Should I buy a house or apartment 2021? | 6 Things you MUST consider 🛑 | Australian Real Estate

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House or apartment? That’s the choice faced by many first-time buyers. But the decision between these two types of properties is often actually about location and budget.
Here are 6 key things you MUST consider before deciding on which dwelling type is right for you.
In most areas, apartments are much cheaper than houses, but prices vary across cities. Your budget might afford a spacious three-bedroom house in some suburbs, but in others it might only buy you a tiny one-bedroom apartment.
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**Financial disclaimer: I am not your financial advisor and the opinions I share in this video are purely my opinions and in no way is advice for your to actually invest or do anything financially as it is general in nature.
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Search property was created for the purpose of helping everyday Australians to secure financial independence through property.
Search property is more than a buyers agency that focuses on mentoring, strategy/goal setting as well as providing free upfront value to the wider community. We understand that some people don’t have the time to secure the financial future of their families so we are here to help.
Whether it’s buying your first home or investing in your 7th investment property, we can help walk you through the journey and make the process easy and fun.
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Опубликовано:

10 июн 2024

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Комментарии : 63

@PersonalFinancewithRaviSharma 3 года назад

Join FB Group (Free Access) 👉 facebook.com/groups/361198781729010

@philipmullins6235 3 года назад

In 1966 , a house in the Brisbane suburb of Coorparoo was sold for $6,000 , the $6,000 was put towards a small unit at Broadbeach Gold Coast selling for $6,250 in 1966 , today the house in Coorparoo is worth $1.1 million while the unit at Broadbeach is now worth only around $300,000 .

@sandeeparora11 3 года назад

I liked the content and pace of delivery. Also concept of set of units and subsequent separation is great! Would you be able to make a video with details? Thanks Ravi

@PersonalFinancewithRaviSharma 3 года назад

Hi Sandeep, thanks for engaging! Glad you enjoyed the content ☺️ Will note it down for a future video 👍

@v.l8904 2 года назад

Great tips, thanks for sharing!

@zawzawnaing3800 2 года назад

Great idea! Buy unit blocks at unique properties. Whatever you bought, locatoin is important.

@ryandavidsonNZ 3 года назад

Would love to see a video on building your own detailed roadmap from start to finish.

@PersonalFinancewithRaviSharma 3 года назад

Oooo that's a great video idea! I'll add it to the list 🙂

@melanieflowertop4338 2 года назад

Thanks for the video!

@steveg7337 3 года назад

Great breakdown of factors 👍

@PersonalFinancewithRaviSharma 3 года назад

Thanks Steve!

@MamaliFeshFesh 2 года назад

Hi Ravi. Very interesting discussion on "block of units". They are very common in North America but I can't see many here in Australia. Can you make a video on them?

@sunitaagrawal7675 3 года назад

Very informative video.

@PersonalFinancewithRaviSharma 3 года назад

Thank you Sunita

@PersonalFinancewithRaviSharma 3 года назад

Would you prefer to purchase a house or unit? Check out top locations to purchase property in 2020 - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-g0XUUHPMoIo.html

@Catherinee 3 года назад

Super informative 👌

@PersonalFinancewithRaviSharma 3 года назад

Thank you Catherine, glad you enjoyed it 🙌

@chrisaustralianfinance9204 2 года назад

I would imagine another benefit of units is that generally large blocks of units are associated with a small m^2 value (despite the price per m^2 may be high). This may help when wanting to increase the size of a real estate portfolio while avoiding moving into the next threshold for land tax.

@islamicacademy777 Год назад

Your accent is just amazing

@TheSpermalan 2 года назад

Finally someone who talks sense about the Sydney market instead of the typical nonsense

@andreasmckenzie5305 2 года назад

Is it best to diversify where you buy properties? I'm looking to purchase a 2nd property and have my current place as an investment property. But is it best to have properties across Victoria or in a neighbouring postcode. Appreciate your help!

@deepak9603 2 года назад

How about comparison between old and new units

@method341 Год назад

Units are low maintenance....until you get slapped with a special strata levy to fix some building issue that may have nothing to do with your unit.

@ranjithpowell6791 3 года назад

My unit in Manly purchased in 2000 was the best thing I ever did.

@PersonalFinancewithRaviSharma 3 года назад

Nice work!

@steveg7337 3 года назад

11:16 windows xp restarting

@PersonalFinancewithRaviSharma 3 года назад

HAHAHAHAAH! SO trueeee!

@meetsy 3 года назад

Please create a video on how to utilise buying block of units to maximise profitability. Thanks in advance. Meets.

@PersonalFinancewithRaviSharma 3 года назад

Great idea :) Will work on creating this video in the coming weeks

@julianneannie3463 3 года назад

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@llagasca9384 2 года назад

Sydney apartments are too risky. Lots of cracks, waterproofing issues, etc. I think go for house/land if you can afford it.

@naghmeh2709 3 года назад

Loved the idea of set of units, where can we find these deals?

@PersonalFinancewithRaviSharma 3 года назад

Thank you for engaging! They are difficult to find however, we have access to about 4 of these deals currently so if you are interested, feel free to email me on ravi@searchpropertyau.com.au ✌️

@TeamSweetiepie 3 года назад

Hi Ravi, I am a recent subscriber who's been trying to work out a question that may be good for answering publicly, as there will likely be others who may have a similar situation causing some apprehension/discomfort, so here goes: Should a prospective/hopeful property investor who's currently surviving by Job Keeper/Seeker still consider getting started with this, if their current home potentially has enough equity available? 😅

@PersonalFinancewithRaviSharma 3 года назад

Hi!! Thanks for subscribing and engaging :) I believe some banks will still treat jobkeeper payments as income to service a loan which would include equity from your home if that's available. If you would like to have a further chat, happy for you to email me and I can see if we can help 🙌 ravi@searchpropertyau.com.au

@sahils725 3 года назад

Hi Ravi, Thanks for a great video. I am unable to get access to the complimentary strategy session that you mentioned. Link in the bio takes to a paid session. Can you please share the right link?

@PersonalFinancewithRaviSharma 3 года назад

Hi Sahil, thanks for watching. The strategy sessions are now a paid service as the complimentary service was for a limited time only. You can book in a session here if you like :) ✅ Book a Strategy Session ▶️ bit.ly/STRATEGY-SP

@adrianlaw1707 2 года назад

What’s your take on a brand new build apartment off the plan vs an exisiting one?

@PersonalFinancewithRaviSharma 2 года назад

I like existing stock that is unique. I’m seeing a lot of developments that have a cookie cutter approach and no unique offerings. Additionally, the uncertainty around the market and home loans over the next 24 months is a concern.

@adrianlaw1707 2 года назад

@@PersonalFinancewithRaviSharma thank you very much for the insight. I agree and will adjust my strategy accordingly

@laurzkw3674 3 года назад

How long do you have to stay in a house or unit you have purchased for first time, before renting it out

@PersonalFinancewithRaviSharma 3 года назад

Thanks for your question :) I believe you might be referring to get the benefits of the first home buyer scheme. You would need to live in the property for at least 6 months

@laurzkw3674 3 года назад

@@PersonalFinancewithRaviSharma thank you for info

@nimisha3962 3 года назад

Is it necessary to buy properties where you live, or can you buy properties from any state?

@PersonalFinancewithRaviSharma 3 года назад

Thank you for your question. You can buy wherever you like :)

@julianneannie3463 3 года назад

@jonathanlin2046 2 года назад

I have a block of 4 units and a block of 3 units. Can u please doa. video of indivually titling them please? Jon

@PersonalFinancewithRaviSharma 2 года назад

That's great! I don't think enough people are in a situation to be able to do this. I'm trying to bring value at scale. You could speak to your local agent and they may be able to assist :)

@ranjithpowell6791 3 года назад

Is it still complementary?

@PersonalFinancewithRaviSharma 3 года назад

No, they are a paid service as of Dec 2020. There is a link to book the session in the description box :)

@11zen45 3 года назад

Ok. How do I get organised with your professional service? ASAP. Please.

@PersonalFinancewithRaviSharma 3 года назад

Send me an email and we can take it from there :) include as much info as you like ✌️

@PersonalFinancewithRaviSharma 3 года назад

ravi@searchpropertyau.com.au

@11zen45 3 года назад

Hi Ravi, The email address is not recognised by any of my devices. Please send me a relevant email. Kind Regards.

@PersonalFinancewithRaviSharma 3 года назад

@@11zen45 that is super weird. If you would like, in the description box I have a link to book in a strategy call. That would be the easiest way :)

@suwendranis7210 2 года назад

Hi Ravi, we are 1st home buyers. Should we buy a house less than 600k or should we buy a bigger land with old house?

@josegeraldmanguino1530 2 года назад

Bigger land with old home. You can always change the house but not the land size and location

@AFulfilledLife 3 года назад

SMASH THE LIKE BUTTON!!!!!!!!!!!

@PersonalFinancewithRaviSharma 3 года назад

SMASSHHHH haha :)

@baliomricon8036 2 года назад

hi, I'm planning to buy CBD Melbourne 2 bedroom apartments, but my main concern is on the depreciation of the units, is it true that if we bought a 2 bedroom units for $650k, in the next 10 years the prices would be the same? and is it wise to buy units in melbourne CBD? love your content by the way