Life Coach Cant Get Her Life Together 

Mom, I made it

27 being a life coach is crazy, not even middle age 🤣🤣🤣

A mindset of abundance doesn't cause credit card debt. In fact, it does the opposite, because a true mindset of abundance means you can be satisfied with whatever you have right now.

The most depressing part of all of this is that she’s making $6500 a month being a spiritual coach. That’s double my salary 😭😭😭

I don't trust people who look like they could cry at any moment. She's one of those people.

Anyone who tells me they’re a “life” or “spiritual” coach is a plague I avoid at all costs.

Honestly, a simple formula for staying a head in life financially, is to: 1) sit down 2) write out all of your monthly expenses 3) add them all up 4) take that number 5) and do better than that number

This girl is hedonism personified

Ironically, some of the best teaching can be done through watching people's bad examples and then deciding "I'm not going to be that."

I had horrible money management skills--bad credit, school debt, uncaring attitude to credit. Mid thirties, I couldn't do anything. I got an overnight job at a warehouse, stopped spending anything I didn't have to, stopped eating out, stopped buying anything I didn't absolutely need. It took nearly three years of 60+ hour weeks to pay everything off and now my life feels so much more free. I feel like I can do anything now. I'm planning a trip to Europe, so I can't recommend money discipline enough.

I don't think this girl even realizes how lucky she is to make almost 6500 a month by only working 5 hours a day 😭 I would honestly work 5 hours a day for even 2000 a month

She doesn’t have a mindset of abundance, she has a mindset of excess. Also, Caleb is great!

Caleb’s ability to cut through the BS and be brutally honest is a rarity. It’s great to see his channel deservingly grow .

She says she can’t cook dinner after working five hours. I’m a nurse and work at least 13-14 hour shifts by the time I clock out and I still cook for myself when I get home…

I love this video. Her behavior made me look at my behaviors. I like how the guy was so frank. I tried to listen to his advice as if he was directly talking to me. It's not easy accepting accountability, but it's essential. We have to acknowledge our wrongs before we correct them. Aba and Preach, thank you for reacting to a broad range of different subject matters. You guys enlighten and educate many people, all while entertaining them. From one of your long-standing fans, and I think I speak for may people who watch your videos;Thank you, we really appreciate you guys. 🙏🏿

Caleb Hammer is HILARIOUS! He’s the true life coach.

She’s hating it now but in five or ten years, she’ll look back and say “I needed that brutal honesty”

The blind leading the blind😭🗣

Most of these girls don't have it together. I know a girl who has been single for like 10 years who gives relationship advice online and I'm like wtf....

As an adult, having Discipline is super important! It’s a skill that many people lack

Am I the only one that thinks "life coach" is just another name for "bullshit artist"?

27 year old "spiritual coach" from Austin, Texas. Lord, bless her heart.

Love that you both are covering Caleb and his financial audits! It feels like a mash-up of my favorite RU-vid channels 🔥

Bro destroyed her. "you have a passion? You seem to have a passion for credit card debt" GAHAHAHAHA

"If you're looking for self-help, why would you read a book written by somebody else? That's not self-help, that's help. There's no such thing as self-help. If you did it yourself you didn't need help."- George Carlin

"Spiritual Coach" that is a very fancy way of saying "Con Artist."

My financials are in order but having a sit-down with this guy about my time management skills would break me.

“Maxing out credit cards, playing bball outside of the school” 😭😭😭

Being a life coach in your 20s will always be crazy to me 😂

I don’t ever wanna see someone under the age of 50 as a “life coach”.

My dad used to tell me: the less you own, the less that owns you ❤ words to live by

I loved this video, the first 1minute had me going to his page, I love his no bullshit attitude, immediate follower. I struggle with financial literacy, discipline and addiction, and have been trying to work through it for years, but its hard with where my life is rn, I finally have been able to get into therapy and soon will be moving out, so my root triggers wont be a major problem and I'm excited to push myself, looking for tools to help, and that guys one video had me better calculating and planning my future grocery shops around my mental difficulties. Bruh one video! For free! When any financial advice i got before seemed to point out the obvious without helping me figure out how to process it myself, it usually feels like a foreign language, when by the end of his video i felt like I was finally being taught the language instead of getting bad subtitles 🙌🏼🙏🏽🙏🏽 thanks for sharing, this couldnt have come at a better time really 😂

Everytime he bopped her upside her head with facts and she went "mm" had me rolling 😂😂😂😂😂😂

'Spiritual coach' is a term used by people who haven't really developed enough skills to provide society anything tangibly meaningful.

This girl wants to cry 😂😂😂😂

Financial Audit is a great channel and he really holds everyone accountable

thats the most 37 years looking 27 year old ive seen in a while

Financial audit is really a great RU-vid channel to understand the importance of money management and most importantly seeing people with terrible money management and learning from their mistakes

Interest is a killer, and that's something Caleb often emphasizes and why having high credit card debt is horrible. One piece of advice I could offer if you have a lot of credit card debt is committing yourself to never using your credit card again (cut it up, throw it away), get a consolidation loan for significantly less APR rates, and pay it off. Depending on how much debt you have it may take years, but once you do pay it off, you'll feel so free.

I love Caleb's bluntness and honesty, a breath a fresh air

My favorite discipline quote. Jim Rohn: "Discipline is the bridge between goals and accomplishment."

"I don't understand debt or finances in general" - Life Coach

Dude is dismantling her piece by piece 😂

Man i love caleb hammer, glad you're covering his channel

As someone from a super relegious third world country . I cant believe people who identify as a "spiritual coach" are being paid in america.

“People will use their ideology to shield them from any accountability, and it’s disgusting because it really reflects poorly on their ideology.” 🔥🔥🔥 Thanks Aba

Yall need to do more of this guys Videos. He’s a fucking beasttttt and doesn’t let people talk themselves out of their clear problems

I have to commend her for honesty and take all that she need to hear on the chin. Most people in her shoes will get emotionally defensive and walk off.

He’s the legit life coach!!

This lady isn’t a life coach guru, she’s an irresponsible 27 year old young lady who doesn’t know what she’s doing. But at least she’s taking steps to get better and take some accountability here by going on Caleb’s show. It’s a start. But I would take none of her advice about anything.

I discovered his channel a few weeks ago & watch it all the time now. It’s so refreshing to see the tough love approach & calling people on their BS.

I needed that talk in the end!!! you guys are awesome i’m so glad I found this channel😭♥️❣️

Caleb Hammer is a good one. He changes a lot of lives and knows when one needs support and when another one needs a speech (and squeaky yelling😁)

“Discipline is freedom.”

My ex started to be a life coach when we where broke up. Now she is drowning in credit card dept, I just payed the rent in 3 months advance. She left me cus I was a "looser". Life coaching is a f****** scam.

The way you described discipline sounds just like Atomic Habits by James Clear. So true there's no better payoff then the one you get from practiced discipline. I especially like thr line of discipline giving you freedom. Great video!

"A mindset of abundance" = Credit card debt 😂

She isn’t even the worst lmaoooo Caleb hammer has some GOOOOOD videos

This video is definitely a wake up call for me. I love Caleb’s work too! Thank you for the coverage in this.

Man he is holding her to the flame and I believe most people need that including me.

The way she wasnt able to answer any of his question concretely... I can't believe this woman is a coach to anyone. Prayers for her clients jfc

My mom is a property manager and one of her old tenants was a “life coach” and every roommate she brought in within a month was trying desperately to break the lease cause she’s psychotic 😂😂😂

I’m so glad that 2 of my favorite channels got blended.

I wanna thank yall for doing this episode especially. I started watching financial audit after this, watching it has helped me so much .

Dude is Caleb Hammer. He honestly cares about this.

This girl looks like the only life advice she can offer is to how to blow all your money at Whole Foods and starbucks

Wow. Didn’t realize I needed this. Thank you!

Caleb is brilliant. I've learned so much from his channel about sticking to a budget, wants vs needs when it comes to spending and paying down debts before discretionary spending. It feels so much better to see savings in the bank instead of buying stuff i probably won't use.

By the time I was 27 I had been married for 7 years, had 3 kids, served in the military, and started my own successful business. Still if you took life advice from me I would question your sanity.

I'm friends with a woman who is a life coach. Legitimately. She has a PhD in psychology and family therapy. She had a private family therapy practice for many years before branching out. She partners with other experts who can support her clients in areas that she lacks expertise. She is legit. But, she's literally the only life coach I've ever seen that is actually not a bullshit artist.

It’s so cool to see y’all react to Financial Audit/Caleb! His videos and advice have really helped me get through debt and get to a healthy point financially. Wish I could’ve learned that wisdom younger, that’s for sure!

21:43 i’m 26, and in the last two three years have been teaching myself to cook. i used to be dead tired or lazy after work, doing 80-90 hour work weeks. i used to lie to myself and tell myself ordering food saves time for me to do shit after work. the only thing ordering food every day did was WASTE SO MUCH MONEY. holy fuck the amount of money i was wasting i now take and do monthly grocery trips and cook for myself. i’ve lost weight, gotten healthier, and eat way better. and i’m learning while doing it

Aba & Preach x Caleb Hammer is the crossover I didn't know I needed.

One of the biggest habits I've picked up is asking myself "do I actually NEED this. I know I want it and might could use it but do I NEED it right now. Or is it going to sit there waiting on the possibility I might do something, while I feel bad for doing nothing with it". Then I end up walking away, I may spend 20 minutes wandering around the store thinking about it but 98% of the time I don't waste the money. If it's online, it'll spend a week or more sitting in the shopping cart and then I end up deleting it. If you can go an extended period without it, you didn't need to waste the money on it when you wanted to buy it. It's reached the point where sometimes, I feel bad for even considering buying something I KNOW I don't need.

Mindset of abundance is not about buying whatever feels good, it's about feeling that whatever you have is abundant and be greatful for it and live in the "there is plenty" mindset not "I buy plenty" mindset. Once you make that switch, there is no way back. It feels amazing.

I’m a life coach. I just started ten minutes ago and I know more than most life coaches. Throw therapists in there too.

My biggest financial game changer is having a fully funded 6-month emergency fund. Suddenly you get an unexpected 700 car maintenance expense, no biggie, that's what the fund is for. You sleep better at night and have a better relationship at work because this is a certain energy of if I dislike working here I can always quit on the spot and get another job and I'll be alright for half a year. Ironically I have a relationship at work since.

The auditor's name is Caleb Hammer, and his RU-vid channel is amazing!

Thank you for showing this. I really needed this wake up call.

Thank you for being the only other person ive seen beside me who says "if Yolo, then I want to live it as responsibly and with high life expectancy as I can". And that using it to justify recklessness is counter intuitive

Bruh. Fried rice. 2 cups of rice, cut up 1 carrot, toss in a handful of peas, buy a can if you want (more expensive than boiling em yourself), egg, ginger powder, garlic powder, salt, pepper, soy sauce. Dinner for a dollar, $1.75 if you bought the can of peas. Takes 30 minutes max

When an accountant/auditor gives a life coach, life lessons... You got to love life's sense of humor! 😂😂😂

I watched both of these channels seperately so this crossover was both unexpected and very much appreciated. yall gotta get on the financial audit grind

Preach was really on point with his comments, today! Denied gratification is one of the ultimate but most basic keys to discipline, and a rewarding, stress-free life experience! Do the hard stuff first, so you can enjoy the results later, and usually for longer. Great show today, guys!

A high school teacher of mine once told us, "credit cards are good slaves but bad masters."

A life coach at 27!!! You’ve hardly lived…. You can be a life coach when you hit 55 - THEN you actually have some experience.

As soon as Preach said “I don’t want you to think I’m out here making good financial decisions all the time” the first thing that ran through my head was “we know, we’ve all seen that coat”

I'm glad you guys are covering something from Caleb's channel! I'm obsessed with it!

She looks like she’d like a pumpkin spice mocha latte, she even got the hat.😂

Abundance mindset is actually about being grateful for what you have instead of focusing on what you don’t. Like yall said, she has warped that into meaning having a lot in your life when its not about that at all.

Thanks guys, i needed this❤❤

wasnt expecting this collab. love caleb and love u guys🙏🏽

LIFE COACH LOL = predatory resource extractor trying to charm her way to money. The worst kind.

This guy is a great advisor: remains respectful but is not afraid to point out the problems. If you don’t point out the problem you are _never_ going to fix it

I've been an ON & OFF meal prepper ever since i lived on my own (22y/o male), and honestly that "you can sleep at night" hits SO HARD, when contrasting having several days of food secured and having to spend money daily to sustain yourself.

"Shooting some BBall outside of the school" I caught that Fresh Prince line lol Good episode. Spending beyond your means creates SO much unwarranted stress

Eating healthy is spiritual. The most healthy and cost efficient way to eat is prepping and cooking in kitchen. Shop fresh, grow veggies in containers, set a grocery budget, don't waste. Spiritual people also know how to be grateful and humble. It's important to identify what is true spirituality and what is your ego. Anyone who looks at spirituality as a "money grab" needs to reflect on their true intentions for life.

She's a life coach all right, coaching people how to block out reality.

Those hats explain everything.

I'm bad with money because I grew up poor and couldn't have what I needed sometimes, much less what I wanted. When I got my own money, I didn't save and overspent. Now 3 of my four credit cards are paid off, and I'm paying off the last one from using it for a surgery I needed. I'm saving money now. My credit score is in the mid 600s and rising. I'm finally paying on my student loans. It took tears and a lot of talking eith my therapist but I managed to stop digging a hole and start filling it. I can provide my kids with not only their needs, but also their wants, within reason. You can absolutely build your financial freedom back up from nothing if you put in the work and not let setbacks make you give up.