Should You Sign A Contract With A Roofer? 

I just came across this situation with my contractor. My contract is higher than the claim amount, but it states that I only pay the deductible. My contractor also told me that they found additional damage the settlement needs some adjustments to what they are going to charge. They are working with the insurance adjuster and it seems like everything is going good. This video totally help me understand the process better. This is definitely my first claim and it is definitely a process. Your videos are helping a lot to guide me through it. Thanks.

I don’t see why I would care about the time a contractor spends on an estimate. If I did I wouldn’t get 3 estimates. I sure there’s not a contractor that gets 100% of his estimates signed into contracts.

I’m a new public adjuster in Illinois, where contractors can be public adjusters. I’m not in this to scam people. I came from insurance production, but I realized I wanted to be a part of the claims process and help customers at the point of greatest need. However, starting out the way that I am, one of the only ways that I can get new business is to doorknock/storm chase. I walk up to the house, create some interest, get up on the roof, take pictures, and if there’s adpl, I show the homeowner, offer to file a claim and represent them, and if they’re game, I have them sign a CONTRACT that allows us to represent them, gives a financial disclosure, gives us a fee that we waive if our contractor does the work, and I explain it all to them. I’m not saying this is the right way. I am also learning now that the contractor that I work for is actually a scammer and I’ve stopped writing new contracts for him. Beside the fact that the contractor that I’ve been working for is a sleezeball that I am leaving shortly, and that the best way for me to be working is to be working off of reputation, can someone please explain why this doorknocking is a bad thing and/or how to improve that process or avoid putting homeowners at risk?

I would Never sign any contract right away period. Take your time to read over it, ask questions, compare with at least 3 or more roofing constructors and make sure you understand it first.

I had roofer come out and he said I need a new roof. He told me to call insurance company and when they set a time to inspect it,the roofer said he come out make shore the insurance inspector see every thing .

You are absolutely incorrect your insurance company will determine the claim amount and they will not change their mind for any reason whatsoever good luck with that I've been there many times and it always cost more to repair than your insurance company is willing to put forward

Always interesting.

Thanks. I'm in Centennial, Co. I already messed up. I signed that first "contract" that says he'll do the job for my deductible and will deal with the insurance company. This same roofer has an A+ BBB rating and did do my neighbor's house. I figured the contract was so he should help me "file the claim". Yea, I know. (Did he just assume I had full replacement coverage - I didn't even know I had that - it's being dropped by the insurance at the next renewal). Insurance approved the claim (for not enough) and I'm sitting on the 1st insurance check. I have new ( 3year old) vinyl siding and am stressing over how the step flashing can be replaced with the J channel probably attached though the old flashing? After bugging the roofer he finally said they can't guarantee the siding. What is the best way to proceed now. I had my siding people out and am waiting for a quote to remove the siding for the roofing job. Should Insurance pay for that (they are paying for the solar panel work). I can pay for the Siding work if it's within reason. I currently have architectural shingles, and I'd like to upgrade to class 4 shingles. How should I expect to work that with the roofer? OMG... this has turned into so much to stress over. Again, thanks for the videos. I assume you guys don't make your way up to the Denver area. 🥴

I don't have insurance do a video on that one lol 😢😢😢😢😢

It doesn’t matter what the estimate says. It only matters what the insurance is willing to pay. This is stupid

Just a question, how many roofing companies should I look at in getting a estimate? I don’t to waste my time or the roofing company

Why is it the roofing companies want your claim number on their invoice and are they going to ask me to sign that invoice which I don’t intend to?

Hi. I am getting a loan from the Pennsylvania Housing Finance Agency. They have required me to get two estimates for them. The first contractor came out and he did his inspection and left us a Roofing Agreement. He signed it. A little later that day, his company called back and said that we needed to sign it. I questioned why I needed to sign it as it was only an agreement. The person I talked to said it was because we had applied for financing through a company that the roofer uses. BUT, I have to get another estimate. What happens if the second contractor offers us a lower bid for the same amount of work? If I sign the first agreement, doesn't that mean that I am locked into a contract with the first contractor? I have some concerns and I had asked the first contractor to to call me so I could have my concerns answered. To date, he has not returned my call. Well, I did sign the contract and emailed it to the company. But then last night I rescinded it. Only, until I have my concerns addressed to my satisfaction. Besides that, I have not received the other contractor estimate yet. The first company knew that we had to get another estimate so I was wondering why they were in such a rush to get my signature. Can you adise where I go with this? Thank you.

Hi I singed the contract without the cost on it my insurance was contacted by roofing company what are my options now. I asked for estimate but roofing company said after your insurance provided the claim and replacement cost.

So when do you ask or expect a signature?

I got a claim report and a check. Does the contractor(s) I ask for an estimate need to see that report and claim amount?

Should I get an estimate before insurance companies come for inspection? So I have an estimate? Or should I wait until my insurance company looks at it? From my state not sure if it's different in different states.

What if your not a contractor?

Could I break a contract with an insurance company to choose another one at a cheaper price?

Does the scope of work have to say what the amount of materials is/length of stuff, or can they just state $xx.xx for underlayment, $xx.xx for ice shield, $xx.xx for drip edge, $xx.xx for ridge caps etc to turn into insurance. Thank you for answering questions!