MASSIVE UNEXPECTED EXPENSES DERAILING HOMEOWNERS!

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So many people get told by others that buying a home is the smarter financial decision because your payment will never go up. Will that is only true when it applies to your fixed mortgage payment. All the other expenses surrounding your property are subject to increase and it's a guarantee that they will. And those expenses have been going up so much lately it's prompting many people to sell their homes because they simply cannot afford the upkeep.
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14 июн 2024

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Комментарии : 1,5 тыс.

@tatianastarcic 21 день назад

To my own research In USA, individuals living in cars due to partial homelessness result from a complex interplay of factors. High housing costs relative to income, stagnant wages, and income inequality drive this issue. Job loss, weak social support, medical expenses, evictions, and lack of affordable housing also contribute, while systemic problems and inadequate policies further perpetuate the phenomenon.

@berniceburgos- 21 день назад

Considering the present situation, diversifying by shifting investments from real estate to financial markets or gold is recommended, despite potential future home price drops. Given prevailing mortgage rates and economic uncertainty, this move is prudent, particularly due to stricter mortgage regulations. Seeking advice from a knowledgeable independent financial advisor is advisable for those seeking guidance.

@nicolasbenson009 21 день назад

I've remained in touch with a financial analyst since the start of my business. Amid today's dynamic market, the key difficulty is pinpointing the right time to buy or sell when dealing with trending stocks - a seemingly simple task but challenging in reality. My portfolio has grown by more than 5 figures within just a year, and i have entrusted my advisor with the task of determining entry and exit points.

@BridgetMiller- 21 день назад

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@nicolasbenson009 21 день назад

'Melissa Terri Swayne is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look-her up.

@Michaelparker12 21 день назад

Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call.

@CatherineWilson8 22 дня назад

I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.

@ritalorrigan 22 дня назад

Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

@KevinClarke9 22 дня назад

I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

@ScottArmstrong12 22 дня назад

who is your advisor please, if you don't mind me asking?

@KevinClarke9 22 дня назад

Carol Vivian Constable is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@ScottArmstrong12 22 дня назад

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

@jacobedler296 22 дня назад

my parents used blackout blinds for a decade after they finished their basement to hide the improvements from tax assessment

@Oldeagle66 23 дня назад

I backed out of a sale at the last minute last year. I crunched all the numbers and realized the house would own me. I'll stay in my apartment.

@DIVISIONINCISION 23 дня назад

Smart. Might be a few more years until the dip. I hope you are saving money and investing.

@michah321 22 дня назад

Doesn't rent go up then too?

@Corkfish1 22 дня назад

I was looking at places to buy (and I'm a cash buyer), but my landlord has never raised my rent. I can't leave because my rental situation is so good!

@lominero5 22 дня назад

@@michah321 rent has been getting cheaper where I live

@sleepmoneyken9234 22 дня назад

@@michah321He can move when the lease is up . He not trapped .

@cynthiawylie3584 22 дня назад

If you pay property tax you don’t own your home. It’s a government rental. If you pay income tax and pay tax on everything you buy you are being double taxed. Inheritance tax, vehicle tax, investment tax, fishing and hunting tax. Let’s be honest, you aren’t a taxpayer, you are a slave. And those people who never work, generations on the dole at your expense, they are called voters. YOU can’t afford children but are being forced to pay to raise theirs. That’s called equality. Starting to understand how this all works?. To your government you are worth nothing and better be happy, or there will be consequences.

@nelitatanner2277 22 дня назад

Very well explained.

@colettespencer3357 22 дня назад

That is so true. Can't afford to have children....I resonate with that

@michah321 22 дня назад

It's not true that you don't own your house if you pay property taxes. That's YOUR definition, not everyone else's. By the definition of ownership in US law, you own it

@grimaffiliations3671 22 дня назад

where do they charge fishing and hunting tax? also you must be pretty rich to be worrying about inherence taxes

@thetapheonix 22 дня назад

@@michah321Then don’t pay your property tax and see how long it stays your house. Go ahead and test your theory.

@jbarkley4938653 23 дня назад

Buying a car is a luxury now too

@MrSteeDoo 22 дня назад

Buying a new Nissan Versa for 17.5 K is not a luxury. Spending 50K for a new SUV is a luxury.

@jbarkley4938653 22 дня назад

@@MrSteeDoo You have to include cost of insurance,maintenance, registration, and etc. So it is a luxury

@MrSteeDoo 22 дня назад

@@jbarkley4938653 You would feel better if you were employed.

@zuzanazuscinova5209 19 дней назад

Oh yeah.

@jamesgibson4100 22 дня назад

I am amazed how many people, obviously, aren't grasping the overall dire straits this Country's economy is in. So sad, as is going to be such a catastrophe, for all of us with the exception of the top 1%, as the majority of us are going to be devastated.

@zuzanazuscinova5209 19 дней назад

They are. Why do you think birth rates are so low? No one is expecting their kids to do better than them so it's better to not have any to begin with.

@mw66683 23 дня назад

With this inflation, a $20 bill is the new $1 bill.

@Francisco-po1cf 23 дня назад

Imagine taking out a loan when the $20 was worth $20 and now paying it back when the same money is worth $1? Easy payments.

@spaceindian3769 23 дня назад

And it will soon be worth a dime😮

@deardra5619 22 дня назад

We've been saying the hundred is the new 20. I go into town every other week and take 500.00. Gas and groceries may be hardware store to fix a couple of items or oil and filters for the car. And the 500 is gone. Just 5 years it was 100, maybe 200 tops. It's doubled in the last 5 years, for sure.

@winniethepoohandeeyore2 22 дня назад

Will become the new penny

@s99614 22 дня назад

Especially at McDonald's.

@albundy7623 23 дня назад

Property taxes will be the end for most

@FreedomTravels720 23 дня назад

All by design 😊

@kolbpilot 23 дня назад

It seems to be the plan all along.

@paulcarlson4230 23 дня назад

Yes they keep raising property taxes , I know we need taxes but property taxes is ridiculous you never own it and if your retired where does that extra money come from if they keep raising

@AcashasGarden 23 дня назад

They want us all to own nothing and be happy

@jackwilson3121 23 дня назад

About 40% of property taxes go to the school system

@AbcDef-iq4no 22 дня назад

In September of 2023 my homeowner's insurance went up 20 percent. When I called my insurance company and asked what was going on I was told that they decided that the replacement cost for my home in the event of a fire or natural disaster for instance went from just over $200,000 to $349,000. When I asked where that new figure came from they just said it was from their parent company. So at the exact same time that lumber prices are the lowest they have been since before the so-called pandemic the supposed replacement cost of my home just increased by $150,000. I think this whole thing is a scam.

@TheSuperdodgy 22 дня назад

Amigo its not just the cost of rebuilding the home. What about everything in it. Theres another $100K right there.

@tiredtreasurestore 22 дня назад

Pretty sure 1000,000,000 people dead. Isn't considered. A "so called" pandemic. It was a pandemic.. smh..

@thetapheonix 22 дня назад

Insurance is scam. It goes up every year whether you make a claim or not.

@JackCarsonite 22 дня назад

I believe the insurance companies can now price in future environmental events 😂. It's a really great way to make up a number and see how far they can take it.

@AbcDef-iq4no 22 дня назад

@@JackCarsonite You are absolutely right. These crooked insurance companies are just picking a replacement cost out of thin air without providing a shred of evidence to back it up.

@J.James-Bowkey2830 22 дня назад

$2 million? Just the sound of Illinois makes me ill

@ddub2801 23 дня назад

Taxes and insurance are ridiculous! We need to stand up!!!

@spaceindian3769 22 дня назад

Wiggly Worms don't stand up😮

@blackworldtraveler3711 22 дня назад

Tax is no issue with me. I self insure my home and car.

@networth00 23 дня назад

So so sick of HVAC companies charging $15k for a new unit. Just a few years ago it was $6k-$7k and that was high as heII.

@AJ-ox8xy 22 дня назад

That’s because it’s far more expensive now to do business. They’re charging what the market demands. I recommend you try training yourself to do HvAC then maybe you’ll understand. Hope you get a better deal on your system. I’d try to target guys in the trades and make friends with them. You want the best deal? Ask them to do a side job and keep it super quiet. That’ll bring the job down substantially.

@networth00 22 дня назад

@@AJ-ox8xy I know all about this, I'm a RE investor. It's so damn expensive.

@AJ-ox8xy 22 дня назад

@@networth00 indeed it is.

@networth00 22 дня назад

@@AJ-ox8xy I always tell my kids; if I were young I would go into HVAC or flooring. That's where I pay the most money.

@MrSteeDoo 22 дня назад

@@AJ-ox8xy "That’s because it’s far more expensive now to do business. They’re charging what the market demands." Make up your mind. Either market prices are set by the cost of doing business or by "the market".

@overthehilldill3626 22 дня назад

People living in their cars is increasing. Truck stops are a good place to see this. I can't even stop in the middle of nowhere to let my dog roam free because she keeps finding homeless people living in bushes and trees. Never thought we'd be living in a 3rd world country. SMH....

@EatMyOats 22 дня назад

Are you a hippie hallucinating? Biden's last speech boasting greatest economy & employment to non-stop standing ovations! 😅 Something not adding up here. 😢

@pinschrunner 22 дня назад

Your dog needs to be on a leash anyway

@ricks8058 22 дня назад

People will deny your claim but I was cruising through my old neighborhood. In Midwest. It's a lake area and I'm from the poor part. It was bad when I was a kid and then got cleaned up for about a decade. Now I see ppl living in campers at the gas station, prostitution, and junkies begging all surround by million dollar homes and my old neighborhood, empty everything for rent. It's a strange sight

@blackworldtraveler3711 22 дня назад

I have been to 65 countries so far since 18. Also volunteered in Haiti with the Peace Corps for a year after high school in the 80s. This is nothing like third world. Just first world issues.

@user-fj8wr8jh4e 22 дня назад

The answer is infinity immigration.

@no-mz1ie 22 дня назад

We are at the end of the plank as a nation, economically. These values are inflated like crazy, the stock market is inflated like crazy. GREED.

@Milaa801 23 дня назад

I bought my home in 2019 with a low rate of 2.4% .. house was $421,999 and down payment $83,000.... brand new home. 5 years in and payment has gone up, home insurance has gone up... I work full time , husband works 2 jobs... 1 child. Budget is getting tighter due to car insurance hike and all other bills... Cant save no money like i used to but i try my best. I feel like buying a home in the near future will be a luxury only some can afford.

@corybuckle944 23 дня назад

It's already a luxury

@DIVISIONINCISION 23 дня назад

You bought more than you could afford and didn't take in to account appreciation and repairs. Should have stayed $250-$300K and you'd be in a better place now. I'm thinking you bought in an area you can't afford.

@jbarkley4938653 23 дня назад

Buying a car is a luxury now too

@aviationnerd7806 23 дня назад

@@DIVISIONINCISION Actually, they would still have the same problem had they paid 300k. Inflation is the problem, not the home price. So your point is kind of pointless

@DIVISIONINCISION 22 дня назад

@@aviationnerd7806 No, the problem is they didn't figure in the hidden costs of home ownership. You buy way below your ability to account for the unforeseen. Inflation is also part of that equation, young nerd. 🤣

@Stephanie_12345 23 дня назад

We need to stop real estate property taxes and home insurance increases!

@commonsense6967 22 дня назад

Then the insurance companies would all go out of business.

@hvaball150 22 дня назад

You can stop either any time you want. For yourself. And if you do, what do you care what others pay?

@thetapheonix 22 дня назад

@@commonsense6967No they won’t, hell they don’t even pay out half the time they are supposed to.

@spscorse 19 дней назад

Here in New York I pay my property tax in January and School tax in September most people pay there taxes in there mortgage and don’t realize the school tax is so high it more the double the property tax and I don’t even have kids

@MavRick69 23 дня назад

That’s bonkers if someone buys a house and doesn’t think about the costs for insurance, property taxes and utilities bills. That’s ludicrous.

@khachaturarutyunyan9898 23 дня назад

So many immigrants are like that, even if they live in US 10 years already

@francismarion6400 23 дня назад

90% of people, (unless they have personally had a new house built in the last 3 years) have no clue.

@blackworldtraveler3711 23 дня назад

I spent hours at the library reading about home buying before my first home. Went pretty much by the book and bought a condo. Even asked to see past twelve months of all utility bill statements. Also learned about manual underwriting and bought my home with zero credit.

@suburbia8831 23 дня назад

Okay who asked for Luda?

@Joce123 23 дня назад

Illinois has high taxes

@Horseracingtip 23 дня назад

My home insurance has gone through the roof this year, and I'm in the northeast.

@francismarion6400 23 дня назад

Construction wages and materials had to go up because of inflation.

@networth00 23 дня назад

Mine doubled.

@Corkfish1 22 дня назад

@@francismarion6400And lawsuits

@healthyone100 22 дня назад

so am i i cancelled my insurance 11 years ago saved over $20.000!

@Corkfish1 22 дня назад

Lawsuits are a problem too

@danbeaulieu5567 23 дня назад

I literally just told my wife before seeing your video that forced selling is what’s going to drive down prices period.

@dc9291 22 дня назад

Property taxes, insurance are a killer, you can put off improvement, extra's but maintenance/taxes/insurance will kick your butt.

@JamesWilliams-ep7nw 21 день назад

*Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $270,500 every months,God bless Christy Fiore🇺🇸🇺🇸🇺🇸..*

@aleishabryant 21 день назад

Hello!! how do you make such monthly, I’m a born Christian and sometimes I feel so down of myself 😭 because of low finance but I still believe God

@JamesWilliams-ep7nw 21 день назад

Thanks to my co-worker (Carson ) who suggested Ms Christy Fiore

@Cindyclarksiren 21 день назад

Can I also do it??? My life is facing lots of challenges lately

@GodSent559 21 день назад

She’s only on What’sakp

@Hannahmiller545 21 день назад

Hallelujah! God still works wonders, I place myself in position for such miracles and testimonies 🙏

@bethannwatson3692 23 дня назад

People need to live within their means. Why people want all the headaches they go through just to keep up with the Jones' is beyond me.

@Francisco-po1cf 23 дня назад

I definitely don’t keep up with the Jones. I don’t even look at them.

@christinadaly7743 23 дня назад

America is full of mean spirited greed bags , it's just some people can't get enough , there's more billionaires today than anywhere on the planet and most never worked an honest day in their lives ! The housing prices are controlled by corporations investing in Wall Street , making more billionaires ! The whole damn thing needs to collapse .

@ToadsandTurbines 23 дня назад

@@Francisco-po1cfHa! I cant' see my neighbor from this house.

@blackworldtraveler3711 23 дня назад

Yup. That’s why I have no issues. Completely debt free as well.

@markdc1145 21 день назад

We do. But we don't. We're Americans. We do as we please.

@BrianBukvic 22 дня назад

Thank the Lord we bought an 800 sq ft house as a retirement home back in 2009. Low maintenance, taxes, insurance, etc. Best of all, no mortgage. My advice: live below your means. This is a no FOMO zone!

@Matt_K 22 дня назад

That is much harder done than said. Especially with woke ideology taking over schools many people tried to escape when this stuff wasn't happening and often needed to pay premium.

@nogames8982 22 дня назад

My house is 690 ft.². It’s the only house I have :-) it works great for me. Thank God I bought it when I did because I could not afford it now.

@EatMyOats 22 дня назад

Bought in 1999, sold when interest rates at 3%. Downsized to 70% sq ft for less than all-in home. Equity averages 23% yr. For all my maintenance, I consult 100 hr mo at $25 hr. Will relocate next yr to lower crime, better cost of living state

@blackworldtraveler3711 22 дня назад

Same in my case except I have a 1500sqft 2bed/2.5bath/2car condo in a secure gated community. I just live within means and total household living expenses of $1400/mo. which isn't bad for an upper middle class area. I'm retired at 51 and had to drop my income inflow 50% to $45k/yr. because $90k/yr was too much.

@BrianBukvic 22 дня назад

@@Matt_KThe best things in life don't come easy, but those things are the ones worth the sacrifice.

@jillw892 23 дня назад

I'm sharing this with everyone. Is anyone talking about the petrodollar? The Saudi government did not renew our 50 year contract last sunday. That is not in the news

@markritacco270 23 дня назад

🎯👏👏

@radtechg9 23 дня назад

I've only seen it mentioned on Twitter. Concerning.

@zsigzsag 23 дня назад

I've seen it on some YT news/commentary channels (not associated with mainstream news. Just type it in you'll see. I never watch mainstream news.

@CharleneSmith-we9vh 23 дня назад

Yes, been talking about it since the terrible Afghanistan withdrawal. The Crown Prince expressed interest in BRICS the next day. Now, they have clearly officially accepted the invitation to join. Our military protection promised to Saudi Arabia by Nixon & Kissinger is not feasible with our depleted military’s armored vehicles, artillery, ammo, lack of anti-missile defense systems, etc. is known throughout the world. On top of that telling OPEC with all these EO’s how green we’re going and our debt. Good job illegitimate administration.

@Stephanie_12345 23 дня назад

I heard...

@s99614 23 дня назад

The rent is too damn high!

@matthewphillips5483 23 дня назад

Not as high as a new mortgage.

@spaceindian3769 22 дня назад

Wait till next year😮

@rockyroad7345 23 дня назад

Your homeowner's insurance has gone up because of hurricanes, floods, tornados and wildfires in states you don't live in.

@deardra5619 23 дня назад

This was all done by design.

@syzyphyz 23 дня назад

They keep building these million dollar homes right along the beaches in Florida that have to get repairs every year from hurricanes and tropical storms, pretty silly.

@spaceindian3769 22 дня назад

It's not like they can't control the weather😮

@CharleneSmith-we9vh 22 дня назад

Homeowners Insurance Companies are also insolvent. Just like the banks, and the Life Insurance Companies. Everything is hitting us at once, intentionally. The evil and the greed is disgusting.

@deardra5619 22 дня назад

It's called seeding, hurricane, tornados, floods, and fires are 95% man made. It's all by design. They tell you what they are doing if you are listening. They have a 50-year plan. They are getting to the peak and boy. Oh boy, will this last generation be in complete shock when it happens. The chip is next. You better resist.

@user-db2ob2jc2f 23 дня назад

There's a Priest(and I forget his name) who resides in FL. He showed the "Real" Math of as to how much Americans are paying in TAXES and INTEREST. A Whopping 80-85% of their Earnings! So CONGRATULATIONS!

@DIVISIONINCISION 23 дня назад

That varies by region and spending habits. The real problem is that middle-income and poor people spend too much on eating out and other luxuries they really can't afford. Wealthy people cook at home.

@zootednative 23 дня назад

yep and it only grows! and your a criminal if you opt out of the vampiric hamster wheel game!

@jbone9900 22 дня назад

@@DIVISIONINCISION bro nah 100k can get you a house the average 30k no way I don't care how much you save you math isn't mathing.

@DIVISIONINCISION 22 дня назад

@@jbone9900 Far be it from me to tell you how to run your life, young JBone. I'm fairly sure you spend much more than me on eating out, delivery and other treats. I meal prep for work and eat at home 99% of the time. Those $30 wings you had the other night could have gone to your emergency fund.

@lisalasers 22 дня назад

priest? are you even american?

@steved0123 23 дня назад

People demand a lot of money for a little work. Home repairs skyrocketed because of this. Once the depression hits, and you're lucky to work 20 hours a week, things will get back to normal.

@ebonneenelson2325 22 дня назад

That is 100% true. I had to turn away a plumber because he tried to charge me $3400 for a leak coming from my pipes in the garage. I was able to get some help from my uncle who only had to change the ring on my toilet bowl. They even wanted to charge $1200 to put that ring on my toilet and told us that may not work. I was not going to be putting $3400 or $1200 on my credit card.

@EatMyOats 22 дня назад

Government bureau telling lies lead people to believe the religion of Labor Shortages. Even FED Powell question Dept of Labor numbers.

@Avtr44 22 дня назад

Go on nextdoor. Best plumbers, landscapers & handyman for a reasonable price.

@ninabeena83 22 дня назад

🧐 You mean CEOs and other executive “leadership” demanding sky high salaries for what? Driving a business into the ground and taking a golden parachute? Do tell.

@seethrucrew4092 22 дня назад

Politicians are the enemy

@aaronerickson8878 22 дня назад

Politicians are just the puppets of those who control the money printing.

@CraftEccentricity 21 день назад

Corporations are the enemy. They own the politicians. Look at Biden, the entire BlackRock family works in the White House at one job, or another!

@fusion82 23 дня назад

I'm going to live in a van down by the river

@marklane870 22 дня назад

I did that but discovered it's cheaper and much more enjoyable to live in a condo by the beach 🏖️

@ElenLyons 23 дня назад

Your videos are a breath of fresh air, always enjoy watching

@shanenice5380 22 дня назад

I liked he's video.get good information

@marklane870 22 дня назад

Gross

@joannathatcares 22 дня назад

As a renter I have so many restrictions and cannot customize the house and yard to our needs. Many of old folks who didn't pay off their mortgage cannot afford rent today with their low ss and medical expensive. They live in the car and die in the car today.

@JennyShull 20 дней назад

Some Renters out there thinking they can do whatever they want to their landlords property. The landlords property is not the renters property. The renters name is not listed as the owner of the landlords property thus the renter is not the owner of the landlords property thus the renter cannot do whatever they want to the landlords property.

@lisaandrews919 22 дня назад

Still..to me..renting is throwing $ away. If u buy and pay attention to get something u can afford, work on it slowly, live in it long term…it will be worth it in the long run

@cydonia3167 22 дня назад

It is unless you make well above the rental price and can afford to save a substantial amount on a monthly basis. I am very afraid of what will happen to all the people who don't own a home when they reach retirement age. Renting in retirement is not going to be affordable for a lot of people. If you own, your monthly expenses are drastically reduced as opposed to renting and gives you options like reverse mortgages or selling if circumstances change or go south.

@johanndork5364 22 дня назад

As long as you pay the mortgage down and have a debt free house for retirement. A lot of people don’t, end up in trailor parks.

@plywood7894 19 дней назад

Do you think that way about everything you rent? For example, if you rent a truck to move your furniture, are you thinking “I’m throwing money away” ? Would you rather own a box truck? I’m definitely don’t think that way about renting a place to live. I think “I get to live in someone else’s property and leave whenever I want. “ I’m a low energy person and I don’t want to spend even 10 minutes or $100 fixing anything.

@Jonnynava 22 дня назад

I own my home outright but boy those taxes in Texas sometimes I just want to cash out and flee this country

@JennyShull 20 дней назад

If you are a U.S. citizen u will still have to pay US taxes when u live outside the US. If u own a home in the US and own a home outside the US u will have to pay for owning both houses.

@m4c4c0 23 дня назад

Anything even remotely to do with housing is so wildly overpriced. Looking at old photos, it's shocking how my neighborhood has run down since 2019. People just aren't keeping up with inflation like FJB claims they are.

@deborahheckstall1881 22 дня назад

You must mean FDT rents and mortgages are out of control as well as everything else. And find out how much these CEO'S are making which have nothing to do with Washington and until America takes a stand nothing is going to get better or lower.

@FooFan-b3k 22 дня назад

Just because you're not keeping up doesn't mean no one is.

@Bruins77Fan 21 день назад

@@FooFan-b3kmost are not.

@halfdollar1 23 дня назад

Say no to lawns. Why I love it here in Albuquerque. Rocks and a couple evergreen plants.

@mikie2020 23 дня назад

Isn't that the Desert 😂

@DIVISIONINCISION 23 дня назад

Zeroscape can be good, but not everyone will want to live in the desert.

@HarrisonCountyStudio 23 дня назад

I love my Apple and Peach trees, blueberry bushes and daffodils. Just a grass along my walk way. I live in beautiful Appalachia. Clean water and four seasons.

@LoboLady2007 22 дня назад

Hola my fellow Burquino!!! I live near the intersection of Juan Tabo and Indian School!!!! Manzano High School class of 1988!!!

@halfdollar1 22 дня назад

@@LoboLady2007 hola back at you. Make a right heading north on Tramway to Candelaria and I’m back there. Nothing like it here. Born in nj. Lived in FL and then in TX. Fell in love with it here in a road trip in 2011. Bought my future home in 2016 as a rental at the time. Made in home about 3 years ago. No regrets whatsoever. You either get it or you don’t living here.

@robertl2227 23 дня назад

Maybe its because nobody knows how to fix anything so repairmen can charge an arm and a leg

@matthewphillips5483 23 дня назад

Consider that a lot of people purchase pre-1978 homes and have to deal with things like asbestos abatement every time they need to make a significant repair, change the flooring, etc. This adds serious costs to the equation.

@Joce123 23 дня назад

A lot of widows..kids live across the country

@shanenice5380 23 дня назад

U say it.we did it ourself one easy plumbing.we did estimate 13 thousand.i say no way

@syzyphyz 22 дня назад

The number of people going into trade work has also gone down but the need is always consistent so the market favors the trade workers.

@kingscairn 22 дня назад

Thats very true - repairs add up for those that never learned a little DIY - majority of plumbing, floors , appliance, auto, lawn equipment etc can be done by you and when I grew up all the men did these things themselves - ' most ' sons learned it from the older males in the family - I know I did - saving what people pay to repair is a huge savings - remember - its not what you make, but what you save that increases wealth ..😊

@phuchyouh7171 23 дня назад

Michael, I could be wrong but I think that you were strolling through an old craftsman neighborhood. As in, Sears and roebuck craftsman style homes🎉

@robertoburgos2940 22 дня назад

REMEMBER 10 % FOR THE BIG GUY.

@ahcs2001 22 дня назад

Or the Ukraine...

@skapunkoialternativeliving6522 23 дня назад

That's why. I'm not at home owner. I used to be, but since I found alternative living no more. My life is much better now than when I had a house. How weird is that?

@veraruffin3950 23 дня назад

What’s alternative living? Van life?

@khachaturarutyunyan9898 23 дня назад

How and where do you live now? Do you mean Van home or something like that, by saying alternative living

@user-jh1yp5zy4k 23 дня назад

@@veraruffin3950 Im wondering that too.

@robertl2227 23 дня назад

Alternative can mean a lot of things. For me its sharing a home with a friend and his 2 grown sons. I dont want to own anything these days

@skapunkoialternativeliving6522 23 дня назад

@robertl2227 Absolutely. You're right. It doesn't mean a lot of things actually, but what you said it is absolutely. I can't do that too except I don't share my room with nobody. I want to be by myself my dog and I do have a campaign that I live out of part-time. You know, I don't only buy th a Van full-time. Part-time is good enough, but it keeps the expenses constantly low. Which means I don't have to work hard 2 jobs just to pay for a place that you never there that don't make sense to me and I've been doing. That for years, I kind of woke up from that and not anymore. I'm better off right now than I was before and how weird is that?

@janicecopeland9083 22 дня назад

We own our home and haven't had a house payment in 25 years, our property taxes are frozen and will not go up. We have never had a car payment we pay cash. We save up and pay cash and always have. Debt free is the only way to live.

@zuzanazuscinova5209 19 дней назад

What do you mean frozen?

@slipagent6 19 дней назад

@@zuzanazuscinova5209 they mean locked in from long ago so they can only increase a little each year vs a new buyer gets screwed with new crazy prices and assessment.

@Nystromj1 22 дня назад

It's entirely possible home prices might get more expensive if inflation picks up. But, if prices go up, it doesn't mean that house has become more valuable. It means the purchasing power of your dollar is declining ...

@georgedreher2322 22 дня назад

You nailed it. Because the value of the Dollar is declining, it naturally forces the price of EVERYTHING up !!

@deardra5619 22 дня назад

Saudi 50-year contract with the US is over. Not having all those petro dollars is going to bring all those dollars back home. This will cause skyrocket inflation. In addition, our debt to GDP. We borrow more than we bring in.

@blackworldtraveler3711 22 дня назад

I'm not greedy and didn't buy my homes as an investment.

@DavidS-bm2st 22 дня назад

I can't afford to live in my house, but all I can do is skip the repairs and let it collapse on top of me.

@pinschrunner 22 дня назад

Rent out a room?

@JennyShull 20 дней назад

What renter would want to live in a house that is falling apart?

@lolzorz3 23 дня назад

Now is a good time to become a tent salesman.

@kevinpratt-ge5ye 23 дня назад

That's funny, I don't care who you are! 😂😂😂

@edwardsanchez3708 23 дня назад

You will get kidnapped on your 1st tent sale

@debnn4854 23 дня назад

Caution: Is it a 4 seasons tent with exhaust?

@elvirabudda 23 дня назад

Heh

@allforone240 23 дня назад

Canvas??

@frawdulent 23 дня назад

Ahh the paradise of Champagne, Illinois! Where every home is $2m+, palm trees galore, crashing waves, piña coladas… Oh wait a sec…

@mikehenry7848 23 дня назад

Geico told me rates are going up because illegal immigration and un insured motorists. From the agents mouth to my right ear.

@commonsense6967 22 дня назад

True! My daughter's car was totalled by an illegal alien with no auto insurance ten years ago in L. A.

@lvlv1225 22 дня назад

Yes my daughter got hit by illegals and they called their buddies to come to the scene. The police said stay in her car. It was frightening . They had no insurance and we had to foot the whole bill…they didn’t want her to call police but she did.

@KittyKat-xg4tx 22 дня назад

My hobby is gardening... my yard is my dream! And no landlord is going to tell me no!

@nogames8982 22 дня назад

I love the idea of gardening. The problem is I hate actually gardening. I have a huge yard and I do have trees and shrubs. About half of it has grass And I have a couple raised beds for a garden. Every year I think I’m gonna plant a garden, and then I do and I’m totally sick of it by the middle of July. This year I’m not even gonna bother.

@KittyKat-xg4tx 22 дня назад

@nogames8982 i understand. Its a lot on days you dont feel like doing anything in the hot sun or are really busy! But it just looks so pretty and makes me feel accomplished. I spend 8 months of the year inside, so i feel like a kid in the candy shop to do things outside!

@blackworldtraveler3711 22 дня назад

You must have had a bad experience to say something like that I just bought a home for my needs and done.

@marknewton6984 22 дня назад

HOA? 😮

@johnvincent4048 22 дня назад

👏

@doloreshayden1274 23 дня назад

HOA, TAXES,HOMEOWNERS, AND FLOOD INS.,GAS, LIGHT , CABLE, INTERNET is 19k a year .

@lominero5 22 дня назад

And repairs and maintenance

@Joelewis148 23 дня назад

It's definitely alarming to hear about a default cycle, especially in the context of the housing market. Defaults can lead to foreclosures, and that has a cascading effect on the overall real estate landscape.

@ryan_dylan6650 23 дня назад

While it's concerning, it's important to look at the broader economic context. A default cycle doesn't necessarily mean the housing market is completely finished; it might signal challenges, but markets are dynamic, and they can recover.

@susanlisa3782 23 дня назад

But if more people are defaulting on their mortgages, doesn't that mean home values could plummet?

@creissantrocheleau946 23 дня назад

Yes, that's a possibility. An increase in foreclosures can lead to an oversupply of homes in the market, putting downward pressure on prices. It's the basic principle of supply and demand.

@WEi45635 23 дня назад

How can people address concerns about their property values?❤❤❤

@creissantrocheleau946 23 дня назад

Now might be an ideal moment to reevaluate your financial status. If you're worried about your home's value, consulting a real estate professional or financial advisor could be beneficial.

@joycedudzinski9415 23 дня назад

Fortunately I just got my property taxes in IL, that were frozen and all I paid was $564.00 permanently.

@debbiecreter2005 22 дня назад

How is that possible?

@tommyebay 22 дня назад

@@debbiecreter2005 It's not

@markbrown8097 22 дня назад

A month? 😂😂😂😂

@debbiecreter2005 22 дня назад

@@tommyebay I guess I couldn’t see the humor in Joyce’s remark…

@marklane870 22 дня назад

Retired

@NightFoxx1 23 дня назад

Bought in 95, paid it off in 09 because I knew this was going to happen...again

@rachaelpino6914 22 дня назад

I'm 8n CA. and to save on housing, I got an RV and found a nice RV park to live. My housing cost has been cut in half.

@skapunkoialternativeliving6522 23 дня назад

It's maintenance of the house that cost the money, not the actual buying the house. Buying the house is the easy pot maintaining. It is the pot that kills you be not careful so technically you can really afford it. It looks like you can afford it, but in general, you can't.

@JustDItY 22 дня назад

"It's the pot that kills you" wtf

@manormyth 22 дня назад

It’s like new tires and brakes for your car but on steroids

@skapunkoialternativeliving6522 22 дня назад

@@JustDItY That was bad, spelling. I meant to say Part.

@skapunkoialternativeliving6522 22 дня назад

@@manormyth Facts.

@michah321 22 дня назад

What maintenance are you even talking about? People always say this. I haven't experienced that and my house is over 100 years old

@tizzx4945 23 дня назад

Sometimes renting is really more favourable than buying because of all the maintenance cost to own and the greediness of some sellers out there!

@Francisco-po1cf 23 дня назад

And renters are still paying for maintenance, taxes, and insurance. Oh I forgot, the mortgage and profit for the landlord. Renters give the money to the landlord and they pay the bills and receive the tax benefits. If you didn’t call maintenance to fix anything, you’re probably paying for s as something someone else broke in their apartment.

@blackworldtraveler3711 22 дня назад

Depends on each individual. I bought a home I could truly afford. Just wanted a condo 2bed/2.5/bath/2car in secure gated community. For me maintenance is no big deal.Just simple light bulb replacements now and then.. I don't have kids and roommates tearing up my place. Have zero debt with a $200k emergency fund and other funds if ever needed. I paid off my 30yr mortgage in nine years 16 years ago. Retired in my 40s. With all utilities,HOA,auto/home insurance,property tax,internet,cell phone,etc.. it's less than $1400/mo. which is pretty good for an upper middle class gated community.

@marknewton6984 22 дня назад

Equity?

@aaronerickson8878 22 дня назад

BS. Renting is literally taking a giant pile of money each month and lighting it on fire.

@bryanspayde5681 22 дня назад

One of the biggest problems the home inspector s aren’t doing their job !!!

@MM-ig2zq 22 дня назад

Correct. It’s a waste of money. End up paying$13K to replace things that passed inspection.

@blackworldtraveler3711 22 дня назад

Due diligence is up to you.

@fredk9999 23 дня назад

Thank you to our host for these wonderful outdoor segments. Enjoy your travels and be safe

@TheBeagle1956 22 дня назад

If only he weren’t so negative about everything.

@John1908-vo1iv 22 дня назад

We are paying for his travels

@fredk9999 22 дня назад

@@TheBeagle1956 not really. I think he is bring “the adult in the room” saving borrowers from making regrettable mistakes

@fredk9999 22 дня назад

@@John1908-vo1iv happy to do my part

@UK-Expat-in-USA 23 дня назад

We replaced 2 full HVAC systems, the condensers outside and the units in the attic, that was a $18,000 expensive, cash, but they needed to be replaced as they were over 30 years old. We did put in Solar & a Tesla power wall, which we paid cash for as we did not want a lease as your never break even, we live in a desert location and while others with the same size home are paying $500 to $600 a month for electricity in summer, our bills are between $80 to $100 a month. We have family friends using their homes as ATM's to buy all the toy's, and some have said they will never pay their home off before they die, wow. Owning a home can be expensive, we are lucky I can do most repairs around the house, but you are right there are hidden costs new home owners can be shocked by, again another good video Michael!

@charruz 21 день назад

So why would they care if they don't pay their homes off before they die? What is the penalty

@UK-Expat-in-USA 21 день назад

@@charruz Because they have realized when they retire what pension they have a very large chunk going out in mortgage payments every months, simple economics!

@ScottishTerrorsInLA 19 дней назад

I’m looking forward to having solar one day but as of right now, not anywhere close to being able to afford it.

@UK-Expat-in-USA 19 дней назад

@@ScottishTerrorsInLA I would recommend you save up and pay cash when you have enough in savings, Never lease a system as your never break even, if you can afford a Tesla Battery or another brand, that will allow you to still have power if the grid goes down, and can allow you to load shift during peak power prices!

@not_nostradamus683 23 дня назад

Missing from this video: The other reason home prices will come down is because since the GFC, homeowners have seen the value of their house increase by 10% a year, every year for 15 years. This makes it looks like their house is a money printing machine. No one will sell or list their home in an environment when homes are increasing by 10% a year. When home price appreciation goes negative or to zero, i.e. the incoming recession, home owners will dump inventory on the market to avoid catching a falling knife.

@HarrisonCountyStudio 23 дня назад

…in the meantime, the county is increasing your property tax 5-10% annually as well. Soon you can’t afford the property taxation based on a fictitious number, that you have never realized.

@thetapheonix 22 дня назад

Home prices are not coming down.

@blackworldtraveler3711 22 дня назад

Glad I'm not greedy and don't need to worry about those things. I bought my primary and beach home because of looks,security,comfort,and location. An investment was the least of my concern.

@brianborkowski5977 22 дня назад

@@thetapheonix Why?

@thetapheonix 22 дня назад

@@brianborkowski5977 Supply is too low.

@SO4JTV 22 дня назад

Really like this “real estate tour” @MichaelBordenaro that you are doing around the Midwest to get to CA .. refreshing to see much more seemingly normal priced homes vs the fancier homes… a welcome change. Nice job 👏😅

@sportsman4545 22 дня назад

Yes, do the Bay Area, Sunnyvale or Santa Clara. A real study in insanity.

@FrankRizzo557 23 дня назад

FYI: Regarding renting in Orlando Florida (since it was mentioned in this video). $1600 will get you about 700 Sq Ft. One bed one bath. $2000 will get you about 900 Sq Ft. and Two beds and two baths. The video mention median rent was $1600.

@benton-benton 22 дня назад

I think I could handle living in a 700 sq ft apt in Florida b/c I'd always be outside. That's not a bad price for rent.

@Turdafonzanoon 23 дня назад

I’d bet a greater percentage of homeowners nowadays hire someone to do maintenance that a homeowner would have done themselves in the past. This would contribute to the increase in maintenance costs.

@user-lh5re8jh7u 23 дня назад

Gas, tools, wages.

@JackCarsonite 22 дня назад

Increased complexity of systems and few very tradesman.

@blackworldtraveler3711 22 дня назад

Well it's not like you need maintenance every month or year. If you own a big home with more stuff to break that's on you. Just a light bulb or two is all the maintenance in my 1500sqft gated condo and I don't break stuff or have kids tearing up the place.

@jackwilson3121 23 дня назад

There is no way I am spending $18,000 on maintenance on my house in Iowa

@jennifersmall4027 23 дня назад

Same here, I. have a house northern Illinois. Lawn care is $100 a month for six months. That's about it, since I am postponing improvements. Taxes, insurance, separate, and fairly low.

@Joce123 23 дня назад

Lol..Im selling a 1 bed 1 bath. 500 sq ft house in Iowa for under $17,000

@elamd 23 дня назад

Their definition of maintenance seems to be everything but the mortgage. Ridiculous.

@sportsman4545 22 дня назад

Property tax, home insurance, cable, utilities.

@novadhd 20 дней назад

it also taxes and insurance and what not

@radtechg9 23 дня назад

My property taxes are $500 a year in a historic district. I'm shocked at some of the property taxes people are paying 😮

@THIRTYSIXRED 23 дня назад

Where do you live ?

@radtechg9 23 дня назад

@@THIRTYSIXRED in a historic district in Mesa AZ, just outside of Phoenix. Historic gets special property tax rates.

@krisb7465 22 дня назад

@@radtechg9 Reno NV, similar. Older homes are assessed based on the yr built, and taxes cannot increase more than 3%/yr if owner occupied. Taxes on my historic 1942 bungalow are $770/yr.

@radtechg9 22 дня назад

@krisb7465 killer deal. All the seniors in our neighborhood will never leave. With their paid off homes they have no trouble paying their taxes.

@Yandek85 22 дня назад

Mine is $600 a year here in Vegas.

@bobbil8069 23 дня назад

Love that you are so smart, Michael, and have the ability to translate to the middle class (if there is such anymore). Thank you!

@marklane870 22 дня назад

Gross

@andyholder6039 22 дня назад

Glad I had an emergency fund and insurance had to stay in the hospital for 3 days..holy cow the cost of an emergency now. That was my first time being in the hospital since I was born.

@SC-or2ek 23 дня назад

Let's get it straight Your mortgage might be fix stay the same. But yours insurance is not . And yours property taxes Is not fix . You have to earn more Each year to paid for all this increases..every year So don't listen to others people lies. 😅

@kathleenepugh9495 22 дня назад

Yep, you got it, and don't forget the HOA fees....too much people!🫣

@reucat24 22 дня назад

insane.

@1227Masher 22 дня назад

But eventually the house payment goes away…so yeah - owning is still the best option long term. Six more years and I will be debt free and get a massive pay raise when my mortgage payment is gone…and still 15 years to retirement.

@skapunkoialternativeliving6522 23 дня назад

Somebody's people are delusional, thinking they can get more money for the house. And maybe they can maybe they can't, maybe they can't make sure one of them sometimes I won't be buying it. So I don't care leaving. Alternatively is the way to do these days.

@spscorse 19 дней назад

Had to chop some trees down yesterday it cost me 8000 today I started painting the outside of the house there’s always something to do to the house every year

@MrDlt123 22 дня назад

Before I bought my first home, people told me I was a sucker for paying rent. I finally took the bait, and ended up with a money pit. House depreciated, and I had to replace the roof, HVAC, fence, washer and dryer, and water heater in 6 years. When I finally could break even, it cost me another $13G to bring the house up to code for the new buyers. Learned alot though, and I'll buy my forever house as soon as the housing bubble bursts - and it will.

@Wakeupandsniffthecoffee 23 дня назад

$1700 a month was only $200 qbove my rent, so I bought in 2017. It's gone up to about $1800 because of escrow for taxes and insurance. Rentals are in the $2500 range in Hampton Roads Virginia.

@romanhollow2985 21 день назад

A house is nothing but a financial drain.

@laydownlays 22 дня назад

It made me think about my own home costs, here in sunny England. If I include everything, heating, property tax, insurance, utility breakdown insurance, internet etc,etc, it comes to about $4451 dollars in USA money. If I add $500 a year for maintainance, then that gives me around the $5000 dollar mark. The one thing that does look expensive in thw USA is property taxes, which are based on a percentage of the value of the property. At the moment our property taxes are much lower than those in the USA, as they are limited, by government, on any yearly rise.

@33Jenesis 22 дня назад

I just paid $13k to replace roof (with permit). I heard insurance companies may not insure homes with roof over 20 years. Yard work, tree trimming, and irrigation repair all go up. I understand. If a worker needs $50/hour plus fuel cost(driving), he has to charge at least 2 hours for doing a job. Blue collar workers on call don’t get guaranteed 40 hours a week. Asking $50 an hour is not going to get him rich.

@mrobfuscation2765 22 дня назад

Excluding school, trash, and few other taxes/fees, most of RE tax go to pay salaries and pensions, very little for infrastructures.

@Corkfish1 22 дня назад

And those pensions are huge

@girlafraid4045 23 дня назад

these road trip vids are the best!

@bnotapplicable7000 22 дня назад

In 18 when I bought my house property taxes were $4800/yr. This year my property taxes are closer to $13000. I'm in Upstate NY where the largest employer is the military... 300mi away from the city. Unreal!

@GenXQeeenB 22 дня назад

I thought $3800 was bad for our home this year 😖

@bnotapplicable7000 7 дней назад

@@GenXQeeenB yea thankfully I get my 2 veteran discounts so it's still 'affordable' but even still a big reason why it spiked so hard is because during Wu Flu, half my village sold and left the state, so the village was able to 'reassess' with every sale.

@Acc0rd79 22 дня назад

Champaign!! My dad grew up there and then moved back from Florida to take care of grandma before she died in 2019. I know almost exactly where you're walking! My grandma lived off of Kirby. I know he sold her home in 2021 for 130k, it was 1,200 sq ft and bought a home in Southern IL near Kentucky for 130 that is 2,600 sq ft with a separate 2 car garage! Illinois taxes are insane, they always drive across the river into Kentucky to buy their gas at Sam's club to save the 30 cents a gallon.

@ArchMadman 23 дня назад

No coincidence that your seeing alot of propaganda videos of people being happy living in a closet size apartment

@AmericanConstellation 23 дня назад

I'm in Florida. Everyone has a pool. Pools are not cheap to maintain anymore. I love my pool but I question how many people that have one and how much money it's costing them to maintain it? Just chlorine alone has gone through the roof.

@commonsense6967 22 дня назад

I was dying for a pool when my kids were young, but now they're grown and gone and happy I didn't do it.

@hvaball150 22 дня назад

I'm in Florida. Most don't have a pool.

@benton-benton 22 дня назад

I'm in a suburb of Columbus Ohio. Some of my neighbors have pools, two of them just had them put in this spring. I think they're nuts for putting in pools. But they've got so much money they don't know what else to do with it I guess. Why have a pool when you can only use it a couple months of the year? Florida is different though b/c you can use a pool all year long. If I lived in Florida, I would hope I'd have a pool and it would be worth it to me, even though it's a big expense.

@lvlv1225 22 дня назад

I’m in Florida and have a pool. When I heat it my electric costs are over 450 a month. Would like to downsize and not sure if we’d get a pool. Or we’d get a smaller pool. Our pool service is 125 a month. A lot of money for not using it everyday.

@conicEllipse 22 дня назад

So glad I bought my house when I did. I paid off the 30-year mortgage in 12 years. I pay $120 PER YEAR for property taxes, about $75 a month for trash/water. I haven't had any maintenance expenses for a few years (with the exception of $1000 for a new washer/dryer set). I pay about $50 a month for yard work. I pay $108 a month for house insurance. That's about $2,000 PER YEAR. IF I was paying $1700 per month for rent, that would be about $20,000 per year. That's a savings of $18k a year. When I move out, I'll get money from the sale of my house. If I were renting, I'd get ZERO! I agree with Michael in that NOW is NOT a good time to buy, though. But, do work toward it.

@devianb 22 дня назад

I especially enjoyed this video because you were only a block away from where I live.

@debbiec6216 22 дня назад

The weather in Northern Illinois very cold in the winter time. pass!!!

@nancynelson5411 22 дня назад

Lived here all my life. It’s not that bad. Other than our sucky governor/government, it’s completely doable.

@debbiec6216 22 дня назад

@@nancynelson5411 In my own opinion, I am not fond of this governor , he's NOT LOOKING AFTER the Citizens of USA. He's to worried about himself . I have the same governor , you have. I have heard this for decades, most the money ( taxes ) etc , not going to the Southern counties . Anything ABOVE Highway 80 , those cities are recieving $$$$$ for highways, towns, etcccc, Just not the cities / towns below highway 80 .

@jaimelopez-gi3oo 23 дня назад

Property taxes 4k a year Property insurance $8,400 per year Gas and electric $7,800 per year

@dennyfie 23 дня назад

My property tax is 3900 going up to 4600 I sold and getting out of this county plus the HOA spent all our reserve,

@dennyfie 23 дня назад

My home insurance is very fair I pay 605 a year.

@benton-benton 22 дня назад

My property tax is around 8000 a year in a suburb of Columbus Ohio. I had to challenge the county's value of my house 2 times within a 6 month time frame, and I "won" both times. My tax is cheap compared to my neighbors with bigger better houses. They're paying anywhere between 12,000 to 25,000 a year. The property tax is mainly for the schools.

@jonathanjacques7250 22 дня назад

Bought our current home 25 years ago, paid off. Property taxs $3500. Ins.$1450 yr. Owned solar $ 0 year,gas about $500. Reasonable for Ca. We feel.

@syzyphyz 23 дня назад

I listen to your videos all the time while I'm at work, didn't realize until just now that i wasn't even subbed to your channel, needless to say i just subbed keep up the good work!

@strokeracp1 22 дня назад

Property tax is a tax on unrealized gains ❗

@Healingandchoices 22 дня назад

If I had not managed to purchase a moderate older home, years ago, I would be homeless. It stabilized my payments instead of increasing rents over these years. Even taxes and insurance costs, which are not nice, are still less per month than today's rents. My...dream home...was simply a home I could get into that was.....just enough...and in a location that I like.

@Joce123 23 дня назад

I hear a lot of my Baby Boomer retirees are having a difficult time finding somebody to do things like yard work / snow shoveling..at an affordable price. There are no neighborhood kids who want a lawn morning gig because people are not having kids.

@DIVISIONINCISION 23 дня назад

Depends on where you live. I have had no problem finding landscapers.

@AJ-ox8xy 22 дня назад

Very true. The average landscaper in my area suddenly made millions in a few years because all these boomers moved in to retire in our area but have no one else to hire.

@victoralex6569 22 дня назад

I'm 47yrs old. $73,000 biweekly and I'm retired, this video have inspired me greatly in many ways!!!!❤️

@pablicioborges 22 дня назад

How did you do it? Do explain please 😯 My family have been into series of sufferings lately

@victoralex6569 22 дня назад

All thanks to Christine Evelyn Mackie

@victoralex6569 22 дня назад

After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸 also paid for my daughter's surgery (Joey). Glory to God.shalom.

@juancamorphosis 22 дня назад

Absolutely! I've heard stories of people who started with little to no knowledge but made it out victoriously thanks to Christine Evelyn Mackie.

@gddaqdq 22 дня назад

I really need assistance How do I reach her???

@boilerroomed3682 22 дня назад

IF I could pay off my mortgage early I'd consider cancelling the home insurance policy. After getting BLASTED by a major hurricane I had to pay around 1/3 of repair costs out of pocket with the deductible. I've paid in WAY more than they paid back and had enough savings on my own to cover it anyway. I would have had a lot more if not paying them...

@crankychris2 22 дня назад

I paid off my house almost 20 years ago by raiding my retirement fund. Best decision I ever made.

@Frank-qs3pe 22 дня назад

Getting ready to pay off mine in August. Been in it 20 years. 👍🏻

@marklane870 22 дня назад

Living below your means pays

@Gunga-ct9nz 22 дня назад

Self insuring is a reasonable option to consider. Many large corporations self insure. You simply need to set aside the money you need to overcome any event. People insured themselves against personal disaster prior to the advent of insurance companies. People look at you like you are a crazy person if you mention the option of setting aside $200,000 as a personal insurance fund now.

@marklane870 22 дня назад

@@Gunga-ct9nzwell said 👍

@ashishpatel350 23 дня назад

They could not afford it to begin with.

@1985Jesg 23 дня назад

I’ve been a home owner since 2012 and I have 2 of them. I’ve never spent 20k in maintenance. Taxes and home insurance is not maintenance costs. These reports are getting ridiculous Mike

@Nick-ue7iw 22 дня назад

He's gotta find things to keep the fear mongering going. Couldn't just be that Florida is a suck arse state.

@rhondae8222 22 дня назад

Thanks for sharing.

@thomasrbishop8736 22 дня назад

Outstanding video.

@deep6301 22 дня назад

I'm a retired boomer in Florida. I am on a wait list for a senior apartment in N. Georgia. I will sell my modest home in NSB as soon as I get the call. The heat and the inflation are becoming more than I can bear. The crowds have also diminished the charm here.

@DIVISIONINCISION 22 дня назад

You knew these things before you bought in Florida. Arizona would have been a better choice.

@deep6301 22 дня назад

@@DIVISIONINCISIONI've been here since the 70's. Everything changes, including my priorities. I'm grateful for the years I enjoyed the beach.

@TonyM-zi9rq 23 дня назад

I was a homeowner up until 2019 and I never spent anywhere near 18-20k a year on home maintenance...

@jonathanjacques7250 22 дня назад

Amen, I go years with none to little mantience expenses.

@shanethread550 22 дня назад

I’m just helped my son move out of a 466 sf studio apartment in Charlotte because tfw rent went up to $2100

@tthomas501 19 дней назад

This is one of the reasons I have never purchased a home, who wants to be bothered with the upkeep expenses!

@tracymaxie3641 23 дня назад

Renter’s has to pay for their utilities as well. And the local rental market will continue to increase the cost to rent as long as housing continues to increase