A cautionary tale of how, despite following all the laws and morality, using reputable agents, and having insurance, landlords can still end up in dire straits due to nightmare tenants.
My tenants have refused to leave and stopped paying rent. They had expressed that they had wanted to leave the property when the tenancy was up over 4 months in advance and we both agreed. They were served official notice to leave and so I organised to leave where I was living in order to move back into my property, however, on the day they were due to move out, I got a call to say that they were staying put, leaving me with a car full of my belongings, no home to go to and no income from the rental property nor from a job as I had had to quit my job where I was living in order to move back. I had already agreed to pay builders who were due to start renovations on part of the property in a few days time and now I didn't know if they would be allowed access by the tenants.
I called my insurance company to ask what to do and was told by a solicitor that despite having followed all the correct procedures and the tenants being out of contract and now in rental arrears, at this stage there was nothing I could do about it because of a law called the 'tenants right to quiet enjoyment'. But surely they are not tenants anymore, they are now squatters, right? Not according to UK law.
At the time of this video being recorded I have no fixed abode, despite owning, and paying the mortgage on my home.
Have the laws on protecting tenants gone too far?
Should there be more caveats made for different types of landlords?
How do you protect yourself against this type of thing happening to you when you did background checks, used reputable agents, and took out insurance?
29 июл 2024