keepontruckin5862
@keepontruckin5862 4 года назад
Good insight Dave
@LifeChangeAdvicewithTiffany
@LifeChangeAdvicewithTiffany 3 года назад
Thanks for the summary
@angelalaskodi3459
@angelalaskodi3459 4 года назад
I've done well in the stock market. I cannot see me wanting to deal with property problems, bad tenants, and all the other issues when I can sit back and watch my portfolio grow.
@rubendominguez2868
@rubendominguez2868 4 года назад
Me too!
@bighands69
@bighands69 4 года назад
If you are in the right market regulatory region and screen the tenents well and you probably are not going to have many problems.
@MichaelP-ke1tm
@MichaelP-ke1tm 4 года назад
You have no cash flow with stocks. No passive income.
@drjohnnickle2072
@drjohnnickle2072 4 года назад
Great job Angela
@drjohnnickle2072
@drjohnnickle2072 4 года назад
@@MichaelP-ke1tm ignorant
@JaydonTobler
@JaydonTobler 4 года назад
I love Dave at the beginning thinking hard like: “I’m wondering if my money is more effective in...” “Don’t say gold. Don’t say gold. Anything but gold. Don’t say gold.” “Real estate” “Phew”
@juliovaldez6834
@juliovaldez6834 3 года назад
Good tips thank you JulioV
@quantomic1106
@quantomic1106 3 года назад
Real state and stocks are about the same monetary-wise. The big difference is that stock prices are quoted every second.
@leetjohnson
@leetjohnson 3 года назад
Not really. You can't depreciate stocks, most investors can't leverage stocks without massive risk and you also can't refinance your stocks to increase monthly cashflow, that is often tax free due to depreciation. Most people are unaware of the hidden long term benefits of real estate, especially the debt fearing viewers of this channel.
@apophisxo4480
@apophisxo4480 4 месяца назад
@@leetjohnson Have you tried to hire a contractor recently? At least with stocks you don't have to make deals with the devil! I don't have the time or desire to depend on others. With stocks I alone control my destiny. I like real estate, I bought at the right time and my theoretical property value has tripled, but it was hard, and there is a ton of opportunity costs. It was a foreclosure, so I spent some money on it. With stocks the risks are higher, but you can sell quickly if you're paying attention. How many people have already doubled their investments since the start of 2024? Depreciation of real-estate comes back to haunt you when you decide to sell, and you still have to pay taxes for services you don't need and insurance that will fight you when you need them most. With stocks, yes you will pay more in taxes, but only when you sell, and only if it's not in a Roth. Closing costs are a scam, 6% brokerage fees are a rip off, it's all a bunch of nonsense, subsidized by the tax payers. Why should you be able to deduct expenses, or depreciation? Are we trying to juice the market? The introduction of VRBO's and AirBNB's are enough to juice the market. it's time to stop the tax payer subsidy of the real-estate market. It's the main reason the cost of living is so expensive now. What's the point of raising interest rates and hurting all businesses, when all you really need to do to make housing more affordable is reduce the tax deductions and actually CUT interest rates???
@AccordionJoe1
@AccordionJoe1 3 года назад
I made a killing in the stock market in the 1990s by sheer luck. I also did well buying and selling real estate. But overall, real estate is the better investment because, as the name indicates, it is real. You own something tangible that you can rent out, live in, grow crops on. Stocks are not worth anything until the day you sell them. And if the company in which you own stock goes belly up, you have nothing.
@davidbrooks8809
@davidbrooks8809 2 года назад
Nice Information
@missdesireindependance5194
@missdesireindependance5194 2 года назад
Thanks
@KikiAndJeffreyPearl
@KikiAndJeffreyPearl 4 года назад
I like both as we are focused on MSIs (multiple streams of incomes). I do think there will be some great opportunities to buy real estate in the next year or so. I also have built another way to build up your residual income from helping others with technology in their business. If you know people in business you can assist them in getting better technology AND saving them real money.
@Neonapi
@Neonapi 3 года назад
Much appreciated.
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