PLEASE, PLEASE, PLEASE Walk Away (This Is A Disaster!) 

That’s the problem with these HGTV renovation shows. They make a long costly project look fun and easier to do than it actually is.

Caller: should we do this? Dave: don't do it Caller: so here's how we want to do it

Plot twist: Cindy already bought the house and regrets it. Now she is trying to have Dave tell her that she made a good decision.

Aside from this being a horrible financial decision, I can’t image a newborn living in an early 1900’s home under renovation. The fine particulates in the air, even with air cleaners, will be terrible for their lungs.

Six months from now: “Dave, we bought an old fixer-upper home, and it has turned into a nightmare …”

You know she’s going to buy this train wreck of a house!

The real problem is old houses have LEAD in the paint and plaster. Lead is not that dangerous to adults (not what they say) but effects brain development in children and a new born living in a rehab with lead around will effect the child.

That house sounds like a multimillionaire's hobby, not a starter home.

“Great vision but not a great decision” - Ken Coleman

This woman doesn't listen, she's fixated. Let her learn the hard way.

She absolutely paid $250k for it 15 mins after this call.

Yep, she's going to buy the house. Probably already has it under contract.

Right there when she said she was attached to the house that's when I said there is the problem. It's a freaking house!!!

I like to imagine Cindy is calling from inside the House, the day after purchasing, listening to Dave 😂

"They don't build them like they used to... thank God!" 😂 Dave's got good comedic timing

She sounds like me 😅 4 years ago I fell in love with a fixer upper Victorian. I was willing to do anything. I was so attached, I wanted that house. But after an awful inspection....I still wanted it!! 😅 Thankfully my husband talked some sense into me. it was tough though. We were broke anyways lol

I’m a 62 year old handyman that has been involved with remodeling/home reno all my life. Dave was spot on with his advice on this one. She doesn’t know what she doesn’t know about the process and they are out of their depth, both experience-wise, stage of life and financially. I am genuinely worried for them. It would do my heart good to hear that they walked away.

The fact that she referenced the cast iron plumbing as 'those old black pipes" tells me she doesn't know that much about construction.

New roof. New windows. New kitchen. New baths. New HVAC. New water heater. New landscaping. New brickwork. New furniture. This woman is CRAZY!!

I’ve worked on multi-million dollar remodels. Dave is ABSOLUTELY correct on the magnitude of the money pit impacts.

Let's not forget the baby:. Precious and sweet but the parents will be sleep deprived. Also, stop calling Dave if you've made up your mind. It just frustrates all of us.

I am a master licensed HVAC Contractor in multiple states. We did this exact thing while my wife was expecting. Go buy a new house and you will be ahead by a boat load of money.

"This Old House" show makes it look simple but leaves out all the detail, time to repair, and vast amount of money it takes to bring a tear down up to code.

Twenty-three years ago, I purchased a 120-year-old house. Solid brick! Two years ago, I finished restoring it. New floors (stump holes up) in every room. Re plumbed, re wired. Heating and A/C installed. New kitchen. New bathroom. Extensive masonry repairs and extensive hard plaster repairs. Ceilings replaced. Roof repairs and painted inside and out. Oh, I almost forgot. A heck of a lot of work out in the yard, too. My wife and I both love the place, and if we were to sell, we'd make a fortune, but I wouldn't wish our journey on my worst enemy. NEVER AGAIN!

Just had to buy three doors at Home Depot yesterday, one of the doors was for a small closet so less expensive but they were $130 a pop. Not including the trimming, painting, installation oh and let’s not forget what a headache it is just to go purchase in the first place and transport over to your home. The majority of work, if not all, will fall on the husband and she will resent him for not helping her with the new baby. This is a terrible idea.

Run girl run! The bank may sense how much you want it and its an emotional purchase so they don’t have to come down.

Please ignore dave’s wise advice, buy this horrific money-pit, and entertain us all with the follow-up call next year when you need to get out of this disaster ASAP to save your sanity and your financial health.

I hope she listens she could end of spending just as much fixing this house as she paid for it.And Ramsey did not even talk about the roof,foundation or central air and heating.Or the many other things like having to have some things like lead paint or asbestos tile removal done by professionals .She has no idea how miserable it is to take care of little kids or babies in a construction zone.Cheapier to buy house already done or newer that has a few projects.I feel sorry for her husband sounds like she was trying to justify her Wants over Needs.

_The Money Pit_ is a classic comedy about old home renovation and the stress it puts on a couple. I pray Cindy watches it because the real deal won’t be a comedy but a tragedy.

Offer $50k for the house and if the bank says no, go find another house because this ain’t it. Why put yourself in a hole like that?

Enjoy the baby. Wait a few years. Sounds like a lot to do all at once. Sounds like they have a nice nest egg for starting a family. Hate for them to lose it on a historic rehab.

This phone call could have just save their lives if she actually listens to him.

Cindy, Cindy. Listen! I grew up in major renovations including one being a 1800s farm house. It’s a miracle my parents didn’t divorce! And we (me and sister) were teenagers. Not an infant. And my Dad is pretty good at house stuff but my parents inspired me to buy a little condo. lol

It’s so cute and gingerbready - I lost my mind 🤣🤣🤣

She should take pictures of everything she loves about that house and go to a really good builder and have a house built with as many of the decorative things copied from the pictures that she can afford to do in a safe updated building and then add the inside touches like fancy moldings and ceiling medallions etc. she can’t afford now at a later time.

Crazy how this video comes up as I’m looking into Victorian homes to buy as my first one 😳😳

She keeps saying we, but I'm betting the husband would be just fine with waiting and not getting that house. But she's going to make his life miserable because she wants the house and will get them into a money pit...or if they don't do it, she will resent him and be bitter about it for years and years. It would be better for the husband to live on the corner of the roof...

He’s 200% correct on EVERY single point.

I patch plaster all the time. It sucks to work with but once the section is removed it can be repaired with drywall and then mudded in.

Solid SOLID advise. Let's pray she understands this. I've been there with houses, cars, and boats. Probably worked for less than a dollar an hours all told.

Go for it Cindy! Ignore wise Dave and do it. While you're at it, see if you can defy gravity and fly. Punch a rock and see if it's the rock or you that bleeds. Obviously you're in love with this house and no one should trample on your fantasy. 😜

Old Victorian house. Run don't walk, those things are significantly more expensive than a new build. New builds also have warranties usually supported and enforced.

So she's planning to rebuild a house when she's 7 months pregnant?

I have always said it would be easier to make a new house look old than bring an old house up to new standards.

A coworker and his husband bought a gorgeous Victorian mansion in a historical section of town. It was the classic money pit! There was always something that went wrong. They finally sold the house and bought a brand-new 3-bedroom condo and are much happier, not to mention wealthier.

This lady has her priorities all wrong. That baby takes number one, not that nightmare house she thinks is her dream house.

We are replacing a cast iron main sewer line in our home. It's $17k, just for that. She mentioned that plus a lot of other things. I would run for the hills.

As someone who's been in construction off and on my whole life Dave is a 110% right on his advice this is a disaster waiting to happen especially for someone being an amateur remodeler with apparently very little experience it's a massive undertaking and a money pit and will lead to nothing but disaster, and yes it would be a lot cheaper to build from the ground up, this young lady is once again caught up in a fantasy and are not looking at real world consequences

UPDATE: Cindy is still talking about how great it's going to go.

I had a friend talk me out of a similar “project” and my wife was also pregnant at the time 😂. So glad we built new!

When people ask for advise, but don't get the answer they want and go ahead and do what they wanted to do before asking for advise. Good luck, some things you have to learn the hard way.

she not gonna listen. She already decided to buy the house.

Buying the right fixer upper is okay, but whatever you see wrong initially is just the tip of the iceberg. There is ALWAYS exponentially more than one expects to fix.

I think they misunderstood. SHES REALLY HANDY

I have nightmares about buying a house like this. Finding bodies in the walls. 😂

I really hope she doesn't buy this property. Buying a property and slowly making it liveable is a terrible idea. She's going to realize very early with her new baby that she's not going to have the time to do any repairs herself. Then she's going to have to hire contractors and she's going to spend far more than they originally planned to.

Having a kid, rebuilding, and taking care of a hazardous house can make a dream into a nightmare 😂

I feel sorry for the husband.

A fool and their money will soon be departed.

That's a money pit. I bought a much newer home and spent a significant amount of money updating it. She's looking at at least a million dollars worth of work!

Cindy is going to buy, this house and regret every minute of it, and likely to end up divorced.

our house cost twice as much and twice and long as we planned..never again

Adding to what Dave said you also do knon know how much time you will have. Hopefully everything with the baby goes good but unexpected problems happen.

The bank will not take less money. Know that right now. My husband works for a bank. They will not negotiate. They will not take less money no matter how bad the property is. They will sit on it for years. Insurance covers them. You will not get a deal from bank owned property.

In my area flippers stopped buying homes 90 days ago. If professionals don't want to take on a project to make money it isn't right for a novice! Dave has said in the past that when he was flipping, before he went broke, that he would have to look at 100 homes in order to find a deal that made sense.

To this young lady, please don't forget this. Even the strongest marriages don't survive this. You are starting a marriage...this will destroy it, unless you are financially able to do this.

This woman has been watching too much Chip and Joanna. Her idea of doing the house floor by floor is nuts. Things like electrical, plumbing, and hvac have to be done all at once, but she has too much house fever to listen

She’s going to buy the property anyway. That’s why I no longer give advice anymore people are going to do what they want to do

I work in the infrastructure world. 100 plus year old buildings are the definition of a Pandora's box.

Disagree completely - I bought a 9,000 sq ft 200+ year old historic brick home in 2019…no running water, total re-wiring, first ever HVAC install, new roof, paint inside and out, rebuild of original windows, french drain, complete hard-scaping and landscaping and refinishing all the floors. Got the house and 52 acres for a steel … put $400k into it and A LOT of sweat-equity. House recently appraised for almost 5x what I paid for it!!!! Have one more year of reno work and I have my forever home that been compared to Mount Vernon and Montecello. Best decision I ever made!

First off, she hasn’t owned a house. Even newer houses require a lot of repairs. Things wear out. I have a house built in 1985. I’ve replaced the hvac, flooring, replaced the wood stove with a new pellet stove and replaced all appliances. And that’s just on a 38 year old home. Imagine a 100 year old home. You would have to start from the foundation replacing until you’ve built a new home. Actually, I grew up in an old Victorian. Their cold in the winter. The foundation was just large rocks stacked on each other.

Love how he hardly let her talk and have no closure. Dave was done talking to you Cindy. Bye!

We have taken 38 years to get “ an old Victorian beauty” to a point of comfort - it’s lovely BUT PERHAPS NOT!

Some of Dave's retirement advice is not right. But real-estate the guy knows what he is talking about.

i remodeled a home for my family. I assumed it would cost 50k. after we opened a wall things started to fall apart and we realized 50k wouldn’t be enough. It ended up costing us 100k for a full renovation. We had cash for this but trust me it’s never what you expect.

She's going to buy the house, lol

I have saved several marriages by convincing young couples not to buy a 100 year old fixer.

There was a home in my town that was considered a “historical site” but it was falling in and abandoned for years. If someone bought the home the new owners would have to fix it up to the historical standards of the home, like everything old fashioned. No one was dumb enough to do that. The owner decided to burn it down lol. The problem is now gone and the clear lot was sold.

Trying to fix this house will end in divorce , just like in the movie money pit 😂

Good to see Dave back in control of his show love this stuff

Poor woman. She's fallen in love with this house and can't see how much it's going to hurt her financial future.

I'm sure someone else already said it. Don't walk,run!

I bought an old Victorian house and it was a disaster, it was really badly built and cost a fortune to heat and repair. Never again, the houses we have bought since have been less than 30 years old or new!

Cindy: So how long should it take to repair the foundation? Contractor: Well, we have to dig around the perimeter, insert steel beams, reinforce the existing structure, excavate the old foundation, lift the entire structure, pour new footings.....'bout.... two weeks (The Money Pit reference)

This has to be the funniest video I've seen of Dave Ramsey this girl the only thing I can say is God bless her husband cuz he's going to need it if they buy this terrible investment

Dave is spot on. We've built homes, repaired many homes and rebuilt a couple. The most difficult was a 120 y.o. house and that was one long year followed by other projects. PASS and nest for your baby!

I just hope she comes to her senses and listens to you!

People just need to quit watching those HDTV shows where a renovations are done in 45 minutes (show time)!

Speaking from experience, living in a house while rehabbing is a nightmare. Remodeling and rehabbing are two different things. Old houses have hidden issues that cost more than anyone could ever imagine. No home inspector can see through walls and underground.

One of these days Ken is gonna finish a thought without Dave interrupting him. One day.

Such smart advice, the worst mistake I ever made in my life was buying and old fixer up house for my first house.

As a 60 years young woman I was literally flabbergasted to hear how this young, very young woman, soon to be a brand new first time Mama, was absolutely hellbent and leather bound to head straight into this ill advised venture! She completely ignored the best dang advice I've EVER heard in my life from a man with way more experience in life and money matters then she will ever know until she herself reaches our age! I cannot believe how very determined she was to just continue on with her idiotic idea! Someone (sadly from our generation) forgot to teach this new generation to respect the wisdom that comes with our generation of age! She never intended to seek actual financial advice! She wanted validation for being wrong! WOW!!!

Big issue everybody missed was newborn baby and lead paint house.

Basically, she wants to make her hubby do all of the work while she sits back and enjoys the baby.

Dave says "nothing in this conversation sounds fun" and he's missing her point: she wants a Victorian house for $250k. However, Dave is right. She's not gripping reality and she's willfully blind to the pain she's about to cause herself. She needs the outside opinion where the blinders are off.

I get the feeling this is a wasted conversation, she is going to do it so be it. Next time she calls she will be asking for help to get out of financial trouble. Good riddance .

I absolutely love old Victorian/Baroque era houses. They look amazing and it makes you feel like you live way back in time. I would honestly build a house from scratch to look like one of those homes. It would be a brand new house, way easier project than Cindy wants to do and it would not be such a headache while pregnant and with a newborn. I really hope she reconsiders!

You cannot save a person from themselves. Never let emotions drive your negotiations. ALWAYS be fully ready to walk away from ANY deal.

I cracked up the whole time on this one haha if her husbands a yes man … they gonna buy it anyway 🤦🏾‍♀️🤣

When I bought my first house, my realtor actually talked use out of a deal like this at the time. I was really frustrated with him, but in Hine sight, I'm glad he did, and we ended up buying a fixer that was a cosmetic fixer I'm experienced in remodels as a contractor