Life before and after becoming a dividend investor

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Life before and after becoming a dividend investor
**I had to edit out the funny clip from this video because a scammer tried to claim the clip and because youtube does not protect creators from scammers who falsely claim content in other videos, I had no other choice but to edit it out. The alternative would be the person who falsely claimed the content would be paid the ad revenue... Frustrating but it is what it is...**
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More about dividend growth investing:
The Simple Path to Wealth with dividend investing (Core and Satellite Portfolio): • The Simple Path to Wea...
Why is dividend investing both loved and hated?: • Why is dividend invest...
What most dividend investors get wrong: • What most dividend inv...
I'm not a financial advisor and the content discussed today is merely my opinion and intended only for your entertainment. The content expressed in this video should not be considered as professional financial advice. Some of the links above are affiliate links and come at no cost to you.
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Опубликовано:

17 фев 2024

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Комментарии : 89

@DividendGrowthInvesting 4 месяца назад

***I had to edit out the funny clip from this video because a scammer tried to claim the clip and because youtube does not protect creators from scammers who falsely claim content in other videos, I had no other choice but to edit it out. The alternative would be the person who falsely claimed the content would be paid the ad revenue... Frustrating but it is what it is...*** ▸ Try Seeking Alpha Premium: seekingalpha.me/dividendgrowthinvesting ▸ Try M1 Finance: dgitofi.com/TryM1 ▸ My favorite business cash back credit cards: dgitofi.com/CashBack ▸ Book 1:1 time with me to talk about your portfolio: dgitofi.com/TalkWithJake

@thecapone45 24 дня назад

You were one of the channels that cleared the fog for me. As big as Graham Stephen is, his thumbnails and topics can be a bit too click-baity for my liking and too “what’s going on with the stock market these days.” Joseph Carlson. You. Nate O’Brien. And others took a level headed approach to finance that was a huge breath of fresh air. You guys weren’t as reactive and emotional to the news and posted thumbnails with flames, disappointed faces, and titles such as “I’m done investing in 2020. Here’s why you should too.” So so glad I got away from all that.

@DividendGrowthInvesting 23 дня назад

Yeah I’m right there with you. It quickly turned from education to entertainment. I’m glad that my videos were helpful for you!

@jarc02 4 месяца назад

The thumb nail is hilarious! Iggy Pop turns into Jennifer Anniston after dividend investing! 🤣🤣🤣 Driving through fog is a great analogy. You have a clear goal with dividend investing, i.e. collect dividends - passive income. You're less concerned with stock price and when to sell as long as the dividend is still coming in. It is even better if that dividend is growing over time.

@DividendGrowthInvesting 4 месяца назад

lol I've been waiting to release this video just to see the thumbnail on my channel lol!!!! Yeah the price matters less (though still important) to me as long as the income is growing.

@Jayvazquez15 4 месяца назад

I mainly clicked because of the thumb nail😂😂😂😂 Great content as always!!!

@DividendGrowthInvesting 4 месяца назад

@@Jayvazquez15 lol! :D

@jianbai888 4 месяца назад

Did you get approval from Rachel?

@Antandthegrasshopper 4 месяца назад

I retired early and now living off the dividends.. with the last drop in the market, I was cool as a cucumber and loading up my positions that were down!

@DividendGrowthInvesting 4 месяца назад

Now imagine for a second you were scrambling and scared out of your mind not know what you would do with yourself if the market didn't recover.. The wonderful life of a dividend investor!

@Antandthegrasshopper 4 месяца назад

@@DividendGrowthInvesting100% I’ve been conditioned to receive a monthly paycheck during my working years. I consider DGI to be similar. All the dividends get automatically get transferred to my checking account without breaking a sweat! I feel reassured that market could be on a bi-polar swing but my dividend paycheck will continue.

@SJ2236 4 месяца назад

Hey- great topic and video. I know it’s not directly related to this video but I was wondering about your decision to use options trading to make up the difference in your barista FIRE portfolio. Did you run an analysis on different high yielding BDC’s, RIETS, and existing cover call ETF’s and determine it was a better overall yield to use options trading to make up part of your income or were there other factors involved? Sorry if you covered this in your previous videos on options but I don’t remember you addressing those topics. Thanks.

@DividendGrowthInvesting 4 месяца назад

Hey! I decided to go with CC and CSP due to the flexibility and "potential" for higher returns. My goal is to get over 10% so BDCs and other investments wouldn't really get me there. Last year I got over 20% (return on my portfolio) so I'm happy with how it went but it could have all been just good timing. In a bear market, it may be more difficult. Time will tell.

@phneon965 4 месяца назад

I don’t usually leave many comments but just got to say I can relate to this to so much I had about given up on investing once I discovered dividends it just clicked for me I realized that there is a clear Path and this what I needed something I can see the progress thanks so much for making this video I think it will help lots of people

@DividendGrowthInvesting 4 месяца назад

I really appreciate you taking the time to comment this! Means a lot to me. It's great to hear there are other people out there with a similar story.

@HeWhoLovesTheWorld316 4 месяца назад

Hey Jake, thank you for the videos! I do have a question because SCHD is a ETF what you think about just doing 100% SCHD being my only holding?

@DividendGrowthInvesting 4 месяца назад

You only get 10% of the market with SCHD. I like combining SCHD with DGRO to get more exposure to the overall market. SCHD/DGRO is a chefs kiss :)

@HeWhoLovesTheWorld316 4 месяца назад

@@DividendGrowthInvesting Thank you for getting back with me. It really means a lot.

@HeWhoLovesTheWorld316 4 месяца назад

@@DividendGrowthInvesting After watching HOURS of your videos here’s what I got for my 20 years investment plan. 40%SCHD / 40%DGRO / 20%FTEC or 40%SCHD /40%DGRO / 10%FTEC / 5% LLY / 5% COST Your thoughts?

@e5toro7008 3 месяца назад

@@HeWhoLovesTheWorld316I prefer your first option

@ethanshy280 4 месяца назад

In the aspect of paying off the mortgage, it might not have made financial sense to pay off house/condo. But the feeling of having zero debt of any kind is such a great feeling. My net worth has skyrocketed since doing it. Can’t explain exactly why, but the finances do not lie. I track my NW monthly and it has absolutely skyrocketed since that point. Got a large percent raise that I also attribute to my boss knowing I have the ability to walk at a moments notice(plus good performance of course). Currently sitting on 5.5 years of living expenses (at current value, not including dividends and capital appreciation)in my brokerage. If you have the ability to comfortably do it, I recommend it highly. 6 months debt free

@DividendGrowthInvesting 4 месяца назад

It can make a lot of sense to pay off your mortgage early - but doesn't have to be the case for everyone. I've never heard anyone say they regeret paying off their mortgage. Now im not dave ramsey over here.. but I think it's more than just a black and white do the numbers make sense way of looking at it. If we did't have

@ethanshy280 4 месяца назад

@@DividendGrowthInvesting I was at 3.99, had about 15 years left of the 30 year. Got it late 2017 and payed it off aggressively for the first 1.5 years. It was a rental and I sold my primary residence for a nice profit after 2 years. Had a 3.27 interest on that. Honestly when I paid it off I was just so sick of paying 2 mortgages and escrows, 2 HOAs, unexpected repairs, a special assessment, ETC. I could have easily bought PEY or SPHD and profited in the dividends, but I was tired of money going out right and left. Paid it off and invested the remaining $31k at a good time. Again relating to your mortgage, it doesn’t make mathematical sense, but it makes spiritual sense. Now my paycheck hits after investing 25% into my 401k, 15% after tax into my brokerage and the money just sits there until I spend it. It’s truly a great feeling.

@DugHoles1 4 месяца назад

Love your work. We’re walking quasi similar paths and around the same age. The little details and commentary in your videos really resonates with me.

@DividendGrowthInvesting 4 месяца назад

Hey there! Really appreciate you taking the time to say this. Sounds like there are others out there in a similar situation.

@lkris21 4 месяца назад

Thanks for sharing this. I'm 41 and would love to be on a path to freedom the way you did - in 7-9 years. I put my retirement funds in vanguard IRA and invested in the vstax and Schwab etf. I am not sure how to start the dividend investing but hope to follow your videos to find my way! ❤

@DividendGrowthInvesting 4 месяца назад

Hey there!! That is so great to hear! If you have the time to watch them over the coming days/weeks, I would recommend watching these videos to learn more: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-cJffRqYQpqo.html ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-iEwAipBKPUo.html ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-iEwAipBKPUo.html

@pushkarpethe4374 4 месяца назад

Jake, thanks for such informative videos. Your journey is inspiring. What's your opinion on cash-flow rich companies ETFs such as SFLOW or COWZ. Roughly, at what stage should 1 consider making them part of their portfolio?

@DividendGrowthInvesting 4 месяца назад

I could see adding them as a satellite position. I wouldnt have them be my core. My core is SCHD/DGRO and you build around SCHD/DGRO.

@lukesemail6980 4 месяца назад

Really relatable! The JL Collins Simple Path applied to DGI is 100% what I went through as well! I don't need to rebalance my small cap value tilt. Just buy DGRO. Lol

@DividendGrowthInvesting 4 месяца назад

Hey!! Sounds like we are thinking in the same direction! Glad to hear there are others out there with the same mindset!

@19Rinka86 4 месяца назад

feel better!

@DividendGrowthInvesting 4 месяца назад

Thank you!

@1DansBlues 4 месяца назад

I started investing in 2017 and more frequently in 2018. I will say stocks have taught me to be patient with their ups n down. Still it’s nice getting dividends and seeing the compounding of reinvesting those dividends.

@DividendGrowthInvesting 4 месяца назад

2017 and 2018 were great years to start investing... I bet it felt like the end of the world in 2020, but if you stuck with it, you probably did really well! It feels like everything before 2020 went up since then.

@AK-gx4fh 15 дней назад

So true

@gimusk5667 4 месяца назад

Dividends for life!

@loolapalooza6429 4 месяца назад

Hi Jake - I am a father and have a busy live. What do you think of Vanguard’s High Dividend Yield ETF instead of picking individual stocks?

@DividendGrowthInvesting 4 месяца назад

I like VYM and invest in it myself. I would suggest watching this video where I talk more about the core and satellite portfolio: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-iEwAipBKPUo.html

@mikek3124 4 месяца назад

Hey Jake , any thoughts on SRHR- it’s the first covered call reit fund that I’m aware of. I think it’s a cool concept

@DividendGrowthInvesting 4 месяца назад

I don't like it at all. Just another fund trying to charge high fees for a "hot" trend in the covered call space. The strategy of selling covered calls on REITs is not appealing to me at all. The premiums are low on REITs. I much prefer JEPQ or JEPI. If you want extra exposure to REITs, I would personally rather just invest in VNQ or REITs directly. The only CC ETF that I am kind of interested in is DIVO but still their fees are pretty high for my liking.

@Sylvan_dB 4 месяца назад

Same. The clarity of dividend growth is amazing and I wish I had started 10 years earlier.

@DividendGrowthInvesting 4 месяца назад

Better late than never i guess!

@adrianneaga 4 месяца назад

Thank Jake. Can relate to every word you said

@DividendGrowthInvesting 4 месяца назад

Hey! Glad to hear there are others out there with a similar experience!

@michaelswami 4 месяца назад

Agree with these insights.

@DividendGrowthInvesting 4 месяца назад

Hey Michael! Thank you! Glad we are thinking in the same direction.

@cruisen6725 4 месяца назад

Congratulations. Looks like you made the right decision to sell the rental property and invest in dividend stocks. I remember since we sold ours about the sametime. Glad we did the hoa fees doubled on that property. Good to see life is working out for you. Nice analogies and the su su subbcribe guy at the end.

@DividendGrowthInvesting 4 месяца назад

Hey!! Yeah I am so glad we got out of our rental properties! We were very lucky with the timing. I still think real estate is a great investment long-term, but I'm glad to have moved on and it sounds like you are in the same boat!

@Sartorialtrucker 4 месяца назад

I'm 45 and started last month in divided growth and value and fixed income stocks plus building same time my Royalty passive income streams via shopify store and hold numismatics and gold and silver physical

@DividendGrowthInvesting 4 месяца назад

45 is still very young when looking at the average age of people who start investing. Thats cool you have other gigs - hopefully it will allow you to fund your portfolio even more!

@Sartorialtrucker 4 месяца назад

@DividendGrowthInvesting that is the plan I follow the 1 percent of wealth rules as best as I can

@HeWhoLovesTheWorld316 4 месяца назад

One last thing how do you feel about owning a single stock that’s also in a ETF you own?

@DividendGrowthInvesting 4 месяца назад

Not a problem as long as you keep your % below 5% of your overall portfolio.

@realthatbrian 4 месяца назад

I was out of the market for decades because of what you described. It was like gambling, but gambling with my life savings. Dividend investin cleared the fog for me.

@DividendGrowthInvesting 4 месяца назад

It really hits when I read "decades" in your comment. All i can say is better late than never! I hope you are helping those around you learn about this earlier in life.

@realthatbrian 4 месяца назад

@@DividendGrowthInvesting I'm a dividend & indexing evangelist.

@JP_21M 4 месяца назад

This is going to sound weird but I actually had a similar fog clearing experience diving into Bitcoin and learning about economic cycles (specifically the 18.6 year property cycle).

@DividendGrowthInvesting 4 месяца назад

Doesn't sound weird at all when you look at the debt/GDP graphs of the US. That space is a bit foreign to me so I can't really speak on it one way or another, but the idea of going from being in fog and seeing through it makes a lot of sense to me.

@BKTeamFortress2 4 месяца назад

As a new dad with twins, that clip perfectly describes my life right now LOL. I should be able to max out our Roth 2023 contributions this week.

@DividendGrowthInvesting 4 месяца назад

congrats!!! I secrelty wanted twins.. but it never happened. I'm really happy for you that you are able to max out your Roth for 2023 and then on to 2024!

@hallpaintandbody7717 4 месяца назад

Hope you get better soon bro 🙏

@DividendGrowthInvesting 4 месяца назад

Thank you!

@A_man_not_your_man 4 месяца назад

After committing to dividend investing I've become far less stressed about the price of my dividend holdings and more focused on accumulating more shares and seeing dividend growth over the long term. Infuriating growth investors on Reddit forums is also a big plus. Great video!

@DividendGrowthInvesting 4 месяца назад

Hey! Yeah I think dividend investors will live longer due to less stress lol.. omg I'd love to be a fly on the wall for those conversations hahaha.

@scsu300 4 месяца назад

That lady is at Mall of America on that ride all the time. All she does is spin...like for the whole ride...just spinning.

@Seoulsearch616 4 месяца назад

Your clips are always so on point, LOL! 🤣

@DividendGrowthInvesting 4 месяца назад

lololol :D

@Seoulsearch616 4 месяца назад

@@DividendGrowthInvesting They make me laugh every time! 🤣 Thank you!

@kimmypee4813 3 месяца назад

I am driving in fog right now 😂 so much confusion with investing

@DividendGrowthInvesting 3 месяца назад

@bardatwork69 4 месяца назад

😂 I had to watch just because of the thumbnail I mean really Iggy is the before of Jennifer Aniston 🤣

@DividendGrowthInvesting 4 месяца назад

lolol

@josephsaeteurn9158 4 месяца назад

i must be doing something very wrong.. in 4 month of divs investing, my portfolio is showing -$4000 in red.

@DividendGrowthInvesting 4 месяца назад

What dividend stocks/etfs are you investing in?

@ethanshy280 4 месяца назад

First

@DividendGrowthInvesting 4 месяца назад

Hey Ethan!!!!

@1989snb 4 месяца назад

The thumb nail 😢😂

@DividendGrowthInvesting 4 месяца назад

lolol :D

@brookeschmitt 3 месяца назад

*Promo SM*

@HankColter 4 месяца назад

I can't figure out why Bogleheads eschew dividends so much. I would think they would love the cash produced.

@DividendGrowthInvesting 4 месяца назад

There are a few reasons but it mostly comes down to over simiplfying what Jack Bogle said about index investing vs active investing or anything inbetween. I made a video on why people love and hate dividend investing, this might be interesting for you: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-I33SGd7WC6Y.html