RtR - Return to Reality 

Once again, I really appreciate the financial talk Rudy. I’m learning a lot from your videos. You certainly aren’t obligated to teach us valuable financial lessons, but man do I appreciate it.

I love these kinds of videos. You gotta have steady income, bills paid, enough money put away, and patience before you even consider putting money into cardboard to invest in. RTR times makes me very happy

Rudy: "I'm going to stop. I'm just rambling at this point." Me: No! It was just getting good!

I will always judge Rudy by these five words; "Its all about the fetch"

Thank you for the free lecture Professor Rudy. All jokes aside this guy is hands down one of the most relatable and genuinely smart dudes on this platform.

I learned playing catch up is losing. I knew about the power of compounding gains but I went "Nah man I'm gonna sell AMD for Micron Calls" in 2018. AMD would have made several hundred thousand over a few years, the MU calls I was confident in 10x ing in a few months expired worthless. I ended up with less money to invest on the Covid dip. I'd be a millionaire if I just chilled on investing my spare income from 2017 instead of hoarding it on YOLO plays

The amount of real world information I learn from your videos is insane

Your talk reminded me of a study I once saw where people were more willing to chance losing a lot more later than paying a little bit now. Not sure how, but it feels connected. On a side note, I see this as a great moment to get me some more Bitcoin. Thanks for the talk Rudy.

Oh man I love Rudy’s long slow conversations. Made my day.

Rudy whiteboard videos are honestly my favourite videos

SNAP BACK TO REALITY! Ope there goes gravity Ope, there goes Timmy, he choked He's so mad, but he won't give up that easy? No he won't have it, he knows his whole deck's to these ropes It don't matter, he's dope, he knows that, but he's tapped He's so stagnant, he knows, when he goes back to this LGS, that's when it's Back to the tech again, yo, this whole constructed Better go capture this tourney and hope it don't pass him.

16:44 I think I almost died when I heard the tacoman himself mention lego. 🥳 HUGE fan!

I like how this video really just boils down to Rudy telling timmy that risk vs reward exists.

i love these videos. Would love a video with the equations you mention at the beginning. You’ve also mentioned these wealthy people with their covered calls free tendies, and with my limited investing experience, I don’t understand how that works in principle. Would love a video going into the nuts&bolts of how that works, too

I GAVE YOU THE LEGO IDEA! I'm glad you're looking into it :) The minecraft sets are going to appreciate the best over the next 20 years.

I always look forward for these macro videos from you. I think you might be some kind of genius in a weird way.

hey hey hey

I love these type of Videos! I was also in the financial sector back in 2006-2009 working for New York Life. I think we are about the same age. I think about these same things when I watch the world turn. Thank you so much for the continued inspiration and knowledge drops, I know this takes a lot of your time. Take care Rudy!

Thank you for making this very important information approachable and fun. This was never taught in school.

Sell everything, go for 10x return. Timmy full send! Stay the course.

I love the vizor, the t-shirt, the long hair, and the neckbeard with great content. I rarely see people with an "I don't care" attitude, put out such great information on things such as bonds and investments and common sense. It's great advice. How many years in a row has the S&P gone up?

I love these videos, but what I really love is that about halfway through them, you always bring up that most of the viewers have left already.

the video transition without a drop in stride from part 2 to part 3 was amazing.

You know it is going to be a fire video when there is a whiteboard

Was expecting a Return to Ravnica video…guess I’ll settle for some good advice and perspective…

You mean my rocket emojis won't always go to the moon?!🤯

This genuinely helped a lot. Thanks, Rudy. Always stay the course will now and forever be in my dictionary.

Perfect timing Rudy. Thank you.

“Let’s make it 7%, a nice even number”.

Ah yes…even number 7, I remember learning this in culinary school when finding the perfect square amount of tacos from Rudy’s laundromat emporium for gifted moms.

36:17 in my 20 years of stock market and 30+ years of collectibles, this has been and still is the absolute truest statement in the business.

I always keep in mind my favorite quote from Hugh Henry when it comes to handling leverage: "Survivors dig shallow graves"

Thanks for giving out some pros and cons to investing. You legit don't have to spend your time talking about this but you do. Thanks

Rudy I appreciate the longer finance videos, thanks for mixing these in now and then. I wish I always followed the advice though 🤦

Ahhhh yesss another whiteboard video ❤ Love your content bro - hope you're doing well!

I recently got into Lego. Started my first set. Loving the experience so far. Doing the bookstore. Already ordered the Diner (retired) off eBay for my next project!

Great lesson. Patience

Omg, I watched yesterday the "he he hey" video. What an obscure and funny reference for this topic

Loved this video! 7% a year is outstanding! Never ever buy a product that has the mask label of a collectible (edit: in collectible I mean the products producer telling me what is collectible when collectibles are not known until the market says so), it always bits me in the end, always.... wait, things will be different this time.... always.

Rudy you really need to let the Congress and Senate know that they shouldn't be able to 10x their net worth between (s)election cycles...

If I hear you right, we're doing covered calls on Eldraine and running the wheel on Guilds of Ravnica. When is tcgplayer rolling out options support?

Rudy, appreciate these videos. Also would love the more "complicated" videos you're talking about with math in them. I am unafraid.

....thank you Rudy these video are just life lessons...i'm here since end of 2017 learning and buying sealed and RL cards slow and steady every month,staying the course no matter what,and guess what...you were right everytime,thank you Rudy one time never stop teaching please

Thanks Rudy! Always appreciate the knowledge and confirmation bias haha

An awesome video for every kind of investor. Great content rudy. Tacos on me.

Rudy, keep up the great work. I came for the magic card pack openings, but stayed for the financial advice. I don’t play magic, have never touched a card, but love your videos!!

RUDY!!!! Thank you for this great video. I really enjoyed it. You have a real talent and great personality for this type of thing. I hope you and your family are enjoying a nice December of 2021. This comment contained 0% sarcasm and edgy humor! How about that for a change!!!!!!

point made , this is what i needed. thank you so much !

Be bullish when others are bearish and bearish when others are bullish

Hey Rudy I have been watching you since you started RU-vid. This is one of your best finance/Investing video to date! Thank you so much for all the content over years I still find myself learning something new about investing from your channel to this day and your repetition keeps me focused on my goals.

Love for the tendies bought with that sweet sweet risk premia.

Why Rudy feels bad for upcharging is proof he's a bro--not on the ten year list at the Porsche dealer for a GT2 RS or the lifetime wait for a decent Ferrari. He's selling at below market price! Even a nice Corvette is $20k over sticker...

The visor is one of my favorite things on youtube. where are the heart glasses?

Appreciate the wisdom and knowledge you give Rudy, you're a legend

Great video, Rudy, thank you.

I have sealed lego sets as well Rudy. It's a good move

Love these videos

Great advice Rudy, I know it was great cuz of the Visor

The mythical whiteboard video... I love these so much

“Run for the hills”…. A secret Iron Maiden reference?

You gonna be glad you have all those Evolving Skies boxes in the future Rooby

I think the best thing about Rudy's financial videos - beyond the nostalgic pink financial visor cap - is his candor. Trying to keep financial advise simple and down to earth - that can be challenging and yet - he does it with gusto. Downside risk is a huge part of investing - one has to be willing to eat losses with a smile - but there's choices too. Do you double down and cost-average? Do nothing? Sell into a storm? (Never do this) Investing must be done stoically and never emotionally. It's a rollercoaster that if one is overleveraged, you won't be simply feeling nauseous on the way down - you will likely lose your lunch too; know your limits, stick within it.

@0:03 welp that'll get me through a bit longer cheers rudy

My name is Timmy and I watch Rudy videos all the way until the end, gaining knowledge to persue my life goals with confidence... I'm still a Timmy. Also, thanks Rudy.

Rudy talking about LEGO? Unexpected but great. :)

Lego ? Lego ! YESSSS ! I'm also inn since 10Years ! Couldn't belived my ears ;-))) Love it -

We need this rudy

I think when a Calendar Date happens 8 times, everyone remembers "this". It's like how it takes a teacher 8 repeated lessons to teach a child something forever. This was a well rehearsed and well repeatedly executed prison economy lesson. We should all remember this time now.

People like to assume that more risk equals more reward, but the world doesn't actually work that way.

The variants combined and turned into Voltron.

Rudy I really enjoy these takes you make. One thing on investing while not having assets is that you will lose the assets you invest for the time of investing. That should not be mind blowing and people don't think about it because of course it goes that way. BUT what it actually mean is that if you have plenty of money, lets say millions, you can invest a million and it doesn't show in any way in your day-to-day life. If you have 1000 dollars extra and invest it, it's more likely something that could increase your life satisfaction for the duration of the investment. That is then another reason wanting to invest the 1000 dollars in high risk-high reward, because the 70 dollar extra isn't giving you anything you couldn't have got with 1000 and for the duration of the investment you are "missing" 1000 dollars. When you don't have money, the little money you have is more valuable (personally).

Hell yeah, another whiteboard video, keep 'em coming

Damn it Ruby! I knew it! You’re the guy who bought all the Millenium Falcons off Amazon in 2017…😩😂

great video Rudy strongly agrees with you 😎

"I am going to wrap this up." Video still has 10 minutes to go. Still love all your videos Rudy.

now we know your secret Rudy: "Legos", but I won't tell anyone

Love white board videos they are generally the most informative and some of his best videos

Hi Rudy, I've been a long time lurker of your channel. I don't know how much you read these comments, but I hope this reaches you. I completely understand your desire to keep the videos relatable. However, I would really enjoy more in-depth financial videos. Don't be afraid to get into the weeds of the math in that one! Just throw a disclaimer in the beginning! I would really enjoy that. Good luck Rudy, and thank you.

Rudy! I have No INcome, no Job, no Assets. I do have something, though: credit cards. It's called *NINJA* investing. 📈

Deadass, would not mind a Rudynomics channel. Even if just 12 vids and nothing more; very interested in this calculus you speak of.

Rudy bought Einstein brain from museum

Doing my algorithm part. Rudy is bae in that visor.

Attention Builders!! Rudy is on to us!! PANIC!!!!

So THAT's why LEGO Titanic is already sold out!

Yes sir.

“Bashing your local stepmom” 🤣🤣🤣

Lego is a great investment I’ve been at Lego for years wait for the sales and wipe them out once there retire there just go up in price

Here comes a good video

Hare Krishna

Yes there's the pink visor

you know its good when its a whiteboard video

I learned about Legos after a friend's parent's house caught fire. All his old sets burned up and he got a bunch of money for it all. Said he was putting it all back into Star Wars sets. This is like 15 years ago now. Sure enough, that stuff just rises 15-20% a year. I've always wanted to start doing that myself but I'm one of those poors that needs the x10 to get anywhere. Managed a x5 on CLOV call options in June and now only up about x2 after this latest hit. Thankfully shares and not options so unrealized.

i didn't give up thumbs up till the visor came on. phew.

Yeah its ixlan and ammonket all over again. Honestly, strixhaven , DD's, kaldhiem, hunt and vow.....those are all amazing sets, people are going to want them years from now because they are just great sets, strong powerful beautiful cards!

You're rambling halfway through really gave me the will to live. Lol

That would be a good name for a new block series. Pink visor….things just got real

"Your my boy blue"

Investors think about how much they can lose. Timmies think about how much they can make

I honestly feel like investing a few thousand into the stock market like 1 month before the '08 crash helped me to learn to NEVER assume money only goes up and to not panic when it does go down hard. Cause HOOOO boy, did seeing me lose like 30% or so of a few thousand dollars was one hell of a feeling. But I just left it all in there and has been very nice these past 13 years. Have someone in a Discord who I feel like I argue with here and there for no other reason than the fact I am always trying to remind him to think a card set will not go up or will do worse and go down. Cause they seem to have an attitude that, no matter what, EVERY card product only goes up.

these videos are better than pack openings. hands down washing machine repair 100 percent.